401(k) Plans

19,321 topics in this forum

1. Possible Late Deferrals in Large Plan

   By Lucky32, September 7, 2023
   • 8 replies
   • 1.8k views
   • 
   • Lucky32
   • September 8, 2023

2. LLC taxed as a Sole Proprietor

   By ac, September 7, 2023
   • 2 replies
   • 461 views
   • 
   • Bill Presson
   • September 8, 2023

3. timing of deferrals for self-employed and partners

   By ldr, April 4, 2019   

   • deferrals
   • partnership income
   • (and 1 more)

     Tagged with:

     • deferrals
     • partnership income
     • self employed
   • 47 replies
   • 15k views
   • 
   • thepensionmaven
   • September 7, 2023

4. Employer fails to start and or increase deferrals under an automatic deferral arrangement

   By Tom, September 6, 2023
   • 1 reply
   • 721 views
   • 
   • Paul I
   • September 6, 2023

5. Safe Harbor - Controlled Group

   By 52626, September 6, 2023
   • 2 replies
   • 1.2k views
   • 
   • Paul I
   • September 6, 2023

6. Fee Disclosure Failure -- de minimis exceptions?

   By ERISA-Bubs, September 1, 2023
   • 3 replies
   • 1.5k views
   • 
   • Roycal
   • September 6, 2023

7. Who decides which long-term-part-time employees are eligible?

   By Peter Gulia, September 1, 2023
   • 1 reply
   • 571 views
   • 
   • Paul I
   • September 1, 2023

8. Brokerage accounts and plan sponsor responsibility

   By ejohnke, August 29, 2023
   • 8 replies
   • 1.6k views
   • 
   • Peter Gulia
   • August 31, 2023

9. New to me Plan - SH NEC Review... Not Right

   By Basically, August 29, 2023
   • 3 replies
   • 712 views
   • 
   • Bri
   • August 29, 2023

10. Eligibility question with Rehire

    By Tom, August 24, 2023
    • 6 replies
    • 1k views
    • 
    • Tom
    • August 29, 2023

11. SECURE ACT 2.0 Roth Catch Up - 2-year transition period

    By legort69, August 26, 2023
    • 11 replies
    • 1.3k views
    • 
    • Luke Bailey
    • August 29, 2023

12. Missed Roth deferral and QNEC is non-Roth

    By andrew, August 28, 2023
    • 6 replies
    • 3.3k views
    • 
    • andrew
    • August 29, 2023

13. SECURE 2.0 Employer contribution credit

    By justanotheradmin, August 28, 2023
    • 2 replies
    • 563 views
    • 
    • PhilyK
    • August 28, 2023

14. Treatment of Otherwise Excludable Employees for Coverage and ADP Testing-Option 1

    By Logan401, August 23, 2023
    • 1 reply
    • 415 views
    • 
    • Logan401
    • August 28, 2023

15. Correction of 402(g) excess by amending W2?

    By BG5150, August 24, 2023
    • 7 replies
    • 1.3k views
    • 
    • CuseFan
    • August 28, 2023

16. Prototype Plan - Catchup Contributions allowed but no Roth

    By R.G., August 24, 2023
    • 14 replies
    • 1.2k views
    • 
    • Belgarath
    • August 28, 2023

17. 2022 415c failure distributed September 2023 - taxation?

    By AlbanyConsultant, August 25, 2023
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 25, 2023

18. auto enrollment & Entry Dates

    By TPApril, August 24, 2023
    • 1 reply
    • 439 views
    • 
    • EPCRSGuru
    • August 25, 2023

19. New, small plans have to be auto enroll--for how long?

    By BG5150, August 24, 2023
    • 3 replies
    • 571 views
    • 
    • Peter Gulia
    • August 25, 2023

20. 401-k Plan Audits

    By KevinMc, August 25, 2023
    • 1 reply
    • 569 views
    • 
    • C. B. Zeller
    • August 25, 2023

21. Eligiblity of a Rehire

    By Lou81, August 23, 2023   

    • rehire
    • 6 replies
    • 1k views
    • 
    • Lou81
    • August 25, 2023

22. bad 415(c) correction - prohibited transaction?

    By casey72, August 24, 2023
    • 1 reply
    • 455 views
    • 
    • Josette
    • August 24, 2023

23. QACA vs SHMAC

    By gregburst, August 24, 2023
    • 0 replies
    • 406 views
    • 
    • gregburst
    • August 24, 2023

24. Bonus pay period start and end vs check date

    By dragondon, August 22, 2023
    • 4 replies
    • 2.3k views
    • 
    • Josette
    • August 24, 2023

25. 402(g) refund after 4/15 but has IRS extension

    By BG5150, August 23, 2023
    • 1 reply
    • 552 views
    • 
    • C. B. Zeller
    • August 23, 2023

26. Salary Reduction for 401k SH Match

    By TN CPA, August 21, 2023
    • 5 replies
    • 2.5k views
    • 
    • CuseFan
    • August 23, 2023

27. RMD - Sole Spouse Beneficiary

    By M_2015, August 23, 2023
    • 0 replies
    • 668 views
    • 
    • M_2015
    • August 23, 2023

28. SECURE 2.0 - Roth Catch-Up for HPEs: Lookback comp for onboarding PEO

    By legort69, August 22, 2023
    • 1 reply
    • 530 views
    • 
    • Peter Gulia
    • August 22, 2023

29. Hardship Distribution for Purchase of Multiplex Building

    By cathgrace, July 24, 2023   

    • hardship
    • principal residence
    • 13 replies
    • 1.1k views
    • 
    • cathgrace
    • August 22, 2023

30. Matching Contributions With Monthly Plan Entry

    By metsfan026, August 17, 2023
    • 3 replies
    • 451 views
    • 
    • BG5150
    • August 22, 2023

31. LPTP Question - Age Requirement

    By Gilmore, August 21, 2023
    • 2 replies
    • 580 views
    • 
    • Gilmore
    • August 22, 2023

32. Hardship distributions and definition of child

    By 30Rock, August 21, 2023
    • 2 replies
    • 1.2k views
    • 
    • 30Rock
    • August 21, 2023

33. Catch up contributions at a previous employer with short limitation year

    By ERISA-Bubs, August 21, 2023
    • 1 reply
    • 446 views
    • 
    • Bri
    • August 21, 2023

34. Economic Benefit and 1099R Reporting for Self Employed

    By ErnieG, August 17, 2023
    • 11 replies
    • 1.3k views
    • 
    • CuseFan
    • August 21, 2023

35. Auto enroll permissible withdrawal after termination?

    By BG5150, August 18, 2023
    • 4 replies
    • 1.1k views
    • 
    • Luke Bailey
    • August 19, 2023

36. Break-in-Service & Eligibility

    By metsfan026, August 17, 2023
    • 3 replies
    • 691 views
    • 
    • CuseFan
    • August 18, 2023

37. Controlled Group Question - Family Attribution

    By metsfan026, January 6, 2022
    • 10 replies
    • 1.9k views
    • 
    • pmacduff
    • August 18, 2023

38. |Cash vs 401k

    By 52626, August 16, 2023
    • 8 replies
    • 819 views
    • 
    • Roycal
    • August 18, 2023

39. Back Pay

    By BTG, August 15, 2023
    • 1 reply
    • 1.4k views
    • 
    • Luke Bailey
    • August 17, 2023

40. 415 and off calendar year plan year

    By 30Rock, August 16, 2023
    • 6 replies
    • 1.2k views
    • 
    • Tom
    • August 17, 2023

41. Secure 2.0

    By ratherbereading, August 16, 2023
    • 10 replies
    • 1.1k views
    • 
    • Peter Gulia
    • August 17, 2023

42. Missed Deferral Opportunity/Match - QNEC deposit

    By TPApril, August 15, 2023
    • 4 replies
    • 1.6k views
    • 
    • austin3515
    • August 17, 2023

43. Quarterly Benefit Statements

    By dragondon, August 16, 2023
    • 4 replies
    • 554 views
    • 
    • Belgarath
    • August 17, 2023

44. RMD when Roth and pretax in a 401(k) plan

    By Tom, August 15, 2023
    • 4 replies
    • 3.4k views
    • 
    • Paul I
    • August 17, 2023

45. 2024 Catch-Ups as Roth

    By msmith, August 16, 2023
    • 2 replies
    • 525 views
    • 
    • Lou S.
    • August 16, 2023

46. Timing of 3% Safe Harbor

    By 52626, August 16, 2023
    • 2 replies
    • 494 views
    • 
    • Paul I
    • August 16, 2023

47. Early Retirement Age

    By baileybear, August 15, 2023
    • 1 reply
    • 482 views
    • 
    • CuseFan
    • August 16, 2023

48. Takeover plan was not tested last year

    By ilovetotest, August 16, 2023
    • 1 reply
    • 341 views
    • 
    • Belgarath
    • August 16, 2023

49. ROBS Client -

    By SwimmingInBowelsOfERISA, August 14, 2023
    • 3 replies
    • 1.7k views
    • 
    • Peter Gulia
    • August 16, 2023

50. Roth contributions made to plan from employee bank account

    By Pixie, August 14, 2023
    • 5 replies
    • 1.5k views
    • 
    • SwimmingInBowelsOfERISA
    • August 14, 2023