401(k) Plans

19,499 topics in this forum

1. One Person Plan

   By khn, October 24, 2023
   • 5 replies
   • 1.2k views
   • 
   • Bird
   • October 26, 2023

2. Violation of successor plan rule

   By Belgarath, October 24, 2023
   • 2 replies
   • 1.3k views
   • 
   • Luke Bailey
   • October 24, 2023

3. Deceased employee with over $5000 balance. No bene, no kin to be found

   By Rocha, October 20, 2023
   • 11 replies
   • 2.7k views
   • 
   • Luke Bailey
   • October 24, 2023

4. Age Based Match Formulas

   By justatester, October 23, 2023
   • 4 replies
   • 1k views
   • 
   • Bri
   • October 23, 2023

5. Plan Termination - Short 401k Deferral

   By Pensions2020, October 20, 2023
   • 3 replies
   • 914 views
   • 
   • Lou S.
   • October 23, 2023

6. Another LTPT Question - (sorry)

   By Gilmore, October 17, 2023
   • 5 replies
   • 1.4k views
   • 
   • LANDO
   • October 19, 2023

7. SECURE ACT - LTPT Employees

   By 52626, July 19, 2023
   • 25 replies
   • 5.4k views
   • 
   • Barbara
   • October 18, 2023

8. Authorization to Sign Form 5500 On Client's Behalf

   By metsfan026, October 16, 2023
   • 2 replies
   • 1.5k views
   • 
   • LauraS
   • October 17, 2023

9. Contributions dedline for Solo 401k as Sole Proprietorship

   By ill, October 8, 2023
   • 14 replies
   • 6.5k views
   • 
   • Paul I
   • October 16, 2023

10. 5500 Automatic Extension

    By Tom, October 13, 2023
    • 2 replies
    • 836 views
    • 
    • Lou S.
    • October 13, 2023

11. Controlled Group - Are separate plans an option?

    By Renee H, October 10, 2023
    • 5 replies
    • 2.8k views
    • 
    • CuseFan
    • October 12, 2023

12. To take an emergency personal expense distribution, must a participant leave $1,000 in her account?

    By Peter Gulia, October 5, 2023
    • 5 replies
    • 2.6k views
    • 
    • Belgarath
    • October 12, 2023

13. Auto Enrollment Required?

    By Barbara, October 11, 2023
    • 3 replies
    • 1.3k views
    • 
    • Barbara
    • October 12, 2023

14. Amending plan for discretionary match

    By pixiebear, October 11, 2023
    • 1 reply
    • 1.3k views
    • 
    • Lou S.
    • October 11, 2023

15. Confusion with Short Plan Year Audit and 2023 Audit Rule Changes

    By TN CPA, October 10, 2023
    • 2 replies
    • 2k views
    • 
    • Peter Gulia
    • October 11, 2023

16. Extra deferral deposited during the year

    By Jakyasar, October 10, 2023
    • 7 replies
    • 1.3k views
    • 
    • Jakyasar
    • October 10, 2023

17. Predecessor service to sweep in new employees

    By Tom, October 10, 2023
    • 1 reply
    • 853 views
    • 
    • Tom Veal
    • October 10, 2023

18. 5500 COunt - Term with zero beg balance

    By TinaW, October 6, 2023
    • 4 replies
    • 1.6k views
    • 
    • bzorc
    • October 10, 2023

19. LTPT top heavy and DB combo

    By Tom, October 10, 2023
    • 0 replies
    • 490 views
    • 
    • Tom
    • October 10, 2023

20. Consolidating Multiple Solo 401k Plans into One

    By ill, October 6, 2023
    • 6 replies
    • 3.9k views
    • 
    • Bird
    • October 9, 2023

21. Amend 5500 to reduce profit sharing contribution

    By J King, October 9, 2023
    • 1 reply
    • 1k views
    • 
    • Bird
    • October 9, 2023

22. LTPT YOS credits under age 21

    By pmacduff, October 3, 2023
    • 8 replies
    • 2.4k views
    • 
    • pmacduff
    • October 9, 2023

23. Enrolling an Owner's Spouse into 401k plan

    By Pixie, October 4, 2023
    • 9 replies
    • 4.5k views
    • 
    • Bill Presson
    • October 9, 2023

24. LTPT rules - anniversary year vs. plan year or calendar year

    By Tom, October 4, 2023
    • 6 replies
    • 5k views
    • 
    • C. B. Zeller
    • October 6, 2023

25. Form 5500 - Cash Basis vs. Accrual Basis

    By metsfan026, October 5, 2023
    • 2 replies
    • 5.8k views
    • 
    • John ATL
    • October 5, 2023

26. Adoption vs. Effective Date of Corrective Amendment

    By Ananda, October 3, 2023
    • 6 replies
    • 1.6k views
    • 
    • Paul I
    • October 4, 2023

27. Frozen 401(k) Plan/Participant Loan Issue

    By bzorc, October 4, 2023
    • 1 reply
    • 1k views
    • 
    • duckthing
    • October 4, 2023

28. Plan doesn't allow Roth, but Participants made Roth Deferrals

    By Danny CPA, March 14, 2017
    • 11 replies
    • 2.6k views
    • 
    • duckthing
    • October 4, 2023

29. RMD Refresher

    By Tom, September 29, 2023
    • 3 replies
    • 1.8k views
    • 
    • C. B. Zeller
    • October 3, 2023

30. Refusal to make Safe Harbor Match

    By Guest_Question, October 2, 2023
    • 7 replies
    • 2.1k views
    • 
    • Peter Gulia
    • October 3, 2023

31. Correct year for deferrals to apply against 402(g) limit

    By bdeancpa, September 27, 2023
    • 5 replies
    • 2.7k views
    • 
    • duckthing
    • October 3, 2023

32. Missed Deferrals

    By MGOAdmin, October 2, 2023
    • 2 replies
    • 976 views
    • 
    • MGOAdmin
    • October 2, 2023

33. Funding Profit Sharing contribution with excess assets transferred from a terminated DB plan

    By msmith, September 29, 2023
    • 2 replies
    • 983 views
    • 
    • msmith
    • October 2, 2023

34. 9/30 deadline for safe harbor 401(k)

    By thepensionmaven, September 20, 2023
    • 10 replies
    • 2.7k views
    • 
    • Lou S.
    • September 29, 2023

35. A ridiculous situation

    By Belgarath, September 28, 2023
    • 2 replies
    • 825 views
    • 
    • Belgarath
    • September 29, 2023

36. New Plan Setup - Plan Year For Safe Harbor With Automatic Increase

    By metsfan026, September 27, 2023
    • 2 replies
    • 996 views
    • 
    • Gilmore
    • September 27, 2023

37. Lifetime Income Illustrations

    By Belgarath, September 27, 2023
    • 3 replies
    • 1.2k views
    • 
    • Peter Gulia
    • September 27, 2023

38. safe harbor contribution in the year you leave a MEP

    By AlbanyConsultant, September 27, 2023
    • 0 replies
    • 624 views
    • 
    • AlbanyConsultant
    • September 27, 2023

39. Is Some PEP trust account information private?

    By With Appreciation...., September 25, 2023
    • 2 replies
    • 1.1k views
    • 
    • Luke Bailey
    • September 26, 2023

40. LTPT entry date

    By legort69, September 22, 2023
    • 4 replies
    • 1.4k views
    • 
    • LANDO
    • September 26, 2023

41. 401k Contributions Guidance for Two-Member LLC

    By ill, September 23, 2023
    • 3 replies
    • 2k views
    • 
    • Luke Bailey
    • September 26, 2023

42. Timing of deposits

    By 52626, September 21, 2023
    • 4 replies
    • 3k views
    • 
    • Gilmore
    • September 25, 2023

43. Will the IRS delay SECURE 2022’s automatic-contribution condition?

    By Peter Gulia, September 25, 2023
    • 0 replies
    • 580 views
    • 
    • Peter Gulia
    • September 25, 2023

44. Auto-enrollment grandfathering

    By Belgarath, September 25, 2023
    • 2 replies
    • 718 views
    • 
    • Belgarath
    • September 25, 2023

45. Payroll-based SH match timing question--off calendar

    By BG5150, September 20, 2023
    • 1 reply
    • 560 views
    • 
    • Bri
    • September 25, 2023

46. Startup Tax Savers Credit for small plans - which year?

    By TPApril, September 22, 2023
    • 1 reply
    • 761 views
    • 
    • Peter Gulia
    • September 25, 2023

47. Delinquent or not? 5500-EZ

    By bjuneure, September 21, 2023
    • 4 replies
    • 1.2k views
    • 
    • David Schultz
    • September 22, 2023

48. IRA transfer from 401(k) Plan when participant can't be found

    By rblum50, September 21, 2023
    • 4 replies
    • 1.9k views
    • 
    • Lois Baker
    • September 22, 2023

49. DFVCP Following IRS Penalty Assessment

    By EBECatty, August 29, 2023
    • 12 replies
    • 6.8k views
    • 
    • Luke Bailey
    • September 21, 2023

50. Auto Enrollment Trends

    By TPApril, September 21, 2023
    • 0 replies
    • 508 views
    • 
    • TPApril
    • September 21, 2023