Cross-Tested Plans

1,233 topics in this forum

1. Top Heavy Safe Harbor Cross Tested

   By Guest cease, August 21, 2003
   • 6 replies
   • 1.8k views
   • 
   • Guest
   • August 21, 2003

2. Accrued to date testing--compensation question

   By BG5150, February 12, 2021
   • 5 replies
   • 935 views
   • 
   • Jakyasar
   • February 14, 2021

3. Testing option consistency for (k)/cross tested PS plan

   By AndyH, February 19, 2002
   • 5 replies
   • 1.7k views
   • 
   • Mike Preston
   • February 20, 2002

4. Cash Balance 401(a)

   By Guest elang, May 12, 2009
   • 5 replies
   • 2k views
   • 
   • AndyH
   • May 13, 2009

5. Shareholder daughter allocation in cross tested formula

   By Guest MEGary, July 13, 2001
   • 5 replies
   • 1.8k views
   • 
   • Mike Preston
   • January 24, 2002

6. Last day rule, 5% gateway, July 1 entry date, etc.

   By Guest rffahey, December 22, 2003
   • 5 replies
   • 1.4k views
   • 
   • AndyH
   • December 22, 2003

7. gateway contributions and double counting the 3%

   By Guest lworthington, August 5, 2002
   • 5 replies
   • 2k views
   • 
   • Tom Poje
   • August 6, 2002

8. Cross Testing - Top Paid Group HCEs

   By Guest dick@fbanet.com, November 3, 2004
   • 5 replies
   • 2.3k views
   • 
   • Tom Poje
   • November 3, 2004

9. Cross-Tested Plan with no highly compensated employees

   By Guest John Sample, August 23, 2001
   • 5 replies
   • 1.7k views
   • 
   • david rigby
   • August 23, 2001

10. Gateway Testing and Prevailing Wage Contributions

    By Guest Grumpy455, April 27, 2005
    • 5 replies
    • 4.2k views
    • 
    • Guest
    • April 27, 2005

11. Disaggregation into 2 componant plans

    By Earl, May 17, 2014
    • 5 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • May 19, 2014

12. Cross-tested plan software

    By Guest Dook, September 18, 1999
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • November 7, 1999

13. Gateway For a Plan Using 414(s) Comp

    By Guest merlin, January 10, 2003
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • January 10, 2003

14. Gateway Minimum

    By Rob P, June 18, 2010
    • 5 replies
    • 1.7k views
    • 
    • AndyH
    • June 24, 2010

15. HCE definition for Gateway and rate group testing

    By 401_noob, December 7, 2017
    • 5 replies
    • 1.2k views
    • 
    • My 2 cents
    • December 11, 2017

16. More cross testing issues

    By Guest RBlaine, February 10, 2003
    • 5 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 11, 2003

17. Gateway Exception

    By AndyH, January 23, 2006
    • 5 replies
    • 2.8k views
    • 
    • AndyH
    • January 26, 2006

18. new comparability regs have been released

    By Guest, October 6, 2000
    • 5 replies
    • 1.9k views
    • 
    • AndyH
    • October 9, 2000

19. ABT and term w/ <500 hrs

    By Guest carsonv, April 28, 2005
    • 5 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • April 29, 2005

20. Age weighted vs New Comparability(before 01/01/02

    By Moe Howard, December 7, 2001
    • 5 replies
    • 3.5k views
    • 
    • mwyatt
    • December 20, 2001

21. Reasonable classification and compensation bands

    By Guest Glen Archinal, November 28, 2005
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • November 28, 2005

22. Cross-tested PS and 401(k) with PEO Plan

    By bcmom, May 19, 2017   

    • profit sharing
    • peo
    • (and 2 more)

      Tagged with:

      • profit sharing
      • peo
      • 401(k)
      • testing
    • 5 replies
    • 974 views
    • 
    • bcmom
    • May 22, 2017

23. Minimum allocation in money purchase plan

    By dmb, July 30, 2019
    • 5 replies
    • 993 views
    • 
    • CuseFan
    • July 31, 2019

24. HCEs want to give more!

    By Logan401, August 31, 2012
    • 5 replies
    • 1.1k views
    • 
    • Logan401
    • August 31, 2012

25. Limitation on HCE rate groups

    By rcline46, May 14, 2007
    • 5 replies
    • 2.6k views
    • 
    • Mike Preston
    • July 13, 2007

26. Can the document be silent as to the correction method and can differe

    By John A, March 21, 2000
    • 5 replies
    • 1.7k views
    • 
    • AndyH
    • April 14, 2000

27. Are cross tested plans supposed to allocated contribution based on age -or- job classification ? ..... Which is it ?

    By Moe Howard, October 29, 2003
    • 5 replies
    • 1.4k views
    • 
    • AndyH
    • October 30, 2003

28. One or Two SPD's

    By Guest, April 13, 2000
    • 5 replies
    • 1.7k views
    • 
    • Steve72
    • July 31, 2002

29. Non-Excludable Employees with $0.00 Allocations?

    By Logan401, January 24, 2023
    • 5 replies
    • 969 views
    • 
    • C. B. Zeller
    • January 24, 2023

30. New Comp contribution deposited on a per payroll basis

    By Guest TomB432, June 8, 2012
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • June 8, 2012

31. New Comparability Contributions - made throughout the year

    By AlwaysLearning, June 23, 2021
    • 5 replies
    • 996 views
    • 
    • Mike Preston
    • June 24, 2021

32. What? Cannot freely exclude highest paid NHCEs? Even if 410(b) and 401(a)(4) pass?

    By John Feldt ERPA CPC QPA, October 16, 2007
    • 5 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • October 17, 2007

33. 401(a)(4)testing of safe harbor non-elective component

    By Guest JL, June 5, 2000
    • 5 replies
    • 3.4k views
    • 
    • AndyH
    • June 21, 2000

34. Restructuring under Grouping Method

    By TPA Bob, December 13, 2017
    • 5 replies
    • 1.1k views
    • 
    • Mike Preston
    • December 19, 2017

35. Short Plan Year and Imputed Disparity

    By msmith, September 7, 2018
    • 5 replies
    • 1k views
    • 
    • ETA Consulting LLC
    • September 14, 2018

36. EGTRRA Prototype Provision

    By Oh so SIMPLE, May 20, 2009
    • 5 replies
    • 2k views
    • 
    • Bird
    • May 22, 2009

37. Can 401(k) SHNEC be included in age or service schedule?

    By Guest acmtpa, May 11, 2006
    • 5 replies
    • 3.5k views
    • 
    • Guest
    • May 18, 2006

38. Mid-Yr Entrant, zero "elig" compensation

    By cheersmate, July 18, 2018   

    • cross-tested plan
    • comp excl pre-pptn
    • (and 4 more)

      Tagged with:

      • cross-tested plan
      • comp excl pre-pptn
      • top heavy
      • gateway minimum
      • zero elig pay
      • ebar
    • 5 replies
    • 992 views
    • 
    • cheersmate
    • July 18, 2018

39. New Comp doesn't work in 3rd year

    By Jim Chad, January 13, 2011
    • 5 replies
    • 1.5k views
    • 
    • Bird
    • January 18, 2011

40. Ambiguous Classifications

    By Spencer, February 4, 2010
    • 5 replies
    • 1.4k views
    • 
    • BG5150
    • February 24, 2010

41. Gateway required for Otherwise Excludable Employees?

    By LarryDavid, July 6, 2011
    • 5 replies
    • 3.6k views
    • 
    • LarryDavid
    • August 26, 2011

42. 457 combined with New Comparability plan

    By dmb, June 20, 2008
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • June 25, 2008

43. Is this a non-safe harbor allocation formula?

    By Earl, May 22, 2009
    • 5 replies
    • 2k views
    • 
    • Earl
    • May 25, 2009

44. Does death of participant affect ability to cross test?

    By Dawn Hafner, April 10, 2002
    • 5 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • April 10, 2002

45. Corrective Amendment for failed 401a4

    By Guest chris4013, December 10, 2003
    • 5 replies
    • 1.4k views
    • 
    • Mike Preston
    • December 15, 2003

46. 401(k) Cross-Tested in Relius

    By Archimage, November 1, 2002
    • 5 replies
    • 1.4k views
    • 
    • Archimage
    • November 4, 2002

47. 3% Nonelective Safe Harbor & Nondiscrim

    By Guest Zee_Moe, March 9, 2001
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 9, 2001

48. classifications

    By betheeg, December 30, 2002
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • January 6, 2003

49. Coverage

    By Guest elang, January 14, 2013   

    • Rate Groups
    • 410(b)
    • 5 replies
    • 2.1k views
    • 
    • Mike Preston
    • January 15, 2013

50. How would the 3/1 "gateway" apply to a super-integrated plan

    By AndyH, November 3, 2000
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • November 6, 2000