401(k) Plans

19,321 topics in this forum

1. Compliance - 401(k)

   By Manish, July 1, 2020
   • 4 replies
   • 1.2k views
   • 
   • BG5150
   • July 6, 2020

2. New plan, no contributions in first year

   By TPApril, September 30, 2021
   • 4 replies
   • 878 views
   • 
   • TPApril
   • October 1, 2021

3. Top 50 employee benefits consultants

   By GBurns, February 18, 2002
   • 4 replies
   • 1.8k views
   • 
   • GBurns
   • February 20, 2002

4. Top Heavy Minimum

   By nancy, July 30, 2003
   • 4 replies
   • 1.8k views
   • 
   • Blinky the 3-eyed Fish
   • July 30, 2003

5. top paid group, hce's and failed adp test

   By Lori H, November 16, 2005
   • 4 replies
   • 2.7k views
   • 
   • WDIK
   • November 17, 2005

6. QDRO for Top Hat Plan

   By ERISA25, August 6, 2009
   • 4 replies
   • 2.6k views
   • 
   • mbozek
   • August 7, 2009

7. Terminated Participants

   By Nassau, August 21, 2012
   • 4 replies
   • 1.9k views
   • 
   • K2retire
   • August 21, 2012

8. Amending Form 5500

   By metsfan026, October 1, 2021
   • 4 replies
   • 793 views
   • 
   • BG5150
   • October 1, 2021

9. Top Heavy Balance Cash/Accrual

   By AmyETPA, February 2, 2024
   • 4 replies
   • 841 views
   • 
   • Bri
   • February 6, 2024

10. Hardship Determination

    By metsfan026, April 11, 2025
    • 4 replies
    • 1.3k views
    • 
    • Ken Marblestone
    • April 15, 2025

11. Which governmental units are allowed to offer 401(K) plans?

    By jlf, July 11, 2001
    • 4 replies
    • 1.9k views
    • 
    • david rigby
    • July 13, 2001

12. Safe harbor plan and 410(b) test

    By alexa, March 13, 2003
    • 4 replies
    • 3.6k views
    • 
    • Guest
    • March 13, 2003

13. Loan requirements/in-service distribution

    By Guest Peggy806, July 8, 2009
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • July 10, 2009

14. Safe Harbor Match Deposit Deadline

    By Guest jvandyke, September 2, 2009
    • 4 replies
    • 6.9k views
    • 
    • Guest
    • September 22, 2009

15. Do deferral refunds on a SARSEP count against 402(g) limit in a 401(k)?

    By Guest sugar daddy, August 31, 2011
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • September 1, 2011

16. Vesting - Switching from counting hours to elapsed time

    By Mr401k, June 3, 2016
    • 4 replies
    • 4.2k views
    • 
    • david rigby
    • June 6, 2016

17. General Testing

    By justatester, January 26, 2010
    • 4 replies
    • 1.4k views
    • 
    • justatester
    • January 26, 2010

18. Allocating extra funds

    By TPApril, November 8, 2011
    • 4 replies
    • 1.5k views
    • 
    • ESOP Guy
    • November 8, 2011

19. Imputing Permitted Disparity

    By austin3515, December 22, 2015
    • 4 replies
    • 826 views
    • 
    • austin3515
    • December 22, 2015

20. safe harbor when business commmenced 7/1

    By thepensionmaven, September 10, 2019
    • 4 replies
    • 775 views
    • 
    • Eve Sav
    • September 13, 2019

21. Reclassify Deferrals as Catchup to Correct ADP Failure

    By metsfan026, March 2, 2023
    • 4 replies
    • 1.5k views
    • 
    • Paul I
    • March 3, 2023

22. Can an ER deposit lost earnings if deferrals were segregated but not invested?

    By OrderOfOps, October 1, 2024
    • 4 replies
    • 872 views
    • 
    • OrderOfOps
    • October 1, 2024

23. SIMPLE IRA & Mid-Year SH 401(k) - Separate Plan Sponsors

    By OrderOfOps, December 2, 2025
    • 4 replies
    • 600 views
    • 
    • OrderOfOps
    • December 8, 2025

24. RMD Question

    By Guest SueJ, February 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • February 7, 2003

25. What are the 401(k) participant statement reporting requirements?

    By pbarrett, March 13, 2003
    • 4 replies
    • 2.4k views
    • 
    • BFree
    • March 13, 2003

26. Buy-back of forfeited amount

    By Brian Gallagher, April 17, 2003
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • October 22, 2004

27. Entry Date Exception

    By K-t-F, February 15, 2005
    • 4 replies
    • 1.4k views
    • 
    • K-t-F
    • February 15, 2005

28. Excess Deferral for 2006

    By Guest AJM 34, August 7, 2007
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • August 7, 2007

29. Refund of Prior Year 401K Deferral

    By Guest Amana, March 14, 2013
    • 4 replies
    • 2.6k views
    • 
    • Guest
    • March 16, 2013

30. Loan Eraser

    By austin3515, November 28, 2017
    • 4 replies
    • 687 views
    • 
    • Peter Gulia
    • November 28, 2017

31. Aggregating FICA compensation from CG/ASG members for purposes of HPI determination for Roth catch-up

    By Belgarath, October 3, 2025
    • 4 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • October 4, 2025

32. Plan Administration Tracking Software

    By ErisaGeek, August 19, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • August 20, 2003

33. Testing with a terminated participant

    By Guest slulla401k, January 23, 2007
    • 4 replies
    • 1.7k views
    • 
    • Below Ground
    • January 24, 2007

34. midyear change to safe harbor 401k

    By Guest jc1457, February 19, 2007
    • 4 replies
    • 2k views
    • 
    • Guest
    • February 19, 2007

35. Transition Rule

    By justatester, January 10, 2008
    • 4 replies
    • 7k views
    • 
    • justatester
    • January 14, 2008

36. Missed PSP Contribution - plan previously terminated

    By Good401(k), March 13, 2018   

    • 401(a)
    • profit-sharing
    • (and 2 more)

      Tagged with:

      • 401(a)
      • profit-sharing
      • missed contribution
      • corrective contribution
    • 4 replies
    • 1.1k views
    • 
    • Bob the Swimmer
    • March 18, 2018

37. Foreign employees and 401(k) participation

    By Guest Amy, September 18, 1998
    • 4 replies
    • 17.9k views
    • 
    • Guest
    • October 5, 1998

38. 1/2% owner for key employee

    By Guest Traci, December 5, 2000
    • 4 replies
    • 1.8k views
    • 
    • R. Butler
    • December 6, 2000

39. beneficiary form after divorce

    By Guest alabama, August 10, 2006
    • 4 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • August 10, 2006

40. Top Heavy required? When different elgibility dates for 401(k) and Pro

    By Guest William Lehman, April 21, 1999
    • 4 replies
    • 1.7k views
    • 
    • Earl
    • December 2, 1999

41. prohibited transaction???

    By fidu, July 12, 2002
    • 4 replies
    • 1.6k views
    • 
    • fidu
    • July 16, 2002

42. DoL Advisory Opinion Fee

    By Guest SCHAEFM2, May 29, 2003
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • June 4, 2003

43. ADP limits

    By Guest taj32z, August 19, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • August 20, 2003

44. Pension Protection Act

    By blue, August 10, 2006
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • August 11, 2006

45. 415 and noncalendar year

    By DPL, October 5, 2017
    • 4 replies
    • 659 views
    • 
    • ESOP Guy
    • October 9, 2017

46. 402(g) excess included in 415?

    By BG5150, January 29, 2019
    • 4 replies
    • 1.9k views
    • 
    • duckthing
    • February 1, 2019

47. Self Directed Brokerage Usage

    By Guest Ken_Systems, July 30, 1999
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • August 5, 1999

48. Adoption Agreement Limits Roth to 50% of Comp

    By roundlou, May 18, 2023
    • 4 replies
    • 570 views
    • 
    • Peter Gulia
    • May 19, 2023

49. Highly Compensated Employee - Tax related.

    By Guest Rampi, March 19, 2001
    • 4 replies
    • 1.7k views
    • 
    • Richard Anderson
    • March 20, 2001

50. safe harbor - last day/1000 hour requirement

    By smm, December 25, 2001
    • 4 replies
    • 5.9k views
    • 
    • Richard Anderson
    • December 26, 2001