Cross-Tested Plans

1,233 topics in this forum

1. Nondiscriminatory Classification Test

   By austin3515, May 28
   • 3 replies
   • 4.4k views
   • 
   • Belgarath
   • May 28

2. Download APR Tables

   By austin3515, April 29
   • 15 replies
   • 1.1k views
   • 
   • austin3515
   • May 25

3. Correction of failed 401(a) or 410(b) tests?

   By Mleech, February 25
   • 4 replies
   • 1.1k views
   • 
   • Lou S.
   • March 28

4. cross-tested 401(k) - failing gateway for terminated empoyees

   By M Norton, February 13, 2020   

   • cross-tested plan
   • gateway for terminated employees
   • 4 replies
   • 1.5k views
   • 
   • Jake Wright
   • February 14

5. Changing Pro Rata Profit Sharing Allocation to New Comparability Mid-Year

   By Vlad401k, February 29, 2024
   • 6 replies
   • 1.6k views
   • 
   • Bill Presson
   • February 6

6. Prevailing Wage Offset and 401(a)(4)

   By Kattdogg12, December 17, 2024
   • 0 replies
   • 436 views
   • 
   • Kattdogg12
   • December 17, 2024

7. Plan Comp or Full Year Comp for Testing?

   By Sully, December 5, 2024
   • 2 replies
   • 650 views
   • 
   • Sully
   • December 6, 2024

8. Change in Sponsor's Business Arrangement

   By J Simmons, November 6, 2024
   • 1 reply
   • 529 views
   • 
   • Lois Baker
   • November 6, 2024

9. Can a corrective QNEC be used for TH and GW?

   By DavidO, September 10, 2024
   • 1 reply
   • 628 views
   • 
   • Bri
   • September 11, 2024

10. Cross-tested plans and longevity?

    By Shubha, August 12, 2024
    • 3 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 15, 2024

11. 401(k) Cross tested plan with a 3% safe harbor non elective contribution

    By alwaysaquestion, July 23, 2024
    • 2 replies
    • 974 views
    • 
    • Bri
    • July 23, 2024

12. SHM in gateway

    By Audrey, June 26, 2024
    • 2 replies
    • 698 views
    • 
    • Audrey
    • June 27, 2024

13. Imputing Disparity / Cross-Testing DC Plan

    By austin3515, June 12, 2024
    • 1 reply
    • 547 views
    • 
    • Bri
    • June 17, 2024

14. Does this cross-tested plan pass??

    By Santo Gold, May 17, 2024
    • 2 replies
    • 888 views
    • 
    • BG5150
    • May 20, 2024

15. gateway test when def/SH & PS have diff elig requirements

    By Audrey, May 14, 2024
    • 3 replies
    • 1.1k views
    • 
    • Audrey
    • May 14, 2024

16. Basic X-test question....

    By Basically, April 25, 2024
    • 16 replies
    • 1.3k views
    • 
    • Mr Bagwell
    • May 13, 2024

17. Statutory Exclusion - excluded group fails 401(a)(4)

    By Tom, January 2, 2024
    • 13 replies
    • 1.9k views
    • 
    • Kattdogg12
    • January 24, 2024

18. Excel for Cross Testing Modeling

    By Ken_BenefitScape, December 31, 2023   

    • cross testing
    • sep ira
    • 3 replies
    • 1k views
    • 
    • Bri
    • January 2, 2024

19. Spread sheet testing

    By Fred Payne, June 18, 2001
    • 31 replies
    • 10.8k views
    • 
    • Ken_BenefitScape
    • December 31, 2023

20. 401k SH with PS - Increase PS to Term <501 hours acceptable?

    By cheersmate, December 18, 2023
    • 4 replies
    • 1.2k views
    • 
    • cheersmate
    • December 20, 2023

21. Board of directors earn W-2 but work zero hours

    By Renee H, November 8, 2023
    • 17 replies
    • 2.5k views
    • 
    • Bird
    • November 10, 2023

22. Affiliated Service Group - 401(a)(4) / Gateway Testing for owner earning income in two entities

    By Towanda, May 8, 2023
    • 4 replies
    • 1.2k views
    • 
    • Towanda
    • May 17, 2023

23. Can I do an 11-g amendment in this case?

    By BG5150, April 10, 2023
    • 13 replies
    • 2.7k views
    • 
    • Paul I
    • April 17, 2023

24. Testing Failure

    By dneterr, March 1, 2023
    • 6 replies
    • 1.4k views
    • 
    • Nate S
    • March 14, 2023

25. Restructuring

    By R. Butler, February 12, 2023
    • 9 replies
    • 1.4k views
    • 
    • truphao
    • February 14, 2023

26. Average Benefit Test and Rate Group Test

    By Coleboy1, January 25, 2023
    • 8 replies
    • 2.5k views
    • 
    • Bird
    • January 27, 2023

27. Non-Excludable Employees with $0.00 Allocations?

    By Logan401, January 24, 2023
    • 5 replies
    • 979 views
    • 
    • C. B. Zeller
    • January 24, 2023

28. Prevailing wages and 401(a)(4)

    By Indu, December 3, 2022
    • 4 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • December 5, 2022

29. 4-Tier Integrated PS... Must use 100% TWB?

    By Puffinator, June 20, 2022
    • 10 replies
    • 2.1k views
    • 
    • Gary Lesser
    • November 20, 2022

30. Using ABPT to pass Coverage

    By Dougsbpc, July 11, 2022
    • 3 replies
    • 1.4k views
    • 
    • DBnme
    • August 26, 2022

31. Restructuring into component plans

    By Will.I.Am, June 27, 2022
    • 10 replies
    • 1.3k views
    • 
    • Gilmore
    • June 30, 2022

32. Two DC plans - gateway coordination

    By John Feldt ERPA CPC QPA, February 5, 2021
    • 4 replies
    • 977 views
    • 
    • Will.I.Am
    • June 27, 2022

33. Safe Harbor Cross-Tested Plan - forfeitures triggering 3%

    By cheersmate, June 9, 2022   

    • safe harbor 401k
    • top heavy minimum
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • top heavy minimum
      • forfeitures
    • 2 replies
    • 1k views
    • 
    • cheersmate
    • June 9, 2022

34. Terminated employees with no vesting

    By Will.I.Am, May 11, 2022
    • 19 replies
    • 2.4k views
    • 
    • Belgarath
    • May 19, 2022

35. Testing Compensation

    By Cloudy, May 9, 2022
    • 2 replies
    • 687 views
    • 
    • 401kology
    • May 10, 2022

36. 2 plans with 2-year eligibility

    By Bri, April 18, 2022
    • 3 replies
    • 4.1k views
    • 
    • Mike Preston
    • April 20, 2022

37. Safe Harbor Matching 401k - Bifurcate Testing?

    By cheersmate, April 1, 2022   

    • safe harbor plan
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • April 4, 2022

38. Multiple Formulas?

    By Becky Schwing, March 25, 2022
    • 6 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • March 27, 2022

39. Cross Test with SHNEC - Max Profit Sharing to HCE and 0 to NHCE

    By MP CPC, March 23, 2022
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • March 24, 2022

40. 403(b) by doctor at hospital - effects on his practice's DB/DC combo.

    By Bri, March 16, 2022
    • 2 replies
    • 1.2k views
    • 
    • Bri
    • March 18, 2022

41. Make a top heavy contribution in a non-top heavy plan

    By ERISA Philomath, March 16, 2022
    • 1 reply
    • 649 views
    • 
    • C. B. Zeller
    • March 16, 2022

42. $0.00 Allocations?

    By Logan401, February 25, 2022
    • 8 replies
    • 1.2k views
    • 
    • acm_acm
    • March 1, 2022

43. Increasing PS Cross Tested Percentage to pass Testing for a Participant who worked less than 1000 hours but the plan has 1000 hour and last day requirement

    By Dawn Marlar, February 24, 2022
    • 7 replies
    • 1.4k views
    • 
    • chc93
    • February 28, 2022

44. Short Plan Year?

    By Logan401, February 25, 2022
    • 6 replies
    • 1.1k views
    • 
    • Nate S
    • February 28, 2022

45. Last Day Rule but Wants to Allocate Terminated Participants

    By Logan401, February 19, 2022
    • 13 replies
    • 1.2k views
    • 
    • Logan401
    • February 21, 2022

46. Average Benefits Test

    By mming, January 29, 2022
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 31, 2022

47. Prevailing Wage + 401(a)

    By #toomanyrules, January 18, 2022
    • 4 replies
    • 1.5k views
    • 
    • Bri
    • January 20, 2022

48. Sources for average benefit test

    By steve45, January 12, 2022
    • 1 reply
    • 783 views
    • 
    • BG5150
    • January 12, 2022

49. Bifurcated Testing for Cross Tested Safe Harbor 401k

    By cheersmate, December 18, 2021
    • 7 replies
    • 915 views
    • 
    • Mike Preston
    • December 20, 2021

50. Testing 2 plans with different year ends

    By Dougsbpc, October 22, 2021
    • 2 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • October 22, 2021