401(k) Plans

19,317 topics in this forum

1. Hours required for Vesting Year of Service

   By AATPA, April 22, 2019
   • 17 replies
   • 1.8k views
   • 
   • Luke Bailey
   • April 23, 2019

2. Changing Jobs: solo 401k contribution limit

   By dr.j, June 18, 2015
   • 17 replies
   • 2.5k views
   • 
   • Bird
   • June 24, 2015

3. Pros/Cons of After tax contributions?

   By kwalified, November 6, 2014
   • 17 replies
   • 5.6k views
   • 
   • Guest
   • November 14, 2014

4. HCEs excluded for SH

   By TH 401k, November 11, 2025
   • 17 replies
   • 1.3k views
   • 
   • BG5150
   • November 19, 2025

5. Is Spousal Consent Required for All Distributions From A DC Plan?

   By metsfan026, August 5, 2022
   • 17 replies
   • 4.7k views
   • 
   • david rigby
   • August 9, 2022

6. 3% SHNEC and Financial Difficulty

   By No Name, March 22, 2005
   • 17 replies
   • 3.6k views
   • 
   • Bird
   • October 27, 2005

7. Weird Participant Loans

   By austin3515, November 21, 2002
   • 17 replies
   • 2.7k views
   • 
   • Guest
   • March 21, 2003

8. ADP test and Statutory exclusions

   By rcline46, January 6, 2006
   • 17 replies
   • 10.9k views
   • 
   • C. B. Zeller
   • August 22, 2019

9. Why we require salary data

   By Guest liljunebug, April 2, 2008
   • 17 replies
   • 2.4k views
   • 
   • Below Ground
   • April 4, 2008

10. Participant's only contribution classified as catch-up; not matched.

    By ERISA-Bubs, July 20, 2016
    • 17 replies
    • 2.4k views
    • 
    • BG5150
    • February 6, 2017

11. 401(k) Plan Accepts Invalid Rollover from Roth IRA . . . What Now?

    By Interested Party, January 23, 2025
    • 17 replies
    • 1.2k views
    • 
    • rocknrolls2
    • January 24, 2025

12. Deferring pay after end of plan year

    By Guest Grumpy456, January 3, 2008
    • 17 replies
    • 3.2k views
    • 
    • Kimberly S
    • January 11, 2008

13. DOL dings employer for failure to deposit elective deferrals within 7

    By k man, July 21, 2000
    • 17 replies
    • 8.8k views
    • 
    • KJohnson
    • October 24, 2000

14. Unusual question about recouping a forfeiture

    By parks777, January 11, 2018
    • 17 replies
    • 2.4k views
    • 
    • Larry Starr
    • January 18, 2018

15. Part time employees

    By Guest jefe96, April 14, 2005
    • 17 replies
    • 3.4k views
    • 
    • Gadgetfreak
    • March 6, 2012

16. Understanding regs for payroll period method in SH plan

    By Guest Miller426, September 24, 2009
    • 17 replies
    • 5.2k views
    • 
    • Bird
    • October 1, 2009

17. Is there a time frame when an employer has to deposit your payroll ded

    By Guest KME, January 6, 1999
    • 17 replies
    • 3.4k views
    • 
    • stephen
    • March 20, 2001

18. Corrected 1099-R

    By austin3515, July 21, 2016
    • 17 replies
    • 2.3k views
    • 
    • austin3515
    • July 22, 2016

19. Plan Eligibility Change

    By TPA, August 20, 2020
    • 17 replies
    • 1.4k views
    • 
    • TPA
    • August 21, 2020

20. Qualifying For COVID Loan

    By Stash026, April 29, 2020
    • 17 replies
    • 1.4k views
    • 
    • Stash026
    • May 1, 2020

21. New Safe Harbor 401(k)

    By Dougsbpc, July 2, 2009
    • 17 replies
    • 5.2k views
    • 
    • Guest
    • July 17, 2009

22. Does this work: a profit-sharing contribution based on compensation, a

    By Guest Kelly R, November 3, 1999
    • 17 replies
    • 2.2k views
    • 
    • Larry M
    • November 12, 1999

23. Charitable Donation of RMD

    By ldr, May 6, 2019   

    • donation
    • charitable
    • (and 2 more)

      Tagged with:

      • donation
      • charitable
      • rmd
      • plan termination
    • 17 replies
    • 2.2k views
    • 
    • ldr
    • May 13, 2019

24. Catch-up Eligible

    By Sarah73, October 25, 2022
    • 17 replies
    • 1.8k views
    • 
    • Bri
    • October 27, 2022

25. QDRO

    By Madison71, February 18, 2010
    • 17 replies
    • 2.9k views
    • 
    • Madison71
    • February 19, 2010

26. Dual Eligibility & a Safe-Harbor Plan

    By Fred Payne, October 27, 2004
    • 17 replies
    • 7.9k views
    • 
    • Kimberly S
    • June 5, 2008

27. Changing Retirement Plan to a Safe Harbor Plan

    By bpenfold, December 11, 2019   

    • safe habor
    • amendment
    • (and 2 more)

      Tagged with:

      • safe habor
      • amendment
      • change notice
      • late
    • 17 replies
    • 2.4k views
    • 
    • Bird
    • December 16, 2019

28. What’s a reasonable salary for a six-year-old’s part-time work?

    By Peter Gulia, July 29, 2021
    • 17 replies
    • 1.7k views
    • 
    • Bird
    • August 2, 2021

29. Enrollment Meeting "Script"

    By austin3515, June 21, 2017
    • 17 replies
    • 1.7k views
    • 
    • TPAJake
    • June 22, 2017

30. No employer match on Roth deferrals--how to test

    By jkharvey, May 27, 2016
    • 17 replies
    • 2.9k views
    • 
    • austin3515
    • June 1, 2016

31. RMDs and Rollovers by Term'd Participant

    By ratherbereading, October 3, 2017   

    • rmds rollovers terminations
    • 17 replies
    • 3.8k views
    • 
    • My 2 cents
    • October 9, 2017

32. Can a calendar year 401(k) plan be made safe harbor 401(k) by distribu

    By John A, December 4, 2000
    • 17 replies
    • 3.3k views
    • 
    • Guest
    • December 8, 2000

33. Terminated employee rollovers

    By Guest wjr, May 7, 2003
    • 17 replies
    • 6.1k views
    • 
    • Kirk Maldonado
    • May 14, 2003

34. Nonelective Contribution - can employer change mind

    By Guest SuzieQNEC, October 22, 2009
    • 17 replies
    • 2.3k views
    • 
    • Bird
    • October 30, 2009

35. How many § 401(a)-(k) plans cover no employee?

    By Peter Gulia, June 12, 2022
    • 17 replies
    • 2.4k views
    • 
    • chc93
    • June 17, 2022

36. Which Plan Year

    By justatester, August 20, 2012
    • 17 replies
    • 1.6k views
    • 
    • BG5150
    • August 23, 2012

37. State tax on pension distributions

    By Guest hyper, September 2, 2005
    • 17 replies
    • 6.7k views
    • 
    • mbozek
    • November 2, 2005

38. Problem amending a Safe Harbor Plan

    By Barbara, May 1, 2018
    • 17 replies
    • 2.2k views
    • 
    • duckthing
    • May 7, 2018

39. New HArdship Self Certification

    By austin3515, January 3, 2023
    • 17 replies
    • 2.8k views
    • 
    • BruceM
    • January 5, 2023

40. Elapsed Time

    By Guest pjb, July 12, 2004
    • 17 replies
    • 4.8k views
    • 
    • david rigby
    • July 13, 2004

41. Does a personal tax extension extend the 402(g) distribution date?

    By BG5150, July 11, 2019
    • 17 replies
    • 1.6k views
    • 
    • BG5150
    • July 15, 2019

42. Participant Loans / Rollover of Note following Loan Offset

    By austin3515, June 8, 2021
    • 17 replies
    • 2.3k views
    • 
    • Bird
    • June 10, 2021

43. Is it possible to do anything when "pre-test" indicates ADP

    By John A, November 29, 1999
    • 17 replies
    • 2.6k views
    • 
    • Guest
    • December 3, 1999

44. de minimus amounts

    By Guest mk2308, August 26, 2004
    • 17 replies
    • 16.5k views
    • 
    • FundeK
    • October 19, 2004

45. Deduction issue?

    By pixmax, May 20, 2015
    • 17 replies
    • 1.6k views
    • 
    • pixmax
    • June 4, 2015

46. How much can I borrow on my 401K?

    By Guest Zoil, March 3, 2002
    • 17 replies
    • 7.2k views
    • 
    • Mike Preston
    • April 25, 2002

47. another excess deferral question

    By TPAnnie, February 5, 2009
    • 17 replies
    • 3.8k views
    • 
    • Guest
    • February 12, 2009

48. Can the shareholder-doctors' plan have a matching contribution if the

    By dmb, February 9, 2001
    • 17 replies
    • 2.5k views
    • 
    • Guest
    • February 16, 2001

49. Failure of Plan to deduct loan repayments from employees pay

    By Guest tscher, August 5, 2004
    • 16 replies
    • 5.3k views
    • 
    • Guest
    • August 10, 2004

50. Excludable Employees

    By bzorc, December 3, 2014
    • 16 replies
    • 2.5k views
    • 
    • My 2 cents
    • December 5, 2014