Defined Benefit Plans, Including Cash Balance

7,172 topics in this forum

1. Adding Cash Balance to PS/401(k)

   By RAPD, August 16, 2018   

   • cash balance
   • 401(k)
   • (and 1 more)

     Tagged with:

     • cash balance
     • 401(k)
     • profit sharing
   • 2 replies
   • 610 views
   • 
   • RAPD
   • August 16, 2018

2. Excludable or Benefiting

   By CuseFan, January 25, 2024
   • 2 replies
   • 609 views
   • 
   • truphao
   • January 26, 2024

3. 415-paired DB plans

   By VeryOldMan, February 7, 2020
   • 1 reply
   • 609 views
   • 
   • Effen
   • February 8, 2020

4. Retro start-up plan

   By truphao, March 15, 2024
   • 3 replies
   • 608 views
   • 
   • Lou S.
   • March 15, 2024

5. Adding a 401k Plan

   By coleboy, December 5, 2017
   • 2 replies
   • 607 views
   • 
   • RatherBeGolfing
   • December 6, 2017

6. 401(a)(26) with no ees

   By Draper55, August 25, 2021
   • 1 reply
   • 607 views
   • 
   • Effen
   • August 25, 2021

7. Involuntary Cash Out

   By jim241, February 22, 2018   

   • distributions
   • involuntary cash out
   • (and 3 more)

     Tagged with:

     • distributions
     • involuntary cash out
     • mandatory cash out
     • government plan
     • db
   • 1 reply
   • 605 views
   • 
   • jpod
   • February 22, 2018

8. Maximum Benefit In A Cash Balance Plan

   By metsfan026, September 7, 2023
   • 3 replies
   • 604 views
   • 
   • CuseFan
   • September 7, 2023

9. Help needed (quickly) re 2/3rd rule for life insurance in DB plans

   By Ilene Ferenczy, April 12, 2024
   • 5 replies
   • 603 views
   • 
   • Effen
   • April 15, 2024

10. If the company adding in a new pay code, what procedure or regulation the plan sponsor need to base off to determine if it's pensionable earning

    By Sarah73, May 2, 2022
    • 2 replies
    • 602 views
    • 
    • CuseFan
    • May 2, 2022

11. DB Plan - Participant paid out based on incorrect salary and got PBGC exemption

    By Jakyasar, April 21, 2022
    • 3 replies
    • 601 views
    • 
    • Jakyasar
    • April 29, 2022

12. NOIT

    By K2, October 17, 2018
    • 2 replies
    • 600 views
    • 
    • K2
    • October 19, 2018

13. Amendment after year end to increase deduction

    By Jakyasar, January 10, 2024
    • 1 reply
    • 600 views
    • 
    • Jakyasar
    • January 10, 2024

14. DB and 412(e)(3) Design Software

    By Dante, July 17, 2024
    • 3 replies
    • 600 views
    • 
    • ErnieG
    • July 17, 2024

15. Is this correct?

    By SSRRS, February 23, 2023
    • 1 reply
    • 599 views
    • 
    • Calavera
    • February 23, 2023

16. What is the current status of the extended Define Benefit contribution for Plan Year 2019?

    By RayJJohnsonJr, July 17, 2020
    • 2 replies
    • 597 views
    • 
    • RayJJohnsonJr
    • July 23, 2020

17. Retroactive Amendment of Interest Credit Timing

    By waid10, February 16, 2024
    • 1 reply
    • 597 views
    • 
    • C. B. Zeller
    • February 16, 2024

18. selling practice-cash balance plan

    By Dinosaur, August 22, 2017
    • 1 reply
    • 595 views
    • 
    • CuseFan
    • August 22, 2017

19. Change benefit election after started receiving benefits

    By SSRRS, October 19, 2021
    • 2 replies
    • 593 views
    • 
    • AndyH
    • October 21, 2021

20. No Schedule C current year

    By thepensionmaven, August 6, 2021
    • 2 replies
    • 593 views
    • 
    • Calavera
    • August 6, 2021

21. Change from Grouping to Seriatim - Funding Method Change?

    By ActBrit, April 2, 2020
    • 2 replies
    • 592 views
    • 
    • Mike Preston
    • April 19, 2020

22. Terminated vesteds in cash balance valuation

    By Draper55, January 28, 2020
    • 1 reply
    • 590 views
    • 
    • Mike Preston
    • January 28, 2020

23. SB deadline when under $250,000

    By Bri, September 29, 2020
    • 2 replies
    • 589 views
    • 
    • david rigby
    • September 30, 2020

24. HCE Owner received RMDS while working, then retired and received a Lump Sum

    By CharlesLeggette, January 18, 2017
    • 1 reply
    • 589 views
    • 
    • Calavera
    • January 18, 2017

25. Terminating One Plan To Open Another...

    By metsfan026, October 4, 2021
    • 2 replies
    • 588 views
    • 
    • CuseFan
    • October 4, 2021

26. Correct DB 415 Failure in DC Plan

    By ERISAAPPLE, July 11, 2018
    • 3 replies
    • 587 views
    • 
    • Mike Preston
    • July 11, 2018

27. Allocating Contributions

    By SSRRS, November 14, 2018
    • 4 replies
    • 586 views
    • 
    • SSRRS
    • November 16, 2018

28. Frozen plan and 401a26 testing

    By Jakyasar, November 23, 2021
    • 2 replies
    • 586 views
    • 
    • Effen
    • November 25, 2021

29. DC/Cash Balance combo funding deadline

    By R. Butler, August 8, 2019
    • 1 reply
    • 585 views
    • 
    • ratherbereading
    • August 8, 2019

30. Gateway or anything due EEs?

    By Earl, September 6, 2019
    • 2 replies
    • 585 views
    • 
    • Bri
    • September 12, 2019

31. PBGC Premiums Software

    By austin3515, May 13, 2017
    • 2 replies
    • 584 views
    • 
    • Effen
    • May 15, 2017

32. DB Contribution for Sole Proprietor

    By Cynchbeast, September 28, 2020
    • 1 reply
    • 584 views
    • 
    • CuseFan
    • September 28, 2020

33. Expenses paid from Pension Trust

    By TheBoxMan, March 18, 2021
    • 1 reply
    • 584 views
    • 
    • Alonzo Church
    • March 18, 2021

34. Eligibility

    By WM, August 13, 2018
    • 1 reply
    • 584 views
    • 
    • PensionPro
    • August 13, 2018

35. top heavy, 401a26, stuff like that

    By Bri, January 31, 2023
    • 2 replies
    • 583 views
    • 
    • Bri
    • January 31, 2023

36. DB plan waiting for people to hit NRA

    By Bri, November 19, 2018
    • 3 replies
    • 583 views
    • 
    • Bri
    • November 20, 2018

37. RFP for Single Premium Group Annuity Contract

    By rocknrolls2, December 5, 2019
    • 2 replies
    • 582 views
    • 
    • Effen
    • December 9, 2019

38. Can Service and Compensation from prior Entity be used?

    By Dougsbpc, December 6, 2022
    • 3 replies
    • 581 views
    • 
    • Nate S
    • December 12, 2022

39. End of Year to Beginning of Year Valuation

    By Dougsbpc, October 25, 2023
    • 1 reply
    • 580 views
    • 
    • Lou S.
    • October 25, 2023

40. Reminder notice of tax withholding

    By david rigby, January 22, 2024
    • 1 reply
    • 580 views
    • 
    • C. B. Zeller
    • January 22, 2024

41. Individual CB/DB plan for partnership members with no employees

    By Billypilgrim, December 9, 2020
    • 3 replies
    • 579 views
    • 
    • C. B. Zeller
    • December 9, 2020

42. Combo plan recordekeepers

    By Draper55, August 28, 2023
    • 1 reply
    • 576 views
    • 
    • justanotheradmin
    • August 28, 2023

43. Highly Compensated Former Employee on Form 6088

    By Pension RC, March 2, 2022
    • 1 reply
    • 574 views
    • 
    • CuseFan
    • March 2, 2022

44. $100k loan limit and DB plans

    By Cynchbeast, April 27, 2020
    • 1 reply
    • 574 views
    • 
    • C. B. Zeller
    • April 27, 2020

45. Insurance related 74-307/100X

    By Jakyasar, June 12, 2024
    • 2 replies
    • 573 views
    • 
    • Jakyasar
    • June 13, 2024

46. Deduction mechanics for an unincorporated partnership

    By Belgarath, August 1, 2024
    • 3 replies
    • 572 views
    • 
    • Bri
    • August 1, 2024

47. Insurance in DB/DC combo plan

    By Earl, October 25, 2018
    • 2 replies
    • 569 views
    • 
    • Earl
    • October 25, 2018

48. Union 401a question

    By DeltaRat, November 18, 2020
    • 2 replies
    • 569 views
    • 
    • Lou S.
    • November 18, 2020

49. General Test with Grouping (5% for NAR, 15% for MVAR)

    By truphao, February 2, 2023
    • 5 replies
    • 569 views
    • 
    • truphao
    • February 10, 2023

50. Market Based Cash Balance Plan - Interest Crediting Rate Assumption

    By SCooper, November 28, 2023   

    • cash balance
    • interest credit
    • (and 2 more)

      Tagged with:

      • cash balance
      • interest credit
      • valuation assumptions
      • funding requirements
    • 0 replies
    • 569 views
    • 
    • SCooper
    • November 28, 2023