401(k) Plans

19,275 topics in this forum

1. Stop Safe Harbor on 1/1 - notice requirement

   By TinaW, December 30, 2024
   • 6 replies
   • 1.4k views
   • 
   • Lou S.
   • January 3

2. How to treat employer securities in a 401(k) and ESOP that are combined in the same plan document.

   By katieinny, May 4, 2005
   • 6 replies
   • 1.8k views
   • 
   • katieinny
   • May 5, 2005

3. Payment of Plan Expenses from Forfeitures

   By Guest Born2Run, July 23, 2009
   • 6 replies
   • 1.8k views
   • 
   • Guest
   • July 28, 2009

4. 401k Loan Amount - What is the max for me?

   By sarathesmith2, February 24, 2019
   • 6 replies
   • 3.2k views
   • 
   • card
   • February 26, 2019

5. On Demand Pay Arrangements & Plan Compensation

   By MSN, January 31, 2023
   • 6 replies
   • 2.2k views
   • 
   • MSN
   • February 17, 2023

6. Missed Roth deferral and QNEC is non-Roth

   By andrew, August 28, 2023
   • 6 replies
   • 3k views
   • 
   • andrew
   • August 29, 2023

7. SECURE 2.0 2025 auto-enrollment applying to LTPT employees?

   By Belgarath, October 28, 2024
   • 6 replies
   • 2.3k views
   • 
   • RatherBeGolfing
   • October 31, 2024

8. Retroactive Amendment question

   By Guest chris4013, June 29, 2005
   • 6 replies
   • 1.9k views
   • 
   • R. Butler
   • June 29, 2005

9. SH Nonelective - First Plan Year

   By Gilmore, April 29, 2021
   • 6 replies
   • 807 views
   • 
   • Lou S.
   • May 18, 2021

10. LTPT Eligibility for Off-Calendar Year Plans

    By LANDO, October 27, 2023   

    • eligibility
    • ltpt
    • 6 replies
    • 1.4k views
    • 
    • LANDO
    • October 30, 2023

11. Can a plan use the sole proprietor's social security number as its EIN

    By Guest Tara Curran, September 28, 2000
    • 6 replies
    • 2.8k views
    • 
    • Kristina
    • October 3, 2000

12. Mandatory Distribution at NRA

    By Jake Wright, April 15, 2020
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • May 21, 2020

13. Top Heavy Minimum/401(m) Matching

    By Guest datalife, April 23, 1999
    • 6 replies
    • 2.1k views
    • 
    • John A
    • September 23, 1999

14. Blackout Notice - pooled account

    By 401(k)athryn, June 20, 2023
    • 6 replies
    • 1.7k views
    • 
    • 401(k)athryn
    • June 20, 2023

15. Plan Design Question

    By Spencer, October 19, 2010
    • 6 replies
    • 1.1k views
    • 
    • BG5150
    • October 21, 2010

16. 3% SHNEC is chosen in AA but not ACP SH

    By Jim Chad, September 12, 2018
    • 6 replies
    • 1.4k views
    • 
    • Tom Poje
    • September 13, 2018

17. Loan Refinancing

    By MarZDoates, September 24, 2002
    • 6 replies
    • 3.7k views
    • 
    • MarZDoates
    • September 24, 2002

18. How to handle deferrals that were never made?

    By Guest Shmedd, September 19, 2003
    • 6 replies
    • 2.9k views
    • 
    • R. Butler
    • October 13, 2003

19. Flat Dollar

    By Logan401, November 16, 2010
    • 6 replies
    • 2k views
    • 
    • Logan401
    • November 17, 2010

20. Two participants with the same SSN

    By Guest TPA Guy, February 20, 2013
    • 6 replies
    • 2.2k views
    • 
    • Peter Gulia
    • February 22, 2013

21. ACP testing, excluded class of employees

    By Belgarath, October 27, 2017
    • 6 replies
    • 1.4k views
    • 
    • NJ Mike
    • October 27, 2017

22. Automatic enrollment failure and terminated employees

    By MATRIX, May 18
    • 6 replies
    • 1.4k views
    • 
    • MATRIX
    • May 22

23. Coverage test with allocation condition

    By TH 401k, October 29
    • 6 replies
    • 508 views
    • 
    • TH 401k
    • October 30

24. Time-Sensitive "Negative Election" Question

    By Übernerd, April 8, 2005
    • 6 replies
    • 1.3k views
    • 
    • Übernerd
    • April 8, 2005

25. Employer Matching

    By pmacduff, October 17, 2007
    • 6 replies
    • 1.5k views
    • 
    • austin3515
    • October 19, 2007

26. Match Coverage Failure and ADP/ACP Testing

    By PensionPro, April 5, 2023
    • 6 replies
    • 1.4k views
    • 
    • BG5150
    • April 10, 2023

27. Form 5500, Audit requirement

    By Guest cfspr, August 8, 2003
    • 6 replies
    • 2.4k views
    • 
    • E as in ERISA
    • August 22, 2003

28. Hardship Amount Available?

    By rr_sphr, June 13, 2019
    • 6 replies
    • 1.5k views
    • 
    • Pam Shoup
    • June 14, 2019

29. Match doesn't start until 3%

    By Just Tri, June 3, 2020
    • 6 replies
    • 697 views
    • 
    • Luke Bailey
    • June 4, 2020

30. Differing match and ps in plan without HCEs and Keys

    By ldr, July 1, 2021   

    • controlled group
    • discretionary match
    • (and 1 more)

      Tagged with:

      • controlled group
      • discretionary match
      • profit sharing contributions
    • 6 replies
    • 1k views
    • 
    • Susan L
    • July 7, 2021

31. $150,000 penalty

    By Orlando advisor, January 4
    • 6 replies
    • 1.1k views
    • 
    • ERISALawyr
    • January 7

32. Start-up 401(k)

    By rlb64, July 23, 2009
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • July 24, 2009

33. Merging SH and Non-SH Plans as of 1/1/2015

    By austin3515, October 24, 2014
    • 6 replies
    • 1.5k views
    • 
    • austin3515
    • November 2, 2014

34. Death Distribution - 4 beneficiaries 25% each

    By BLM, October 27, 2017
    • 6 replies
    • 762 views
    • 
    • acm_acm
    • November 1, 2017

35. eligibility using eligibility service

    By KevinMc, November 20, 2019
    • 6 replies
    • 1.1k views
    • 
    • Larry Starr
    • November 22, 2019

36. Correcting Excess Deferrals

    By steve45, December 31, 2021   

    • 402g refund
    • 402g limit
    • (and 1 more)

      Tagged with:

      • 402g refund
      • 402g limit
      • excess
    • 6 replies
    • 1.1k views
    • 
    • chc93
    • January 3, 2022

37. Can Plan Sponsor make a loan to a plan?

    By TPApril, February 26, 2019
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 26, 2019

38. Plan Termination

    By KevinMc, November 20, 2019
    • 6 replies
    • 1.8k views
    • 
    • ESOP Guy
    • November 21, 2019

39. 401(k) Plan Sponsor Entity and EIN Change

    By hsctpa, November 24, 2020
    • 6 replies
    • 1.3k views
    • 
    • Gilmore
    • November 26, 2020

40. Fidelity vs. Fiduciary Bonds?

    By Guest susan w, May 14, 2001
    • 6 replies
    • 4.2k views
    • 
    • Guest
    • May 18, 2001

41. Deferral Limit on HCE's

    By Guest scuba80, September 17, 2008
    • 6 replies
    • 2.5k views
    • 
    • Guest
    • September 18, 2008

42. In a SH new comparability plan, can the PS allocation include the 3% Nonelective?

    By kwalified, December 7, 2012
    • 6 replies
    • 1.1k views
    • 
    • kwalified
    • December 7, 2012

43. QJSA Spousal Consent in DC Plans

    By ERISAAPPLE, February 15, 2018   

    • spousal consent
    • 2012-3
    • (and 1 more)

      Tagged with:

      • spousal consent
      • 2012-3
      • qjsa
    • 6 replies
    • 2.1k views
    • 
    • Bird
    • February 19, 2018

44. LLP Questions

    By Guest Effie Clark, August 12, 2002
    • 6 replies
    • 1.5k views
    • 
    • Guest
    • August 13, 2002

45. Excludible employee

    By Guest erepper, January 28, 2008
    • 6 replies
    • 1.9k views
    • 
    • austin3515
    • January 30, 2008

46. Deferrals made on negative Sch C income

    By Guest fiddler, October 12, 2009
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • October 12, 2009

47. May a Money Purchase Plan be amended & restated to become a Safe H

    By Guest PLHart, May 7, 1999
    • 6 replies
    • 3.2k views
    • 
    • Ervin Barham
    • May 13, 1999

48. Participation starts when?

    By Guest cpamichael, July 19, 2001
    • 6 replies
    • 1.7k views
    • 
    • Earl
    • July 20, 2001

49. Control Group Determination

    By pixmax, July 23, 2014
    • 6 replies
    • 1.2k views
    • 
    • My 2 cents
    • July 24, 2014

50. Top-Heavy Minimum/401(m) Matching Part II

    By John A, September 23, 1999
    • 6 replies
    • 2.3k views
    • 
    • John A
    • September 29, 1999