401(k) Plans

19,275 topics in this forum

1. Receivable Contributions & RMD

   By metsfan026, 16 hours ago
   • 2 replies
   • 112 views
   • 
   • metsfan026
   • 15 hours ago

2. Possible Fraudulent Participant Cash Out Request

   By DR_EA, Thursday at 05:24 PM
   • 4 replies
   • 264 views
   • 
   • Peter Gulia
   • 14 hours ago

3. Lawsuit settlement - contributions to 401(k)?

   By Belgarath, Thursday at 11:43 AM
   • 2 replies
   • 293 views
   • 
   • Belgarath
   • Thursday at 01:27 PM

4. Mandatory Roth Catch Up related

   By Jakyasar, Wednesday at 10:10 PM
   • 8 replies
   • 378 views
   • 
   • Pam Shoup
   • 10 hours ago

5. Mandatory Roth Catch-up for SE comp, W-2 combo

   By ejohnke, Wednesday at 08:45 PM
   • 2 replies
   • 222 views
   • 
   • Peter Gulia
   • Thursday at 01:38 PM

6. Break in Service - Rehire

   By TH 401k, Tuesday at 05:20 PM
   • 0 replies
   • 103 views
   • 
   • TH 401k
   • Tuesday at 05:20 PM

7. Can ER stop auto-enroll in a new plan

   By BG5150, Tuesday at 05:13 PM
   • 1 reply
   • 292 views
   • 
   • Peter Gulia
   • Tuesday at 06:10 PM

8. Use QNEC allocated under one-to-one correction to offset top heavy allocation?

   By swam, Monday at 07:02 AM   

   • 401k
   • qnec
   • (and 1 more)

     Tagged with:

     • 401k
     • qnec
     • top heavy
   • 0 replies
   • 104 views
   • 
   • swam
   • Monday at 07:02 AM

9. S-Corp and whether or not to add ROTH provisions for 2026

   By cheersmate, Sunday at 09:15 PM
   • 2 replies
   • 190 views
   • 
   • PensionPete
   • Tuesday at 08:54 PM

10. Employer Contribution Tax Credit - NHCE Requirement

    By austin3515, Sunday at 06:39 PM
    • 1 reply
    • 96 views
    • 
    • austin3515
    • Tuesday at 10:25 AM

11. Prior plan shut down when merging into a PEP

    By Keith Lowery, November 15
    • 5 replies
    • 327 views
    • 
    • jsample
    • Wednesday at 09:12 PM

12. Plan Takeover/Merger - Beneficiary info carryforward - best practice

    By legort69, November 13
    • 3 replies
    • 422 views
    • 
    • Paul I
    • November 14

13. Easiest way to find old terminated employees?

    By RayJJohnsonJr, November 13
    • 6 replies
    • 308 views
    • 
    • RayJJohnsonJr
    • Monday at 12:34 PM

14. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11
    • 6 replies
    • 311 views
    • 
    • CuseFan
    • November 13

15. HCEs excluded for SH

    By TH 401k, November 11
    • 17 replies
    • 1k views
    • 
    • BG5150
    • Wednesday at 10:10 PM

16. Retention Schedules for Distribution Info

    By 401Katie, November 10
    • 7 replies
    • 236 views
    • 
    • CuseFan
    • November 13

17. 2025 comp for 2026 HPI

    By AlbanyConsultant, November 10
    • 7 replies
    • 727 views
    • 
    • AlbanyConsultant
    • November 14

18. RMD for Beneficiary

    By MGOAdmin, November 7
    • 1 reply
    • 638 views
    • 
    • Peter Gulia
    • November 9

19. platform plus individual brokerage accounts

    By Pixie, November 6
    • 4 replies
    • 359 views
    • 
    • Peter Gulia
    • November 7

20. Mandatory Roth Catch-Up Correction Method -- Followed by EPCRS Correction?

    By Interested Party, November 6
    • 2 replies
    • 330 views
    • 
    • Interested Party
    • November 7

21. Limiting the Number of 60-Day Rollovers?

    By metsfan026, November 6
    • 3 replies
    • 418 views
    • 
    • austin3515
    • November 10

22. Triggering 3(21) fiduciary responsibility

    By Mleech, November 5
    • 3 replies
    • 499 views
    • 
    • Peter Gulia
    • November 7

23. Enrolling spouse in owner only 401k plan

    By Renee H, November 5
    • 3 replies
    • 258 views
    • 
    • Renee H
    • November 6

24. Passage of time eligibility

    By 30Rock, November 5
    • 6 replies
    • 521 views
    • 
    • RatherBeGolfing
    • November 11

25. Timing of Amendment for Change to Match

    By metsfan026, November 3
    • 2 replies
    • 584 views
    • 
    • Ilene Ferenczy
    • November 4

26. auto enrollment for rehires who opted out previously

    By TPApril, October 31
    • 2 replies
    • 300 views
    • 
    • Artie M
    • October 31

27. Roth mandate and off calendar year plan

    By MATRIX, October 30
    • 5 replies
    • 499 views
    • 
    • 30Rock
    • November 6

28. Loan from Roth accounts

    By Ian, October 30
    • 3 replies
    • 487 views
    • 
    • Artie M
    • October 31

29. Coverage test with allocation condition

    By TH 401k, October 29
    • 6 replies
    • 507 views
    • 
    • TH 401k
    • October 30

30. Payroll advance

    By 401kAllTheWay, October 27
    • 0 replies
    • 202 views
    • 
    • 401kAllTheWay
    • October 27

31. Mandatory Roth / Plans where HCE's hit 415 Limit

    By austin3515, October 26
    • 4 replies
    • 627 views
    • 
    • Peter Gulia
    • October 28

32. Forfeiture Account Use

    By khn, October 24
    • 3 replies
    • 532 views
    • 
    • Pam Shoup
    • October 27

33. Automatic enrollment - protected benefit?

    By Santo Gold, October 24
    • 4 replies
    • 372 views
    • 
    • Peter Gulia
    • October 25

34. 401k Termination with Partners

    By Gilmore, October 22
    • 3 replies
    • 459 views
    • 
    • Gilmore
    • October 23

35. Roth Catch Up, Spillover/Linked NQDCs and deemed Roth elections

    By Paul I, October 22
    • 0 replies
    • 269 views
    • 
    • Paul I
    • October 22

36. 410(b) Testing with Control Group

    By Rose, October 22
    • 1 reply
    • 509 views
    • 
    • C. B. Zeller
    • October 22

37. mandatory automatic enrollment count... and part-time employees

    By AlbanyConsultant, October 22
    • 1 reply
    • 420 views
    • 
    • C. B. Zeller
    • October 22

38. Maximum Deductible Contribution - 2-person Plan

    By metsfan026, October 22
    • 10 replies
    • 659 views
    • 
    • CuseFan
    • October 23

39. Is a default rollover divided into Roth and non-Roth subaccounts?

    By Peter Gulia, October 21
    • 3 replies
    • 594 views
    • 
    • Paul I
    • October 21

40. mandatory automatic enrollment count - includes union ee?

    By AlbanyConsultant, October 17
    • 2 replies
    • 1.1k views
    • 
    • AlbanyConsultant
    • October 17

41. 3% nonelective safe harbor notice

    By Tom, October 16
    • 2 replies
    • 536 views
    • 
    • John Feldt ERPA CPC QPA
    • October 16

42. Integration - Maximize

    By TH 401k, October 16
    • 5 replies
    • 387 views
    • 
    • TH 401k
    • October 18

43. Off Calendar: Secure 2.0 Roth Rules

    By justatester, October 16
    • 2 replies
    • 480 views
    • 
    • MDCPA
    • October 21

44. 401(k)/Profit-Sharing Plan with Group Annuity Contracts

    By NewBieHere, October 16
    • 4 replies
    • 368 views
    • 
    • BG5150
    • November 14

45. M&A - terminate buyer's plan?

    By casey72, October 16
    • 13 replies
    • 856 views
    • 
    • casey72
    • November 6

46. Cares Act and Secure Act - Amendments required by?

    By 401KsRme, October 15
    • 1 reply
    • 480 views
    • 
    • Lou S.
    • October 15

47. Overpayment and excess deferrals

    By BellaBee41, October 13
    • 2 replies
    • 588 views
    • 
    • BellaBee41
    • October 14

48. 8955-SSA - QNEC deposited years after Termination

    By A.C., October 10
    • 1 reply
    • 410 views
    • 
    • Bri
    • October 10

49. When is merger effective and how to report?

    By Kac1214, October 9
    • 3 replies
    • 557 views
    • 
    • david rigby
    • October 14

50. Application of deemed Roth provision

    By Megan G, October 7
    • 6 replies
    • 571 views
    • 
    • Lou S.
    • October 8