Cross-Tested Plans

1,233 topics in this forum

1. Return of 403b employee deferral??

   By dmb, October 18, 2018
   • 2 replies
   • 725 views
   • 
   • PensionPro
   • October 22, 2018

2. Mandatory aggregation?

   By Guest ksumner, December 6, 1999
   • 2 replies
   • 2k views
   • 
   • Tot
   • December 7, 1999

3. Age Weighted PS Plan

   By dmb, April 29, 2011
   • 2 replies
   • 1.9k views
   • 
   • dmb
   • April 29, 2011

4. Offsetting discretionary contributions by safe harbor non-elective con

   By AndyH, January 3, 2000
   • 2 replies
   • 1.6k views
   • 
   • AndyH
   • January 5, 2000

5. Amending Cross-tested Money Purchase Plan - How Often Is Too Often?

   By SMB, December 16, 1999
   • 2 replies
   • 1.6k views
   • 
   • Lorraine Dorsa
   • January 18, 2000

6. Sole-Prop

   By Guest thepitts, October 28, 2002
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • October 28, 2002

7. Cross tested Profit sharing plan and discrimination issues

   By Guest smhjr, December 18, 2004
   • 2 replies
   • 1.6k views
   • 
   • AndyH
   • December 18, 2004

8. Cross-Tested Money Purchase Plan

   By Guest, February 15, 2000
   • 2 replies
   • 1.7k views
   • 
   • AndyH
   • February 16, 2000

9. Safe Harbor Allocation Forced to Cross-Test

   By Dougsbpc, May 16, 2008
   • 2 replies
   • 1.7k views
   • 
   • Tom Poje
   • May 16, 2008

10. If a 401(k) plan with a cross-tested profit sharing allocation exclude

    By Richard Anderson, February 18, 2000
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • February 21, 2000

11. What is testing age when a plan defines NRD as the later of an age and

    By AndyH, February 18, 2000
    • 2 replies
    • 1.7k views
    • 
    • AndyH
    • February 22, 2000

12. Limitation Years After 12/31/01

    By Guest SWIN, June 22, 2001
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • June 25, 2001

13. Hey, I just thought of something (certainly others have, too) - Super-

    By AndyT, March 1, 2000
    • 2 replies
    • 1.4k views
    • 
    • AndyT
    • March 2, 2000

14. ABPT Component Testin

    By Buckoosier, September 17, 2013
    • 2 replies
    • 2.7k views
    • 
    • Buckoosier
    • September 18, 2013

15. Allocations based on hours worked in prior plan year

    By dmb, November 11, 2015
    • 2 replies
    • 911 views
    • 
    • 00hskrgrl
    • November 12, 2015

16. Excluding HC's in the general test

    By Guest dietpepsi, September 17, 2003
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • September 17, 2003

17. What to do now? -- plan sponsor prospect wants to set up a new compara

    By Guest SPollock, April 6, 2000
    • 2 replies
    • 1.4k views
    • 
    • Earl
    • April 9, 2000

18. Timing of Amendment to change allocation schedule

    By dmb, June 7, 2012
    • 2 replies
    • 1.2k views
    • 
    • dmb
    • June 7, 2012

19. Using Years of Services for determining allocations.

    By Guest SPollock, April 10, 2000
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • April 10, 2000

20. HCEs in Each Other's Group

    By stbennet, January 7, 2013
    • 2 replies
    • 1.3k views
    • 
    • stbennet
    • January 7, 2013

21. Who gets Gateway in a controlled group

    By Guest Todd Lehmann, May 20, 2002
    • 2 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • May 20, 2002

22. Forfeiture reallocation

    By Richard Anderson, April 24, 2000
    • 2 replies
    • 2.1k views
    • 
    • pjkoehler
    • April 25, 2000

23. What about aggregating plans as a way to circumvent IRS' proposed Regs

    By AndyT, April 26, 2000
    • 2 replies
    • 1.4k views
    • 
    • Alonzo
    • April 28, 2000

24. 3 401(k) plans in controlled group of A, B and C: OK to aggregate profit-sharing components of A and B but deferral and match components of B and C?

    By AndyH, September 17, 2003
    • 2 replies
    • 1k views
    • 
    • AndyH
    • September 25, 2003

25. ERISA Notice Dated 5/15/99

    By Guest, April 28, 2000
    • 2 replies
    • 1.4k views
    • 
    • richard
    • April 30, 2000

26. 2 plans w different entry dates

    By SoCalActuary, January 23, 2008
    • 2 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • January 24, 2008

27. Use of the modified average benefit test in applying 401(a) non discri

    By Guest khaskell, September 1, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 1, 2000

28. Separate Testing of Otherwise Excludables

    By Archimage, October 8, 2003
    • 2 replies
    • 1.1k views
    • 
    • Mike Preston
    • October 8, 2003

29. Allocation to Non-key in Age weighted

    By Guest Doogie61, March 31, 2010
    • 2 replies
    • 1.1k views
    • 
    • BG5150
    • March 31, 2010

30. Using Salary to Identify Groups

    By perkinsran, February 26, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 26, 2004

31. Cross tested 403(b)? Are the rules the same?

    By AndyH, February 15, 2001
    • 2 replies
    • 2k views
    • 
    • AndyH
    • February 15, 2001

32. Allocation to one group only-cross tested

    By betheeg, December 23, 2005
    • 2 replies
    • 1.5k views
    • 
    • betheeg
    • December 23, 2005

33. Gateway Minimum in a Top Heavy Plan with Participation Compensation

    By Towanda, February 12, 2018
    • 2 replies
    • 1.1k views
    • 
    • Towanda
    • February 12, 2018

34. Cross Testing and the Gateway

    By buckaroo, November 4, 2008
    • 2 replies
    • 2.8k views
    • 
    • BG5150
    • November 13, 2008

35. Testing 2 plans with different year ends

    By Dougsbpc, October 22, 2021
    • 2 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • October 22, 2021

36. Relius Proposal Software

    By Guest auntmee8, October 10, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 4, 2002

37. Related employers - 1 failing coverage

    By Guest M. Martin, March 23, 2007
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 24, 2007

38. CB/DC with PEO

    By Cloudy, September 13, 2017
    • 2 replies
    • 750 views
    • 
    • Cloudy
    • September 14, 2017

39. 410(b) Failure

    By mming, February 7, 2002
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • February 7, 2002

40. 3%-of-pay SH NEC as gateway for 9% for HCEs?

    By J Simmons, February 13, 2009
    • 2 replies
    • 1.1k views
    • 
    • J Simmons
    • February 13, 2009

41. 401(a)(4)

    By Guest JimD, March 7, 2002
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 8, 2002

42. Form 5500 for Cross Tested Plans

    By Guest Mbrockway, October 10, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 10, 2003

43. self-employed calc for an age-weighted plan

    By Guest annieap1, April 7, 2005
    • 2 replies
    • 3k views
    • 
    • No Name
    • April 8, 2005

44. DC Cross-test Broadly Available Allocations

    By Guest RSNOW, May 16, 2003
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 16, 2003

45. Two Eligibilities and Coverage Testing

    By TPA Bob, May 29, 2014
    • 2 replies
    • 1.1k views
    • 
    • TPA Bob
    • May 30, 2014

46. New Comp / Safe Harbor 401(k)

    By Guest AJM 34, April 19, 2007
    • 2 replies
    • 2k views
    • 
    • J Simmons
    • April 19, 2007

47. Sole Proprietor and Rate Group Plan

    By Lori Foresz, March 30, 2009
    • 2 replies
    • 1.3k views
    • 
    • ERISAnut
    • March 31, 2009

48. Multiple Employer Plan

    By dmb, July 31, 2012
    • 2 replies
    • 1.5k views
    • 
    • dmb
    • July 31, 2012

49. Refund of 415 limit due to crediting rule and ABT

    By tghooper, April 12, 2019
    • 2 replies
    • 827 views
    • 
    • tghooper
    • April 12, 2019

50. 500 Hour Rule issue

    By chris, December 27, 2002
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • December 30, 2002