401(k) Plans

19,321 topics in this forum

1. Are employees of Excludable Class part of ACP test

   By dmb, August 11, 2017
   • 3 replies
   • 1.3k views
   • 
   • Luke Bailey
   • August 11, 2017

2. auto enrollment to pretax or Roth

   By WCC, March 22, 2022
   • 3 replies
   • 644 views
   • 
   • Peter Gulia
   • March 24, 2022

3. Rehires and vesting

   By ejohnke, December 21, 2022
   • 3 replies
   • 2k views
   • 
   • ESOP Guy
   • December 22, 2022

4. Spousal Rights

   By Eric Hanford, May 10, 2024
   • 3 replies
   • 1.1k views
   • 
   • Luke Bailey
   • May 14, 2024

5. Resident aliens and census data

   By Guest RLD, March 14, 2002
   • 3 replies
   • 1.7k views
   • 
   • FJR
   • March 15, 2002

6. Chapter 13 bankruptcy. Can an employee still contribute to the plan as well as make loan payments?

   By Guest Cookiemonster, September 25, 2003
   • 3 replies
   • 1.5k views
   • 
   • Harwood
   • September 26, 2003

7. Coversion to Safe Harbor

   By Guest Dave Peckham, August 21, 2004
   • 3 replies
   • 1.2k views
   • 
   • Guest
   • August 24, 2004

8. Software for 401K analysis

   By Guest wealthmgmt, December 9, 2008
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • December 11, 2008

9. Finding Missing Participants

   By Guest CarolynA, November 8, 2012
   • 3 replies
   • 1.4k views
   • 
   • mbozek
   • November 9, 2012

10. Deferral & SH Match on comp. over $255k

    By Guest Achilles, May 28, 2013
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • May 29, 2013

11. Coverage and Safe Harbor Match

    By DocumentDiva, January 23, 2024
    • 3 replies
    • 646 views
    • 
    • DocumentDiva
    • January 23, 2024

12. Ownership change of existing entity

    By Bird, December 19, 2012
    • 3 replies
    • 981 views
    • 
    • Bird
    • December 19, 2012

13. Taxation on "late" 402(g) Excesses

    By BG5150, September 25, 2014
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • September 26, 2014

14. Different 401k for groups of employees

    By bort, March 3, 2017
    • 3 replies
    • 1.4k views
    • 
    • CuseFan
    • March 3, 2017

15. 401(k) limit between 2 Plans

    By Vlad401k, February 1, 2021
    • 3 replies
    • 558 views
    • 
    • CuseFan
    • February 1, 2021

16. Combining employee elective deferrals and company match contributions

    By Guest David_R, June 6, 2000
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • June 7, 2000

17. New investment company won't accept third party rollover check.

    By Guest James Osterhaus, April 4, 2001
    • 3 replies
    • 1.8k views
    • 
    • Bill Berke
    • April 5, 2001

18. spin off

    By k man, September 10, 2002
    • 3 replies
    • 1.3k views
    • 
    • k man
    • September 11, 2002

19. Key employee Determination (1% owner)

    By jquazza, March 18, 2004
    • 3 replies
    • 1.8k views
    • 
    • jquazza
    • March 18, 2004

20. Implementing Salary Deferral Elections

    By Guest TPAStacey, August 1, 2007
    • 3 replies
    • 1.6k views
    • 
    • Mike Preston
    • August 1, 2007

21. Safe Harbor Plan Aggregation

    By PAL, October 26, 2007
    • 3 replies
    • 1.9k views
    • 
    • PAL
    • November 6, 2007

22. Investment Company TPA Fees - 408 - Req'd Info Unavail.

    By BeanCounterBlues, October 20, 2008
    • 3 replies
    • 1.5k views
    • 
    • BeanCounterBlues
    • October 22, 2008

23. Control Group

    By pixmax, December 23, 2010
    • 3 replies
    • 1k views
    • 
    • Bird
    • December 24, 2010

24. Pull out in 2016 from HCEs account wrongly deposited Employer Discretionary Contribution in 2015

    By AdKu, March 24, 2016   

    • Employer Discretionary Contri
    • Wrongly allocated PS to HCE
    • (and 1 more)

      Tagged with:

      • Employer Discretionary Contri
      • Wrongly allocated PS to HCE
      • Pulling out of HCEs accounts
    • 3 replies
    • 782 views
    • 
    • My 2 cents
    • March 24, 2016

25. Fiscal Year Failed ADP and Catch Up

    By Vlad401k, June 13, 2018
    • 3 replies
    • 779 views
    • 
    • Larry Starr
    • June 14, 2018

26. Control Group Safe Harbor Plan with two different safe harbor contributions

    By lcollins300, August 28, 2019   

    • control group
    • safe harbor 401k plan
    • 3 replies
    • 968 views
    • 
    • C. B. Zeller
    • August 30, 2019

27. new plan safe harbor match comp when plan eff 1/1, 401k eff 7/1

    By TPApril, February 3, 2020
    • 3 replies
    • 947 views
    • 
    • AndyH
    • February 4, 2020

28. What's the Max PS contribution for...

    By RayJJohnsonJr, March 23, 2022
    • 3 replies
    • 955 views
    • 
    • RayJJohnsonJr
    • March 25, 2022

29. Profit Sharing Plan Adding 401(k) Features

    By mming, July 15, 2025
    • 3 replies
    • 631 views
    • 
    • mming
    • July 15, 2025

30. Safe Harbor & Topheavy

    By wmyer, January 29, 2004
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • February 2, 2004

31. Partnership 401(k) + Discretionary Contribution

    By Guest johnpetrancosta, February 23, 2009
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 24, 2009

32. What is an offset arrangement?

    By fiona1, June 16, 2011
    • 3 replies
    • 3.8k views
    • 
    • QNPG
    • June 16, 2011

33. IRS Targeting of 5300 Filings?

    By Blackbirch, May 29, 2013   

    • Determination Letter 5300 IRS
    • 3 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • May 29, 2013

34. acquire new company

    By mehmgo, August 27, 2013
    • 3 replies
    • 1.4k views
    • 
    • 12AX7
    • August 30, 2013

35. ACA - not an EACA or a QACA and Notice Requirements

    By CLE401kGuy, November 25, 2013
    • 3 replies
    • 3.1k views
    • 
    • Belgarath
    • November 26, 2013

36. Late Form 5500-EZ & Successor Plan Rule

    By Derek, July 15, 2024
    • 3 replies
    • 871 views
    • 
    • Bruce1
    • July 31, 2024

37. affiliated service group after tax deferral

    By Nic Pospiech, January 27, 2025
    • 3 replies
    • 679 views
    • 
    • Nic Pospiech
    • January 27, 2025

38. Looking for a TPA for a professional employer organization's 401(k) pl

    By Guest Karens, December 1, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • December 11, 2000

39. Minimum account balances

    By Guest Tom Cummins, July 5, 2001
    • 3 replies
    • 1.8k views
    • 
    • Jed Macy
    • July 7, 2001

40. 415 Refunds and Excise Tax

    By Guest CHRISTA, December 18, 2001
    • 3 replies
    • 2.7k views
    • 
    • jaemmons
    • December 19, 2001

41. Testing Method

    By Guest andmik, February 26, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 26, 2002

42. GUST / EGTRRA Amendments - new to this and need a straight answer.

    By Guest tintree73, December 12, 2002
    • 3 replies
    • 2.3k views
    • 
    • Mike Preston
    • January 12, 2003

43. Excess Deferral

    By Guest Giovanni, January 24, 2005
    • 3 replies
    • 1.3k views
    • 
    • RCK
    • January 25, 2005

44. Compensation ratio test and rate group test

    By tghooper, January 16, 2019
    • 3 replies
    • 906 views
    • 
    • tghooper
    • January 17, 2019

45. Exclude HCEs from match

    By Scott50, March 11, 2019
    • 3 replies
    • 1.6k views
    • 
    • Mike Preston
    • March 12, 2019

46. Is my math correct for deduction/415(c)?

    By Jakyasar, June 22, 2020
    • 3 replies
    • 511 views
    • 
    • Jakyasar
    • July 14, 2020

47. "Substantially same employees" SECURE 2.0 tax credit

    By justanotheradmin, September 19, 2023
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • September 20, 2023

48. 414(s) Test

    By TJ, June 13, 2025
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • June 16, 2025

49. Does the same desk rule apply if the new and old employers are not rel

    By John A, May 18, 2001
    • 3 replies
    • 2k views
    • 
    • MWeddell
    • May 23, 2001

50. dissolving dc plan

    By Brian Gallagher, November 6, 2002
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • November 6, 2002