401(k) Plans

19,467 topics in this forum

1. LTPT, 401(k) only for now

   By Belgarath, August 9, 2023
   • 7 replies
   • 1.1k views
   • 
   • Peter Gulia
   • August 10, 2023

2. 402(g) Excess - Correction Options After April 15

   By Towanda, July 28, 2022   

   • 402(g) excess
   • correction after april 15
   • 9 replies
   • 2.6k views
   • 
   • KEM
   • August 10, 2023

3. How are TPA firms preparing for SECURE 2.0 changes next year?

   By R. Scott, August 10, 2023
   • 1 reply
   • 529 views
   • 
   • Lois Baker
   • August 10, 2023

4. Form for relying on a participant’s written statement that she has a hardship?

   By Peter Gulia, August 4, 2023   

   • hardship; self-certification; secure 2.0
   • 21 replies
   • 4.1k views
   • 
   • MoJo
   • August 9, 2023

5. Quick eligibility for deferral, 1 year for safe harbor match - top heavy issue?

   By Tom, August 8, 2023
   • 6 replies
   • 2.2k views
   • 
   • C. B. Zeller
   • August 9, 2023

6. Rollovers to the 401k plan from Employee who has not satisfied the one year wait/eligibility

   By Pammie57, August 7, 2023
   • 6 replies
   • 1.4k views
   • 
   • Belgarath
   • August 9, 2023

7. Software

   By TinaW, August 3, 2023
   • 5 replies
   • 2.2k views
   • 
   • R. Scott
   • August 8, 2023

8. In-plan Roth conversion

   By Tom, August 7, 2023
   • 2 replies
   • 994 views
   • 
   • CuseFan
   • August 8, 2023

9. Should a plan allow participants to self-certify other claims?

   By Peter Gulia, August 7, 2023
   • 4 replies
   • 914 views
   • 
   • Peter Gulia
   • August 8, 2023

10. Safe Harbor Match True-Up Question

    By metsfan026, August 4, 2023
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • August 8, 2023

11. Roth Catch Ups - Secure 2.0 - Survey

    By Pension Nerd, April 11, 2023
    • 15 replies
    • 1.7k views
    • 
    • Peter Gulia
    • August 8, 2023

12. Require all participants to make catch-up contributions on Roth basis?

    By ECSmith, August 8, 2023
    • 2 replies
    • 815 views
    • 
    • C. B. Zeller
    • August 8, 2023

13. Small Employer Start-up Tax Credits

    By Gilmore, August 7, 2023
    • 0 replies
    • 408 views
    • 
    • Gilmore
    • August 7, 2023

14. affliated service group 101?

    By pmacduff, August 3, 2023
    • 9 replies
    • 1k views
    • 
    • Bill Presson
    • August 4, 2023

15. Plan Disqualification - Investment Elections Not Following Participant Election

    By 401kAllTheWay, August 2, 2023
    • 11 replies
    • 1.9k views
    • 
    • Bird
    • August 4, 2023

16. Corrective QNEC's for Top Heavy Safe Harbor Plans

    By Leopurrd-401k, August 3, 2023
    • 4 replies
    • 1k views
    • 
    • Paul I
    • August 3, 2023

17. Notice to Participants about Roth Catch-up in 2024

    By austin3515, August 2, 2023
    • 5 replies
    • 800 views
    • 
    • RatherBeGolfing
    • August 3, 2023

18. LTPT vs. elapsed time

    By AlbanyConsultant, July 19, 2023
    • 6 replies
    • 1.6k views
    • 
    • Paul I
    • August 3, 2023

19. Early Retirement and Vesting Provisions

    By KayC, August 1, 2023
    • 7 replies
    • 2.8k views
    • 
    • acm_acm
    • August 2, 2023

20. DOL VFCP Marketing Letter

    By austin3515, January 25, 2023
    • 14 replies
    • 2.7k views
    • 
    • RatherBeGolfing
    • August 2, 2023

21. Tax Credits Available under SECURE 2.0

    By FishOn, July 28, 2023
    • 1 reply
    • 570 views
    • 
    • Tom Veal
    • August 1, 2023

22. Form 5500 Year End Plan Assets

    By Benefits 101, July 30, 2023
    • 3 replies
    • 717 views
    • 
    • Jakyasar
    • July 31, 2023

23. SECURE 1.0 - Retroactive Safe Harbor 4% to Correct ADP

    By Towanda, July 28, 2023
    • 1 reply
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 29, 2023

24. Allowing an NHCE to join the plan early - for deferrals only?

    By AlbanyConsultant, July 27, 2023
    • 2 replies
    • 853 views
    • 
    • Towanda
    • July 27, 2023

25. reallocate deferrals to catch-up

    By M Norton, July 27, 2023
    • 3 replies
    • 809 views
    • 
    • Lou S.
    • July 27, 2023

26. ACP Safe Harbor and After-Tax Employee Contributions

    By EBECatty, July 27, 2023
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • July 27, 2023

27. Annuity illustrations_Secure Act

    By gc@chimentowebb.com, July 25, 2023
    • 1 reply
    • 611 views
    • 
    • garrettwadley
    • July 26, 2023

28. Top Heavy Safe Harbor Plan

    By Below Ground, July 20, 2023
    • 20 replies
    • 1.5k views
    • 
    • Bird
    • July 26, 2023

29. Form 8955-SSA / Can't get it from IRS website

    By gc@chimentowebb.com, July 26, 2023
    • 7 replies
    • 1.5k views
    • 
    • Paul I
    • July 26, 2023

30. Plan investment fees charged only to the accounts of terminated participants

    By Belgarath, July 24, 2023
    • 9 replies
    • 6.3k views
    • 
    • Belgarath
    • July 25, 2023

31. Entry Dates - different for sources

    By Tom, July 25, 2023
    • 1 reply
    • 426 views
    • 
    • C. B. Zeller
    • July 25, 2023

32. Off Calendar Plans and Roth Catchup 2.0 Requirement

    By justatester, July 21, 2023
    • 3 replies
    • 898 views
    • 
    • Gilmore
    • July 24, 2023

33. Roth Catch-Up Contribution

    By khn, July 19, 2023
    • 9 replies
    • 1.8k views
    • 
    • bito'money
    • July 21, 2023

34. Pooled Plan - Employer Contribution Funding

    By 401(k)athryn, July 19, 2023
    • 6 replies
    • 1.3k views
    • 
    • Bird
    • July 21, 2023

35. Issue Snapshot — Deductibility of employer contributions to a 401(k) plan made after the end of the tax year

    By Jakyasar, July 17, 2023
    • 12 replies
    • 3.8k views
    • 
    • Belgarath
    • July 21, 2023

36. QSLOB Testing with Multiple Plans

    By LarryDavid, July 18, 2023
    • 2 replies
    • 1.8k views
    • 
    • LarryDavid
    • July 19, 2023

37. Participating ER - stop participating?

    By doombuggy, June 13, 2023
    • 7 replies
    • 2k views
    • 
    • Centerstage
    • July 19, 2023

38. Vesting for Rehires

    By FishOn, July 18, 2023
    • 2 replies
    • 665 views
    • 
    • 401kAllTheWay
    • July 18, 2023

39. Which employers will use a starter 401(k) deferral-only arrangement?

    By Peter Gulia, July 17, 2023
    • 9 replies
    • 1.8k views
    • 
    • rocknrolls2
    • July 18, 2023

40. Best Book to Purchase

    By 401kAllTheWay, July 11, 2023
    • 14 replies
    • 2.5k views
    • 
    • RatherBeGolfing
    • July 17, 2023

41. Owner-Only Plan & Top Heavy

    By 401(k)athryn, July 12, 2023
    • 12 replies
    • 2.9k views
    • 
    • Bird
    • July 17, 2023

42. Retroactive CB plan set up for 2022

    By Bob Demontigny, July 13, 2023
    • 2 replies
    • 638 views
    • 
    • cpc0506
    • July 17, 2023

43. Spreadsheet (?) to determine controlled group

    By BG5150, November 29, 2007
    • 22 replies
    • 7.6k views
    • 
    • Tom Poje
    • July 15, 2023

44. Looking for Citation

    By thepensionmaven, July 14, 2023
    • 3 replies
    • 695 views
    • 
    • pmacduff
    • July 14, 2023

45. Use of Forfeiture Account Balance with Terminating Plan

    By waid10, July 14, 2023   

    • terminating plans
    • forfeiture
    • 4 replies
    • 1.5k views
    • 
    • Paul I
    • July 14, 2023

46. Forfeiture Account for Terminating Plan

    By metsfan026, July 12, 2023
    • 5 replies
    • 2k views
    • 
    • Peter Gulia
    • July 12, 2023

47. Department of Labor Wage and Hour Division FLSA Back Wages

    By jkharvey, July 10, 2023
    • 0 replies
    • 487 views
    • 
    • jkharvey
    • July 10, 2023

48. Increased Catch-up Limit for ages 60-63 - mandatory?

    By AMDG, May 24, 2023
    • 13 replies
    • 2.9k views
    • 
    • Belgarath
    • July 7, 2023

49. ERISA Bond - owners of an S Corp

    By Tom, July 5, 2023
    • 2 replies
    • 866 views
    • 
    • EBP
    • July 6, 2023

50. Hardship Distributions

    By Belgarath, June 29, 2023
    • 8 replies
    • 2.4k views
    • 
    • Peter Gulia
    • July 5, 2023