401(k) Plans

19,337 topics in this forum

1. Spinoff - new company asset sale - HCEs

   By Lou S., February 18, 2015
   • 2 replies
   • 1.6k views
   • 
   • Lou S.
   • February 18, 2015

2. Amending a plan after the close of the plan year to pass gateway test

   By ldr, April 30, 2021   

   • crosstesting
   • gateway minimum
   • 2 replies
   • 949 views
   • 
   • ldr
   • April 30, 2021

3. intergated with ss

   By Guest LBH, May 17, 1999
   • 2 replies
   • 1.4k views
   • 
   • Wessex
   • May 17, 1999

4. Acquired Sponsor and Successor Plan Rule

   By Plan Doc, June 22, 2023
   • 2 replies
   • 455 views
   • 
   • Plan Doc
   • June 23, 2023

5. union and safe harbor design

   By JanetM, September 24, 2002
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • September 25, 2002

6. mental block... Max Allocation... SH MATCH/pro rata ER

   By K-t-F, December 20, 2007
   • 2 replies
   • 1.5k views
   • 
   • John Feldt ERPA CPC QPA
   • December 20, 2007

7. Safe Harbor 3% w/ Disc Match

   By Guest North Meets South, May 26, 2009
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • May 29, 2009

8. RMD Calculation

   By R.G., February 25, 2014
   • 2 replies
   • 1.3k views
   • 
   • masteff
   • February 25, 2014

9. State Retirement Systems/5500

   By MjInvestments, June 1, 2017   

   • 5500
   • 2 replies
   • 582 views
   • 
   • CuseFan
   • June 1, 2017

10. For-profit controls not-for-profit - Controlled Group?

    By Purplemandinga, June 17, 2019
    • 2 replies
    • 881 views
    • 
    • Purplemandinga
    • June 18, 2019

11. Default on 401k due to work related disabilty

    By Bonnie Sue eden, October 2, 2019   

    • default
    • 2 replies
    • 461 views
    • 
    • pmacduff
    • October 3, 2019

12. $0 Compensation Participant in the ADP/ACP Test and Form 5500 Participant Count

    By Vlad401k, March 5, 2021
    • 2 replies
    • 750 views
    • 
    • BG5150
    • March 5, 2021

13. Terminating a safe harbor 401(k) plan?

    By John A, March 28, 2001
    • 2 replies
    • 1.8k views
    • 
    • wmyer
    • March 29, 2001

14. auto enrollment for rehires who opted out previously

    By TPApril, October 31, 2025
    • 2 replies
    • 488 views
    • 
    • Artie M
    • October 31, 2025

15. Deferral limits

    By pbarrett, January 5, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 6, 2004

16. Amendment of plans for TRA '86

    By Guest Lawrence_Groves, June 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 14, 2004

17. Employer deposited more into the salary deferral account than what was actually deferred

    By Guest DCquestioner, June 24, 2009
    • 2 replies
    • 1.2k views
    • 
    • Dennis Povloski
    • June 25, 2009

18. Safe Harbor contribution not made for 12-31-09 Plan Year End

    By Jim Chad, July 26, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • July 27, 2010

19. An executive will be out of the office on an 18 month PAID leave of absence

    By katieinny, June 2, 2011
    • 2 replies
    • 1k views
    • 
    • katieinny
    • June 3, 2011

20. Self Employed maximum contribution/SE tax

    By shERPA, March 10, 2020
    • 2 replies
    • 709 views
    • 
    • shERPA
    • March 10, 2020

21. What constitutes separation from service?

    By Guest CJ, May 14, 1999
    • 2 replies
    • 2.1k views
    • 
    • MWeddell
    • May 18, 1999

22. Rev. Proc. 2000-6

    By Guest Robin Hopkins, January 24, 2000
    • 2 replies
    • 1.3k views
    • 
    • davef
    • January 24, 2000

23. Entry date for rehired employee in new plan

    By drakecohen, February 2, 2023
    • 2 replies
    • 947 views
    • 
    • Paul I
    • February 8, 2023

24. Loss of controlled group status.

    By Guest Bingha, May 1, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 3, 2000

25. Cancelling a new loan

    By Guest msf, August 8, 2001
    • 2 replies
    • 2.9k views
    • 
    • pmacduff
    • August 9, 2001

26. "r" Qnec????

    By Guest KD40, September 24, 2002
    • 2 replies
    • 1.4k views
    • 
    • R. Butler
    • September 25, 2002

27. Trustee designation

    By Guest Pat Metallic, February 14, 2003
    • 2 replies
    • 1.3k views
    • 
    • jaemmons
    • February 14, 2003

28. Contributing while disabled

    By Guest Pennysaver, August 20, 2009
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 4, 2009

29. Partial Plan Termination - OEX

    By sdix401k, September 26, 2013
    • 2 replies
    • 1.3k views
    • 
    • sdix401k
    • September 26, 2013

30. Safe harbor match for HCEs

    By ssntrr, February 19, 2015
    • 2 replies
    • 992 views
    • 
    • ssntrr
    • February 19, 2015

31. Stopping Match on Catch-Up Contributions

    By khn, April 17, 2015
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • April 19, 2015

32. Late Employer Deposits

    By JKW, April 7, 2017
    • 2 replies
    • 838 views
    • 
    • JKW
    • April 24, 2017

33. ADP Testing Compensation

    By MarZDoates, September 14, 2018
    • 2 replies
    • 837 views
    • 
    • msmith
    • September 14, 2018

34. Fund Change Notice Requirement

    By khn, April 16, 2019
    • 2 replies
    • 11.3k views
    • 
    • Peter Gulia
    • April 16, 2019

35. failed adp test and statutory exclusions

    By Lou81, November 21, 2019
    • 2 replies
    • 733 views
    • 
    • Larry Starr
    • November 21, 2019

36. 402g limit exceeded

    By J Simmons, January 5, 2024
    • 2 replies
    • 876 views
    • 
    • Lou S.
    • January 5, 2024

37. Quarterly PS contribution allocation; is the HCE's allocation limited

    By Richard Anderson, January 29, 2001
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • January 30, 2001

38. Question about EGTRRA

    By Guest lawdawg, June 12, 2002
    • 2 replies
    • 1.4k views
    • 
    • MGB
    • June 12, 2002

39. shifting and catch up contributions

    By Tom Poje, March 1, 2004
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • March 1, 2004

40. Late Deposit not "quite" corrected

    By Just Me, August 13, 2004
    • 2 replies
    • 1.3k views
    • 
    • Just Me
    • August 13, 2004

41. Exclusive Benefit Rule

    By Guest TroyRiley, June 2, 2005
    • 2 replies
    • 2k views
    • 
    • WDIK
    • June 3, 2005

42. Single Participant 401(k) Documents

    By WDIK, August 23, 2005
    • 2 replies
    • 1.5k views
    • 
    • Alf
    • August 23, 2005

43. When to RFP

    By Guest gmykytyn, September 20, 2006
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • September 21, 2006

44. short plan year end - entry dates

    By Chippy, December 23, 2014
    • 2 replies
    • 1.3k views
    • 
    • Chippy
    • December 24, 2014

45. Is it permissible to have EACA for only one type of compensation, such as bonus?

    By jkharvey, November 24, 2015
    • 2 replies
    • 762 views
    • 
    • Tom Poje
    • October 24, 2017

46. name of plan "401K"

    By thepensionmaven, May 7, 2016
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • May 9, 2016

47. Deduction of 401k Contribution for Schedule C Employee

    By Pam S., November 21, 2019
    • 2 replies
    • 1.5k views
    • 
    • Pam S.
    • November 26, 2019

48. Profit Sharing Contribution allocation

    By Chippy, July 8, 2021
    • 2 replies
    • 691 views
    • 
    • C. B. Zeller
    • July 8, 2021

49. 401K Plan Termination

    By Guest dmorgan, December 4, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 1998

50. Eligibility

    By Guest Ephesian431, September 29, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • October 1, 1999