401(k) Plans

19,499 topics in this forum

1. Top Heavy and Covid Distributions

   By justatester, March 31, 2023
   • 1 reply
   • 637 views
   • 
   • Lou S.
   • March 31, 2023

2. New Comp Basics

   By LarryPensions, March 28, 2023   

   • new comparability
   • profit sharing calculation
   • (and 1 more)

     Tagged with:

     • new comparability
     • profit sharing calculation
     • correction method
   • 6 replies
   • 1.5k views
   • 
   • AKowalski
   • March 30, 2023

3. Terminated Plan Failed ADP/ACP Testing

   By dom123, March 27, 2023
   • 6 replies
   • 2.3k views
   • 
   • Nate S
   • March 28, 2023

4. Safe Harbor Plans

   By M_2015, March 28, 2023
   • 4 replies
   • 790 views
   • 
   • C. B. Zeller
   • March 28, 2023

5. excess deposits/415 issues

   By Jakyasar, March 26, 2023
   • 6 replies
   • 1.4k views
   • 
   • Jakyasar
   • March 28, 2023

6. Profit Sharing/401(k) issue

   By ANONY0611, March 27, 2023   

   • profit-sharing
   • profit sharing plan
   • (and 3 more)

     Tagged with:

     • profit-sharing
     • profit sharing plan
     • profit sharing formula
     • allocation
     • safe-harbor
   • 3 replies
   • 1.4k views
   • 
   • Paul I
   • March 27, 2023

7. RMD for 5% owner accounting

   By matthny, March 23, 2023
   • 19 replies
   • 2.9k views
   • 
   • CuseFan
   • March 27, 2023

8. State paid leave laws

   By R. Butler, March 25, 2023
   • 0 replies
   • 629 views
   • 
   • R. Butler
   • March 25, 2023

9. SAFE HARBOR ELIGIBILITY

   By ANONY0611, March 24, 2023   

   • safe habor
   • safe-harbor
   • (and 2 more)

     Tagged with:

     • safe habor
     • safe-harbor
     • eligiblity
     • retroactive
   • 1 reply
   • 807 views
   • 
   • C. B. Zeller
   • March 24, 2023

10. Rolling Real Estate into an IRA

    By rblum50, March 22, 2023
    • 2 replies
    • 719 views
    • 
    • Bill Presson
    • March 24, 2023

11. New plans and immediate eligibility vs 1-yr service

    By TPApril, March 23, 2023
    • 3 replies
    • 832 views
    • 
    • Lou S.
    • March 23, 2023

12. SECURE 2.0 & new plan in 2022 / Saver's Credits

    By TPApril, March 23, 2023
    • 0 replies
    • 600 views
    • 
    • TPApril
    • March 23, 2023

13. Are most 401(k) plans self-directed?

    By ClintonF, March 23, 2023
    • 2 replies
    • 704 views
    • 
    • C. B. Zeller
    • March 23, 2023

14. SECURE 2.0: Automatic Enrollment Exception and Employee Count

    By L. S., March 23, 2023
    • 1 reply
    • 951 views
    • 
    • Peter Gulia
    • March 23, 2023

15. Enrolled against will

    By Dug29, March 10, 2023
    • 6 replies
    • 5.1k views
    • 
    • MWeddell
    • March 22, 2023

16. elapsed time method and ADP testing options

    By DMcGovern, January 9, 2009
    • 3 replies
    • 3.1k views
    • 
    • MWeddell
    • March 22, 2023

17. Can the annual 401(k) match be paid say June 30 in the year following the plan year?

    By Cardscrazy, February 24, 2023   

    • 401(k) plans
    • matching contributions
    • 7 replies
    • 1.4k views
    • 
    • MWeddell
    • March 22, 2023

18. Hardship self-certification

    By MGOAdmin, March 21, 2023
    • 2 replies
    • 3k views
    • 
    • rocknrolls2
    • March 22, 2023

19. Cancel an IRS Fire.com File Submission

    By Gadgetfreak, March 21, 2023
    • 6 replies
    • 2k views
    • 
    • Gadgetfreak
    • March 22, 2023

20. Plan Startup Credit

    By notapensiongeek, March 21, 2023
    • 2 replies
    • 1.1k views
    • 
    • notapensiongeek
    • March 22, 2023

21. Solo 401k

    By 401kay, December 22, 2022
    • 9 replies
    • 2.3k views
    • 
    • Brian Dunkin
    • March 22, 2023

22. Pass through dividends on company stock held in 401(k) plan

    By Tegernsee, March 20, 2023
    • 12 replies
    • 12k views
    • 
    • Tegernsee
    • March 22, 2023

23. Ineligible participant funds Salary Deferrals in Safe Harbor 401(k) Plan

    By Dougsbpc, March 20, 2023
    • 7 replies
    • 1.8k views
    • 
    • BG5150
    • March 22, 2023

24. Mega backdoor Roth that actually works... now what?

    By AlbanyConsultant, March 21, 2023
    • 1 reply
    • 1k views
    • 
    • CuseFan
    • March 21, 2023

25. Top Heavy Testing

    By Tom, March 17, 2023
    • 1 reply
    • 618 views
    • 
    • Nate S
    • March 20, 2023

26. Plan sponsor is 100% owned by an ESOP - who is a key employee?

    By Tom, March 16, 2023
    • 4 replies
    • 2.4k views
    • 
    • Nate S
    • March 20, 2023

27. Top Heavy - only 401k contribs

    By TPApril, March 20, 2023
    • 2 replies
    • 590 views
    • 
    • TPApril
    • March 20, 2023

28. Allocation Conditions and Profit Sharing

    By justatester, March 16, 2023
    • 6 replies
    • 3k views
    • 
    • CuseFan
    • March 17, 2023

29. Deceased participants benefit was rolled over to an IRA in a QTIP Trust for Spouse

    By DDB BN, March 16, 2023
    • 0 replies
    • 422 views
    • 
    • DDB BN
    • March 16, 2023

30. Clawbacks and 401(k) Plans

    By 401kology, March 16, 2023   

    • clawback
    • 401k
    • 0 replies
    • 854 views
    • 
    • 401kology
    • March 16, 2023

31. Key Employee and Family Attribution

    By Tom, March 16, 2023
    • 1 reply
    • 594 views
    • 
    • Bri
    • March 16, 2023

32. Coverage Test/Waiver of Participation

    By MattHSC, March 15, 2023
    • 4 replies
    • 1.5k views
    • 
    • Bill Presson
    • March 16, 2023

33. Safe Harbor Correction

    By FT Retire, March 15, 2023
    • 8 replies
    • 1.5k views
    • 
    • bito'money
    • March 15, 2023

34. eligibility upon rehire

    By thepensionmaven, March 15, 2023
    • 2 replies
    • 713 views
    • 
    • thepensionmaven
    • March 15, 2023

35. elective contriubtion did not go through payroll

    By thepensionmaven, March 14, 2023
    • 4 replies
    • 907 views
    • 
    • Paul I
    • March 15, 2023

36. 5 partners in LLC

    By thepensionmaven, March 13, 2023
    • 5 replies
    • 1.2k views
    • 
    • Paul I
    • March 15, 2023

37. Grandfathered CODA

    By justatester, March 10, 2023
    • 7 replies
    • 1.6k views
    • 
    • Paul I
    • March 15, 2023

38. Amending Normal Retirement Age in DC Plan (Impact on Vesting)

    By metsfan026, June 15, 2022
    • 7 replies
    • 2.8k views
    • 
    • casey72
    • March 14, 2023

39. 401k Cash Surrender Value

    By 52626, March 10, 2023
    • 8 replies
    • 2.2k views
    • 
    • FPGuy
    • March 14, 2023

40. Nondiscrim testing - coverage

    By Tom, March 10, 2023
    • 2 replies
    • 795 views
    • 
    • Tom
    • March 13, 2023

41. Spouse/Participant Inherited IRA

    By Plan Doc, March 8, 2023
    • 3 replies
    • 930 views
    • 
    • Plan Doc
    • March 11, 2023

42. C Corp to S Corp - Possible impact on Defined Contribution Plan?

    By nsfpsp, March 8, 2023
    • 11 replies
    • 2.8k views
    • 
    • Paul I
    • March 10, 2023

43. Spin Off & Safe Harbor / ADP Test Question

    By 415 Limit, March 9, 2023
    • 4 replies
    • 2.6k views
    • 
    • 415 Limit
    • March 9, 2023

44. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 1.2k views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

45. Late Deposit Safe Harbor Timing vs 5500 Audit

    By Leopurrd-401k, March 8, 2023
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • March 8, 2023

46. ATM 3/15 Deadline?

    By justatester, March 6, 2023
    • 4 replies
    • 905 views
    • 
    • Bri
    • March 6, 2023

47. Top Heavy Contribution Date

    By FishOn, March 3, 2023
    • 6 replies
    • 1.4k views
    • 
    • CuseFan
    • March 6, 2023

48. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 709 views
    • 
    • Lou S.
    • March 6, 2023

49. Definition of 414(s) comp in a 401(k) plan with different eligibility requirements

    By KBPen, March 3, 2023
    • 3 replies
    • 904 views
    • 
    • hr for me
    • March 6, 2023

50. Plan Liquidated but Fails Discrimination Testing

    By FT Retire, March 3, 2023
    • 1 reply
    • 655 views
    • 
    • Lou S.
    • March 3, 2023