Retirement Plans

Forums (Message Boards)

1. 401(k) Plans

   103k

   posts

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   • 401(k) Plan Mega Roth Backdoor After Tax Contributions
   • By JonC, Yesterday at 01:25 AM
2. MEP and PEP Issues
   • No posts here yet
3. Retirement Plans in General

   28.9k

   posts

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   • HAPPY HOLIDAYS!
   • By Bill Presson, Yesterday at 12:51 AM
4. Defined Benefit Plans, Including Cash Balance

   40.3k

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   • Applicability of “top-25” restricted payment rule in HCE-only Cash Balance plan
   • By Bri, Friday at 09:32 PM
5. Distributions and Loans, Other than QDROs

   See also: the QDROs message board.

   20k

   posts

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   • See through estate?
   • By Peter Gulia, Friday at 06:12 PM
6. IRAs and Roth IRAs

   See also: the SEP, SARSEP and SIMPLE Plans message board.

   12.8k

   posts

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   • Inherited IRAs
   • By Peter Gulia, Thursday at 06:24 PM
7. 403(b) Plans, Accounts or Annuities

   Issues particular to 403(b) arrangements of nonprofit or governmental employers.

   8.6k

   posts

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   • Mandatory Auto Enrollment under S2.0 and ERISA Exemption
   • By Peter Gulia, November 7
8. Cross-Tested Plans

   7.7k

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   • Cross Testing and Terminated Participants
   • By Bri, Thursday at 01:49 PM
9. Correction of Plan Defects

   6.9k

   posts

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   • Missed Mandatory Automatic Enrollment - not in document at all
   • By Peter Gulia, November 20
10. SEP, SARSEP and SIMPLE Plans

    5.7k

    posts

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    • 2026 SIMPLE catch-up limits
    • By Peter Gulia, December 4
11. Qualified Domestic Relations Orders (QDROs)

    6.4k

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    • QDRO Distribution to an Estate
    • By fmsinc, September 16
12. Employee Stock Ownership Plans (ESOPs)

    4.9k

    posts

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    • Lump Sum Payment Offered by Former Employer
    • By RealityCheck, 18 hours ago
13. Plan Terminations

    4.7k

    posts

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    • Stock Sale - Plan Termination
    • By justanotheradmin, December 1
14. Governmental Plans

    Issues relating to retirement plans sponsored by federal, state or local governments, international organizations, and Native American tribes. See also: 403(b) Plans message board and 457 Plans message board.

    3.2k

    posts

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    • 457b and 401a Plan for Township
    • By Nic Pospiech, December 11
15. Plan Document Amendments

    3.2k

    posts

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    • Can plan make vesting more liberal only for Active participants?
    • By Artie M, Tuesday at 09:34 PM
16. 457 Plans

    Issues relating to 457(b) and 457(f) (nonqualified deferred compensation) plans of both tax-exempt and governmental employers

    3.2k

    posts

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    • SECURE Amendment deadline for tax-exempt 457(b) Plans
    • By Peter Gulia, Friday at 02:16 PM
17. Investment Issues (Including Self-Directed)

    2.7k

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    • Which target-year fund is a participant’s default?
    • By Peter Gulia, September 15
18. Operating a TPA or Consulting Firm

    2.2k

    posts

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    • How much demand is there for new and improved RK software?
    • By ESOP Guy, Thursday at 02:28 PM
19. Estate Planning Aspects of IRAs and Retirement Plans

    675

    posts

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    • Is a new spousal waiver necessary for second marriage?
    • By Gabriel, April 8
20. Continuing Professional Education

    684

    posts

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    • Thoughts on ASPPA vs NIPA?
    • By CuseFan, August 11
21. ERPA (Enrolled Retirement Plan Agent)

    Unofficial discussion. For official information, see ERPAexam.org.

    375

    posts

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    • PTIN user fees for 2026
    • By Peter Gulia, September 30