In Service Distribution Upon Retirement Age

I think this is a softball question and I'm sure I will be told to look at the document.  A participant is 66.  She is ceasing her deferrals and the match will be up to date.  She will still be employed but wants to withdraw her full account and roll it into an IRA.   The rules state (right from the IRS page) - >

Generally, distributions of elective deferrals cannot be made until one of the following occurs:

• The participant dies, becomes disabled, or otherwise has a severance from employment.
• The plan terminates and no successor defined contribution plan is established or maintained by the employer.
• The participant reaches age 59½ or experiences a financial hardship.

Same rules apply to the SH Match.  So, sounds like she can take her $$... right?

A plan can allow distributions of deferrals and safe harbor match upon reaching age 59-1/2 without violating any IRS rules. As to whether this particular participant can withdraw her account...

20 minutes ago, Basically said:

look at the document

☝️

Yes, look at the document! 

those IRS statements are what I'd call "necessary but NOT sufficient"

Most but not all plans will allow for in-service distribution at NRA and in many cases earlier (such as 59 1/2). But not all plans do, so as ratherbereading says - RTD