First RMD due

I need some help with this.  Participant turned 70 1/2 on 11/16/2019.  DOT 12/31/2003.  Deferred RMD to 4/1/2020.  RMDs were suspended in 2020. Did not take one in 2021.  Should the first one have been in 2021?

Thanks in advance! 

RMDs for 2020 were suspended and that included folks who turned 70 1/2 in 2019 who had a RBD of 4/1/2020.

2021 was clearly required by 12/31/2021 and he obviously has another due by 12/31/2022 for 2022.

Assuming this is a DC plan or IRA and not a DB plan.

ratherbereading, presumably this was a 5% owner?

7 hours ago, Luke Bailey said:

ratherbereading, presumably this was a 5% owner?

Luke, no they are not an owner. 

7 hours ago, ratherbereading said:

Luke, no they are not an owner. 

OK. Sorry, ratherbereading. I misread 2003 as 2023, which prompted the question. My bad.