401(k) Plans

19,337 topics in this forum

1. Ineligible participant funds Salary Deferrals in Safe Harbor 401(k) Plan

   By Dougsbpc, March 20, 2023
   • 7 replies
   • 1.3k views
   • 
   • BG5150
   • March 22, 2023

2. Merger of Plans Safe Harbor and Non Safe Harbor

   By 52626, May 23, 2014
   • 1 reply
   • 1.3k views
   • 
   • MWeddell
   • May 27, 2014

3. IRS guidance on treatment of employer funds used to buy out plan's annuity contract surrender charges

   By Guest jusducki, September 17, 2003
   • 2 replies
   • 1.3k views
   • 
   • KJohnson
   • September 17, 2003

4. Deferral limits

   By pbarrett, January 5, 2004
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • January 6, 2004

5. Off-Calendar PYEs again

   By TPAnnie, July 25, 2007
   • 3 replies
   • 1.3k views
   • 
   • austin3515
   • July 26, 2007

6. Cpntrolled group for only part of plan year

   By Guest LMalone, June 10, 2001
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • June 10, 2001

7. Stock Purchase / Terminate Seller Plan

   By Guest SWH, May 23, 2006
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • May 23, 2006

8. Spouse death results in hardship

   By Guest jdstar, January 6, 2008
   • 1 reply
   • 1.3k views
   • 
   • Bird
   • January 6, 2008

9. Paying Federal & State taxes on distributions

   By bpenfold, November 21, 2017   

   • taxes
   • federal
   • (and 4 more)

     Tagged with:

     • taxes
     • federal
     • state
     • government
     • 945
     • 1099-r
   • 7 replies
   • 1.3k views
   • 
   • Luke Bailey
   • November 22, 2017

10. Automatic Enrollment Notices

    By DTH, June 6, 2008
    • 0 replies
    • 1.3k views
    • 
    • DTH
    • June 6, 2008

11. 401(k) questions

    By bamma, March 15, 2008
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • March 18, 2008

12. Reclassification of catch up contributions

    By Guest h_nowicki, June 18, 2003
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 18, 2003

13. Safe Harbor Nonelective Plan Year

    By PMC, August 14, 2007
    • 1 reply
    • 1.3k views
    • 
    • CTipper
    • September 16, 2007

14. Is loan for participant's primary residence if proceeds used to pay of

    By Guest kelly9522, February 10, 2003
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • February 11, 2003

15. Carry Over Contributions

    By Guest srwatts, September 8, 2011
    • 1 reply
    • 1.3k views
    • 
    • EBDI
    • October 13, 2011

16. 401(k) Safe Harbor Notice

    By J2D2, October 29, 2002
    • 1 reply
    • 1.3k views
    • 
    • Brian Gallagher
    • October 31, 2002

17. Eligibility Computation Period

    By Pam S., December 11, 2017
    • 2 replies
    • 1.3k views
    • 
    • Pam S.
    • December 12, 2017

18. 401(k) & Match are not deducted from 2nd paycheck. What are the consequences to the plan?

    By Guest mecboo, June 24, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 24, 2005

19. Discriminatory Timing of Amendment

    By jpod, August 1, 2006
    • 0 replies
    • 1.3k views
    • 
    • jpod
    • August 1, 2006

20. Who get SafeHarbor when PS contributions have different eligibility than CODA

    By Guest CLeggette, March 15, 2004
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • March 16, 2004

21. Roth 401(k) Logistics

    By Guest jgarber, July 26, 2007
    • 5 replies
    • 1.3k views
    • 
    • Bird
    • July 27, 2007

22. Eliminating loans from a plan

    By tymesup, June 8, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 9, 2009

23. Paycheck to Paycheck vs. Statutory Compensation method for calculating match

    By dragondon, October 31, 2022
    • 4 replies
    • 1.3k views
    • 
    • BenefitJack
    • November 2, 2022

24. Roth 401(k) 5-taxable-year period for rehires

    By Guest riss@7477, April 19, 2010
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 19, 2010

25. penalty for catch-up

    By Guest JBeck, February 20, 2004
    • 5 replies
    • 1.3k views
    • 
    • FundeK
    • February 20, 2004

26. Participant Loan Question

    By MarZDoates, April 28, 2004
    • 4 replies
    • 1.3k views
    • 
    • FundeK
    • April 30, 2004

27. Using SS Retirement Age as Testing Age

    By austin3515, January 27, 2017
    • 7 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 20, 2018

28. Excess contributions in off-calendar plan

    By Guest DTromb, May 3, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • May 3, 2006

29. Owner termination to obtain distribution

    By Purplemandinga, April 2, 2019
    • 12 replies
    • 1.3k views
    • 
    • jsample
    • April 2, 2019

30. Deferral / Safe Harbor Match on Bonuses

    By hch4cpa, April 3, 2019
    • 10 replies
    • 1.3k views
    • 
    • ratherbereading
    • April 8, 2019

31. Controlled Group - two companies folded

    By PFranckowiak, July 23, 2010
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • July 27, 2010

32. Fee for Roth 401(k)

    By MarZDoates, February 23, 2006
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • February 23, 2006

33. Plan Mergers - Change in Equivalencies

    By BentoBox, September 16, 2025
    • 3 replies
    • 1.3k views
    • 
    • Lou S.
    • September 16, 2025

34. PPA Diversification

    By Randy Watson, August 1, 2007
    • 2 replies
    • 1.3k views
    • 
    • Randy Watson
    • August 1, 2007

35. Timing of amendment increasing deferrals

    By Guest hyper, May 16, 2005
    • 3 replies
    • 1.3k views
    • 
    • g8r
    • May 19, 2005

36. Controlled Group-one entity matches other does not -Comp used question

    By DLMRetire, December 6, 2013
    • 2 replies
    • 1.3k views
    • 
    • DLMRetire
    • December 8, 2013

37. Top-heavy contributions for plans without deferrals

    By Mleech, February 11, 2025
    • 1 reply
    • 1.3k views
    • 
    • C. B. Zeller
    • February 11, 2025

38. Automatic Enrollment

    By CLE401kGuy, August 31, 2017   

    • automatic enrollment
    • 3 replies
    • 1.3k views
    • 
    • BenefitJack
    • September 2, 2017

39. Beneficiary Designations

    By steve-o, August 21, 2003
    • 4 replies
    • 1.3k views
    • 
    • david rigby
    • August 21, 2003

40. Okay to start up a new 401(k) now?

    By katieinny, October 27, 2003
    • 4 replies
    • 1.3k views
    • 
    • Appleby
    • October 27, 2003

41. Proof of Hardship

    By AKPension, March 30, 2017
    • 9 replies
    • 1.3k views
    • 
    • Peter Gulia
    • April 5, 2017

42. Same Desk Rule

    By Guest JF, April 21, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 21, 2000

43. Transferring between members of contol group and distributions

    By JanetM, March 30, 2004
    • 1 reply
    • 1.3k views
    • 
    • E as in ERISA
    • March 31, 2004

44. Where can I find teh preambles to the regs

    By BG5150, December 31, 2008
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • January 12, 2009

45. Contribution greater than compensation?

    By Sully, September 10, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • September 10, 2004

46. Excluded or Not?

    By Jilliandiz, July 31, 2007
    • 4 replies
    • 1.3k views
    • 
    • Kimberly S
    • July 31, 2007

47. Eligibility Plan Amendment Rules

    By Thomas Red, June 6, 2022
    • 9 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • June 8, 2022

48. SIMPLE IRA Plan to a 401(k) Plan

    By Guest dhoefer, January 11, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 11, 2002

49. Industry Averages

    By Guest Jeff Weber, December 29, 2010
    • 2 replies
    • 1.3k views
    • 
    • Dave Baker
    • December 29, 2010

50. Safe Harbor matching with a twist!

    By Guest Pencor Consulting, October 24, 2005
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 24, 2005