ratherbereading

It seems safe to omit, but they also can either: add Roth just "in case" / eliminate catch up contributions / eliminate catchcup contributions for anyone earning under $150,000.

Sorry, I am not sure if there are or not but it makes sense that there would be. Do you have a rep at Voya you can contact?

I upload vesting to voya using the plan year date, not the current date. I can't help you with the error. Are you the TPA? You should have a voya contact for that plan to whom you can email your issue.

I think you need to hold the benefit until a valid SSN or TIN is provided. This also needs to be reported to the correct authorities- SSA's Office of the Inspector General. This is from a previous post asking the same question:

I can't add anything else - but we did fire a client once because the owner took an illegal hardship distribution.

https://www.plansponsor.com/fraudulent-hardship-withdrawals-draw-grand-jury-ire/

https://www.bbb.org/us/fl/longwood/profile/sales-lead-generation/blustar-leads-inc-0733-90712106/complaints Is this them??

You need to contact the client about the differences and ask to see their payroll records so you can reconcile the deposits. If there are late deposits they go on the Form 5500 and earnings should be calculated.

Yes it is. And the loan first, hardship second is no longer in play.

It looks like she was terminated prior to meeting eligibility for the MT and PS so I'd say no she's not. Her 90 days would be 12/22/2024 and entry date 1/1/2025.

Which calculator are you talking about? The VFCP calculator on the DOL website is specifically designed for calculationg corrections under the VFCP, not theDFVCP. The DFVCP has its own calculator. , which you may know, just wasn't sure which one your were referring to.

My only comment/opinion is that maybe the person you spoke to actually didn't know why you weren't told about the audit; hanging up on her was rude. You need to talk to someone at your company re this.

Not super smart, but I agree. Why does the client disagree?

I agree with your interpretation.

Never heard of that. I've had lots of plans switch providers mid-year. These are all 401k/PS plans I'm speaking of.

Welcome. I believe it can include the SH Match. Hopefully someone else will chime in!

No they can't fund it themselves. This is from a previous post - maybe a couple of years old:

The SS Fairness (??) Act doesn't create a new automatic entitlement to benefits for ex spouses just because the ex spouse starts receiving benefits after the law's change.

We count plan actual hours worked int tha plan year. So 1/1 - 12/31 regardless of when the last contribution of the PY hit the investment house. Exception is the first year which we count from date of hire to one year from the date of hire.

Many years ago I got a really great discount on a brand new car from one of my cients! 🙂 I think you're fine.

Agree about NW! American Funds Record Keeper DIrect and Plan Premier are good, as are Empower, TRowe Price, and Principal. No issues with any of them.

Lunch money? A lot of people would love that $95!

And does she not have insurance?

Thank you Paul. They were coded as M on the 1099s. The loans were excluded from the assets, both on the 5500 and on their yearly valuation. Yes, the loans were treated as loans earmarked from the participants' accounts.

As David said in so many words, look up the obituary!