401(k) Plans

19,321 topics in this forum

1. 404(a)(5) disclosure notice

   By Santo Gold, October 17, 2024
   • 3 replies
   • 1.3k views
   • 
   • Paul I
   • October 18, 2024

2. ADP / Net Comp Testing

   By austin3515, December 17, 2014
   • 2 replies
   • 1.3k views
   • 
   • austin3515
   • December 18, 2014

3. Deferrals & Match commencement.

   By flosfur, June 28, 2005
   • 1 reply
   • 1.3k views
   • 
   • rcline46
   • June 28, 2005

4. Excise Tax for Excess Contribution

   By Guest kgsingletary, May 22, 2002
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • May 22, 2002

5. 7 day safe harbor rule for deposits

   By WCC, November 30, 2016
   • 2 replies
   • 1.3k views
   • 
   • Kevin C
   • December 1, 2016

6. SIMPLE IRA Plan to a 401(k) Plan

   By Guest dhoefer, January 11, 2002
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • January 11, 2002

7. 401(k) custodian cut off new participants from participation

   By GrammieMame, March 18, 2013
   • 7 replies
   • 1.3k views
   • 
   • Bird
   • March 20, 2013

8. Employer Stock and 404(c)

   By Guest IRISH79, March 15, 2007
   • 1 reply
   • 1.3k views
   • 
   • k man
   • March 19, 2007

9. Fees to Terminated Participants

   By austin3515, February 10, 2012
   • 2 replies
   • 1.3k views
   • 
   • Kevin C
   • February 10, 2012

10. Merger of Plans Safe Harbor and Non Safe Harbor

    By 52626, May 23, 2014
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • May 27, 2014

11. Eligibility Computation Period

    By Pam S., December 11, 2017
    • 2 replies
    • 1.3k views
    • 
    • Pam S.
    • December 12, 2017

12. Controlled Group - two companies folded

    By PFranckowiak, July 23, 2010
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • July 27, 2010

13. When we distribute benefits from a terminated plan, do we need to send

    By Guest Bud, February 8, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 8, 2002

14. QSLOB - 50 Employee in Line of Business Rule

    By 401_4_ever, March 3, 2015
    • 1 reply
    • 1.3k views
    • 
    • TPAMan
    • March 3, 2015

15. Plan Document limits deferrals to 50% of compensation

    By Pammie57, August 25, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • August 25, 2015

16. Timing of amendment increasing deferrals

    By Guest hyper, May 16, 2005
    • 3 replies
    • 1.3k views
    • 
    • g8r
    • May 19, 2005

17. Compensation for ADP Test for new 401k

    By Guest CSTS, October 27, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 10, 2006

18. Can a terminated employee be a trustee?

    By Vlad401k, July 1, 2015
    • 3 replies
    • 1.3k views
    • 
    • shERPA
    • July 1, 2015

19. Automatic Rollover - can the Plan Document say that Accrued Benefits less than $5K "may" be paid out, does it have to be "will" be paid out?

    By Guest steeletheone, March 29, 2005
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • March 30, 2005

20. Canadian one-man-show SoloK plan

    By K-t-F, January 14, 2006
    • 1 reply
    • 1.3k views
    • 
    • K-t-F
    • January 16, 2006

21. Lost wage window?

    By Guest jhilliard, September 9, 2003
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2003

22. Using SS Retirement Age as Testing Age

    By austin3515, January 27, 2017
    • 7 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 20, 2018

23. Beneficiary Designations

    By steve-o, August 21, 2003
    • 4 replies
    • 1.3k views
    • 
    • david rigby
    • August 21, 2003

24. Hardship withdrawal 401k plan

    By 30Rock, June 3, 2024
    • 5 replies
    • 1.3k views
    • 
    • 30Rock
    • June 5, 2024

25. Definition of Compensation

    By Jilliandiz, July 12, 2007
    • 2 replies
    • 1.3k views
    • 
    • rcline46
    • July 12, 2007

26. ADP Refund of Roth Deferrals--April 15 important?

    By BG5150, October 31, 2013
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • October 31, 2013

27. Self Directed Account

    By PFranckowiak, May 7, 2013
    • 5 replies
    • 1.3k views
    • 
    • PFranckowiak
    • May 7, 2013

28. Loan Repayments

    By Guest SRH, January 16, 2009
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • January 16, 2009

29. 402(g)

    By Guest Joanne Davey, May 14, 2003
    • 3 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • May 16, 2003

30. match true-up

    By cpc0506, June 14, 2013
    • 3 replies
    • 1.3k views
    • 
    • ETA Consulting LLC
    • June 14, 2013

31. Puerto Rico Fidelity Bond

    By austin3515, August 21, 2006
    • 0 replies
    • 1.3k views
    • 
    • austin3515
    • August 21, 2006

32. Withholding Too Much under Plan's Compsenation Definition

    By Guest ggbrock, September 15, 2008
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • September 15, 2008

33. TPA fired - not fired - SH notice not issued

    By M Norton, January 16, 2020   

    • safe harbor notice
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • January 20, 2020

34. 1% key employees and options

    By Griswold, March 6, 2022
    • 8 replies
    • 1.3k views
    • 
    • Luke Bailey
    • March 10, 2022

35. Roth 401(k)/Exclusive Roth Contributions

    By Guest BED, November 9, 2005
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • November 10, 2005

36. Employer changing pay roll company and 401K plan company

    By Kevin T, February 3, 2025
    • 3 replies
    • 1.3k views
    • 
    • C. B. Zeller
    • February 25, 2025

37. sample letter?

    By PensionNewbee, April 27, 2004
    • 0 replies
    • 1.3k views
    • 
    • PensionNewbee
    • April 27, 2004

38. Stopping the Safe Harbor Match

    By Earl, March 7, 2005
    • 2 replies
    • 1.3k views
    • 
    • Earl
    • March 9, 2005

39. Discretionary Match

    By Nuts, March 21, 2017   

    • discretionary match
    • amendment after year end
    • (and 1 more)

      Tagged with:

      • discretionary match
      • amendment after year end
      • top heavy
    • 4 replies
    • 1.3k views
    • 
    • Nuts
    • April 4, 2017

40. Mandatory Roth -- Deemed Roth Feature -- Timing Issue

    By Interested Party, August 26, 2025
    • 4 replies
    • 1.3k views
    • 
    • Interested Party
    • August 26, 2025

41. Amend Compensation Definition for (k)

    By 12AX7, March 9, 2011
    • 4 replies
    • 1.3k views
    • 
    • Bird
    • March 12, 2011

42. 401(a)(4) testing for quarterly PS allocation

    By Guest TM3069, February 11, 2011
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • February 11, 2011

43. Fidleity Bonding in a Multiple Employer Plan

    By austin3515, October 29, 2003
    • 0 replies
    • 1.3k views
    • 
    • austin3515
    • October 29, 2003

44. Is a plan permissible for one class of employees of an employer while

    By Guest Pat Metallic, May 10, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 10, 2001

45. 402(g) Limit

    By Guest TimO, June 24, 2003
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • June 26, 2003

46. Collective bargaining agreement (CBA) formula and pre-approved plan document

    By 30Rock, April 23, 2024
    • 6 replies
    • 1.3k views
    • 
    • Peter Gulia
    • April 23, 2024

47. Earnings on Late Employer Contribution

    By PensionPro, July 30, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • July 30, 2012

48. Contribution greater than compensation?

    By Sully, September 10, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • September 10, 2004

49. Integrated PS Plan Excluding Comp

    By Guest cs006b, September 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 24, 2005

50. Enhanced safe harbor match rules

    By Tom, March 26, 2025
    • 2 replies
    • 1.3k views
    • 
    • Tom
    • March 31, 2025