401(k) Plans

19,404 topics in this forum

1. amend safe harbor non-elective to ACP with QMAC

   By thepensionmaven, July 10, 2022
   • 2 replies
   • 599 views
   • 
   • thepensionmaven
   • July 12, 2022

2. Forfeiture Allocation of PS funds

   By 52626, July 11, 2022
   • 1 reply
   • 465 views
   • 
   • Lou S.
   • July 11, 2022

3. Datair connection issues?

   By ldr, July 11, 2022
   • 1 reply
   • 600 views
   • 
   • ldr
   • July 11, 2022

4. Safe Harbor Match True-Up

   By hsctpa, July 7, 2022
   • 3 replies
   • 806 views
   • 
   • Tom
   • July 8, 2022

5. After-tax (Voluntary) contributions in a safe harbor match plan

   By cpc0506, May 13, 2022
   • 2 replies
   • 1.3k views
   • 
   • MWeddell
   • July 8, 2022

6. Safe Harbor -Merger Mid Year

   By 52626, June 16, 2022
   • 1 reply
   • 728 views
   • 
   • MWeddell
   • July 8, 2022

7. Remove Roth mid-year for SH plan?

   By BG5150, June 24, 2022
   • 6 replies
   • 677 views
   • 
   • MWeddell
   • July 8, 2022

8. Missed Opportunity to Defer with Safe Harbor Match

   By Cobras59, June 28, 2022
   • 3 replies
   • 978 views
   • 
   • MWeddell
   • July 8, 2022

9. A company with roth conversion of PRE tax contributions inside of its 401k ?

   By JamesS, July 4, 2022
   • 3 replies
   • 822 views
   • 
   • JOH
   • July 6, 2022

10. Form 8881(Rev. December 2020)

    By Kac1214, April 7, 2021
    • 2 replies
    • 1.1k views
    • 
    • Kac1214
    • July 6, 2022

11. SH match not deposited for 2020

    By M Norton, July 5, 2022
    • 2 replies
    • 683 views
    • 
    • Barry Levy
    • July 6, 2022

12. Does a disclaimer revive a beneficiary designation

    By EMB, June 30, 2022
    • 7 replies
    • 1.7k views
    • 
    • EMB
    • July 6, 2022

13. Is leaving for an employer’s non-US affiliate a severance-from-employment?

    By Peter Gulia, July 1, 2022   

    • severance-from-employment
    • 3 replies
    • 688 views
    • 
    • CuseFan
    • July 5, 2022

14. Deductible year of late safe harbor contributions

    By KevinMc, July 5, 2022
    • 3 replies
    • 679 views
    • 
    • CuseFan
    • July 5, 2022

15. Employer not depositing employee deferrals - does TPA report to the DOL?

    By PamR, June 29, 2022
    • 11 replies
    • 1.7k views
    • 
    • Luke Bailey
    • July 5, 2022

16. Employer Stock in 401(k) Plan

    By bzorc, June 12, 2022
    • 9 replies
    • 1.9k views
    • 
    • Linda Wilkins
    • June 30, 2022

17. 401k HCE limit as a fraction

    By TPApril, June 29, 2022
    • 3 replies
    • 622 views
    • 
    • CuseFan
    • June 30, 2022

18. Control Group Compliance Issue

    By Chipwood 24, June 28, 2022
    • 5 replies
    • 650 views
    • 
    • Barry Levy
    • June 29, 2022

19. Old Keogh -> 401(k).... same EIN?

    By K-t-F, June 28, 2022
    • 9 replies
    • 1.5k views
    • 
    • CuseFan
    • June 29, 2022

20. Code C - box 12 W-2

    By thepensionmaven, June 27, 2022
    • 4 replies
    • 1.3k views
    • 
    • thepensionmaven
    • June 29, 2022

21. Plan EIN #'s

    By metsfan026, June 16, 2022
    • 3 replies
    • 961 views
    • 
    • Cobras59
    • June 28, 2022

22. Flexible vs Rigid Matches

    By austin3515, August 25, 2020
    • 23 replies
    • 10.2k views
    • 
    • anspai
    • June 28, 2022

23. Top Heavy Calc: inactive employee - include?

    By TPApril, June 22, 2022
    • 12 replies
    • 1.8k views
    • 
    • FORMER ESQ.
    • June 27, 2022

24. Controlled/Affiliated Services Group - departure mid year

    By TPApril, June 23, 2022
    • 1 reply
    • 366 views
    • 
    • FORMER ESQ.
    • June 27, 2022

25. Control Group 5500EZ or SF filing

    By Bob Demontigny, June 24, 2022
    • 1 reply
    • 588 views
    • 
    • CuseFan
    • June 24, 2022

26. Irrevocable Election (Opt Out) and Coverage

    By MaryMcConnell, June 23, 2022
    • 3 replies
    • 1.2k views
    • 
    • MaryMcConnell
    • June 24, 2022

27. ER deposited 'elective' profit sharing

    By BG5150, June 10, 2022
    • 11 replies
    • 1.1k views
    • 
    • Nate S
    • June 23, 2022

28. Loan Reporting on Form 5500 (Receivables)

    By metsfan026, June 21, 2022
    • 2 replies
    • 987 views
    • 
    • metsfan026
    • June 21, 2022

29. Incorrect ADP Refund to an HCE

    By Rose, June 16, 2022
    • 3 replies
    • 658 views
    • 
    • Luke Bailey
    • June 17, 2022

30. How many § 401(a)-(k) plans cover no employee?

    By Peter Gulia, June 12, 2022
    • 17 replies
    • 3.4k views
    • 
    • chc93
    • June 17, 2022

31. Plan / Company Merger

    By MGOAdmin, June 15, 2022   

    • plan merger
    • comany merger
    • (and 1 more)

      Tagged with:

      • plan merger
      • comany merger
      • controlled group
    • 1 reply
    • 518 views
    • 
    • Luke Bailey
    • June 16, 2022

32. Excluding Part-Time Employees From 401(k) Plan

    By metsfan026, June 14, 2022
    • 4 replies
    • 1.3k views
    • 
    • Dare Johnson
    • June 14, 2022

33. Top Heavy to HCE - can it be taken out?

    By TPApril, June 12, 2022
    • 4 replies
    • 717 views
    • 
    • Lou S.
    • June 13, 2022

34. Participating Employer Agreement for QSub

    By KMMB, June 10, 2022
    • 1 reply
    • 719 views
    • 
    • C. B. Zeller
    • June 13, 2022

35. Elapsed Time Eligiblity

    By austin3515, June 9, 2022
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • June 12, 2022

36. Spin-Off - When is it appropriate to do a spin-off 401(k)?

    By MrsMacias, June 6, 2022
    • 12 replies
    • 5.9k views
    • 
    • Nate S
    • June 11, 2022

37. 415 excess

    By justatester, June 3, 2022
    • 9 replies
    • 1.2k views
    • 
    • Nate S
    • June 11, 2022

38. Counting Hours - payroll vs w-2/ vacation payoff

    By TPApril, June 9, 2022
    • 4 replies
    • 1.5k views
    • 
    • Dare Johnson
    • June 10, 2022

39. In-Plan 401(k) Roth Conversion

    By Tom, June 9, 2022
    • 3 replies
    • 745 views
    • 
    • pmacduff
    • June 9, 2022

40. Eligibility Plan Amendment Rules

    By Thomas Red, June 6, 2022
    • 9 replies
    • 1.5k views
    • 
    • C. B. Zeller
    • June 8, 2022

41. Annual additions limit for non-calendar plan and 401(k) deferrals greater than the calendar year limit.

    By AJC, June 8, 2022
    • 2 replies
    • 518 views
    • 
    • Lou S.
    • June 8, 2022

42. interim valuation - do ALL participants need statements?

    By AlbanyConsultant, June 7, 2022
    • 4 replies
    • 973 views
    • 
    • Luke Bailey
    • June 8, 2022

43. eligibility for PRN ("as needed") employee

    By M Norton, June 7, 2022   

    • eligibility as needed employee
    • 4 replies
    • 2.3k views
    • 
    • Mr Bagwell
    • June 7, 2022

44. 2021 401(k) in 2022

    By ombskid, June 5, 2022
    • 5 replies
    • 750 views
    • 
    • CuseFan
    • June 7, 2022

45. Vesting for part time employees (Secure Act)

    By Pixie, June 3, 2022
    • 2 replies
    • 655 views
    • 
    • Pam Shoup
    • June 6, 2022

46. New to QACAs

    By thepensionmaven, June 6, 2022
    • 0 replies
    • 355 views
    • 
    • thepensionmaven
    • June 6, 2022

47. TPA consultant

    By 401kay, June 2, 2022   

    • tpa
    • consultant
    • 2 replies
    • 691 views
    • 
    • thepensionmaven
    • June 6, 2022

48. Compensation Exclusions, etc.

    By ratherbereading, June 2, 2022
    • 4 replies
    • 762 views
    • 
    • ratherbereading
    • June 6, 2022

49. Controlled Group - Different Eligibility

    By Vlad401k, May 31, 2022
    • 4 replies
    • 1.2k views
    • 
    • Luke Bailey
    • June 4, 2022

50. IRA owners can have their RMD's used as QCD's. But Qual Plan RMD's cannot?

    By RayJJohnsonJr, April 15, 2022
    • 4 replies
    • 1.1k views
    • 
    • ESOP Guy
    • June 2, 2022