401(k) Plans

19,275 topics in this forum

1. Hardship Withdrawals

   By Nassau, April 29, 2011
   • 5 replies
   • 1.6k views
   • 
   • masteff
   • April 29, 2011

2. Direct Rollover 401k to IRA

   By PensionPrisoner, May 30, 2019
   • 5 replies
   • 1.6k views
   • 
   • PensionPrisoner
   • June 1, 2019

3. 11(g) Amendment for 414(s) failure?

   By Benefits Vet, August 26, 2021
   • 5 replies
   • 1.6k views
   • 
   • Kevin C
   • September 2, 2021

4. 401(k)

   By Guest JFBEARB, May 9, 2002
   • 2 replies
   • 1.6k views
   • 
   • Blinky the 3-eyed Fish
   • May 10, 2002

5. QDIA notice - who is responsible ?

   By Ford74, August 30, 2019
   • 3 replies
   • 1.6k views
   • 
   • Pam Shoup
   • September 3, 2019

6. How to apply deferral percentage to compensation exceeding 415 limit?

   By SavingsRUS, June 2, 2016   

   • 415
   • 401(k)
   • 7 replies
   • 1.6k views
   • 
   • david rigby
   • June 2, 2016

7. Merging 401(k) Plan

   By 52626, July 25, 2013   

   • Trustees Liability
   • 4 replies
   • 1.6k views
   • 
   • MoJo
   • July 26, 2013

8. 401(k) effective date

   By Guest esi-jht, December 21, 2002
   • 1 reply
   • 1.6k views
   • 
   • austin3515
   • December 23, 2002

9.  If SH is removed mid-year due to acquisition, do SH provisions apply for that year and you don't need to worry about ADP testing?

   By Chris123, April 27, 2021
   • 8 replies
   • 1.6k views
   • 
   • Chris123
   • April 29, 2021

10. Plan Expenses

    By Guest Lex, June 28, 2002
    • 4 replies
    • 1.6k views
    • 
    • mbozek
    • June 28, 2002

11. Aggregate Limit using Multiple Use Test

    By Guest Mark Manning, April 11, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 12, 2000

12. Net earned income computation for partnership

    By Guest tmills, October 23, 2007
    • 2 replies
    • 1.6k views
    • 
    • Bird
    • October 23, 2007

13. J&S distribution/spousal consent

    By k man, May 25, 2000
    • 0 replies
    • 1.6k views
    • 
    • k man
    • May 25, 2000

14. Imbecile in Need of Help.

    By Guest mikeh13, February 5, 2001
    • 1 reply
    • 1.6k views
    • 
    • Greg Judd
    • February 5, 2001

15. Can terminated 401(k) participants roll over company stock to a new co

    By Guest msearle, November 6, 1999
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • November 12, 1999

16. Match rate differs for 2 divisions

    By Guest vqualplan, October 19, 2005
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • October 21, 2005

17. Can a contributory MPPP and a 457 plan co-exist?

    By Guest, May 25, 2001
    • 3 replies
    • 1.6k views
    • 
    • Jon Chambers
    • May 29, 2001

18. Deposit timing of PS $

    By doombuggy, October 14, 2014
    • 7 replies
    • 1.6k views
    • 
    • austin3515
    • October 24, 2014

19. self employment earnings in a partnership and ADP testing

    By Chippy, February 5, 2015
    • 5 replies
    • 1.6k views
    • 
    • Chippy
    • February 6, 2015

20. Determining Income for Partners

    By Dan, March 20, 1999
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • April 1, 1999

21. Take over plan

    By Guest lindamichals, April 22, 2008
    • 5 replies
    • 1.6k views
    • 
    • Kimberly S
    • April 22, 2008

22. Dollar Limits for EB Plans

    By Guest RJM, September 2, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 5, 2000

23. Safe Harbor and Plan Merger

    By PMC, March 27, 2001
    • 0 replies
    • 1.6k views
    • 
    • PMC
    • March 27, 2001

24. Hardships with Multiple plans

    By Guest Powers, June 20, 2008
    • 4 replies
    • 1.6k views
    • 
    • masteff
    • June 20, 2008

25. Safe Harbor 401(k)w/ additional Match

    By Guest RMassa, May 11, 1999
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • May 11, 1999

26. 401k strain

    By Guest PJS, August 30, 2001
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • August 30, 2001

27. 404(c); Plan Audits

    By Guest ANNEBV, December 15, 1998
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • December 18, 1998

28. Rehires

    By Guest andmik, September 24, 2008
    • 3 replies
    • 1.6k views
    • 
    • Kevin C
    • September 25, 2008

29. Deferrals erroneously withheld from bonuses, not remitted to plan

    By cheersmate, July 2, 2019   

    • payroll error
    • 13 replies
    • 1.6k views
    • 
    • cheersmate
    • July 4, 2019

30. Commission as 401(k) Deferrrals

    By Randy Watson, March 9, 2004
    • 0 replies
    • 1.6k views
    • 
    • Randy Watson
    • March 9, 2004

31. Deadline for recharacterizing excess deferrals

    By MWeddell, May 21, 2010
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • May 24, 2010

32. shifting adp deferrals to dilute my acp

    By Bri, January 4, 2002
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • January 7, 2002

33. Otherwise Excludable EE and maximum waiting period

    By NW529, February 24, 2019   

    • otherwise excludable
    • entry date
    • (and 2 more)

      Tagged with:

      • otherwise excludable
      • entry date
      • eligibility
      • nondiscrimination testing
    • 7 replies
    • 1.6k views
    • 
    • Tom Poje
    • February 25, 2019

34. Statistics on ADP Testing and Compliance

    By Guest kp, December 15, 1998
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • December 15, 1998

35. Automatic Escalation

    By Guest Lori Dillingham, February 29, 2008
    • 1 reply
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • March 5, 2008

36. 415 limit for a participant in two unrelated plans

    By PensionNewbee, April 23, 2004
    • 5 replies
    • 1.6k views
    • 
    • PensionNewbee
    • April 23, 2004

37. Changing anniversary date

    By Guest Kelly Igel, January 28, 2002
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • January 28, 2002

38. "electing out" of a 401(k) plan

    By Guest mam, November 15, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 15, 1999

39. Taking 401(k) distribution for home purchase

    By Guest rpetrk, April 19, 2005
    • 7 replies
    • 1.6k views
    • 
    • R. Butler
    • April 25, 2005

40. Loan requirements/in-service distribution

    By Guest Peggy806, July 8, 2009
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • July 10, 2009

41. One Page Summary

    By K-t-F, June 23, 2004
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • June 24, 2004

42. Adoption of safe Harbor 401(k)

    By Guest BHS, September 13, 2001
    • 1 reply
    • 1.6k views
    • 
    • rcline46
    • September 13, 2001

43. Contribution to a deceased partner

    By Guest jetfaninmn, December 21, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • December 21, 2005

44. Company Stock Purchase (and 401k plan)

    By Guest PAINPA, May 4, 2005
    • 5 replies
    • 1.6k views
    • 
    • mbozek
    • May 9, 2005

45. Plan terminations using plan assets?

    By Cathy from Chicago, October 2, 2000
    • 2 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • October 3, 2000

46. What wording or code references must be in a Plan Document permitting

    By MR, December 5, 2000
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 7, 2000

47. Defferals Deposited to 401k Plan but not withheld from paychecks

    By Yvonne T, February 16, 2016
    • 2 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • February 16, 2016

48. Multiple Use Failure

    By Guest CCarter, February 28, 2002
    • 3 replies
    • 1.6k views
    • 
    • Tom Poje
    • March 4, 2002

49. Using 3% NHCE ADP for first year of plan

    By maverick, June 16, 2003
    • 1 reply
    • 1.6k views
    • 
    • alanm
    • June 17, 2003

50. Allocation of Plan Expenses

    By Guest KEK, June 24, 2002
    • 1 reply
    • 1.6k views
    • 
    • JohnCheek
    • June 24, 2002