jevd

Well Tom, From the comments, it appears that at least a few of us in the community have been devotees of the show. I hope your audience reflects the same. BTW Any takers on a-d above and the remaining from the original list ???

Tom, I don't know what made a bigger impression on me from Get Smart, Agent 99 or the Sunbeam Tiger Maxwell drove.

Here's a few new ones A "A Soldier of Fortune is a man called..." B "Today is Tuesday" (OOPS, Not a theme just the Tuesday Song) The theme sample is is "Hey There, Hi There Ho There" C "Believe it or not its just me" D " now you see on Camera three" edited to correct lyric slightly.

I'm so old I saw the originals. No life as a kid. or even young adult. Now happily married with five. Foound something else to do besides T.V.

19 Patty Duke 7 All in the Family 12 Petticoat Junction

1. Green Acres 6Jeffersons 9 Bugs Bunny 11. Adams Family 15. Roy Rogers & Dale Evans (Edit removed) Tom is correct. 21 Frazier 22 Brady Bunch 19 Patty Duke 25 Mr. Ed 23 Gilligans Island 24. George of the Jungle 4 Beverly Hill Billies 17 Jetsons 8 Mary Tyler Moore 7 All iin the Family 10 Bat Masterson. I just have spent too much time in front of the television. I also had a little help from some co-workers but not much.

YOur Answer is: HERE The President has already signed this bill I believe.

15 so far. Its been a 1/2 hour. As was said above not as easy as one thinnks

The law also effectively eliminates the AGI limitation on regular ROTH contributions as one will be able to contribute to aTraditional IRA and immediately convert it.

A SEP IRA account for an employee is nothing more than a Traditional IRA that receives the employer's SEP contribution. It can receive Rolover contributions as well as Traditional IRA annual contributions. Simple answer. YES.

My eyes were all on Kay When Edith came into view And I found to my dismay You can't have your Kay and Edith too. Sorry. Couldn't Resist.

See IRS Pub 560 & 590 for their explanation. IRC sec 4975 is your primary source along with regulations.

Could they make it any more complex??? See below excerpt of Conference Committee Explanation. See link on Benefits Link for full text. Chairman Charles Grassley (R-IA) Page 9 of 10 Committee on Finance May 5/9/2006 6:35 PM The conference agreement eliminates the income limits on conversions of traditional IRAs to Roth IRAs. Thus, taxpayers may make such conversions without regard to their AGI. For conversions occurring in 2010, unless a taxpayer elects otherwise, the amount includible in gross income as a result of the conversion is included ratably in 2011 and 2012. However, income inclusion is accelerated if converted amounts are distributed before 2012. In that case, the amount included in income in the year of the distribution is increased by the amount distributed, and the amount included in income in 2012 (or 2011 and 2012 in the case of a distribution in 2010) is the lesser of: (1) half of the amount includible in income as a result of the conversion; and (2) the remaining portion of such amount not already included in income. The provision is effective for taxable years beginning after December 31, 2009. The proposal is expected to cost $447 million over 5 years and to raise $6.432 billion over 10 years. The Bill Passed in the Senate today. President is expected to sign next week.

See last sentance/Paragraph in this article from WSJ.WSJ ARTICLE Effective Date 2010

Have brother check out small estate law under the probate law in the state. There is generally a form to complete for estate beneficiaries to claim assets without goin through probate.

But how are the TPA's responding to this? Tracking $1.00 until the employee decides if its worth making more deferrals. Also do the regulations permit the employer to impose minimum amounts for deferral?

RMD-You know that one MRD - An alternative Which ones correct? DRM - Doesn't Really Matter

See form 5329 & instructions> IRS has the authority to waive the 50% underdistribution penalty on a facts and circumstances basis.

1099Rs are issued for the year IN WHICH the distribution takes place even if it is FOR the year before. This happens all of the time when the first years distribution is postponed to the second year. Always report the distribution in the year it takes place.

Does this help? 3.4 Q-4. How is it determined whether the 5-year rule in section 401(a)(9)(B)(ii) or the life expectancy rule in section 401(a)(9)(B)(iii) and (iv) applies to a distribution? A-4. (a) No plan provision. If a plan does not adopt an optional provision described in paragraph (b) or © of this A-4 specifying the method of distribution after the death of an employee, distribution must be made as follows: (1) If the employee has a designated beneficiary, as determined under §1.401(a)(9)-4, distributions are to be made in accordance with the life expectancy rule in section 401(a)(9)(B)(iii) and (iv).[83] (2) If the employee has no designated beneficiary, distributions are to be made in accordance with the 5-year rule in section 401(a)(9)(B)(ii).[84] (b) Optional plan provisions.[85] A plan may adopt a provision specifying either that the 5-year rule in section 401(a)(9)(B)(ii) will apply to certain distributions after the death of an employee even if the employee has a designated beneficiary or that distribution in every case will be made in accordance with the 5-year rule in section 401(a)(9)(B)(ii). Further, a plan need not have the same method of distribution for the benefits of all employees in order to satisfy section 401(a)(9). © Elections. A plan may adopt a provision that permits employees (or beneficiaries) to elect on an individual basis whether the 5-year rule in section 401(a)(9)(B)(ii) or the life expectancy rule in section 401(a)(9)(B)(iii) and (iv) applies to distributions after the death of an employee who has a designated beneficiary. Such an election must be made no later than the earlier of the end of the calendar year in which distribution would be required to commence in order to satisfy the requirements for the life expectancy rule in section 401(a)(9)(B)(iii) and (iv) (see A-3 of this section for the determination of such calendar year) or the end of the calendar year which contains the fifth anniversary of the date of death of the employee. As of the last date the election may be made, the election must be irrevocable with respect to the beneficiary (and all subsequent beneficiaries) and must apply to all subsequent calendar years. If a plan provides for the election, the plan may also specify the method of distribution that applies if neither the employee nor the beneficiary makes the election. If neither the employee nor the beneficiary elects a method and the plan does not specify which method applies, distribution must be made in accordance with paragraph (a) of this A-4.

I agree with janet M. If you have it, do it for 2005 or you lose that opportunity. You could then start a monthly automatic contribution for 2006 with the remaining months left.

That would apply to Traditional IRA's. The person at Fidelity is confused. (Not suprising) I'd ask to talk to their back office that handles IRA's however you can get the information you need in IRS Pub 590. Here is Pub 590

Thanks for that link jevd. You wouldn't happen to know what the current legislation is called? I don't know what PFEA stands for but the current pending legislation currently in conference is HR 2830. You can put that in the search under the Bill # and it will come up. This site may also be of some help: http://share.ccastrategies.com/Insight/Doc...Provisions.aspx

Here's a great site to track legislation HERE

"Say Goodnight Gracie"