401(k) Plans

19,321 topics in this forum

1. Which taxable year?

   By Guest RONNIE WASEL, November 13, 2003
   • 3 replies
   • 1.2k views
   • 
   • Mike Preston
   • November 13, 2003

2. dol position on distribution fees

   By k man, July 13, 2004
   • 3 replies
   • 1.7k views
   • 
   • mbozek
   • July 14, 2004

3. Using my IRA and I'm 26?

   By Guest doctorhathaway, February 15, 2005
   • 3 replies
   • 1.2k views
   • 
   • MGB
   • February 15, 2005

4. Separate Catch up election required?

   By Guest jefe96, November 29, 2006
   • 3 replies
   • 2.7k views
   • 
   • Bird
   • November 30, 2006

5. Life Insurance with Roth 401k

   By SheilaD, April 11, 2008
   • 3 replies
   • 1.2k views
   • 
   • SheilaD
   • April 14, 2008

6. Distribution of Rollover Contribution

   By Stash026, July 9, 2008
   • 3 replies
   • 1k views
   • 
   • Guest
   • July 9, 2008

7. IRA Distributions when born before 1936?

   By Guest chickbull, October 25, 2008
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • October 27, 2008

8. After Tax Safe Harbor

   By pixmax, January 24, 2018
   • 3 replies
   • 3.2k views
   • 
   • Bri
   • January 25, 2018

9. OK to add a year end employment requirement?

   By Guest Phil L., August 25, 2000
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • August 25, 2000

10. Information needed in regard to an audit signed by an actuary for a 40

    By Guest Michael Anderson, May 2, 2001
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • May 3, 2001

11. Catch-up: Non-calendar year plan

    By smm, January 14, 2002
    • 3 replies
    • 1.9k views
    • 
    • John A
    • January 15, 2002

12. non-spousal beneficiaries

    By Guest koolkid, August 1, 2002
    • 3 replies
    • 2k views
    • 
    • RTK
    • August 2, 2002

13. 402g Failure Question

    By Guest KD40, February 6, 2003
    • 3 replies
    • 3.8k views
    • 
    • Tom Poje
    • February 10, 2003

14. Hardship Distribution

    By katieinny, May 30, 2003
    • 3 replies
    • 1.1k views
    • 
    • katieinny
    • May 30, 2003

15. Standardized transmittal letter for ADP/ACP distributions?

    By Guest RONNIE WASEL, November 13, 2003
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • November 14, 2003

16. Leased Employee?

    By Guest ircreader, August 26, 2004
    • 3 replies
    • 1.8k views
    • 
    • GBurns
    • August 27, 2004

17. doc allows catchups, payroll sdept. does not

    By Jim Chad, December 14, 2008
    • 3 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • December 15, 2008

18. Plan document restatement

    By Gary, July 10, 2009
    • 3 replies
    • 2.8k views
    • 
    • John Feldt ERPA CPC QPA
    • July 10, 2009

19. Suspended Contributions

    By MBCarey, April 25, 2011
    • 3 replies
    • 1.1k views
    • 
    • QDROphile
    • April 26, 2011

20. HCEs work at two locations of car dealership.

    By Tapestry, June 28, 2017   

    • hce
    • 3 replies
    • 994 views
    • 
    • david rigby
    • June 29, 2017

21. Credit Service for Predecessor Employer ... From Date, Through Date. Is this an option?

    By 401king, December 3, 2018
    • 3 replies
    • 1k views
    • 
    • Kevin C
    • December 6, 2018

22. Suspensions and Catch-up Contributions

    By MWeddell, October 23, 2001
    • 3 replies
    • 2k views
    • 
    • MGB
    • October 24, 2001

23. Last year for selecting Current Year/Prior Year Testing

    By Guest AdminFL, February 1, 2002
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • February 1, 2002

24. "Iffy" correction method used

    By Guest yukon, January 15, 2004
    • 3 replies
    • 1.3k views
    • 
    • jquazza
    • January 16, 2004

25. Roth 401k Question

    By Guest gfowler, January 17, 2006
    • 3 replies
    • 1.8k views
    • 
    • stephen
    • January 17, 2006

26. Earned Income Calculation

    By Guest notapensiongeek, March 9, 2006
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 10, 2006

27. Age 18 Vesting Exception

    By Vlad401k, September 9, 2015
    • 3 replies
    • 1.7k views
    • 
    • BG5150
    • September 9, 2015

28. Failure to implement deferral election

    By Bruce1, April 16, 2025
    • 3 replies
    • 1.1k views
    • 
    • Artie M
    • April 17, 2025

29. Can a 401k plan become a market maker when offering company stock?

    By Guest JimJohnstone, December 6, 2000
    • 3 replies
    • 1.5k views
    • 
    • Jon Chambers
    • December 7, 2000

30. Forfeitures in Profit Sharing Plan

    By Guest Amy Harle, December 4, 2001
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 6, 2001

31. Merger/Termination of Money Purchase Plans

    By Guest dhoefer, February 18, 2002
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • February 20, 2002

32. Basic 401(k) questions

    By Guest keep it simple, March 9, 2005
    • 3 replies
    • 1.6k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2005

33. Division sponsored plan - or impossible?

    By Guest Mrilaomt, October 24, 2005
    • 3 replies
    • 1.3k views
    • 
    • JDuns
    • October 26, 2005

34. leased employees in non-excludable employee count

    By cpc0506, November 25, 2009
    • 3 replies
    • 2k views
    • 
    • cpc0506
    • November 28, 2009

35. Terminates 401(k), starts a new PS plan

    By John Feldt ERPA CPC QPA, December 28, 2009
    • 3 replies
    • 1.2k views
    • 
    • rcline46
    • December 29, 2009

36. Top Heavy Determination

    By Janice F, May 19, 2010
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • June 25, 2010

37. Buried by custodian statements....

    By heygents, June 6, 2013
    • 3 replies
    • 1k views
    • 
    • heygents
    • June 6, 2013

38. Safe Harbor Match with additional Match

    By Alex Daisy, February 19, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • February 22, 2016

39. Plan Termination after stock aquisition

    By nerd-party-administrator, April 1, 2020
    • 3 replies
    • 542 views
    • 
    • Larry Starr
    • April 1, 2020

40. Using forfeitures to help fund safe harbor contribution

    By Pammie57, April 5, 2021
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • April 6, 2021

41. Spousal consent for hardship withdrawals

    By Guest rim, August 11, 1999
    • 3 replies
    • 5.6k views
    • 
    • Guest
    • August 11, 1999

42. Top Heavy Requirements

    By Guest Toni Jo, August 8, 2007
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • August 8, 2007

43. Controlled Group testing

    By cpc0506, November 25, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • November 25, 2009

44. Non-Spouse Beneficiary

    By Nassau, September 2, 2011
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • September 2, 2011

45. When is earned income deemed paid for safe harbor 401(k) purposes?

    By Doghouse, April 11, 2016   

    • earned income
    • when
    • (and 3 more)

      Tagged with:

      • earned income
      • when
      • safe harbor
      • partner
      • partnership
    • 3 replies
    • 1k views
    • 
    • Lou S.
    • April 11, 2016

46. Safe Harbor plan abruptly terminated

    By K2retire, June 7, 2016
    • 3 replies
    • 1.5k views
    • 
    • Kevin C
    • June 7, 2016

47. Form 5558s - returned from IRS

    By justanotheradmin, August 9, 2016
    • 3 replies
    • 963 views
    • 
    • justanotheradmin
    • August 9, 2016

48. HCE Determination

    By Stash026, February 11, 2021
    • 3 replies
    • 807 views
    • 
    • Lou S.
    • February 11, 2021

49. Application of Section 415 limits when employer is dissolved and new c

    By Guest, March 8, 2000
    • 3 replies
    • 2.2k views
    • 
    • KJohnson
    • March 9, 2000

50. Safe Harbor Match True-Up Question

    By metsfan026, August 4, 2023
    • 3 replies
    • 860 views
    • 
    • BG5150
    • August 8, 2023