401(k) Plans

19,321 topics in this forum

1. Separate plans for HCE and NHCE

   By artvandelay3, December 9, 2013
   • 5 replies
   • 1.6k views
   • 
   • Tom Poje
   • December 10, 2013

2. Average Benefits Test and Mortality

   By Guest mdelin, August 21, 2014   

   • ABT
   • 5 replies
   • 2k views
   • 
   • Tom Poje
   • September 3, 2014

3. Multiple 401k plans covering the same employee

   By spiritrider, February 17, 2020
   • 5 replies
   • 2.1k views
   • 
   • imchipbrown
   • February 18, 2020

4. Integrated w/SS Part II

   By ratherbereading, May 12, 2020
   • 5 replies
   • 1.5k views
   • 
   • ratherbereading
   • May 13, 2020

5. Company Merger - 401K Termination?

   By Guest Jodi, September 29, 1998
   • 5 replies
   • 4.3k views
   • 
   • Guest
   • October 12, 1998

6. VCP with SEP and SIMPLE 401(k) Errors

   By lakesandtrees, August 1, 2024   

   • simple 401k
   • epcrs
   • (and 1 more)

     Tagged with:

     • simple 401k
     • epcrs
     • vcp
   • 5 replies
   • 664 views
   • 
   • lakesandtrees
   • August 5, 2024

7. ERISA §404(c) and Employer Securities

   By Guest cjk, September 16, 2002
   • 5 replies
   • 2.3k views
   • 
   • E as in ERISA
   • September 17, 2002

8. effective date

   By wsp, March 13, 2003
   • 5 replies
   • 1.5k views
   • 
   • Belgarath
   • March 17, 2003

9. catch up contribution question

   By fiona1, November 13, 2003
   • 5 replies
   • 1.8k views
   • 
   • rcline46
   • November 14, 2003

10. Is a partner's plan compensation for a 401(k) computed without regard to deferrals or is it net of deferrals?

    By Guest mjn, February 3, 2004
    • 5 replies
    • 1.6k views
    • 
    • Mike Preston
    • February 4, 2004

11. Difference between 401k vs. 403b?

    By Guest judynyc61, August 11, 2005
    • 5 replies
    • 5.5k views
    • 
    • david rigby
    • August 13, 2005

12. Employer discretion in hardship dist?

    By Guest mm9999, December 16, 2005
    • 5 replies
    • 2.6k views
    • 
    • E as in ERISA
    • January 4, 2006

13. Taxpayer Relief act of 1998

    By Guest William Wichrowski, September 29, 1998
    • 5 replies
    • 3.8k views
    • 
    • Guest
    • October 12, 1998

14. Can a plan document be changed to allow the deferral of a bonus with n

    By Guest Sara H, February 26, 1999
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • March 4, 1999

15. add match with prior year testing - issues?

    By AlbanyConsultant, December 3, 2024
    • 5 replies
    • 852 views
    • 
    • C. B. Zeller
    • December 4, 2024

16. TPA and asset-based fees, w/o revenue sharing agreements

    By Guest xplan, March 20, 2001
    • 5 replies
    • 2.2k views
    • 
    • MoJo
    • March 22, 2001

17. Profit Sharing Plan & Annuities

    By Guest Ddalk, May 30, 2003
    • 5 replies
    • 3.4k views
    • 
    • Guest
    • June 3, 2003

18. last day rule

    By wsp, September 30, 2005
    • 5 replies
    • 1.5k views
    • 
    • Bird
    • October 1, 2005

19. QJSA removed from document

    By wsp, November 29, 2006
    • 5 replies
    • 1.6k views
    • 
    • Kevin C
    • December 1, 2006

20. Penalty for not distributing 404a

    By Jim Chad, July 11, 2012
    • 5 replies
    • 1.4k views
    • 
    • BG5150
    • July 13, 2012

21. IRS Late notices

    By justanotheradmin, October 22, 2013   

    • 5500
    • 5558
    • (and 1 more)

      Tagged with:

      • 5500
      • 5558
      • 8955-ssa
    • 5 replies
    • 1.8k views
    • 
    • PainPA
    • January 13, 2014

22. Safe Harbor Amendment

    By nancy, January 28, 2015   

    • Safe Harbor
    • 5 replies
    • 1.9k views
    • 
    • Kevin C
    • January 30, 2015

23. Permissible allocation requirement for match?

    By AKconsult, February 18, 2020
    • 5 replies
    • 1.2k views
    • 
    • AKconsult
    • February 24, 2020

24. Is there a common practice for the threshold of HCE's and when you should think about Top Heavy

    By dragondon, May 22, 2023
    • 5 replies
    • 811 views
    • 
    • BG5150
    • May 24, 2023

25. Safe Harbor notice PRIOR to the 90 day period

    By Belgarath, October 23, 2003
    • 5 replies
    • 1.7k views
    • 
    • R. Butler
    • October 24, 2003

26. Subsidiary & spinoff

    By R. Butler, August 11, 2006
    • 5 replies
    • 4.7k views
    • 
    • Guest
    • August 11, 2006

27. Plan operated contrary to documents for years

    By J Simmons, January 27, 2010
    • 5 replies
    • 1.2k views
    • 
    • Jim Chad
    • January 29, 2010

28. Over-Vested - Paid out too much Employer Match to Employee

    By KTB, June 27, 2014
    • 5 replies
    • 1.8k views
    • 
    • KTB
    • June 30, 2014

29. Automatic Stay and 'Home Bill" Loans

    By in-house ERISA, May 17, 2019
    • 5 replies
    • 825 views
    • 
    • Luke Bailey
    • May 21, 2019

30. Correction or corrective distribution when matching contribution not y

    By John A, March 9, 2000
    • 5 replies
    • 4k views
    • 
    • John A
    • March 10, 2000

31. LTPT and safe harbor plans

    By Belgarath, February 8, 2024
    • 5 replies
    • 1.2k views
    • 
    • Belgarath
    • February 8, 2024

32. Employer Deductible Contribution

    By Guest KevinP, March 19, 2002
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 19, 2002

33. insurance paid by deferrals... PS-58 needed?

    By AlbanyConsultant, August 14, 2025
    • 5 replies
    • 2.3k views
    • 
    • AlbanyConsultant
    • August 19, 2025

34. Accountant will not release Plan audit

    By kshaw, October 7, 2025
    • 5 replies
    • 1.1k views
    • 
    • kshaw
    • October 14, 2025

35. ERISA issues

    By fidu, August 26, 2002
    • 5 replies
    • 1.7k views
    • 
    • fidu
    • August 27, 2002

36. Safe Harbor question......

    By Guest jhilliard, March 23, 2004
    • 5 replies
    • 1.2k views
    • 
    • Tom Poje
    • March 23, 2004

37. prefunding profit sharing

    By Guest Big Al, February 13, 2006
    • 5 replies
    • 3.1k views
    • 
    • Guest
    • February 13, 2006

38. Anyone know if the plan can invest

    By jkharvey, August 23, 2012
    • 5 replies
    • 1.1k views
    • 
    • ESOP Guy
    • August 24, 2012

39. Collective Bargained Plan and ADP refund

    By buckaroo, August 9, 2016
    • 5 replies
    • 1.1k views
    • 
    • BG5150
    • August 11, 2016

40. Prior Year testing - no match contributed in prior year

    By cpc0506, August 23, 2018
    • 5 replies
    • 1.5k views
    • 
    • Brenda Wren
    • September 6, 2018

41. Multiple Employer Plan - Excess Contributions

    By metsfan026, February 4, 2022
    • 5 replies
    • 795 views
    • 
    • metsfan026
    • March 1, 2022

42. Family Attribution Rules - Grandkids

    By metsfan026, August 31, 2022
    • 5 replies
    • 2.5k views
    • 
    • ESOP Guy
    • September 1, 2022

43. Safe harbors & eligibility requirements

    By Guest Beth N, July 29, 1999
    • 5 replies
    • 2.2k views
    • 
    • Guest
    • August 16, 1999

44. I have a plan that in the document does not suspend 401(k) contributio

    By Hoard1, December 1, 1999
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • December 6, 1999

45. Allowable Plan Expenses

    By Guest slrogers, March 31, 2005
    • 5 replies
    • 2.5k views
    • 
    • R. Butler
    • April 1, 2005

46. 415 excess correction / EPCRS

    By fiona1, September 4, 2008
    • 5 replies
    • 5.7k views
    • 
    • QDROphile
    • December 25, 2008

47. Do Catch-Up Contributions require a Top Heavy allocation?

    By Bruddah Kimo, March 24, 2010
    • 5 replies
    • 2k views
    • 
    • Bruddah Kimo
    • March 25, 2010

48. I know you can offer an enhanced Safe Harbor Match...

    By Lori H, November 20, 2012
    • 5 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 21, 2012

49. Late Deposit Lost Earnings Calculation

    By Archimage, May 9, 2017
    • 5 replies
    • 3.1k views
    • 
    • Belgarath
    • May 15, 2017

50. controlled group

    By Lou81, September 8, 2020   

    • controlled group
    • 5 replies
    • 779 views
    • 
    • Belgarath
    • September 10, 2020