401(k) Plans

19,526 topics in this forum

1. Mega backdoor Roth that actually works... now what?

   By AlbanyConsultant, March 21, 2023
   • 1 reply
   • 1.1k views
   • 
   • CuseFan
   • March 21, 2023

2. Top Heavy Testing

   By Tom, March 17, 2023
   • 1 reply
   • 718 views
   • 
   • Nate S
   • March 20, 2023

3. Plan sponsor is 100% owned by an ESOP - who is a key employee?

   By Tom, March 16, 2023
   • 4 replies
   • 2.6k views
   • 
   • Nate S
   • March 20, 2023

4. Top Heavy - only 401k contribs

   By TPApril, March 20, 2023
   • 2 replies
   • 802 views
   • 
   • TPApril
   • March 20, 2023

5. Allocation Conditions and Profit Sharing

   By justatester, March 16, 2023
   • 6 replies
   • 3.2k views
   • 
   • CuseFan
   • March 17, 2023

6. Deceased participants benefit was rolled over to an IRA in a QTIP Trust for Spouse

   By DDB BN, March 16, 2023
   • 0 replies
   • 503 views
   • 
   • DDB BN
   • March 16, 2023

7. Clawbacks and 401(k) Plans

   By 401kology, March 16, 2023   

   • clawback
   • 401k
   • 0 replies
   • 985 views
   • 
   • 401kology
   • March 16, 2023

8. Key Employee and Family Attribution

   By Tom, March 16, 2023
   • 1 reply
   • 704 views
   • 
   • Bri
   • March 16, 2023

9. Coverage Test/Waiver of Participation

   By MattHSC, March 15, 2023
   • 4 replies
   • 1.7k views
   • 
   • Bill Presson
   • March 16, 2023

10. Safe Harbor Correction

    By FT Retire, March 15, 2023
    • 8 replies
    • 1.8k views
    • 
    • bito'money
    • March 15, 2023

11. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 806 views
    • 
    • thepensionmaven
    • March 15, 2023

12. elective contriubtion did not go through payroll

    By thepensionmaven, March 14, 2023
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • March 15, 2023

13. 5 partners in LLC

    By thepensionmaven, March 13, 2023
    • 5 replies
    • 1.4k views
    • 
    • Paul I
    • March 15, 2023

14. Grandfathered CODA

    By justatester, March 10, 2023
    • 7 replies
    • 1.9k views
    • 
    • Paul I
    • March 15, 2023

15. Amending Normal Retirement Age in DC Plan (Impact on Vesting)

    By metsfan026, June 15, 2022
    • 7 replies
    • 3k views
    • 
    • casey72
    • March 14, 2023

16. 401k Cash Surrender Value

    By 52626, March 10, 2023
    • 8 replies
    • 2.4k views
    • 
    • FPGuy
    • March 14, 2023

17. Nondiscrim testing - coverage

    By Tom, March 10, 2023
    • 2 replies
    • 867 views
    • 
    • Tom
    • March 13, 2023

18. Spouse/Participant Inherited IRA

    By Plan Doc, March 8, 2023
    • 3 replies
    • 1.2k views
    • 
    • Plan Doc
    • March 11, 2023

19. C Corp to S Corp - Possible impact on Defined Contribution Plan?

    By nsfpsp, March 8, 2023
    • 11 replies
    • 3.1k views
    • 
    • Paul I
    • March 10, 2023

20. Spin Off & Safe Harbor / ADP Test Question

    By 415 Limit, March 9, 2023
    • 4 replies
    • 2.8k views
    • 
    • 415 Limit
    • March 9, 2023

21. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 1.3k views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

22. Late Deposit Safe Harbor Timing vs 5500 Audit

    By Leopurrd-401k, March 8, 2023
    • 2 replies
    • 1.3k views
    • 
    • Peter Gulia
    • March 8, 2023

23. ATM 3/15 Deadline?

    By justatester, March 6, 2023
    • 4 replies
    • 1.1k views
    • 
    • Bri
    • March 6, 2023

24. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 1.5k views
    • 
    • CuseFan
    • March 6, 2023

25. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 824 views
    • 
    • Lou S.
    • March 6, 2023

26. Definition of 414(s) comp in a 401(k) plan with different eligibility requirements

    By KBPen, March 3, 2023
    • 3 replies
    • 1.1k views
    • 
    • hr for me
    • March 6, 2023

27. Plan Liquidated but Fails Discrimination Testing

    By FT Retire, March 3, 2023
    • 1 reply
    • 774 views
    • 
    • Lou S.
    • March 3, 2023

28. Reclassify Deferrals as Catchup to Correct ADP Failure

    By metsfan026, March 2, 2023
    • 4 replies
    • 2.1k views
    • 
    • Paul I
    • March 3, 2023

29. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 1.1k views
    • 
    • RAH401(k)
    • March 2, 2023

30. Shifting Question - 403b for HCEs and 401k for NHCEs

    By austin3515, February 27, 2023
    • 13 replies
    • 2.1k views
    • 
    • austin3515
    • March 2, 2023

31. auto enroll required in 2025 for new plans

    By gregburst, March 1, 2023
    • 2 replies
    • 897 views
    • 
    • Peter Gulia
    • March 2, 2023

32. Did the DOL Just Change Audit Requirement?

    By austin3515, February 28, 2023
    • 18 replies
    • 2.8k views
    • 
    • MoJo
    • March 2, 2023

33. Qualified Birth of Adoption Distribution -does plan accepting transfer of assets and liabilities from a multiple-employer plan that offered them need to accept repayments?

    By bito'money, February 22, 2023
    • 3 replies
    • 1.8k views
    • 
    • bito'money
    • March 1, 2023

34. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 2k views
    • 
    • Roycal
    • March 1, 2023

35. LTPT and EACA

    By Gadgetfreak, March 1, 2023
    • 2 replies
    • 952 views
    • 
    • Gadgetfreak
    • March 1, 2023

36. Changing ADP/ACP Testing Methods

    By Lucky32, February 22, 2023
    • 6 replies
    • 4.2k views
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    • BG5150
    • February 28, 2023

37. Is it possible to make a true-up contribution in a plan with a payroll by payroll computation period?

    By Zach Del, February 21, 2023
    • 5 replies
    • 3.5k views
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    • Paul I
    • February 28, 2023

38. Can Mistake of Fact be applied to this deferral issue

    By Zimkap, February 22, 2023
    • 4 replies
    • 1.5k views
    • 
    • Bri
    • February 28, 2023

39. Should have been a multiple employer plan

    By gc@chimentowebb.com, February 21, 2023
    • 1 reply
    • 956 views
    • 
    • Paul I
    • February 28, 2023

40. Permissive Disaggregation - Otherwise Excludable Employees

    By Hickoo, February 23, 2023
    • 3 replies
    • 1.8k views
    • 
    • Hickoo
    • February 26, 2023

41. Missed Deferral Opportunity?

    By sb0828, February 22, 2023
    • 4 replies
    • 1.7k views
    • 
    • thepensionmaven
    • February 23, 2023

42. Catchup and ADP Test

    By pixmax, February 22, 2023
    • 1 reply
    • 573 views
    • 
    • Bri
    • February 22, 2023

43. Only allow Roth catch ups for everyone (not SECURE related, but kind of)

    By WCC, February 14, 2023
    • 6 replies
    • 1.6k views
    • 
    • Peter Gulia
    • February 22, 2023

44. Plan Admin checked wrong selection on QDRO form

    By Nicole, February 21, 2023
    • 4 replies
    • 1.5k views
    • 
    • fmsinc
    • February 21, 2023

45. Escaping a PEP and establishing a new single-Employer 401(k) plan

    By 415 Limit, February 21, 2023
    • 0 replies
    • 802 views
    • 
    • 415 Limit
    • February 21, 2023

46. Yet another LTPT question

    By Belgarath, January 13, 2023
    • 6 replies
    • 1.8k views
    • 
    • MoJo
    • February 21, 2023

47. HCE Definition / Multiple Plans / Different Plan Years

    By austin3515, February 15, 2023
    • 4 replies
    • 1.6k views
    • 
    • Belgarath
    • February 20, 2023

48. Using 2021 Forms 1096 with 2022 Forms 1099-R

    By AJC, February 16, 2023
    • 3 replies
    • 893 views
    • 
    • Kristina Kan
    • February 17, 2023

49. SIMPLE IRA for an LLC and 401k Plan for a C-Corp - same owner

    By Jen Preston, February 16, 2023
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • February 17, 2023

50. On Demand Pay Arrangements & Plan Compensation

    By MSN, January 31, 2023
    • 6 replies
    • 3.3k views
    • 
    • MSN
    • February 17, 2023