Cross-Tested Plans

1,233 topics in this forum

1. New Comparability Contributions - made throughout the year

   By AlwaysLearning, June 23, 2021
   • 5 replies
   • 996 views
   • 
   • Mike Preston
   • June 24, 2021

2. electing not to receive an allocation

   By 52626, June 11, 2021
   • 12 replies
   • 1.3k views
   • 
   • Luke Bailey
   • June 19, 2021

3. 415(c) and Administering the Mega Backdoor Roth for 401(k) and ESOP Plans

   By Cardscrazy, April 29, 2021   

   • esop
   • 401k
   • (and 2 more)

     Tagged with:

     • esop
     • 401k
     • roth 401(k)
     • 415(c)
   • 2 replies
   • 1.3k views
   • 
   • Cardscrazy
   • May 4, 2021

4. Deemed CODA concern - profit sharing contribution taken into account for partnership distribution

   By Moosen14, April 27, 2021
   • 6 replies
   • 1.9k views
   • 
   • Luke Bailey
   • April 27, 2021

5. New Plan Design too aggressive?

   By cheersmate, April 8, 2021   

   • secure act
   • cross-tested
   • (and 3 more)

     Tagged with:

     • secure act
     • cross-tested
     • individual rate groups
     • immediate eligibility exception
     • vesting with plan effective date
   • 6 replies
   • 1k views
   • 
   • cheersmate
   • April 23, 2021

6. DC+CB Combo - Short Plan Year & Gateway

   By Hojo, March 22, 2021
   • 9 replies
   • 1.2k views
   • 
   • AndyH
   • March 25, 2021

7. 415 vs catchup (again!)

   By pmacduff, March 4, 2021
   • 7 replies
   • 2.3k views
   • 
   • pmacduff
   • March 5, 2021

8. Individual Rate Groups & Gateway

   By CuseFan, February 18, 2021
   • 6 replies
   • 1.4k views
   • 
   • CuseFan
   • February 19, 2021

9. Accrued to date testing--compensation question

   By BG5150, February 12, 2021
   • 5 replies
   • 936 views
   • 
   • Jakyasar
   • February 14, 2021

10. Two DC plans - gateway coordination

    By John Feldt ERPA CPC QPA, February 5, 2021
    • 4 replies
    • 968 views
    • 
    • Will.I.Am
    • June 27, 2022

11. Ind. rate grp flexibility

    By TPApril, February 3, 2021
    • 1 reply
    • 703 views
    • 
    • Mike Preston
    • February 4, 2021

12. TH only need Gateway?

    By BG5150, February 3, 2021
    • 3 replies
    • 826 views
    • 
    • Mike Preston
    • February 4, 2021

13. Component Plan / Restructuring

    By austin3515, January 27, 2021
    • 8 replies
    • 1.8k views
    • 
    • BG5150
    • January 29, 2021

14. 3% to all but HCE

    By Becky Schwing, January 27, 2021
    • 13 replies
    • 1.5k views
    • 
    • Jakyasar
    • January 28, 2021

15. Tutorial Needed (Ok, a long class....)

    By RestAssured, January 6, 2021
    • 1 reply
    • 721 views
    • 
    • RestAssured
    • January 6, 2021

16. New Comp Plan - bifurcate testing (c/t for some, alloc rate for others)?

    By cheersmate, December 18, 2020   

    • new comparability
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • new comparability
      • safe harbor 401k
      • disaggregation
    • 2 replies
    • 969 views
    • 
    • cheersmate
    • December 18, 2020

17. Accrued-to-date testing after fresh start

    By Dougsbpc, December 16, 2020
    • 1 reply
    • 773 views
    • 
    • CuseFan
    • December 17, 2020

18. Floor Offset Plan

    By Sunny Gupta, December 12, 2020
    • 1 reply
    • 523 views
    • 
    • C. B. Zeller
    • December 15, 2020

19. Excluded by Job Class

    By Becky Schwing, December 9, 2020
    • 1 reply
    • 747 views
    • 
    • C. B. Zeller
    • December 9, 2020

20. DC+CB combo but different compensation definitions

    By Jakyasar, December 3, 2020
    • 2 replies
    • 704 views
    • 
    • Jakyasar
    • December 3, 2020

21. Gateway Minimums

    By ConnieStorer, October 21, 2020   

    • db\dc combo plan
    • 2 replies
    • 720 views
    • 
    • ConnieStorer
    • October 22, 2020

22. Calculating EBAR itself

    By Belgarath, August 13, 2020
    • 0 replies
    • 642 views
    • 
    • Belgarath
    • August 13, 2020

23. Is gateway required

    By Jakyasar, July 1, 2020
    • 4 replies
    • 1.1k views
    • 
    • Jakyasar
    • July 1, 2020

24. PS Plan - grouping for a new category

    By Jakyasar, May 2, 2020
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • May 12, 2020

25. Gateway

    By Becky Schwing, March 30, 2020
    • 5 replies
    • 1.5k views
    • 
    • BG5150
    • April 1, 2020

26. Curiosity...

    By Belgarath, March 6, 2020
    • 4 replies
    • 1.1k views
    • 
    • Belgarath
    • March 9, 2020

27. 414(s) brain cramp

    By Belgarath, February 18, 2020
    • 2 replies
    • 1.3k views
    • 
    • Belgarath
    • February 19, 2020

28. cross-tested 401(k) - failing gateway for terminated empoyees

    By M Norton, February 13, 2020   

    • cross-tested plan
    • gateway for terminated employees
    • 4 replies
    • 1.5k views
    • 
    • Jake Wright
    • February 14

29. cross-testing controlled group and excluding one company

    By TPAnnie, February 12, 2020   

    • cross tested,
    • 1 reply
    • 948 views
    • 
    • CuseFan
    • February 12, 2020

30. Rate banding

    By Belgarath, February 4, 2020
    • 4 replies
    • 1.8k views
    • 
    • Belgarath
    • February 14, 2020

31. Testing where self-correction involved

    By Belgarath, February 3, 2020
    • 3 replies
    • 877 views
    • 
    • JackS
    • February 3, 2020

32. Gateway Minimum

    By stephen20, January 25, 2020   

    • cross tested
    • profit sharing plan
    • 2 replies
    • 721 views
    • 
    • stephen20
    • January 26, 2020

33. Using integrated formula on cross-tested plan

    By Lorraine Steinberg, January 23, 2020
    • 18 replies
    • 2.9k views
    • 
    • Bird
    • January 29, 2020

34. Use cross tested formula when document calls for integrated

    By Cheryl S, January 14, 2020
    • 31 replies
    • 3.1k views
    • 
    • Larry Starr
    • January 21, 2020

35. S-Corp New Comparability 401k plan

    By dmb, October 31, 2019
    • 6 replies
    • 1.8k views
    • 
    • spiritrider
    • November 22, 2019

36. PS Allocations and Otherwise Excludables

    By CuseFan, September 6, 2019
    • 5 replies
    • 1.7k views
    • 
    • Larry Starr
    • September 6, 2019

37. Max ER Alloc % per participant

    By jmartin, September 3, 2019
    • 1 reply
    • 623 views
    • 
    • Mike Preston
    • September 3, 2019

38. Aggregation Required?

    By Dougsbpc, August 22, 2019
    • 1 reply
    • 763 views
    • 
    • Mike Preston
    • August 22, 2019

39. Rate group failure - correction options

    By TPApril, August 7, 2019
    • 27 replies
    • 3.1k views
    • 
    • Mike Preston
    • December 24, 2019

40. Minimum allocation in money purchase plan

    By dmb, July 30, 2019
    • 5 replies
    • 993 views
    • 
    • CuseFan
    • July 31, 2019

41. SH401k w PS: Employer Deposit is late

    By cheersmate, May 16, 2019
    • 11 replies
    • 1.6k views
    • 
    • cheersmate
    • May 20, 2019

42. Not sure on this one.....

    By Bri, May 16, 2019
    • 4 replies
    • 716 views
    • 
    • Bri
    • May 17, 2019

43. 401(a)4 Failure

    By thepensionmaven, May 9, 2019
    • 12 replies
    • 3.2k views
    • 
    • AndyH
    • May 31, 2019

44. Does QNEC to pass ADP trigger gateway?

    By BG5150, May 1, 2019
    • 5 replies
    • 1.4k views
    • 
    • Tom Poje
    • May 1, 2019

45. Refund of 415 limit due to crediting rule and ABT

    By tghooper, April 12, 2019
    • 2 replies
    • 827 views
    • 
    • tghooper
    • April 12, 2019

46. Compensation - from Participation Date

    By msmith, April 1, 2019
    • 1 reply
    • 859 views
    • 
    • C. B. Zeller
    • April 2, 2019

47. Cross Tested 401(k)/Profit Sharing Plan

    By hch4cpa, March 29, 2019
    • 7 replies
    • 1.5k views
    • 
    • JackS
    • March 29, 2019

48. 3%SHNEC for NHCES and 9%PS for Owners ok?

    By cheersmate, March 13, 2019   

    • cross-tested
    • 3%shnec
    • (and 1 more)

      Tagged with:

      • cross-tested
      • 3%shnec
      • individual rgs
    • 6 replies
    • 984 views
    • 
    • ERISADC
    • December 9, 2020

49. Allocation Formula change on last day of plan year

    By JustnERPA, March 6, 2019
    • 2 replies
    • 771 views
    • 
    • Doc Ument
    • March 7, 2019

50. Gateway testing

    By Chippy, March 5, 2019
    • 7 replies
    • 1.5k views
    • 
    • Chippy
    • March 5, 2019