401(k) Plans

19,275 topics in this forum

1. ROBS Client -

   By SwimmingInBowelsOfERISA, August 14, 2023
   • 3 replies
   • 1.5k views
   • 
   • Peter Gulia
   • August 16, 2023

2. Roth contributions made to plan from employee bank account

   By Pixie, August 14, 2023
   • 5 replies
   • 1.4k views
   • 
   • SwimmingInBowelsOfERISA
   • August 14, 2023

3. Reversion to Employer from a 401(k) Plan

   By bzorc, August 10, 2023
   • 6 replies
   • 1.4k views
   • 
   • rocknrolls2
   • August 11, 2023

4. Do we have a problem with different subsidiaries administering Catch-Ups differently?

   By ERISA-Bubs, August 10, 2023
   • 6 replies
   • 693 views
   • 
   • ERISA-Bubs
   • August 11, 2023

5. LTPT, 401(k) only for now

   By Belgarath, August 9, 2023
   • 7 replies
   • 878 views
   • 
   • Peter Gulia
   • August 10, 2023

6. 402(g) Excess - Correction Options After April 15

   By Towanda, July 28, 2022   

   • 402(g) excess
   • correction after april 15
   • 9 replies
   • 1.7k views
   • 
   • KEM
   • August 10, 2023

7. How are TPA firms preparing for SECURE 2.0 changes next year?

   By R. Scott, August 10, 2023
   • 1 reply
   • 413 views
   • 
   • Lois Baker
   • August 10, 2023

8. Form for relying on a participant’s written statement that she has a hardship?

   By Peter Gulia, August 4, 2023   

   • hardship; self-certification; secure 2.0
   • 21 replies
   • 2.6k views
   • 
   • MoJo
   • August 9, 2023

9. Quick eligibility for deferral, 1 year for safe harbor match - top heavy issue?

   By Tom, August 8, 2023
   • 6 replies
   • 1.5k views
   • 
   • C. B. Zeller
   • August 9, 2023

10. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

    By Pammie57, August 7, 2023
    • 6 replies
    • 815 views
    • 
    • Belgarath
    • August 9, 2023

11. Software

    By TinaW, August 3, 2023
    • 5 replies
    • 1.5k views
    • 
    • R. Scott
    • August 8, 2023

12. In-plan Roth conversion

    By Tom, August 7, 2023
    • 2 replies
    • 675 views
    • 
    • CuseFan
    • August 8, 2023

13. Should a plan allow participants to self-certify other claims?

    By Peter Gulia, August 7, 2023
    • 4 replies
    • 699 views
    • 
    • Peter Gulia
    • August 8, 2023

14. Safe Harbor Match True-Up Question

    By metsfan026, August 4, 2023
    • 3 replies
    • 736 views
    • 
    • BG5150
    • August 8, 2023

15. Roth Catch Ups - Secure 2.0 - Survey

    By Pension Nerd, April 11, 2023
    • 15 replies
    • 1.3k views
    • 
    • Peter Gulia
    • August 8, 2023

16. Require all participants to make catch-up contributions on Roth basis?

    By ECSmith, August 8, 2023
    • 2 replies
    • 665 views
    • 
    • C. B. Zeller
    • August 8, 2023

17. Small Employer Start-up Tax Credits

    By Gilmore, August 7, 2023
    • 0 replies
    • 296 views
    • 
    • Gilmore
    • August 7, 2023

18. affliated service group 101?

    By pmacduff, August 3, 2023
    • 9 replies
    • 775 views
    • 
    • Bill Presson
    • August 4, 2023

19. Plan Disqualification - Investment Elections Not Following Participant Election

    By 401kAllTheWay, August 2, 2023
    • 11 replies
    • 1.3k views
    • 
    • Bird
    • August 4, 2023

20. Corrective QNEC's for Top Heavy Safe Harbor Plans

    By Leopurrd-401k, August 3, 2023
    • 4 replies
    • 720 views
    • 
    • Paul I
    • August 3, 2023

21. Notice to Participants about Roth Catch-up in 2024

    By austin3515, August 2, 2023
    • 5 replies
    • 618 views
    • 
    • RatherBeGolfing
    • August 3, 2023

22. LTPT vs. elapsed time

    By AlbanyConsultant, July 19, 2023
    • 6 replies
    • 1.3k views
    • 
    • Paul I
    • August 3, 2023

23. Early Retirement and Vesting Provisions

    By KayC, August 1, 2023
    • 7 replies
    • 1.7k views
    • 
    • acm_acm
    • August 2, 2023

24. DOL VFCP Marketing Letter

    By austin3515, January 25, 2023
    • 14 replies
    • 2k views
    • 
    • RatherBeGolfing
    • August 2, 2023

25. Tax Credits Available under SECURE 2.0

    By FishOn, July 28, 2023
    • 1 reply
    • 391 views
    • 
    • Tom Veal
    • August 1, 2023

26. Form 5500 Year End Plan Assets

    By Benefits 101, July 30, 2023
    • 3 replies
    • 526 views
    • 
    • Jakyasar
    • July 31, 2023

27. SECURE 1.0 - Retroactive Safe Harbor 4% to Correct ADP

    By Towanda, July 28, 2023
    • 1 reply
    • 812 views
    • 
    • John Feldt ERPA CPC QPA
    • July 29, 2023

28. Allowing an NHCE to join the plan early - for deferrals only?

    By AlbanyConsultant, July 27, 2023
    • 2 replies
    • 660 views
    • 
    • Towanda
    • July 27, 2023

29. reallocate deferrals to catch-up

    By M Norton, July 27, 2023
    • 3 replies
    • 630 views
    • 
    • Lou S.
    • July 27, 2023

30. ACP Safe Harbor and After-Tax Employee Contributions

    By EBECatty, July 27, 2023
    • 2 replies
    • 710 views
    • 
    • CuseFan
    • July 27, 2023

31. Annuity illustrations_Secure Act

    By gc@chimentowebb.com, July 25, 2023
    • 1 reply
    • 507 views
    • 
    • garrettwadley
    • July 26, 2023

32. Top Heavy Safe Harbor Plan

    By Below Ground, July 20, 2023
    • 20 replies
    • 1.1k views
    • 
    • Bird
    • July 26, 2023

33. Form 8955-SSA / Can't get it from IRS website

    By gc@chimentowebb.com, July 26, 2023
    • 7 replies
    • 1.1k views
    • 
    • Paul I
    • July 26, 2023

34. Plan investment fees charged only to the accounts of terminated participants

    By Belgarath, July 24, 2023
    • 9 replies
    • 3.6k views
    • 
    • Belgarath
    • July 25, 2023

35. Entry Dates - different for sources

    By Tom, July 25, 2023
    • 1 reply
    • 315 views
    • 
    • C. B. Zeller
    • July 25, 2023

36. Off Calendar Plans and Roth Catchup 2.0 Requirement

    By justatester, July 21, 2023
    • 3 replies
    • 667 views
    • 
    • Gilmore
    • July 24, 2023

37. Roth Catch-Up Contribution

    By khn, July 19, 2023
    • 9 replies
    • 1.4k views
    • 
    • bito'money
    • July 21, 2023

38. Pooled Plan - Employer Contribution Funding

    By 401(k)athryn, July 19, 2023
    • 6 replies
    • 957 views
    • 
    • Bird
    • July 21, 2023

39. Issue Snapshot — Deductibility of employer contributions to a 401(k) plan made after the end of the tax year

    By Jakyasar, July 17, 2023
    • 12 replies
    • 1.4k views
    • 
    • Belgarath
    • July 21, 2023

40. QSLOB Testing with Multiple Plans

    By LarryDavid, July 18, 2023
    • 2 replies
    • 1.5k views
    • 
    • LarryDavid
    • July 19, 2023

41. Participating ER - stop participating?

    By doombuggy, June 13, 2023
    • 7 replies
    • 1.5k views
    • 
    • Centerstage
    • July 19, 2023

42. Vesting for Rehires

    By FishOn, July 18, 2023
    • 2 replies
    • 496 views
    • 
    • 401kAllTheWay
    • July 18, 2023

43. Which employers will use a starter 401(k) deferral-only arrangement?

    By Peter Gulia, July 17, 2023
    • 9 replies
    • 1.1k views
    • 
    • rocknrolls2
    • July 18, 2023

44. Best Book to Purchase

    By 401kAllTheWay, July 11, 2023
    • 14 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • July 17, 2023

45. Owner-Only Plan & Top Heavy

    By 401(k)athryn, July 12, 2023
    • 12 replies
    • 1.9k views
    • 
    • Bird
    • July 17, 2023

46. Retroactive CB plan set up for 2022

    By Bob Demontigny, July 13, 2023
    • 2 replies
    • 478 views
    • 
    • cpc0506
    • July 17, 2023

47. Spreadsheet (?) to determine controlled group

    By BG5150, November 29, 2007
    • 22 replies
    • 6.6k views
    • 
    • Tom Poje
    • July 15, 2023

48. Looking for Citation

    By thepensionmaven, July 14, 2023
    • 3 replies
    • 524 views
    • 
    • pmacduff
    • July 14, 2023

49. Use of Forfeiture Account Balance with Terminating Plan

    By waid10, July 14, 2023   

    • terminating plans
    • forfeiture
    • 4 replies
    • 1.2k views
    • 
    • Paul I
    • July 14, 2023

50. Forfeiture Account for Terminating Plan

    By metsfan026, July 12, 2023
    • 5 replies
    • 1.5k views
    • 
    • Peter Gulia
    • July 12, 2023