401(k) Plans

19,532 topics in this forum

1. Plan Admin checked wrong selection on QDRO form

   By Nicole, February 21, 2023
   • 4 replies
   • 1.6k views
   • 
   • fmsinc
   • February 21, 2023

2. Escaping a PEP and establishing a new single-Employer 401(k) plan

   By 415 Limit, February 21, 2023
   • 0 replies
   • 823 views
   • 
   • 415 Limit
   • February 21, 2023

3. Yet another LTPT question

   By Belgarath, January 13, 2023
   • 6 replies
   • 1.9k views
   • 
   • MoJo
   • February 21, 2023

4. HCE Definition / Multiple Plans / Different Plan Years

   By austin3515, February 15, 2023
   • 4 replies
   • 1.6k views
   • 
   • Belgarath
   • February 20, 2023

5. Using 2021 Forms 1096 with 2022 Forms 1099-R

   By AJC, February 16, 2023
   • 3 replies
   • 912 views
   • 
   • Kristina Kan
   • February 17, 2023

6. SIMPLE IRA for an LLC and 401k Plan for a C-Corp - same owner

   By Jen Preston, February 16, 2023
   • 2 replies
   • 1.2k views
   • 
   • CuseFan
   • February 17, 2023

7. On Demand Pay Arrangements & Plan Compensation

   By MSN, January 31, 2023
   • 6 replies
   • 3.3k views
   • 
   • MSN
   • February 17, 2023

8. ADP/ACP Testing Question

   By Coleboy1, February 14, 2023
   • 18 replies
   • 3.7k views
   • 
   • Bird
   • February 17, 2023

9. Forfeitures from Merged Plan

   By 52626, February 15, 2023
   • 1 reply
   • 802 views
   • 
   • Nate S
   • February 16, 2023

10. 402(g) limit is exceeded

    By Jakyasar, February 13, 2023
    • 4 replies
    • 1.4k views
    • 
    • Nate S
    • February 16, 2023

11. Maxing out 401(k) Plan and Roth IRA

    By AJC, February 16, 2023
    • 2 replies
    • 835 views
    • 
    • AJC
    • February 16, 2023

12. Messy situation

    By Belgarath, February 15, 2023
    • 2 replies
    • 793 views
    • 
    • Belgarath
    • February 16, 2023

13. Short Plan year and top heavy

    By Tom, February 15, 2023
    • 1 reply
    • 897 views
    • 
    • Lou S.
    • February 15, 2023

14. Leased employees allowed in plan

    By FishOn, February 14, 2023
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • February 15, 2023

15. Are employers ready to provide an incentive for 401(k) deferrals?

    By Peter Gulia, February 11, 2023
    • 4 replies
    • 2.1k views
    • 
    • G8Rs
    • February 15, 2023

16. Employees Paying Back Signing Bonus - ADP/ACP Testing

    By David Olive, February 13, 2023
    • 1 reply
    • 1.7k views
    • 
    • CuseFan
    • February 14, 2023

17. Post-Severance compensation

    By Belgarath, February 13, 2023
    • 1 reply
    • 744 views
    • 
    • Gilmore
    • February 13, 2023

18. New Plan didn't actually start

    By ejohnke, February 9, 2023
    • 4 replies
    • 1.6k views
    • 
    • imchipbrown
    • February 11, 2023

19. Automatic Rebalancing: What is the typical procedure?

    By gc@chimentowebb.com, February 8, 2023
    • 9 replies
    • 6.1k views
    • 
    • Kansas401k
    • February 10, 2023

20. ADP refunds and withholding

    By BG5150, February 9, 2023
    • 2 replies
    • 966 views
    • 
    • D Lewis
    • February 10, 2023

21. SHNEC Contribution and ACP testing

    By justatester, February 7, 2023
    • 6 replies
    • 1.7k views
    • 
    • Nate S
    • February 10, 2023

22. Flexible Match Notice not needed for first year?

    By BG5150, February 9, 2023
    • 3 replies
    • 986 views
    • 
    • Belgarath
    • February 9, 2023

23. Maintaining Life Insurance Policies for Terminated Participants

    By LANDO, February 8, 2023   

    • life insurance
    • 1 reply
    • 1.3k views
    • 
    • Bill Presson
    • February 9, 2023

24. RMD non owner 72 in 2022 - retired in 2023

    By D Lewis, February 8, 2023
    • 7 replies
    • 1.5k views
    • 
    • D Lewis
    • February 9, 2023

25. new plan credit for small employers clarification needed

    By Tom, February 8, 2023
    • 5 replies
    • 2.2k views
    • 
    • Tom
    • February 8, 2023

26. Roth 401(k) and Roth IRA Contribution Limits

    By Vlad401k, February 8, 2023
    • 2 replies
    • 1.7k views
    • 
    • Paul I
    • February 8, 2023

27. How are you interpreting SECURE 2.0 Section 350?

    By Belgarath, February 8, 2023
    • 2 replies
    • 1.3k views
    • 
    • Belgarath
    • February 8, 2023

28. Question Posed in other topic and no one answered - involves AFG and other options for HCES rather than participating in plan

    By HarleyBabe, February 2, 2023
    • 1 reply
    • 728 views
    • 
    • Paul I
    • February 8, 2023

29. When would a sole proprietor (with no employee) want a § 401(k) arrangement?

    By Peter Gulia, February 2, 2023   

    • sole proprietor
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • February 8, 2023

30. Entry date for rehired employee in new plan

    By drakecohen, February 2, 2023
    • 2 replies
    • 1.5k views
    • 
    • Paul I
    • February 8, 2023

31. Related Company and Compensation for ADP Test

    By Tom, February 7, 2023
    • 1 reply
    • 1.1k views
    • 
    • Bill Presson
    • February 7, 2023

32. SECURE 2.0 New Distributable Events

    By Ian, January 27, 2023
    • 9 replies
    • 3.4k views
    • 
    • Peter Gulia
    • February 7, 2023

33. Addition of investment alternative - advance notice requirement?

    By Belgarath, January 12, 2023
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • February 7, 2023

34. must catch-ups be matched in a safe harbor 401k plan?

    By Santo Gold, April 17, 2009
    • 13 replies
    • 7.1k views
    • 
    • Paul I
    • February 7, 2023

35. Prior year testing Question

    By PaulL, February 3, 2023
    • 4 replies
    • 1.4k views
    • 
    • Bri
    • February 6, 2023

36. Retroactive amendment for discretionary match to include true up

    By karl, February 2, 2023
    • 3 replies
    • 2k views
    • 
    • karl
    • February 6, 2023

37. SECURE 2.0 Deduction for Roth employer contributions

    By Ian, January 27, 2023
    • 12 replies
    • 4.6k views
    • 
    • RatherBeGolfing
    • February 5, 2023

38. Employment contract - just poor wording or a larger problem

    By Kansas401k, January 24, 2023
    • 13 replies
    • 2.2k views
    • 
    • Paul I
    • February 4, 2023

39. Auto-Escalate Notice

    By Steamboat, February 2, 2023
    • 1 reply
    • 843 views
    • 
    • Philly9
    • February 4, 2023

40. Foreign entity wants to provide 401K plan to US employees. Trustee?

    By Matt RPS, February 2, 2023
    • 5 replies
    • 3.2k views
    • 
    • Matt RPS
    • February 3, 2023

41. Solo 401(k) Plans

    By Chipwood 24, February 2, 2023
    • 3 replies
    • 1.1k views
    • 
    • Below Ground
    • February 3, 2023

42. 1099R - Code 1 USed but Participant is Disabled

    By austin3515, February 3, 2023
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • February 3, 2023

43. 2023 RMD expectancy tables

    By FT Retire, February 1, 2023
    • 2 replies
    • 1.4k views
    • 
    • Jeff Hartmann
    • February 3, 2023

44. Each in own group / No Allocation Conditions

    By austin3515, February 1, 2023
    • 12 replies
    • 2.7k views
    • 
    • austin3515
    • February 2, 2023

45. Eligibility Question

    By Below Ground, February 2, 2023
    • 3 replies
    • 971 views
    • 
    • Below Ground
    • February 2, 2023

46. ADP/ACP Test

    By Lou81, February 2, 2023   

    • statutory exclusions
    • 2 replies
    • 1.3k views
    • 
    • Lou81
    • February 2, 2023

47. late deferral deposit correction

    By Tom, February 1, 2023
    • 4 replies
    • 1.6k views
    • 
    • RatherBeGolfing
    • February 1, 2023

48. SECURE 2.0: 401k plans that don't have Roth in them

    By AlbanyConsultant, February 1, 2023
    • 2 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • February 1, 2023

49. Is this an ASG?

    By DDB BN, February 1, 2023
    • 1 reply
    • 778 views
    • 
    • Lou S.
    • February 1, 2023

50. RMD required for spousal beneficiary

    By MAS, January 31, 2023
    • 1 reply
    • 669 views
    • 
    • Lou S.
    • January 31, 2023