401(k) Plans

19,321 topics in this forum

1. Reduce EACA percentage effective January 1

   By WCC, April 27, 2020
   • 6 replies
   • 1k views
   • 
   • BG5150
   • April 29, 2020

2. Tipped Employees and Deferrals

   By katdmin, January 18, 2022
   • 6 replies
   • 1.9k views
   • 
   • katdmin
   • January 26, 2022

3. Fiduciary Committee Meetings

   By Guest Don123, August 29, 2005
   • 6 replies
   • 1.9k views
   • 
   • Guest
   • August 31, 2005

4. quick mini-survey on bundled provider

   By truphao, November 11, 2024
   • 6 replies
   • 745 views
   • 
   • Paul I
   • November 15, 2024

5. 'Prefunding' Profit Sharing Contributions

   By 0AMatt, March 27, 2025   

   • profit sharing
   • correction
   • 6 replies
   • 1.1k views
   • 
   • Paul I
   • March 28, 2025

6. Distribution in 2002 paid from company account

   By Jim Chad, October 17, 2003
   • 6 replies
   • 1.7k views
   • 
   • david rigby
   • October 20, 2003

7. Cross Testing & Failing ADP Test & Otherwise Excludable

   By Guest SuzieQNEC, July 2, 2008
   • 6 replies
   • 3.3k views
   • 
   • Tom Poje
   • February 20, 2009

8. S corp can make deferrals through April 15th?

   By Jim Chad, April 4, 2012
   • 6 replies
   • 1.3k views
   • 
   • austin3515
   • April 9, 2012

9. 402g Refunds After 4/15 deadline

   By ratherbereading, April 21, 2017   

   • 402g refund
   • 6 replies
   • 1.7k views
   • 
   • RatherBeGolfing
   • April 21, 2017

10. Controlled Group, multiple plans, controlled group status never reviewed

    By WCC, August 27, 2019
    • 6 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • August 29, 2019

11. Controlled group coverage testing

    By Cheryl S, December 6, 2019
    • 6 replies
    • 3.7k views
    • 
    • Kevin C
    • December 6, 2019

12. Solo 401k

    By DP, December 16, 2003
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • December 17, 2003

13. Changes in deferral pescentages - how often is OK?

    By Guest sallie, August 20, 2004
    • 6 replies
    • 4k views
    • 
    • Guest
    • August 24, 2004

14. PPA - change in PT rules

    By JanetM, November 17, 2006
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • May 14, 2008

15. SPD's

    By Guest HRD, December 8, 2008
    • 6 replies
    • 1.3k views
    • 
    • Lori Friedman
    • December 9, 2008

16. Top Paid Group problem

    By Richard Anderson, August 13, 2012
    • 6 replies
    • 2.1k views
    • 
    • chc93
    • August 15, 2012

17. Top Heavy Exemption When Plan Formerly Was Not Safe Harbor

    By Jeff V, December 11, 2020
    • 6 replies
    • 1.2k views
    • 
    • Jeff V
    • December 18, 2020

18. Eligiblity of a Rehire

    By Lou81, May 1, 2023   

    • rehire
    • 6 replies
    • 1.1k views
    • 
    • Lou81
    • May 1, 2023

19. Failure to obtain proper Distrib. Elections and Consents

    By Earl, December 21, 2000
    • 6 replies
    • 1.6k views
    • 
    • david rigby
    • December 24, 2000

20. Distribution Fees

    By Guest Midas, June 9, 2005
    • 6 replies
    • 2.4k views
    • 
    • david rigby
    • June 16, 2005

21. The Effect of Social Security Wage Base on the Decision to Maximize El

    By Guest CAROLINE, March 14, 2002
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • October 11, 2002

22. 401(k) Plans with over 100 participants?

    By Guest Michael Anderson, February 10, 2005
    • 6 replies
    • 1.7k views
    • 
    • BeckyMiller
    • March 8, 2005

23. 18 Month Permissive Disaggregation

    By RCK, September 1, 2006
    • 6 replies
    • 4.5k views
    • 
    • austin3515
    • September 5, 2006

24. Maintain Salary Deferral Election Forms?

    By Guest TPAStacey, July 1, 2009
    • 6 replies
    • 3.4k views
    • 
    • K2retire
    • July 1, 2009

25. Vested ownership? What counts for HCE determ?

    By jmartin, January 17, 2014
    • 6 replies
    • 1.1k views
    • 
    • BG5150
    • January 17, 2014

26. IRS Levy on 401-k Plan

    By Guest pstowers, February 18, 2000
    • 6 replies
    • 5k views
    • 
    • Guest
    • January 8, 2009

27. discretionary match - notice to participants required if discontinue making match?

    By PensionNewbee, December 16, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • December 18, 2003

28. Common Control

    By Guest tintree73, October 17, 2005
    • 6 replies
    • 2.4k views
    • 
    • R. Butler
    • October 19, 2005

29. Hardship to purchase land

    By Guest anne1, December 9, 2005
    • 6 replies
    • 3.6k views
    • 
    • GBurns
    • December 23, 2005

30. Brother Sister Controlled Group

    By Guest MEGK, September 23, 2011
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • September 23, 2011

31. ADP/ACP Shifting - Prior Year Testing

    By Lou S., March 4, 2015
    • 6 replies
    • 2.6k views
    • 
    • BG5150
    • March 5, 2015

32. Safe Harbor Plans / 414s

    By austin3515, January 16, 2017
    • 6 replies
    • 740 views
    • 
    • austin3515
    • January 16, 2017

33. Supplemental Employer Profit-Sharing Contribution for Employees Having

    By Guest Cal, November 8, 2000
    • 6 replies
    • 2.1k views
    • 
    • david rigby
    • November 9, 2000

34. PEO and controlled group Issue(s)?

    By Guest tintree73, October 17, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • October 27, 2003

35. Catch Up Regs - Cash Availablity Limit Exception to UA Requirement

    By Alf, November 7, 2003
    • 6 replies
    • 1.8k views
    • 
    • QDROphile
    • November 12, 2003

36. safe harbor in the new 401(k) regs

    By Guest anne1, December 9, 2005
    • 6 replies
    • 1.4k views
    • 
    • Tom Poje
    • December 13, 2005

37. failure to follow withholding election

    By Kimberly S, June 28, 2007
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • July 2, 2007

38. 1300 Hours for PS Contribution

    By susieQ, June 27, 2019
    • 6 replies
    • 1.4k views
    • 
    • Tom Poje
    • July 1, 2019

39. Converting Existing 401(k) to Safe Harbor 401(k) Mid Year - Def. of Su

    By Christine Roberts, April 17, 2002
    • 6 replies
    • 3.2k views
    • 
    • Tom Poje
    • April 19, 2002

40. Failed ADP Test - how to correct?

    By Francis, August 30, 2007
    • 6 replies
    • 3k views
    • 
    • Tom Poje
    • September 5, 2007

41. 414(s) compensation vs. 415(c)(3) compensation

    By jlea, March 9, 2008
    • 6 replies
    • 10.7k views
    • 
    • zimbo
    • March 10, 2008

42. 415 limit with catch up

    By perplexedbypensions, January 16, 2019
    • 6 replies
    • 5.7k views
    • 
    • ESOP Guy
    • January 17, 2019

43. What is the difference between a 401(k) plan and a 401(a) plan?

    By Guest Blueglass, November 30, 2003
    • 6 replies
    • 7.3k views
    • 
    • mbozek
    • December 4, 2003

44. 10% Withholding on Corrective Distributions

    By Lori Foresz, February 10, 2005
    • 6 replies
    • 6.1k views
    • 
    • jaemmons
    • February 10, 2005

45. Late Deposit of Safe Harbor

    By Dougsbpc, December 11, 2011
    • 6 replies
    • 5.6k views
    • 
    • TPApril
    • January 31, 2012

46. Amendment Required

    By DPSRich, January 25, 2025
    • 6 replies
    • 691 views
    • 
    • DPSRich
    • January 28, 2025

47. S-Corp, W-2, 401k and match deposits

    By LMK TPA, March 28, 2025
    • 6 replies
    • 1.3k views
    • 
    • Paul I
    • March 29, 2025

48. Do we need a brand new plan?

    By Guest pjb, August 14, 2003
    • 6 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 15, 2003

49. Multiple Employer Plan and 401k Safe Harbor

    By J Simmons, February 13, 2007
    • 6 replies
    • 4.5k views
    • 
    • Guest
    • May 2, 2007

50. Handling residual earnings

    By PLAN MAN, April 14, 2010
    • 6 replies
    • 3.2k views
    • 
    • Jim Norman
    • April 16, 2010