401(k) Plans

19,321 topics in this forum

1. 401(k) Testing

   By Guest mjakel, December 17, 2002
   • 7 replies
   • 1.7k views
   • 
   • Guest
   • December 20, 2002

2. Split Plan to Avoid 5500 Audit

   By BeanCounterBlues, May 31, 2006
   • 7 replies
   • 4.5k views
   • 
   • jpod
   • June 1, 2006

3. Problem client: wants to retroactively reduce benefits.

   By Lori H, August 4, 2008
   • 7 replies
   • 1.3k views
   • 
   • Guest
   • August 5, 2008

4. Profit sharing for only one

   By ombskid, May 5, 2014
   • 7 replies
   • 1.1k views
   • 
   • BG5150
   • May 6, 2014

5. Top Heavy and Gateway

   By jim241, May 2, 2018   

   • safe harbor
   • top heavy
   • (and 3 more)

     Tagged with:

     • safe harbor
     • top heavy
     • gateway
     • hce
     • non-key
   • 7 replies
   • 991 views
   • 
   • John Feldt ERPA CPC QPA
   • May 4, 2018

6. Forfeitures used to reduce future employer contributions

   By Guest SuperMan, November 22, 1999
   • 7 replies
   • 3.5k views
   • 
   • BG5150
   • December 18, 2008

7. Safe Harbor Match by Payroll - failing compensation ratio test

   By ekg24, May 22, 2024
   • 7 replies
   • 1.6k views
   • 
   • David Schultz
   • May 24, 2024

8. Nondiscrimination testing - disaggregation

   By Guest Rags, March 19, 2009
   • 7 replies
   • 2k views
   • 
   • Tom Poje
   • March 24, 2009

9. How to apply deferral percentage to compensation exceeding 415 limit?

   By SavingsRUS, June 2, 2016   

   • 415
   • 401(k)
   • 7 replies
   • 1.6k views
   • 
   • david rigby
   • June 2, 2016

10. Add Voluntary After tax to SH Plan--does it mess with TH?

    By BG5150, January 25, 2019
    • 7 replies
    • 922 views
    • 
    • Kevin C
    • February 4, 2019

11. Comp limit used for deferral contributions

    By Guest 2341mid, November 12, 2003
    • 7 replies
    • 1.3k views
    • 
    • david rigby
    • November 13, 2003

12. Eligibility for Owner

    By Pammie57, October 4, 2016
    • 7 replies
    • 1.4k views
    • 
    • Bird
    • October 12, 2016

13. Coverage Failure, no correction action needed?

    By John Feldt ERPA CPC QPA, March 12, 2018   

    • 410(b)
    • qnec
    • (and 2 more)

      Tagged with:

      • 410(b)
      • qnec
      • coverage
      • 0% nhce deferral
    • 7 replies
    • 3k views
    • 
    • Kevin C
    • March 15, 2018

14. ADP for HCE when NHCE's dont defer at all

    By K-t-F, April 10, 2009
    • 7 replies
    • 3.1k views
    • 
    • BG5150
    • April 15, 2009

15. Non-discrimination (401(a)(4))

    By EBDI, February 16, 2016
    • 7 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 16, 2016

16. Participant is Physician, non-Partner. Can Firm Take ER Contributions from Compensation?

    By erisa parrot, August 24, 2017
    • 7 replies
    • 1.4k views
    • 
    • Luke Bailey
    • August 28, 2017

17. 404(a)(5)

    By Madison71, June 25, 2018
    • 7 replies
    • 1.5k views
    • 
    • Bird
    • June 28, 2018

18. Amending a safe harbor plan mid year

    By oldman, May 18, 2010
    • 7 replies
    • 13.8k views
    • 
    • 30Rock
    • May 20, 2010

19. Affiliated Employer?

    By Guest Michael Anderson, October 22, 2002
    • 7 replies
    • 2.3k views
    • 
    • jaemmons
    • October 23, 2002

20. Shifting deferrals to the ACP / 2 different plans

    By fiona1, March 14, 2007
    • 7 replies
    • 1.9k views
    • 
    • fiona1
    • March 19, 2007

21. Youngest Age of Eligibility

    By The 402"(G)", August 4, 2016
    • 7 replies
    • 4.5k views
    • 
    • My 2 cents
    • August 4, 2016

22. Terminating a SH Plan

    By austin3515, February 23, 2010
    • 7 replies
    • 6k views
    • 
    • Guest
    • February 25, 2010

23. Sample Irrevocalbe Election Out of Plan?

    By austin3515, December 23, 2009
    • 7 replies
    • 1.6k views
    • 
    • austin3515
    • December 31, 2009

24. 415(c) limit and catch up

    By drakecohen, January 4, 2023
    • 7 replies
    • 1.2k views
    • 
    • Nate S
    • January 6, 2023

25. new company, old tax id#

    By MR, January 16, 2006
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • January 18, 2006

26. Pension Plan limits for 2008

    By Guest LSULLIVAN, October 5, 2007
    • 7 replies
    • 2.1k views
    • 
    • Mike Preston
    • October 5, 2007

27. Shifting if ADP Fails

    By austin3515, October 1, 2012
    • 7 replies
    • 3.1k views
    • 
    • Tom Poje
    • October 2, 2012

28. Early Retirement and Vesting Provisions

    By KayC, August 1, 2023
    • 7 replies
    • 1.8k views
    • 
    • acm_acm
    • August 2, 2023

29. eligibility/entry date ???'s re 401(K)

    By chris, February 5, 2003
    • 7 replies
    • 2.7k views
    • 
    • austin3515
    • February 27, 2003

30. C3 exam

    By Guest alabama, April 22, 2005
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • April 29, 2005

31. Payout of participants with balance <$5,000

    By Guest wallacea, February 28, 2000
    • 7 replies
    • 2.8k views
    • 
    • K2retire
    • July 23, 2009

32. Changing eligibility

    By Guest chris4013, May 8, 2003
    • 7 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • May 13, 2003

33. IRA funds rolling into a retirement plan after EGTRRA

    By FundeK, July 13, 2004
    • 7 replies
    • 2.4k views
    • 
    • Bird
    • August 12, 2004

34. Is there any way to exclude a non owner dentist from TH and let him defer in a Sole Prop?

    By Jim Chad, March 23, 2010
    • 7 replies
    • 1.4k views
    • 
    • Jim Chad
    • March 30, 2010

35. Annual Disclosure Notice to Participants

    By gregburst, July 10, 2012
    • 7 replies
    • 1.4k views
    • 
    • cpc0506
    • July 13, 2012

36. Employee rehired as part time

    By Guest coconut695, November 16, 2012
    • 7 replies
    • 2.3k views
    • 
    • Guest
    • November 16, 2012

37. Adding an Employer to a 401k Plan

    By CLE401kGuy, March 19, 2014
    • 7 replies
    • 1.2k views
    • 
    • MWeddell
    • March 20, 2014

38. What is W-2 Compensation?

    By justanotheradmin, June 25, 2014
    • 7 replies
    • 7.3k views
    • 
    • ESOP Guy
    • June 26, 2014

39. Does disobeying the written plan tax-disqualify the plan?

    By Peter Gulia, July 12, 2019
    • 7 replies
    • 1.4k views
    • 
    • Luke Bailey
    • July 15, 2019

40. Front-loading 3% Safe Harbor Contribution

    By chris, September 6, 2005
    • 7 replies
    • 2.3k views
    • 
    • chris
    • September 7, 2005

41. Is January 2nd the Real Amendment Deadline?

    By namealreadyinuse, December 27, 2006
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • December 28, 2006

42. Rollover from Self-Directed 401(k) to IRA

    By waid10, January 26, 2015   

    • self-directed
    • rollover
    • (and 2 more)

      Tagged with:

      • self-directed
      • rollover
      • 401(k)
      • IRA
    • 7 replies
    • 2.4k views
    • 
    • mbozek
    • June 20, 2015

43. Compensation Exclusions

    By Guest Mike Schwing, February 20, 2004
    • 7 replies
    • 3.1k views
    • 
    • g8r
    • February 25, 2004

44. New Laws on Social Security Numbers

    By zimbo, September 6, 2007
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • September 10, 2007

45. Solo K - bonding requirements?

    By Tinman, August 5, 2008
    • 7 replies
    • 3.2k views
    • 
    • jpod
    • December 8, 2011

46. maximum interest rate on participant loan

    By Earl, March 16, 2013
    • 7 replies
    • 1.5k views
    • 
    • masteff
    • March 18, 2013

47. Supplemental Reading

    By Guest caddieadmin, February 20, 2007
    • 7 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • February 21, 2007

48. Top Heavy Test - Excluded HCE

    By Vlad401k, December 4, 2023
    • 7 replies
    • 1.4k views
    • 
    • Bill Presson
    • December 6, 2023

49. 5330's and Late 401(k) Contributions

    By Guest erisafried, April 10, 2001
    • 7 replies
    • 2.9k views
    • 
    • Guest
    • April 12, 2001

50. deferral election in writing...

    By AKconsult, July 9, 2007
    • 7 replies
    • 2k views
    • 
    • AKconsult
    • July 12, 2007