401(k) Plans

19,275 topics in this forum

1. Plan Split to Avoid Audit

   By bzorc, November 30, 2021
   • 13 replies
   • 1.6k views
   • 
   • Peter Gulia
   • December 17, 2021

2. Write-up on Roth 1099-R Codes?

   By austin3515, January 23, 2018
   • 13 replies
   • 2.7k views
   • 
   • AlbanyConsultant
   • March 19, 2021

3. Lifetime Income Disclosures - Tables for Calculations

   By austin3515, April 5, 2022
   • 13 replies
   • 1.7k views
   • 
   • Paul I
   • September 11

4. Coronavirus-Related Distributions

   By EBECatty, March 31, 2020
   • 13 replies
   • 1.8k views
   • 
   • justanotheradmin
   • April 7, 2020

5. What is the maximum length of time a 401(k) loan can be taken for the

   By Guest eanselm1, January 19, 2001
   • 13 replies
   • 16.3k views
   • 
   • imchipbrown
   • January 24, 2001

6. 12b-1 fees

   By Guest anne1, January 17, 2006
   • 13 replies
   • 3.3k views
   • 
   • GBurns
   • January 24, 2006

7. Hiring consultant to lead 401(k) RFP

   By formeractuary, June 28, 2017
   • 13 replies
   • 3.1k views
   • 
   • AKconsult
   • July 2, 2017

8. Excluding part-time employees

   By Brian Gallagher, July 31, 2003
   • 13 replies
   • 4.2k views
   • 
   • Guest
   • August 1, 2003

9. Timing of employer matching contributions to a participant's account

   By gle3186, January 28, 2015
   • 13 replies
   • 8.7k views
   • 
   • austin3515
   • January 29, 2015

10. Owner 401(k) deferral deadline - quick question

    By ratherbereading, October 29, 2019
    • 13 replies
    • 1.6k views
    • 
    • ratherbereading
    • October 30, 2019

11. Hardship Question

    By Madison71, October 6, 2021
    • 13 replies
    • 2.8k views
    • 
    • Luke Bailey
    • October 8, 2021

12. Increasing safe harbor match during plan year

    By MWeddell, October 1, 2008
    • 13 replies
    • 4.5k views
    • 
    • MWeddell
    • October 3, 2008

13. Amend SH 401(k) Plan During Year

    By JRN, October 2, 2012
    • 13 replies
    • 7.6k views
    • 
    • James B
    • March 20, 2013

14. pro-rating limits -- company established 12/1/02, 401k plan effective

    By maverick, December 2, 2002
    • 13 replies
    • 2.7k views
    • 
    • Tom Poje
    • December 5, 2002

15. Early Entry - Early Eligibility 401(k) Plan

    By KTB, May 9, 2017
    • 13 replies
    • 1.4k views
    • 
    • Belgarath
    • June 2, 2017

16. Brokerage Account in 401k Plan

    By cpc0506, October 8, 2010
    • 13 replies
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • October 11, 2010

17. 401K did not distribute to correct individuals

    By NBS2121, April 1, 2024
    • 13 replies
    • 2k views
    • 
    • David Schultz
    • April 6, 2024

18. Top Heavy 401(k) Plan

    By bzorc, February 3, 2012
    • 13 replies
    • 2.3k views
    • 
    • chc93
    • October 31, 2012

19. 402(g) limit

    By Guest JPIngold, April 22, 2010
    • 13 replies
    • 1.8k views
    • 
    • Guest
    • April 29, 2010

20. help w/ vested percentage

    By Brian Gallagher, September 20, 2004
    • 13 replies
    • 1.8k views
    • 
    • Brian Gallagher
    • September 21, 2004

21. Hardship withdrawal - grossed up for taxes

    By Brenda Wren, August 4, 2004
    • 13 replies
    • 23.9k views
    • 
    • Brian Gallagher
    • August 6, 2004

22. -11(g) Amendment

    By austin3515, March 12, 2012
    • 13 replies
    • 4.1k views
    • 
    • movedon
    • March 13, 2012

23. Partner matching contribution calculation

    By jsample, May 11, 2017
    • 13 replies
    • 2.1k views
    • 
    • 401kSpecialist
    • December 5, 2019

24. IRS Approves Automatic Enrollments

    By Jilliandiz, May 26, 2004
    • 13 replies
    • 2.1k views
    • 
    • oriecat
    • May 28, 2004

25. 5305-SEP IRA and solo401k

    By jjface, March 25, 2015
    • 13 replies
    • 5k views
    • 
    • Bird
    • March 27, 2015

26. Increased Catch-up Limit for ages 60-63 - mandatory?

    By AMDG, May 24, 2023
    • 13 replies
    • 2k views
    • 
    • Belgarath
    • July 7, 2023

27. Accrued Vacation as Contribution?

    By austin3515, May 9, 2018
    • 12 replies
    • 4k views
    • 
    • austin3515
    • May 9, 2018

28. SECURE 2.0, Sec. 604 Employer contributions as Roth

    By justanotheradmin, January 10, 2023
    • 12 replies
    • 1.5k views
    • 
    • justanotheradmin
    • January 12, 2023

29. Can a non-trusteed plan be placed on a prototype adoption agreement?

    By Guest Powers, April 12, 2001
    • 12 replies
    • 2.5k views
    • 
    • Guest
    • April 20, 2001

30. I have a client who utilizes top paid group election for HCE determination.

    By Guest Why, November 2, 2004
    • 12 replies
    • 2.9k views
    • 
    • Alf
    • November 5, 2004

31. Increasing Safe Harbor NEC

    By Logan401, March 7, 2011
    • 12 replies
    • 1.8k views
    • 
    • austin3515
    • March 7, 2011

32. Change SH Type for 1/1/17 after 11/30/16

    By Danny CPA, December 10, 2016
    • 12 replies
    • 1.4k views
    • 
    • rcline46
    • December 14, 2016

33. Pre-Funded Profit Sharing

    By Becky Schwing, February 20, 2020
    • 12 replies
    • 2.1k views
    • 
    • Luke Bailey
    • March 13, 2020

34. Minimum Loan Amount

    By Guest andmik, January 28, 2010
    • 12 replies
    • 7.1k views
    • 
    • K2retire
    • February 2, 2010

35. Safe Harbor

    By Guest A. Gordon, November 14, 2003
    • 12 replies
    • 2k views
    • 
    • Tom Poje
    • November 19, 2003

36. Commisioned employee with not enough pay to coever loan payments.

    By Guest Una M, January 2, 2001
    • 12 replies
    • 2.5k views
    • 
    • AndyH
    • January 19, 2001

37. Who's Responsible for Deferral Change Request Failure? Participant or the Plan Sponsor?

    By Jeff_pg, January 1, 2021
    • 12 replies
    • 1.3k views
    • 
    • chc93
    • January 4, 2021

38. self employed and max 401(k)/ps deduction

    By Guest ctrapatsos, December 1, 2006
    • 12 replies
    • 4k views
    • 
    • Bird
    • January 24, 2007

39. Do I still have time to pay off a 'deemed' 401k loan?

    By scavengergirl, August 28, 2018
    • 12 replies
    • 11.7k views
    • 
    • Luke Bailey
    • September 3, 2018

40. Top Heavy Contribution

    By DP, August 27, 2002
    • 12 replies
    • 1.8k views
    • 
    • Guest
    • August 30, 2002

41. Vesting on added Profit Sharing Plan

    By Topps_52311, December 5, 2017
    • 12 replies
    • 2.5k views
    • 
    • Topps_52311
    • December 8, 2017

42. Another Top Paid Group Question

    By MarZDoates, August 26, 2014
    • 12 replies
    • 3.5k views
    • 
    • BG5150
    • August 27, 2014

43. HCE and Catch-up

    By Guest think2much, December 8, 2007
    • 12 replies
    • 3.1k views
    • 
    • MoShawn
    • June 18, 2008

44. Excess Annual Addition

    By bzorc, February 6, 2019
    • 12 replies
    • 1.6k views
    • 
    • bzorc
    • February 11, 2019

45. control group question

    By jsmith1985, September 3, 2017   

    • 401k control group
    • 12 replies
    • 1.8k views
    • 
    • TPAJake
    • September 7, 2017

46. Catch Up Deferral Question

    By Earl, May 13, 2018
    • 12 replies
    • 1k views
    • 
    • Tom Poje
    • May 16, 2018

47. Freezing/terminating a money-purchase plan; timing and penalties

    By Guest Gerritsen, February 12, 2001
    • 12 replies
    • 6.6k views
    • 
    • Guest
    • January 7, 2002

48. 200% of 6% safe harbor match

    By austin3515, September 12, 2022
    • 12 replies
    • 1.3k views
    • 
    • austin3515
    • September 14, 2022

49. Leased employees

    By k man, January 31, 2005
    • 12 replies
    • 3.7k views
    • 
    • Guest
    • February 3, 2005

50. Prohibited Transaction

    By Guest padmin, October 28, 2003
    • 12 replies
    • 2.1k views
    • 
    • KJohnson
    • October 30, 2003