401(k) Plans

19,275 topics in this forum

1. Coverage Failure, no correction action needed?

   By John Feldt ERPA CPC QPA, March 12, 2018   

   • 410(b)
   • qnec
   • (and 2 more)

     Tagged with:

     • 410(b)
     • qnec
     • coverage
     • 0% nhce deferral
   • 7 replies
   • 3k views
   • 
   • Kevin C
   • March 15, 2018

2. Contributions and matching after 401(a)(17) limit has been reached?

   By MD-Benefits Guy, October 1
   • 7 replies
   • 985 views
   • 
   • MD-Benefits Guy
   • October 2

3. ADP for HCE when NHCE's dont defer at all

   By K-t-F, April 10, 2009
   • 7 replies
   • 3.1k views
   • 
   • BG5150
   • April 15, 2009

4. Non-discrimination (401(a)(4))

   By EBDI, February 16, 2016
   • 7 replies
   • 1.5k views
   • 
   • Mike Preston
   • February 16, 2016

5. Participant is Physician, non-Partner. Can Firm Take ER Contributions from Compensation?

   By erisa parrot, August 24, 2017
   • 7 replies
   • 1.4k views
   • 
   • Luke Bailey
   • August 28, 2017

6. 404(a)(5)

   By Madison71, June 25, 2018
   • 7 replies
   • 1.5k views
   • 
   • Bird
   • June 28, 2018

7. Amending a safe harbor plan mid year

   By oldman, May 18, 2010
   • 7 replies
   • 13.7k views
   • 
   • 30Rock
   • May 20, 2010

8. Affiliated Employer?

   By Guest Michael Anderson, October 22, 2002
   • 7 replies
   • 2.3k views
   • 
   • jaemmons
   • October 23, 2002

9. Shifting deferrals to the ACP / 2 different plans

   By fiona1, March 14, 2007
   • 7 replies
   • 1.9k views
   • 
   • fiona1
   • March 19, 2007

10. Youngest Age of Eligibility

    By The 402"(G)", August 4, 2016
    • 7 replies
    • 4.1k views
    • 
    • My 2 cents
    • August 4, 2016

11. Terminating a SH Plan

    By austin3515, February 23, 2010
    • 7 replies
    • 5.9k views
    • 
    • Guest
    • February 25, 2010

12. Sample Irrevocalbe Election Out of Plan?

    By austin3515, December 23, 2009
    • 7 replies
    • 1.6k views
    • 
    • austin3515
    • December 31, 2009

13. 415(c) limit and catch up

    By drakecohen, January 4, 2023
    • 7 replies
    • 1.2k views
    • 
    • Nate S
    • January 6, 2023

14. new company, old tax id#

    By MR, January 16, 2006
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • January 18, 2006

15. Pension Plan limits for 2008

    By Guest LSULLIVAN, October 5, 2007
    • 7 replies
    • 2.1k views
    • 
    • Mike Preston
    • October 5, 2007

16. Shifting if ADP Fails

    By austin3515, October 1, 2012
    • 7 replies
    • 3.1k views
    • 
    • Tom Poje
    • October 2, 2012

17. Early Retirement and Vesting Provisions

    By KayC, August 1, 2023
    • 7 replies
    • 1.7k views
    • 
    • acm_acm
    • August 2, 2023

18. eligibility/entry date ???'s re 401(K)

    By chris, February 5, 2003
    • 7 replies
    • 2.7k views
    • 
    • austin3515
    • February 27, 2003

19. C3 exam

    By Guest alabama, April 22, 2005
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • April 29, 2005

20. Payout of participants with balance <$5,000

    By Guest wallacea, February 28, 2000
    • 7 replies
    • 2.8k views
    • 
    • K2retire
    • July 23, 2009

21. Changing eligibility

    By Guest chris4013, May 8, 2003
    • 7 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • May 13, 2003

22. IRA funds rolling into a retirement plan after EGTRRA

    By FundeK, July 13, 2004
    • 7 replies
    • 2.4k views
    • 
    • Bird
    • August 12, 2004

23. Is there any way to exclude a non owner dentist from TH and let him defer in a Sole Prop?

    By Jim Chad, March 23, 2010
    • 7 replies
    • 1.3k views
    • 
    • Jim Chad
    • March 30, 2010

24. Annual Disclosure Notice to Participants

    By gregburst, July 10, 2012
    • 7 replies
    • 1.4k views
    • 
    • cpc0506
    • July 13, 2012

25. Employee rehired as part time

    By Guest coconut695, November 16, 2012
    • 7 replies
    • 2.3k views
    • 
    • Guest
    • November 16, 2012

26. Adding an Employer to a 401k Plan

    By CLE401kGuy, March 19, 2014
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • March 20, 2014

27. What is W-2 Compensation?

    By justanotheradmin, June 25, 2014
    • 7 replies
    • 7.2k views
    • 
    • ESOP Guy
    • June 26, 2014

28. Does disobeying the written plan tax-disqualify the plan?

    By Peter Gulia, July 12, 2019
    • 7 replies
    • 1.3k views
    • 
    • Luke Bailey
    • July 15, 2019

29. Front-loading 3% Safe Harbor Contribution

    By chris, September 6, 2005
    • 7 replies
    • 2.3k views
    • 
    • chris
    • September 7, 2005

30. Is January 2nd the Real Amendment Deadline?

    By namealreadyinuse, December 27, 2006
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • December 28, 2006

31. Rollover from Self-Directed 401(k) to IRA

    By waid10, January 26, 2015   

    • self-directed
    • rollover
    • (and 2 more)

      Tagged with:

      • self-directed
      • rollover
      • 401(k)
      • IRA
    • 7 replies
    • 2.3k views
    • 
    • mbozek
    • June 20, 2015

32. Compensation Exclusions

    By Guest Mike Schwing, February 20, 2004
    • 7 replies
    • 3k views
    • 
    • g8r
    • February 25, 2004

33. New Laws on Social Security Numbers

    By zimbo, September 6, 2007
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • September 10, 2007

34. Solo K - bonding requirements?

    By Tinman, August 5, 2008
    • 7 replies
    • 3.1k views
    • 
    • jpod
    • December 8, 2011

35. maximum interest rate on participant loan

    By Earl, March 16, 2013
    • 7 replies
    • 1.5k views
    • 
    • masteff
    • March 18, 2013

36. Supplemental Reading

    By Guest caddieadmin, February 20, 2007
    • 7 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • February 21, 2007

37. Top Heavy Test - Excluded HCE

    By Vlad401k, December 4, 2023
    • 7 replies
    • 1.3k views
    • 
    • Bill Presson
    • December 6, 2023

38. 5330's and Late 401(k) Contributions

    By Guest erisafried, April 10, 2001
    • 7 replies
    • 2.9k views
    • 
    • Guest
    • April 12, 2001

39. deferral election in writing...

    By AKconsult, July 9, 2007
    • 7 replies
    • 2k views
    • 
    • AKconsult
    • July 12, 2007

40. For 1999 plan year, when does a QNEC have to be deposited to satisfy t

    By eilano, April 10, 2001
    • 7 replies
    • 2.4k views
    • 
    • Richard Anderson
    • April 11, 2001

41. Suspicious Match

    By Guest LWilson, August 1, 2002
    • 7 replies
    • 1.5k views
    • 
    • Brian Gallagher
    • August 2, 2002

42. Match on Excess Contribution Recharacterized as Catch-up

    By Guest Giovanni, March 31, 2005
    • 7 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • April 1, 2005

43. Missing assets found plan termed 2 years ago

    By Guest padmin, April 23, 2005
    • 7 replies
    • 1.5k views
    • 
    • mbozek
    • April 26, 2005

44. No beneficiary designation on a deceased participant

    By Guest jetfaninmn, August 10, 2005
    • 7 replies
    • 3.4k views
    • 
    • Lori H
    • May 16, 2007

45. Refusal to make Safe Harbor Match

    By Guest_Question, October 2, 2023
    • 7 replies
    • 1.5k views
    • 
    • Peter Gulia
    • October 3, 2023

46. Late Deferral Contributions

    By FishOn, December 5, 2023
    • 7 replies
    • 1.6k views
    • 
    • Paul I
    • December 5, 2023

47. Can QMACs count toward the gateway?

    By Guest Dave Peckham, April 5, 2006
    • 7 replies
    • 2.7k views
    • 
    • Belgarath
    • April 6, 2006

48. Combined Plan Deduction Limit

    By Below Ground, October 4, 2006
    • 7 replies
    • 2.1k views
    • 
    • Earl
    • October 11, 2006

49. Beneficiaries

    By Nassau, June 15, 2010
    • 7 replies
    • 1.7k views
    • 
    • My 2 cents
    • June 16, 2010

50. Merging 2 plans into One

    By Mr Bagwell, March 31, 2020
    • 7 replies
    • 1.6k views
    • 
    • Bird
    • April 2, 2020