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I do generally omit my "Galactic Institute Aeronautical Nuclear Titan" and "Elected Galactic Overlord" (GIANT, EGO) designations. I'm saving them for when I go into politics.

I feel mine are justified. It's only pretentious if someone with more than me lists them. 😁

I remember this from I think The Patton Papers, I read the book maybe 40-50 years ago. General Patton received a letter from someone with most of the alphabet listed after his name in the signature. He responded by addressing the letter to "Mr. John Smith, SOB".

Using the carve-out rule, the NHCE is excluded from the test, and you pass by default.

Rollin is allowed.

"When in doubt, max them out." (with the vesting) I just made that up just now.

I don't have designations and was never interested. If you have them, use them, but all it means is you know how to study for a test. I've worked with a lot of people with designations who know less than I do about plan administration... But your point about doctors doesn't make sense, no one I know uses their undergraduate degrees under their signature, and doctors do in fact - at least some - use designations after their names.

Not sure if this OP is from getting up on the wrong side of bed, or just trolling. Likely the latter. But why would you possibly care? Someone who is listing their professional credentials is, presumably, not also listing their B.A. or M.A., or whatever. Some clients, advisors, etc., etc., might not recognize what a CPC means, but they might know what an ERPA means. Etc., etc., etc. - where's the harm in listing them? If no one is interested, the eye skims over them. Have a nice day.

It doesn't look like anyone wants to answer, so I'll give it a try. If the HCE was eligible for the contribution when it was deposited and the employer followed the terms of the document when it was deposited, I think a later application of employer discretion to remove the previously allocated contribution violates the anti-cutback rules of Section 411(d)(6). See 1.411(d)-4, Q&A 4. Our document requires the employer to designate in writing the amount of contribution for each allocation group. That's in the DC LRM's so I would expect your document to have the same requirement. The contribution in your question was allocated, so it appears the employer provided instructions about the allocation. So, based on the details provided, I think they can't do that. Going forward, they should either allocate the contribution after the end of the year or change their policy.