401(k) Plans

19,320 topics in this forum

1. Vesting and plan merger

   By 30Rock, November 21, 2023
   • 8 replies
   • 2.1k views
   • 
   • 30Rock
   • November 27, 2023

2. Securities Broker Giving Plan Sponsor Advice; Prohibited Transaction?

   By Guest RIA, September 11, 2007
   • 7 replies
   • 2.1k views
   • 
   • Bird
   • September 14, 2007

3. Payroll deduction error

   By MoShawn, February 4, 2010
   • 7 replies
   • 2.1k views
   • 
   • MoShawn
   • February 8, 2010

4. Safe harbor plan with enhanced match and additional match

   By 30Rock, April 4, 2018
   • 5 replies
   • 2.1k views
   • 
   • MWeddell
   • April 16, 2018

5. Are RMDs triggered once a distribution is taken?

   By asdfgdfa, August 16, 2019
   • 8 replies
   • 2.1k views
   • 
   • asdfgdfa
   • August 18, 2019

6. 12(b)-1 fee Reimbursement

   By Guest Laura Millwood, February 15, 1999
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • March 4, 1999

7. Top Heavy Vesting

   By Guest bernard comey, July 13, 2001
   • 2 replies
   • 2.1k views
   • 
   • david rigby
   • July 13, 2001

8. Plan Administration

   By Gary, October 2, 2008
   • 6 replies
   • 2.1k views
   • 
   • ERISAnut
   • October 4, 2008

9. 401(k)/Profit Sharing Contributions

   By Randy Watson, August 24, 2006
   • 7 replies
   • 2.1k views
   • 
   • Randy Watson
   • August 25, 2006

10. Comp Limit $200,000 for 2002

    By Guest Kim S., September 18, 2002
    • 10 replies
    • 2.1k views
    • 
    • Appleby
    • September 18, 2002

11. Sponsor refuses to make required top-heavy contributions to a 401(k) p

    By Guest Richard Scheer, October 26, 2000
    • 2 replies
    • 2.1k views
    • 
    • rcline46
    • November 2, 2000

12. Beneficiary Designation

    By Jilliandiz, May 10, 2006
    • 8 replies
    • 2.1k views
    • 
    • ERISAnut
    • May 10, 2006

13. Excess Aggregate Contribution

    By Guest sviola, December 2, 2011
    • 5 replies
    • 2.1k views
    • 
    • Tom Poje
    • December 5, 2011

14. Document and records retention under ERISA

    By Brian Gallagher, March 1, 2004
    • 1 reply
    • 2.1k views
    • 
    • Harwood
    • March 1, 2004

15. Required Minimum Distribution for non onwer still working?

    By Guest Michael Anderson, January 12, 2004
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • January 13, 2004

16. Entry dates in "new" controlled group situation

    By MarZDoates, September 1, 2017
    • 10 replies
    • 2.1k views
    • 
    • Luke Bailey
    • September 14, 2017

17. In-Service to Offset Loan

    By austin3515, March 12, 2011
    • 6 replies
    • 2.1k views
    • 
    • 12AX7
    • March 14, 2011

18. Charging Fees to Terminated Participant Accounts

    By khn, May 30, 2014
    • 8 replies
    • 2.1k views
    • 
    • Kevin C
    • May 30, 2014

19. Can a US company merge its 401k plan with a plan of its Puerto Rico su

    By Guest michaelv, February 16, 2001
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • February 16, 2001

20. top heavy contributions

    By Guest Christine, December 19, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • December 22, 1998

21. Top Paid Group problem

    By Richard Anderson, August 13, 2012
    • 6 replies
    • 2.1k views
    • 
    • chc93
    • August 15, 2012

22. Profit Sharing Calculation and Compensation

    By Mr Bagwell, July 6, 2017   

    • profit sharing
    • compensation
    • 5 replies
    • 2.1k views
    • 
    • thepensionmaven
    • July 14, 2017

23. 401k loan

    By Guest deidre.1@earthlink.net, September 26, 2002
    • 6 replies
    • 2.1k views
    • 
    • E as in ERISA
    • September 30, 2002

24. Help with TPA Error

    By Guest MaryMac, August 13, 2003
    • 8 replies
    • 2.1k views
    • 
    • ljr
    • August 15, 2003

25. Excess distributions before 2 1/2 months

    By Brian Gallagher, March 17, 2004
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • March 17, 2004

26. after tax contributions

    By Guest buyertoday, April 16, 2003
    • 3 replies
    • 2.1k views
    • 
    • Mike Preston
    • April 17, 2003

27. Excludable Employees

    By Guest Midas, April 20, 2005
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • April 20, 2005

28. Matching Contribution Deposit Deadline

    By Guest dll, July 15, 2002
    • 1 reply
    • 2.1k views
    • 
    • jpod
    • July 15, 2002

29. Incorrect Deferral Election Deposits (Roth vs Pretax)

    By Kattdogg12, June 24, 2024
    • 9 replies
    • 2.1k views
    • 
    • Kattdogg12
    • March 14, 2025

30. NON TOP HEAVY SAFE HARBOR 401(k) PLANS

    By Guest Julie Woulfe, April 30, 2003
    • 16 replies
    • 2.1k views
    • 
    • Guest
    • April 30, 2003

31. Change from After-tax to Pre-tax dollars.

    By Guest yahoo, June 10, 1999
    • 3 replies
    • 2.1k views
    • 
    • Kathy
    • June 11, 1999

32. Roth Rollover to Plan that doesn't have Roth

    By karl, August 16, 2022
    • 13 replies
    • 2.1k views
    • 
    • MWeddell
    • August 23, 2022

33. Insurance in Plan

    By cpc0506, January 18, 2013
    • 13 replies
    • 2.1k views
    • 
    • ETA Consulting LLC
    • January 23, 2013

34. Mid-Year Termination of Safe Harbor Top Heavy Plan

    By ERISAAPPLE, June 19, 2018
    • 6 replies
    • 2.1k views
    • 
    • Madison71
    • June 20, 2018

35. Company Merger / 401k and Simple IRA

    By sdix401k, May 15, 2009
    • 1 reply
    • 2.1k views
    • 
    • Bird
    • May 15, 2009

36. Hardship Withdrawal Requirements

    By Guest Kelly Igel, June 6, 2001
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • June 6, 2001

37. Exclude NHCE that are currently eligible

    By justanotheradmin, August 20, 2019
    • 11 replies
    • 2.1k views
    • 
    • BG5150
    • September 3, 2019

38. safe harbor or not?

    By Santo Gold, April 28, 2015
    • 9 replies
    • 2.1k views
    • 
    • Kevin C
    • April 29, 2015

39. HCE Determination After Spinoff

    By Just Me, February 12, 2008
    • 1 reply
    • 2.1k views
    • 
    • Tom Poje
    • February 14, 2008

40. Pro-rating comp in a short plan year

    By Craig Schiller, May 10, 2016   

    • drowning in my own sweat
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • May 16, 2016

41. When are deferrals a catch-up contribution?

    By cheersmate, March 15, 2016   

    • 401k
    • deferrals
    • (and 3 more)

      Tagged with:

      • 401k
      • deferrals
      • recharacterization 401k
      • catch up contributions
      • 415 limits
    • 3 replies
    • 2.1k views
    • 
    • Lou S.
    • March 15, 2016

42. Top-Heavy Calculation

    By Guest johnarmknecht, October 28, 1999
    • 3 replies
    • 2.1k views
    • 
    • david rigby
    • October 29, 1999

43. Eligibility upon rehire

    By gregburst, January 24, 2012
    • 4 replies
    • 2.1k views
    • 
    • Tom Poje
    • January 25, 2012

44. Fidelity Bond Web-sites

    By austin3515, March 20, 2014
    • 24 replies
    • 2.1k views
    • 
    • Peter Gulia
    • March 25, 2014

45. Multiple 401k plans covering the same employee

    By spiritrider, February 17, 2020
    • 5 replies
    • 2.1k views
    • 
    • imchipbrown
    • February 18, 2020

46. Redeposit of a distribution done in error

    By Guest pnnenno, April 15, 1999
    • 3 replies
    • 2.1k views
    • 
    • Fredman
    • April 20, 1999

47. Bundled Service Provider & a TPA

    By Guest UKH, July 25, 2000
    • 1 reply
    • 2.1k views
    • 
    • Jon Chambers
    • July 28, 2000

48. excess contribution definition

    By K2retire, September 6, 2013
    • 15 replies
    • 2.1k views
    • 
    • david rigby
    • September 9, 2013

49. More RMD Fun After Death

    By austin3515, November 2, 2010
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • November 3, 2010

50. Due date for top-heavy minimum

    By Guest mol, September 23, 2004
    • 2 replies
    • 2.1k views
    • 
    • mbozek
    • September 23, 2004