401(k) Plans

19,321 topics in this forum

1. Coverage Testing on Match Contributions

   By Guest Toni Jo, June 10, 2003
   • 5 replies
   • 2.5k views
   • 
   • MWeddell
   • June 13, 2003

2. Safe Harbor and Testing

   By Guest Ashlea, December 7, 2004
   • 5 replies
   • 1.4k views
   • 
   • wmyer
   • December 8, 2004

3. Safe Harbor deposit due date?

   By doombuggy, June 22, 2012
   • 5 replies
   • 2.3k views
   • 
   • ETA Consulting LLC
   • June 25, 2012

4. Safe Harbor Match

   By Sir LB, February 1, 2016
   • 5 replies
   • 1.8k views
   • 
   • BG5150
   • February 2, 2016

5. Participant Loan of a Dying Employee

   By ldr, June 24, 2019   

   • loans
   • death
   • (and 1 more)

     Tagged with:

     • loans
     • death
     • medical leave
   • 5 replies
   • 744 views
   • 
   • ldr
   • June 24, 2019

6. Top Heavy minimum for mid year entrants in a Safe Harbor 401(k).

   By R. Butler, February 21, 2001
   • 5 replies
   • 3k views
   • 
   • AndyH
   • February 23, 2001

7. Fun and Games with the DOL (late payment of deferrals)

   By Guest erisafried, October 22, 2004
   • 5 replies
   • 2.2k views
   • 
   • Bantais
   • November 3, 2025

8. rollover in the year turning 70 1/2

   By Guest mopar, July 2, 2010
   • 5 replies
   • 5k views
   • 
   • GMK
   • July 6, 2010

9. Prevailing Wage ADP Failure - Fort Williams Software

   By Purplemandinga, October 10, 2019
   • 5 replies
   • 1.2k views
   • 
   • Lou S.
   • October 11, 2019

10. 2 Partnerships - Earned Income

    By TBob, March 27, 2006
    • 5 replies
    • 2.2k views
    • 
    • Stevo-PDX
    • March 29, 2006

11. Dual eligibility on 5 year old plan

    By Jim Chad, August 25, 2008
    • 5 replies
    • 1.5k views
    • 
    • Kevin C
    • August 26, 2008

12. 1st Year safe harbor plan and Top Heavy

    By Lori H, March 11, 2010
    • 5 replies
    • 1.4k views
    • 
    • austin3515
    • March 12, 2010

13. 5500 Data Required for 401(k) and Pension Plans - are HCE and Key EEs lists requested

    By Scott A. Davis, September 15, 2021
    • 5 replies
    • 787 views
    • 
    • Scott A. Davis
    • September 17, 2021

14. Top Heavy and Secure 2.0

    By tpa_girl, September 14, 2024   

    • top heavy
    • top heavy minimum
    • (and 2 more)

      Tagged with:

      • top heavy
      • top heavy minimum
      • secure 2.0
      • otherwise excludable
    • 5 replies
    • 2.8k views
    • 
    • C. B. Zeller
    • September 16, 2024

15. Form 5500 Question - Pre-Funded Contribution

    By metsfan026, July 1, 2025
    • 5 replies
    • 1k views
    • 
    • Artie M
    • July 3, 2025

16. Vesting

    By k man, January 9, 2002
    • 5 replies
    • 2k views
    • 
    • Tom Poje
    • January 9, 2002

17. Prior vs. Current year testing

    By Guest hpaine, December 11, 2002
    • 5 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • December 12, 2002

18. Need ideas for client feedback.

    By stevena, July 24, 2003
    • 5 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • July 25, 2003

19. Prior Year Method and adding a new Match Contribution

    By Guest andmik, January 28, 2004
    • 5 replies
    • 1.6k views
    • 
    • g8r
    • January 29, 2004

20. Sole Prop Calculation Software

    By Guest tmv12345, March 7, 2007
    • 5 replies
    • 1.8k views
    • 
    • Gary Lesser
    • March 9, 2007

21. Terminating Plan

    By PFranckowiak, September 22, 2009
    • 5 replies
    • 1.5k views
    • 
    • PFranckowiak
    • September 24, 2009

22. current year testing versus prior year testing method

    By Guest Jane Freeman, January 9, 2002
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • January 22, 2002

23. Eligibility of Rehires

    By 7806akp, July 29, 2009
    • 5 replies
    • 4.5k views
    • 
    • Guest
    • July 30, 2009

24. 401k loan default time limit

    By rklawns, June 9, 2017
    • 5 replies
    • 1.3k views
    • 
    • ESOP Guy
    • June 9, 2017

25. Vesting

    By Chippy, November 8, 2017
    • 5 replies
    • 1.3k views
    • 
    • ESOP Guy
    • November 13, 2017

26. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 856 views
    • 
    • CuseFan
    • January 10, 2019

27. Software for DC Plans

    By Bruce1, September 16, 2024
    • 5 replies
    • 830 views
    • 
    • doombuggy
    • September 20, 2024

28. 401(k) superior to SIMPLE or SEP IRA even for tiny businesses?

    By Guest Eric Cernyar, June 9, 2001
    • 5 replies
    • 1.8k views
    • 
    • Guest
    • June 15, 2001

29. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

    By Guest CBS, December 16, 2003
    • 5 replies
    • 2k views
    • 
    • Guest
    • December 17, 2003

30. 401(k) deposit different than W-2

    By Guest EPS2, March 13, 2009
    • 5 replies
    • 1.2k views
    • 
    • Guest
    • March 13, 2009

31. Mandatory Match

    By Randy Watson, September 22, 2009
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • September 24, 2009

32. Class Action Proceeds, Terminated Plan

    By Guest BWNWE, September 29, 2010
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • October 1, 2010

33. Top heavy in multiple employer plan

    By pmacduff, October 26, 2011
    • 5 replies
    • 1.2k views
    • 
    • Lou S.
    • November 18, 2011

34. Safe Harbor 401(k) for Sole Proprietor

    By MarZDoates, January 31, 2003
    • 5 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 31, 2003

35. Roth 401(k) Rollover to Roth IRA

    By Guest NeophiteTPA, August 3, 2006
    • 5 replies
    • 2.6k views
    • 
    • Bird
    • August 4, 2006

36. Missing participant forfeiture reinstatement on plan termination

    By BenefitsBum, June 16, 2020
    • 5 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • June 18, 2020

37. HCE Defined

    By Guest ChopperPilot, March 2, 2005
    • 5 replies
    • 1.8k views
    • 
    • WDIK
    • March 2, 2005

38. Prototype with Non-Prototype Amendments?

    By Guest Michelle W, December 15, 2006
    • 5 replies
    • 2.5k views
    • 
    • Kevin C
    • December 27, 2006

39. EACA and Existing Participants

    By Guest lgm, July 25, 2008
    • 5 replies
    • 4k views
    • 
    • Guest
    • July 28, 2008

40. 401(k) limit

    By Guest notapensiongeek, September 22, 2008
    • 5 replies
    • 1.2k views
    • 
    • Guest
    • September 23, 2008

41. Self Directed Brokerage Accounts

    By khn, August 1, 2014
    • 5 replies
    • 1.9k views
    • 
    • Peter Gulia
    • August 5, 2014

42. Estimated Indexed Limits for 2000?

    By Guest, September 30, 1999
    • 5 replies
    • 1.4k views
    • 
    • Guest
    • October 29, 1999

43. Deferral accrual - part of a pay period?

    By AlbanyConsultant, November 7, 2024
    • 5 replies
    • 847 views
    • 
    • ESOP Guy
    • November 8, 2024

44. Hardship Withdrawal - Prevent Foreclosure

    By Guest saotampa, May 30, 2008
    • 5 replies
    • 11.8k views
    • 
    • Guest
    • June 2, 2008

45. Can QNEC to cure ACP failure be funded from Forf account?

    By Guest Spock, March 7, 2014   

    • ACP QNEC and Forfeiture Accou
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • March 7, 2014

46. What nondiscrimination testing rules apply to controlled groups?

    By John A, December 20, 2000
    • 5 replies
    • 9.7k views
    • 
    • rlbillings
    • October 10, 2019

47. Who is eligible??

    By smm, May 28, 2002
    • 5 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • May 29, 2002

48. Is this plan FUBAR?

    By goldtpa, March 7, 2003
    • 5 replies
    • 1.4k views
    • 
    • jaemmons
    • March 10, 2003

49. Tiered Match

    By Guest Boilerburm1, February 9, 2007
    • 5 replies
    • 1.7k views
    • 
    • blue
    • February 12, 2007

50. top heavy calculation

    By Guest ghal, May 11, 2012
    • 5 replies
    • 3.1k views
    • 
    • Guest
    • May 11, 2012