Distributions and Loans, Other than QDROs

4,166 topics in this forum

1. Loan for primary residence

   By Lou81, Thursday at 01:06 PM
   • 5 replies
   • 546 views
   • 
   • Lou81
   • Friday at 05:43 PM

2. Commercial Locator Services

   By Tom Veal, Thursday at 06:36 PM
   • 2 replies
   • 235 views
   • 
   • Lou S.
   • Thursday at 09:20 PM

3. Loan for someone on Leave

   By Lou S., October 30
   • 10 replies
   • 591 views
   • 
   • Lou S.
   • November 3

4. Stopping installment payments?

   By BG5150, July 5, 2024
   • 8 replies
   • 1k views
   • 
   • Belgarath
   • October 31

5. temporarily laid off

   By TPApril, October 29
   • 5 replies
   • 916 views
   • 
   • Artie M
   • October 30

6. Voluntary After Tax Contribution... Distribution

   By Basically, October 29
   • 2 replies
   • 238 views
   • 
   • Basically
   • October 30

7. What maximum repayment period do you like for a participant’s principal-residence loan?

   By Peter Gulia, October 22
   • 9 replies
   • 852 views
   • 
   • Peter Gulia
   • October 28

8. Rollover of After-Tax Employee Contributions to Roth IRA

   By Vlad401k, September 30
   • 1 reply
   • 634 views
   • 
   • CuseFan
   • September 30

9. 401k plan: taking a hardship withdrawal after taking a loan

   By Santo Gold, September 26
   • 3 replies
   • 570 views
   • 
   • ratherbereading
   • September 27

10. Beneficiary for an annuity held by the Trust by unmarried owner

    By TPApril, September 22
    • 2 replies
    • 928 views
    • 
    • Peter Gulia
    • September 24

11. crossing the line re "advice"?

    By AlbanyConsultant, August 27
    • 1 reply
    • 3.1k views
    • 
    • QDROphile
    • August 27

12. Competing claims for distribution of deceased 401k participant - requirement to share documents submitted in appeal to other party

    By t.haley, August 20
    • 6 replies
    • 572 views
    • 
    • david rigby
    • August 22

13. re-amortize loan before default

    By WCC, August 18
    • 1 reply
    • 660 views
    • 
    • Lou S.
    • August 18

14. For minimum distribution, what date’s ownership counts to determine a 5%-owner?

    By Peter Gulia, August 15
    • 4 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 16

15. Loan repayment with ACH

    By ejohnke, February 9, 2024
    • 4 replies
    • 1.2k views
    • 
    • Bantais
    • July 31

16. Flexibility w/early in-service Roth w/drawals

    By TPApril, July 23
    • 4 replies
    • 4k views
    • 
    • FPGuy
    • July 24

17. Does a 'Designated Beneficiary' have to be designated in the plan?

    By TPApril, July 18
    • 5 replies
    • 808 views
    • 
    • G8Rs
    • July 19

18. Loan Offset, Accrued Interest in Pooled Profit Sharing Plan

    By BTH, July 9
    • 1 reply
    • 598 views
    • 
    • Paul I
    • July 9

19. Funds accumulated for at least two years: meaning?

    By BG5150, June 13
    • 5 replies
    • 1.1k views
    • 
    • david rigby
    • June 16

20. RMD for participant who died in 2017

    By AlbanyConsultant, May 28
    • 5 replies
    • 1.3k views
    • 
    • Bruce1
    • June 12

21. EDB not 73, must RMDs start?

    By ACK, May 21
    • 4 replies
    • 1.3k views
    • 
    • Bruce1
    • June 12

22. Participant loans - Promissory Note

    By Santo Gold, May 30
    • 8 replies
    • 1.6k views
    • 
    • thepensionmaven
    • June 4

23. Participant Loan Action Requested by Plan Sponsor

    By Dougsbpc, June 2
    • 9 replies
    • 1.5k views
    • 
    • Artie M
    • June 3

24. Distribution via ACH - ACH verification tool

    By 401Katie, May 22
    • 1 reply
    • 1.4k views
    • 
    • ESOP Guy
    • May 22

25. Advice on handling a distribution via Power of Attorney

    By Santo Gold, May 20
    • 5 replies
    • 1.7k views
    • 
    • Peter Gulia
    • May 22

26. apply distribution fees to very low balance twice ?

    By TPApril, May 17
    • 12 replies
    • 1.7k views
    • 
    • TPApril
    • May 20

27. State Tax Updates

    By cmartinez, April 8
    • 1 reply
    • 1.3k views
    • 
    • blguest
    • May 4

28. Age 55 Exception - Full Plan Termination

    By Vlad401k, April 2
    • 7 replies
    • 1.9k views
    • 
    • C. B. Zeller
    • April 29

29. Terminated Participant has Loan Balance but not yet eligible for Withdrawal - Loan Default or Loan Offset?

    By cheersmate, April 17
    • 5 replies
    • 2.4k views
    • 
    • Lou S.
    • April 21

30. Incorrect 401(k) Rollover to IRA

    By Kattdogg12, March 6
    • 3 replies
    • 1.5k views
    • 
    • Bruce1
    • April 17

31. Self-certification of H'ships--issues if done wrong?

    By BG5150, March 26
    • 6 replies
    • 1.9k views
    • 
    • fmsinc
    • March 27

32. Plan participant dies - has no designated beneficiary and no will

    By Tom, March 24
    • 11 replies
    • 1.8k views
    • 
    • ESOP Guy
    • March 26

33. Excess Tax Withheld for Canadian Retiree With US Pension

    By EPCRSGuru, March 25
    • 2 replies
    • 1.4k views
    • 
    • EPCRSGuru
    • March 26

34. 1099-R questions... (unfortunately not filed)

    By Basically, March 20
    • 3 replies
    • 1.4k views
    • 
    • Paul I
    • March 20

35. Death benefit - no named beneficiary, per default terms of the plan will go to a child who is a minor

    By Belgarath, March 17
    • 5 replies
    • 1.7k views
    • 
    • Peter Gulia
    • March 17

36. Missing Partcipant and RMD

    By Lou S., March 12
    • 4 replies
    • 1.9k views
    • 
    • Paul I
    • March 13

37. RMD failure

    By MEPL, March 5
    • 1 reply
    • 1.4k views
    • 
    • Lou S.
    • March 12

38. Missed Year of Death RMD from Single IRA with Multiple Beneficiaries

    By Plan Doc, March 5
    • 4 replies
    • 1.8k views
    • 
    • Peter Gulia
    • March 6

39. Cash Out, Forfeiture, Repayment & Roth!

    By BTH, February 18
    • 2 replies
    • 1.8k views
    • 
    • casey72
    • February 19

40. 401(k) loan

    By Bruce1, February 10
    • 3 replies
    • 1.9k views
    • 
    • Peter Gulia
    • February 10

41. Hardship Dist... taxes

    By Basically, February 3
    • 13 replies
    • 2.1k views
    • 
    • Peter Gulia
    • February 10

42. Hardship Withdrawal

    By Nassau, February 2, 2011
    • 3 replies
    • 2.7k views
    • 
    • Peenionved
    • February 8

43. Might a turnover to a State’s abandoned-property administration be useful for an amount that is not rollover-eligible?

    By Peter Gulia, January 31
    • 4 replies
    • 1.8k views
    • 
    • Peter Gulia
    • February 7

44. Corrective Distribution Taxes

    By Vlad401k, February 4
    • 1 reply
    • 1.6k views
    • 
    • Artie M
    • February 5

45. Inherited IRA for Spousal Beneficiary

    By Vlad401k, January 29
    • 2 replies
    • 1.4k views
    • 
    • Appleby
    • February 4

46. Dist Amount Not Requireing Tax Withholding

    By Basically, January 27
    • 7 replies
    • 1.9k views
    • 
    • Basically
    • February 3

47. 2024 1099-R Accuracy for Participant with Loan Default vs. Offset

    By Jay S, January 22
    • 4 replies
    • 1.6k views
    • 
    • Paul I
    • January 23

48. RMD Timing

    By Dougsbpc, January 17
    • 2 replies
    • 1.5k views
    • 
    • CuseFan
    • January 22

49. Tax year for distributed loan balance?

    By Mleech, January 17
    • 2 replies
    • 1.5k views
    • 
    • Mleech
    • January 17

50. 1099R

    By Egold, January 8
    • 8 replies
    • 1.7k views
    • 
    • david rigby
    • January 16