Defined Benefit Plans, Including Cash Balance

7,170 topics in this forum

1. Short plan year accrual

   By SSRRS, July 17, 2025
   • 1 reply
   • 971 views
   • 
   • Lou S.
   • July 18, 2025

2. Eligibility provision

   By SSRRS, September 15, 2021
   • 20 replies
   • 2k views
   • 
   • SSRRS
   • July 16, 2025

3. Paying Random IRS Audit fees from DB Plan assets

   By Barbara, July 11, 2025
   • 5 replies
   • 2.7k views
   • 
   • CuseFan
   • July 16, 2025

4. Amending valuation during audit

   By SSRRS, June 17, 2025
   • 20 replies
   • 1.7k views
   • 
   • SSRRS
   • July 10, 2025

5. Client withdrew all the Plan's Funds

   By Appalachian_Trail, May 27, 2025
   • 7 replies
   • 2.1k views
   • 
   • Gina Alsdorf
   • July 9, 2025

6. Qualified Disability Benefit Protected?

   By Snapper, August 4, 2021
   • 4 replies
   • 1.6k views
   • 
   • Effen
   • July 9, 2025

7. 415 Limits--Distributions While Still Employed?

   By EPCRSGuru, January 28, 2019
   • 9 replies
   • 3.7k views
   • 
   • Bri
   • July 3, 2025

8. Required year end deliveries

   By Audrey, July 2, 2025
   • 4 replies
   • 1.2k views
   • 
   • Audrey
   • July 2, 2025

9. Terminating floor offset DB plan with excess assets - PBGC termination

   By Jakyasar, June 20, 2025
   • 9 replies
   • 2.9k views
   • 
   • Calavera
   • June 23, 2025

10. Beneficiary designation with multiple beneficiaries

    By Belgarath, June 17, 2025
    • 5 replies
    • 1.5k views
    • 
    • Belgarath
    • June 19, 2025

11. Insurance Question

    By Dougsbpc, June 12, 2025
    • 3 replies
    • 1.3k views
    • 
    • Jakyasar
    • June 14, 2025

12. Loans Against Defined Benefit Plan?

    By lmsmedley, November 15, 2019
    • 10 replies
    • 5.3k views
    • 
    • M_2015
    • June 13, 2025

13. Overfunded DB Plan

    By sobrienTPS, June 2, 2025   

    • qrp
    • db
    • (and 3 more)

      Tagged with:

      • qrp
      • db
      • overfunded
      • overfunded db plan
      • sale of stock
    • 14 replies
    • 3.3k views
    • 
    • Lou S.
    • June 11, 2025

14. Cash Balance 415 lump sum distribution limit help

    By Julian, June 6, 2025
    • 13 replies
    • 1.8k views
    • 
    • Effen
    • June 11, 2025

15. Cash Balance plan change in mortality table

    By AndrewM, June 3, 2025
    • 1 reply
    • 1.4k views
    • 
    • truphao
    • June 3, 2025

16. Replacement Plan

    By john garigliano, May 30, 2025
    • 2 replies
    • 1.7k views
    • 
    • david rigby
    • May 30, 2025

17. Adjust Projected/Accrued Benefits

    By thepensionmaven, May 17, 2025
    • 1 reply
    • 1.5k views
    • 
    • david rigby
    • May 18, 2025

18. Top heavy minimum benefit - avg comp definition

    By Audrey, May 15, 2025
    • 4 replies
    • 1.6k views
    • 
    • Audrey
    • May 16, 2025

19. latest date to contribute to retroactive solo 401k

    By Old Reliable, May 8, 2025
    • 3 replies
    • 3.9k views
    • 
    • Bill Presson
    • May 8, 2025

20. Segment rate calculator

    By SSRRS, May 2, 2025
    • 2 replies
    • 1.6k views
    • 
    • SSRRS
    • May 7, 2025

21. PBGC audit

    By Jakyasar, May 5, 2025
    • 0 replies
    • 1.3k views
    • 
    • Jakyasar
    • May 5, 2025

22. Timing of lump sum distributions

    By AndrewM, April 30, 2025
    • 5 replies
    • 2.1k views
    • 
    • Artie M
    • May 1, 2025
23. Married coworkers working at same company prohibited from receiving opt out insurance money for not utilizing one Spouse's Healthcare plan because we are married

    Topic was moved to forum Health Plans (Including ACA, COBRA, HIPAA)

24. Missed restatements - how to handle?

    By ashleys, April 28, 2025
    • 3 replies
    • 1.6k views
    • 
    • Artie M
    • April 29, 2025

25. 401(a)26

    By SKC, April 27, 2025
    • 1 reply
    • 1.1k views
    • 
    • truphao
    • April 27, 2025

26. Alternative to Mike Preston's PPA Present Value Calculator Software

    By mwyatt, November 11, 2024
    • 5 replies
    • 2k views
    • 
    • thepensionmaven
    • April 26, 2025

27. Converting a DB Plan into a Cash Balance Plan

    By metsfan026, December 20, 2023
    • 13 replies
    • 2.8k views
    • 
    • NewBieHere
    • April 25, 2025

28. Frozen prior to September 2005 no aftap restrictions

    By SSRRS, April 11, 2025
    • 2 replies
    • 1.4k views
    • 
    • SSRRS
    • April 24, 2025

29. Under withheld pretax deductions for prior years

    By BN12, April 16, 2025
    • 2 replies
    • 1.2k views
    • 
    • cathyw
    • April 18, 2025

30. 401(a)(26) question

    By truphao, April 17, 2025
    • 2 replies
    • 970 views
    • 
    • truphao
    • April 17, 2025

31. Segment Rates

    By ConnieStorer, April 8, 2025
    • 5 replies
    • 1.9k views
    • 
    • Lois Baker
    • April 15, 2025

32. Prior DB plan offset

    By Jakyasar, April 8, 2025
    • 7 replies
    • 1.7k views
    • 
    • Jakyasar
    • April 10, 2025

33. small plan, can we change val date from BOY to EOY?

    By Audrey, April 9, 2025
    • 1 reply
    • 900 views
    • 
    • truphao
    • April 9, 2025

34. 401a26 and 11-g question

    By Jakyasar, April 2, 2025
    • 2 replies
    • 988 views
    • 
    • David D
    • April 3, 2025

35. Freezing A Cash Balance Plan For Only 1 Year?

    By metsfan026, March 28, 2025
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • March 31, 2025

36. Distribution to Spouse

    By thepensionmaven, March 13, 2025
    • 8 replies
    • 1.2k views
    • 
    • Lou S.
    • March 17, 2025

37. PBGC covered or not?

    By truphao, February 24, 2025
    • 7 replies
    • 1.6k views
    • 
    • C. B. Zeller
    • March 10, 2025

38. RMD from cash balance plan

    By thepensionmaven, March 6, 2025
    • 3 replies
    • 1.3k views
    • 
    • Effen
    • March 10, 2025

39. MP Plan - Annuity Request

    By TPApril, February 26, 2025
    • 2 replies
    • 892 views
    • 
    • david rigby
    • March 8, 2025

40. QPSA and QOSA

    By PensionPro, March 7, 2025
    • 4 replies
    • 1.2k views
    • 
    • fmsinc
    • March 8, 2025

41. Qualified replacement plan to reduce Profit Sharing contribution

    By Connietwk, February 28, 2025
    • 3 replies
    • 4.8k views
    • 
    • Larry Starr
    • March 4, 2025

42. 204(h) timing

    By Bri, February 25, 2025
    • 1 reply
    • 808 views
    • 
    • Effen
    • February 25, 2025

43. Entry Age Normal

    By Rball4, February 20, 2025
    • 2 replies
    • 895 views
    • 
    • david rigby
    • February 20, 2025

44. Should Accrued Interest be included in actuarial asset?

    By Audrey, February 18, 2025
    • 4 replies
    • 998 views
    • 
    • Audrey
    • February 18, 2025

45. After tax contributions prior to 1986

    By gc@chimentowebb.com, February 17, 2025
    • 3 replies
    • 1.1k views
    • 
    • Slider
    • February 17, 2025

46. Reduction to 404 deduction limit for HCE amendments

    By AndrewM, February 7, 2025
    • 1 reply
    • 1k views
    • 
    • C. B. Zeller
    • February 7, 2025

47. No shortfall amortization schedule

    By SSRRS, February 4, 2025
    • 3 replies
    • 755 views
    • 
    • Lou S.
    • February 6, 2025

48. Plan Trust Tax ID vs Employer Tax ID, can they be the same?

    By RayJJohnsonJr, January 30, 2025
    • 8 replies
    • 2.6k views
    • 
    • Bill Presson
    • February 3, 2025

49. 2024 Annual Funding Notices Due in 2025

    By Rick, January 31, 2025
    • 0 replies
    • 1k views
    • 
    • Rick
    • January 31, 2025

50. Cash Balance Plan - Interest Rate Amendment

    By metsfan026, January 29, 2025
    • 1 reply
    • 896 views
    • 
    • Bri
    • January 29, 2025