401(k) Plans

19,275 topics in this forum

1. Terminating a 401K plan

   By Guest Chrisj, March 23, 2006
   • 4 replies
   • 2.2k views
   • 
   • smm
   • March 23, 2006

2. Safe Harbor Eligibility

   By Guest dstran, March 13, 2006
   • 3 replies
   • 2.2k views
   • 
   • Tom Poje
   • March 15, 2006

3. No violation of 415, 402(g) or 401(k) - just 404(c)

   By imchipbrown, January 23, 2001
   • 5 replies
   • 2.2k views
   • 
   • rcline46
   • January 23, 2001

4. Can young owner terminate solo 401(k) plan, convert all to Roth IRA, then adopt new plan?

   By Guest Kentuckiana, June 21, 2010
   • 3 replies
   • 2.2k views
   • 
   • Guest
   • June 21, 2010

5. Late Employer Disc Matching Contribution

   By ratherbereading, September 27, 2019
   • 10 replies
   • 2.2k views
   • 
   • ratherbereading
   • September 30, 2019

6. 401K Report Information

   By Guest pctesa, October 15, 2002
   • 8 replies
   • 2.2k views
   • 
   • Brian Gallagher
   • October 16, 2002

7. 401K Held Hostage

   By MarkGAllen, March 22, 2018
   • 17 replies
   • 2.2k views
   • 
   • card
   • March 24, 2018

8. Final 5500 for merged plans

   By Guest Laura A, November 4, 1998
   • 3 replies
   • 2.2k views
   • 
   • Guest
   • November 7, 1998

9. Vesting: Elapsed Time & Excluding Yrs of Service

   By Guest Ann Hubble, September 28, 2002
   • 1 reply
   • 2.2k views
   • 
   • Mike Preston
   • September 28, 2002

10. Aggregation of QACA plan and Safe Harbor Plan? and Non-Safe Harbor Plan?

    By Guest Pennysaver, June 21, 2010
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • June 23, 2010

11. Can a duplicate 401(k) RMD be corrected or reversed

    By Guest Jackson, February 12, 2014   

    • Correction of duplicate RMD
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • February 12, 2014

12. Missed Deferral Opportunity - 25% QNEC vs 3 month rolling

    By legort69, April 10, 2018   

    • rolling three-month exception
    • 4 replies
    • 2.2k views
    • 
    • Belgarath
    • August 18, 2020

13. Gainsharing as 401k discretionary ER contribution

    By Guest Kerry, January 5, 1999
    • 1 reply
    • 2.2k views
    • 
    • MWeddell
    • January 5, 1999

14. SH Match....TH pass

    By K-t-F, May 5, 2006
    • 9 replies
    • 2.2k views
    • 
    • Tom Poje
    • May 5, 2006

15. quarterly benefit statements

    By R. Butler, December 13, 2006
    • 6 replies
    • 2.2k views
    • 
    • Belgarath
    • December 13, 2006

16. Line 27d Form 5500 transaction in excess of 5% - for 401(k) plans, sho

    By Guest Frank Jackson, October 8, 1999
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • October 15, 1999

17. Matching By Payroll Period - No True Ups

    By Dennis Povloski, May 17, 2010
    • 8 replies
    • 2.2k views
    • 
    • Dennis Povloski
    • May 18, 2010

18. Safe Harbor Match including Roth deferrals

    By thepensionmaven, April 1, 2016
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • April 1, 2016

19. Is it possible to withdraw 401K funds prior to retirement?

    By Guest Carl C, May 23, 2001
    • 3 replies
    • 2.2k views
    • 
    • david rigby
    • May 23, 2001

20. HCE definiton

    By fiona1, February 13, 2004
    • 1 reply
    • 2.2k views
    • 
    • Mike Preston
    • February 13, 2004

21. LLC Members in a 401k PLan

    By Alex Daisy, November 20, 2009
    • 0 replies
    • 2.2k views
    • 
    • Alex Daisy
    • November 20, 2009

22. 401k safe harbor w/nonsafe harbor discretionary contribution

    By Guest bogart126, November 8, 2001
    • 3 replies
    • 2.2k views
    • 
    • R. Butler
    • November 12, 2001

23. Safe Harbor 401k Plan - ee's haven't met statutory elig

    By Guest Robin S. Vatalaro, June 20, 2001
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • June 27, 2001

24. Self Employment Calculation for 2011

    By TPApril, January 14, 2012
    • 14 replies
    • 2.2k views
    • 
    • Mike Preston
    • January 17, 2012

25. Missing Participants/Terminating Plan

    By Guest Donaldson, May 6, 2003
    • 4 replies
    • 2.2k views
    • 
    • E as in ERISA
    • May 8, 2003

26. 410b test with sh match and disc match

    By Lou81, February 8, 2022
    • 9 replies
    • 2.2k views
    • 
    • Lou81
    • February 18, 2022

27. Forfeiture buy back rules

    By Brenda Wren, June 14, 2004
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • June 16, 2004

28. QNECS under a Davis Bacon Prevailing Wage Plan

    By Guest PLHart, December 17, 1999
    • 0 replies
    • 2.2k views
    • 
    • Guest
    • December 17, 1999

29. Controlled Group - Voting vs. Non-voting

    By MGOAdmin, January 22, 2015   

    • controlled group
    • voting
    • 3 replies
    • 2.2k views
    • 
    • austin3515
    • January 22, 2015

30. 401(k)'s, 403(b)'s, 457's and money purchase pension plans.

    By Guest, November 13, 2000
    • 2 replies
    • 2.2k views
    • 
    • Jon Chambers
    • November 14, 2000

31. Employee embezzles money, employer wants it back.

    By katieinny, August 12, 2005
    • 8 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • August 17, 2005

32. Address Changes

    By 401Katie, September 9
    • 4 replies
    • 2.2k views
    • 
    • Paul I
    • September 10

33. Automatic Enrollment and Opt Out

    By 30Rock, April 7, 2014
    • 2 replies
    • 2.2k views
    • 
    • 30Rock
    • April 17, 2014

34. safe harbor notice - non elective

    By k man, November 29, 2001
    • 7 replies
    • 2.2k views
    • 
    • KJohnson
    • November 30, 2001

35. adding 401K feature

    By Guest MNR, January 30, 2002
    • 8 replies
    • 2.2k views
    • 
    • Erik Read
    • January 31, 2002

36. 401(k) Safe Harbor Notice and Loans

    By AJ North, May 2, 2011
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • May 4, 2011

37. Students in Co-op program

    By jkharvey, June 27, 2013
    • 2 replies
    • 2.2k views
    • 
    • Bill Presson
    • June 27, 2013

38. Coverage test for 401(m) portion of plan

    By jkharvey, June 20, 2000
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • June 21, 2000

39. blank 2005 5500

    By austin3515, May 30, 2006
    • 10 replies
    • 2.2k views
    • 
    • austin3515
    • June 2, 2006

40. Conditional profit-sharing allocation requirement...legal?

    By gle318612, June 20, 2012
    • 3 replies
    • 2.2k views
    • 
    • gle318612
    • June 22, 2012

41. 415 limit off-calendar year plan

    By Guest Peggy806, June 29, 2009
    • 4 replies
    • 2.2k views
    • 
    • Bill Presson
    • July 2, 2009

42. Matching Contributions and 410(b).

    By Guest Thornton, September 4, 2001
    • 9 replies
    • 2.2k views
    • 
    • Guest
    • September 6, 2001

43. precious metals in 401(k) Plan?

    By Jim Chad, August 12, 2014
    • 8 replies
    • 2.2k views
    • 
    • R. Butler
    • August 13, 2014

44. ADP/ACP test refunds

    By Guest ars1, September 10, 1999
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • September 10, 1999

45. annual compensation limit in profit sharing formula

    By parks777, December 30, 2016
    • 15 replies
    • 2.2k views
    • 
    • parks777
    • January 5, 2017

46. Using the otherwise excludable disaggregation method for ADP testing for the 2014 plan year

    By 30Rock, September 2, 2016
    • 9 replies
    • 2.2k views
    • 
    • BG5150
    • September 7, 2016

47. Definition of Compensation

    By Guest mparker2028, December 5, 2005
    • 5 replies
    • 2.2k views
    • 
    • JDuns
    • December 6, 2005

48. Keogh into 401(k)

    By Guest dhoefer, January 24, 2002
    • 4 replies
    • 2.2k views
    • 
    • Bill Berke
    • January 25, 2002

49. Match True up

    By Guest susanward, October 9, 2002
    • 1 reply
    • 2.2k views
    • 
    • austin3515
    • October 15, 2002

50. Hardship - Unpaid Condo Fees

    By austin3515, June 26, 2019
    • 16 replies
    • 2.2k views
    • 
    • hr for me
    • June 27, 2019