401(k) Plans

19,321 topics in this forum

1. RMD Calculation

   By R.G., February 25, 2014
   • 2 replies
   • 1.3k views
   • 
   • masteff
   • February 25, 2014

2. State Retirement Systems/5500

   By MjInvestments, June 1, 2017   

   • 5500
   • 2 replies
   • 573 views
   • 
   • CuseFan
   • June 1, 2017

3. For-profit controls not-for-profit - Controlled Group?

   By Purplemandinga, June 17, 2019
   • 2 replies
   • 871 views
   • 
   • Purplemandinga
   • June 18, 2019

4. Default on 401k due to work related disabilty

   By Bonnie Sue eden, October 2, 2019   

   • default
   • 2 replies
   • 447 views
   • 
   • pmacduff
   • October 3, 2019

5. $0 Compensation Participant in the ADP/ACP Test and Form 5500 Participant Count

   By Vlad401k, March 5, 2021
   • 2 replies
   • 736 views
   • 
   • BG5150
   • March 5, 2021

6. Terminating a safe harbor 401(k) plan?

   By John A, March 28, 2001
   • 2 replies
   • 1.8k views
   • 
   • wmyer
   • March 29, 2001

7. auto enrollment for rehires who opted out previously

   By TPApril, October 31, 2025
   • 2 replies
   • 462 views
   • 
   • Artie M
   • October 31, 2025

8. Deferral limits

   By pbarrett, January 5, 2004
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • January 6, 2004

9. Amendment of plans for TRA '86

   By Guest Lawrence_Groves, June 8, 2004
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • June 14, 2004

10. Employer deposited more into the salary deferral account than what was actually deferred

    By Guest DCquestioner, June 24, 2009
    • 2 replies
    • 1.2k views
    • 
    • Dennis Povloski
    • June 25, 2009

11. Safe Harbor contribution not made for 12-31-09 Plan Year End

    By Jim Chad, July 26, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • July 27, 2010

12. An executive will be out of the office on an 18 month PAID leave of absence

    By katieinny, June 2, 2011
    • 2 replies
    • 1k views
    • 
    • katieinny
    • June 3, 2011

13. Self Employed maximum contribution/SE tax

    By shERPA, March 10, 2020
    • 2 replies
    • 698 views
    • 
    • shERPA
    • March 10, 2020

14. What constitutes separation from service?

    By Guest CJ, May 14, 1999
    • 2 replies
    • 2.1k views
    • 
    • MWeddell
    • May 18, 1999

15. Rev. Proc. 2000-6

    By Guest Robin Hopkins, January 24, 2000
    • 2 replies
    • 1.3k views
    • 
    • davef
    • January 24, 2000

16. Entry date for rehired employee in new plan

    By drakecohen, February 2, 2023
    • 2 replies
    • 924 views
    • 
    • Paul I
    • February 8, 2023

17. Loss of controlled group status.

    By Guest Bingha, May 1, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 3, 2000

18. Cancelling a new loan

    By Guest msf, August 8, 2001
    • 2 replies
    • 2.8k views
    • 
    • pmacduff
    • August 9, 2001

19. "r" Qnec????

    By Guest KD40, September 24, 2002
    • 2 replies
    • 1.4k views
    • 
    • R. Butler
    • September 25, 2002

20. Trustee designation

    By Guest Pat Metallic, February 14, 2003
    • 2 replies
    • 1.3k views
    • 
    • jaemmons
    • February 14, 2003

21. Contributing while disabled

    By Guest Pennysaver, August 20, 2009
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • September 4, 2009

22. Partial Plan Termination - OEX

    By sdix401k, September 26, 2013
    • 2 replies
    • 1.3k views
    • 
    • sdix401k
    • September 26, 2013

23. Safe harbor match for HCEs

    By ssntrr, February 19, 2015
    • 2 replies
    • 987 views
    • 
    • ssntrr
    • February 19, 2015

24. Stopping Match on Catch-Up Contributions

    By khn, April 17, 2015
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • April 19, 2015

25. Late Employer Deposits

    By JKW, April 7, 2017
    • 2 replies
    • 828 views
    • 
    • JKW
    • April 24, 2017

26. ADP Testing Compensation

    By MarZDoates, September 14, 2018
    • 2 replies
    • 826 views
    • 
    • msmith
    • September 14, 2018

27. Fund Change Notice Requirement

    By khn, April 16, 2019
    • 2 replies
    • 11.2k views
    • 
    • Peter Gulia
    • April 16, 2019

28. failed adp test and statutory exclusions

    By Lou81, November 21, 2019
    • 2 replies
    • 722 views
    • 
    • Larry Starr
    • November 21, 2019

29. 402g limit exceeded

    By J Simmons, January 5, 2024
    • 2 replies
    • 864 views
    • 
    • Lou S.
    • January 5, 2024

30. Quarterly PS contribution allocation; is the HCE's allocation limited

    By Richard Anderson, January 29, 2001
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • January 30, 2001

31. Question about EGTRRA

    By Guest lawdawg, June 12, 2002
    • 2 replies
    • 1.4k views
    • 
    • MGB
    • June 12, 2002

32. shifting and catch up contributions

    By Tom Poje, March 1, 2004
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • March 1, 2004

33. Late Deposit not "quite" corrected

    By Just Me, August 13, 2004
    • 2 replies
    • 1.3k views
    • 
    • Just Me
    • August 13, 2004

34. Exclusive Benefit Rule

    By Guest TroyRiley, June 2, 2005
    • 2 replies
    • 2k views
    • 
    • WDIK
    • June 3, 2005

35. Single Participant 401(k) Documents

    By WDIK, August 23, 2005
    • 2 replies
    • 1.5k views
    • 
    • Alf
    • August 23, 2005

36. When to RFP

    By Guest gmykytyn, September 20, 2006
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • September 21, 2006

37. short plan year end - entry dates

    By Chippy, December 23, 2014
    • 2 replies
    • 1.3k views
    • 
    • Chippy
    • December 24, 2014

38. Is it permissible to have EACA for only one type of compensation, such as bonus?

    By jkharvey, November 24, 2015
    • 2 replies
    • 754 views
    • 
    • Tom Poje
    • October 24, 2017

39. name of plan "401K"

    By thepensionmaven, May 7, 2016
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • May 9, 2016

40. Deduction of 401k Contribution for Schedule C Employee

    By Pam S., November 21, 2019
    • 2 replies
    • 1.4k views
    • 
    • Pam S.
    • November 26, 2019

41. Profit Sharing Contribution allocation

    By Chippy, July 8, 2021
    • 2 replies
    • 682 views
    • 
    • C. B. Zeller
    • July 8, 2021

42. 401K Plan Termination

    By Guest dmorgan, December 4, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 1998

43. Eligibility

    By Guest Ephesian431, September 29, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • October 1, 1999

44. Excess 401(k) Contributions Calculations on 5330

    By Guest TracyAndrews, August 13, 2004
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • August 13, 2004

45. Hardship distributions/Loans

    By Guest chris4013, June 3, 2005
    • 2 replies
    • 1.3k views
    • 
    • Archimage
    • June 3, 2005

46. Question about meeting 404(c) requirements where participants must choose ONE of 6 lifestyle allocation funds ...

    By Guest jdsmith, September 19, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 23, 2005

47. Multiple Employer + Controlled

    By Guest Rachael L., November 13, 2006
    • 2 replies
    • 1.4k views
    • 
    • rcline46
    • November 14, 2006

48. QACA Compensation testing

    By Guest Pension Girl, January 12, 2010
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • January 13, 2010

49. when is the money "deposited"

    By K2retire, March 15, 2011
    • 2 replies
    • 955 views
    • 
    • Belgarath
    • March 16, 2011

50. 401K Liquidation Tax Nightmare (Divorce)

    By Guest Fplanner2014, February 26, 2014
    • 2 replies
    • 2k views
    • 
    • ESOP Guy
    • February 26, 2014