401(k) Plans

19,275 topics in this forum

1. Discrimination Testing 1 2 3

   By wsp, May 17, 2006
   • 120 replies
   • 24.6k views
   • 
   • Blinky the 3-eyed Fish
   • May 24, 2006

2. HCE threshold 1 2 3

   By Guest non-tax pro, March 23, 2006
   • 115 replies
   • 31.4k views
   • 
   • Mike Preston
   • March 28, 2007

3. Funding of 401(k) using PPP loan 1 2

   By rblum50, May 8, 2020   

   • ppp
   • loan
   • (and 2 more)

     Tagged with:

     • ppp
     • loan
     • 401(k)
     • contributions
   • 93 replies
   • 9.5k views
   • 
   • Larry Starr
   • June 4, 2020

4. Are Loans Taxed Twice?? 1 2

   By austin3515, April 18, 2017
   • 87 replies
   • 14.1k views
   • 
   • XTitan
   • January 16, 2019

5. No more cross-testing, permitted disparity or top-heavy in D.C. Plans 1 2

   By KJohnson, January 31, 2003
   • 78 replies
   • 17.7k views
   • 
   • jquazza
   • February 3, 2004

6. Is this exclusion of NHCEs for ADP test legitimate? 1 2

   By Guest 410b, July 2, 2008
   • 74 replies
   • 14.5k views
   • 
   • Kimberly S
   • July 14, 2008

7. Proposed Regs for definition of QNEC and QMAC 1 2

   By Kevin C, January 17, 2017   

   • in the news section today
   • 71 replies
   • 7.8k views
   • 
   • Kevin C
   • January 25, 2017

8. Off Calendar Year Catch-Up Contributions 1 2

   By buckaroo, September 20, 2007
   • 70 replies
   • 11.7k views
   • 
   • Kevin C
   • March 7, 2008

9. QRDO Quandary 1 2

   By ldr, September 10, 2019   

   • qdro
   • dro
   • (and 1 more)

     Tagged with:

     • qdro
     • dro
     • divorce
   • 70 replies
   • 9k views
   • 
   • ldr
   • September 23, 2019

10. pre-funding and 415 1 2

    By Bri, May 1, 2020
    • 66 replies
    • 5.7k views
    • 
    • shERPA
    • May 9, 2020

11. 408b2 Disclosures 1 2

    By austin3515, June 7, 2012
    • 65 replies
    • 10.7k views
    • 
    • Bird
    • July 19, 2012

12. Loan Payment Delay 1 2

    By austin3515, April 1, 2020
    • 64 replies
    • 6.5k views
    • 
    • C. B. Zeller
    • December 9, 2021

13. Record Keeping Requirements for Solo 401(k) 1 2

    By matth100, October 19, 2016
    • 62 replies
    • 12k views
    • 
    • matth100
    • November 3, 2016

14. "Actual knowledge to the contrary" 1 2

    By austin3515, May 5, 2020
    • 62 replies
    • 5.8k views
    • 
    • austin3515
    • May 8, 2020

15. Am I the only one? 1 2

    By austin3515, January 11, 2023
    • 60 replies
    • 5.4k views
    • 
    • Riley Britton
    • April 10, 2023

16. Rebalance 401(k) Account / Participant Loans 1 2

    By austin3515, August 29, 2019
    • 56 replies
    • 6k views
    • 
    • Bill Presson
    • October 24, 2019

17. Nationwide Terminating 300 plus PPA's 1 2

    By Guest TerminatedPPA, April 28, 2001
    • 55 replies
    • 20.3k views
    • 
    • Guest
    • August 6, 2002

18. Spouse's Unpaid Service 1 2

    By austin3515, February 3, 2011
    • 55 replies
    • 6.7k views
    • 
    • masteff
    • February 9, 2011

19. 5500 Proposed Revisions 1 2

    By austin3515, July 11, 2016
    • 53 replies
    • 6k views
    • 
    • austin3515
    • October 28, 2016

20. Catchup only 1 2

    By ombskid, April 30, 2007
    • 53 replies
    • 10.2k views
    • 
    • Kevin C
    • August 2, 2007

21. 401(k) deferrals - double deduction or not

    By Guest 401kbee, April 12, 2007
    • 49 replies
    • 16.3k views
    • 
    • Steelerfan
    • May 1, 2007

22. timing of deferrals for self-employed and partners

    By ldr, April 4, 2019   

    • deferrals
    • partnership income
    • (and 1 more)

      Tagged with:

      • deferrals
      • partnership income
      • self employed
    • 47 replies
    • 11.3k views
    • 
    • thepensionmaven
    • September 7, 2023

23. Today's IRS Q&A at ASPPA Annual Conference 10/20/10

    By Guest Pennysaver, October 21, 2010
    • 47 replies
    • 12.4k views
    • 
    • Kevin C
    • November 3, 2011

24. 11(g) Amendment

    By RLR, June 4, 2018
    • 47 replies
    • 9.5k views
    • 
    • Mike Preston
    • June 11, 2018

25. Person with comp but zero ELIGIBLE comp in ADP test?

    By BG5150, August 29, 2008
    • 47 replies
    • 9.3k views
    • 
    • QNPG
    • April 13, 2011

26. Taking ASPA C-2(DC), need help....

    By stevena, June 16, 2003
    • 45 replies
    • 6k views
    • 
    • GBurns
    • June 27, 2003

27. Advisory fees

    By Guest Junior, June 4, 2003
    • 44 replies
    • 7.1k views
    • 
    • Guest
    • June 13, 2003

28. Lumpsum deduction of 401k administrative fees

    By Guest ennemm, June 11, 2002
    • 44 replies
    • 9.7k views
    • 
    • R. Butler
    • September 12, 2002

29. Warning: High Explosives! Here's an issue that many would like to pret

    By Guest tschenk, August 25, 2000
    • 44 replies
    • 5.8k views
    • 
    • Guest
    • September 8, 2000

30. Early 90's Participant

    By austin3515, February 23, 2016
    • 43 replies
    • 3.7k views
    • 
    • MoJo
    • February 26, 2016

31. Participant Loan

    By austin3515, November 4, 2020
    • 43 replies
    • 5k views
    • 
    • MoJo
    • November 9, 2020

32. Percentage of trustee/participant directed 401k plans

    By spiritrider, August 1, 2017
    • 43 replies
    • 6.6k views
    • 
    • MWeddell
    • November 30, 2020

33. A Not-So-Worthy Competitor: Uncle Sam's myRA

    By austin3515, January 29, 2014
    • 42 replies
    • 4.3k views
    • 
    • GMK
    • February 5, 2014

34. Collective bargaining agreement and plan document

    By 30Rock, February 7, 2018
    • 41 replies
    • 10.7k views
    • 
    • AFFIS
    • March 22, 2020

35. Employer never contributed

    By Mikefern, April 9, 2020
    • 41 replies
    • 6.9k views
    • 
    • Belgarath
    • April 20, 2020

36. Top Heavy Fix Basics

    By rushlakeguy, January 10, 2017
    • 41 replies
    • 6.7k views
    • 
    • rushlakeguy
    • January 12, 2017

37. Which Professional Designation?

    By Guest mrjones, January 26, 2005
    • 41 replies
    • 8.9k views
    • 
    • Guest
    • February 9, 2005

38. IRS Looking for a GUST Restatement

    By austin3515, August 18, 2014
    • 41 replies
    • 4.6k views
    • 
    • austin3515
    • August 21, 2014

39. 401(k) Loans: Double taxation or not?

    By Guest InTraining, October 7, 2002
    • 40 replies
    • 12.6k views
    • 
    • g8r
    • October 3, 2003

40. Automatic Rollovers - Amendment Deadline

    By Guest DTrom, January 13, 2005
    • 40 replies
    • 9.3k views
    • 
    • austin3515
    • January 7, 2007

41. Does a participant have a claim for getting what he asked for?

    By Peter Gulia, July 31, 2017   

    • erisa; fiduciary; claims; litigation
    • 40 replies
    • 2.4k views
    • 
    • RatherBeGolfing
    • August 3, 2017

42. SMM For New Hardship Rules

    By austin3515, November 20, 2018
    • 40 replies
    • 5.1k views
    • 
    • Peter Gulia
    • September 20, 2019

43. segregating 401(k) contributions but not investing them

    By Santo Gold, April 26, 2006
    • 40 replies
    • 8.9k views
    • 
    • RTK
    • June 15, 2006

44. Average mutual fund expense ratios by class

    By Guest marie567, December 3, 2003
    • 40 replies
    • 7.9k views
    • 
    • joel
    • December 18, 2003

45. CDSC Charges

    By Guest Admin, August 26, 2002
    • 39 replies
    • 11.6k views
    • 
    • Bird
    • September 2, 2005

46. 401(k) deferral elections not made

    By Guest skc, February 15, 2006
    • 39 replies
    • 11.8k views
    • 
    • E as in ERISA
    • March 20, 2006

47. Catch-up Contributions

    By Guest Terry W, February 16, 2009
    • 39 replies
    • 6.5k views
    • 
    • Guest
    • December 15, 2010

48. SAFE HARBOR AND CONTROLLED GROUP

    By Earl, February 28, 2007
    • 38 replies
    • 22.7k views
    • 
    • Luke Bailey
    • March 3, 2022

49. No show jobs and benefits

    By ratherbereading, January 6, 2017
    • 38 replies
    • 6k views
    • 
    • Belgarath
    • June 20, 2017

50. Creative Solutions for HCEs

    By ldr, June 26, 2019   

    • hce
    • coverage
    • (and 2 more)

      Tagged with:

      • hce
      • coverage
      • non-discrimination
      • executive compensation
    • 38 replies
    • 4.1k views
    • 
    • loserson
    • July 10, 2019