401(k) Plans

19,321 topics in this forum

1. Correcting ACP with ADP Shift

   By Below Ground, January 24, 2007
   • 2 replies
   • 3.5k views
   • 
   • Below Ground
   • January 28, 2007

2. Compensation and the ABT

   By buckaroo, November 20, 2008
   • 2 replies
   • 1.2k views
   • 
   • Tom Poje
   • November 21, 2008

3. Eliminating Safe Harbor Match

   By R. Butler, December 28, 2009
   • 2 replies
   • 1.5k views
   • 
   • Tom Poje
   • December 28, 2009

4. Amending Plan's Cash-Out From $1,000 to $5,000

   By 401 Chaos, May 19, 2015
   • 2 replies
   • 1.3k views
   • 
   • david rigby
   • May 19, 2015

5. fund change notice

   By Scuba 401, August 23, 2018
   • 2 replies
   • 1.4k views
   • 
   • Pam Shoup
   • August 23, 2018

6. Loan defaulted/deemed distributed as if terminated but still works PRN

   By Pammie57, May 11, 2020
   • 2 replies
   • 1.7k views
   • 
   • C. B. Zeller
   • May 11, 2020

7. CG Employer never adopted the plan, but participated

   By BG5150, December 28, 2020
   • 2 replies
   • 805 views
   • 
   • MWeddell
   • December 28, 2020

8. Supplemental Safe Harbor Nonelective

   By Scuba 401, February 10, 2021
   • 2 replies
   • 566 views
   • 
   • Scuba 401
   • February 11, 2021

9. Top Heavy Question

   By kocak, February 28, 1999
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • March 2, 1999

10. Missed Deferrals

    By MGOAdmin, October 2, 2023
    • 2 replies
    • 658 views
    • 
    • MGOAdmin
    • October 2, 2023

11. Participant Count

    By In House Counsel, December 3, 2024
    • 2 replies
    • 542 views
    • 
    • In House Counsel
    • December 3, 2024

12. Required Minimum Distributions

    By Guest terid, November 11, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 11, 2002

13. off shoring data processing

    By Guest Steve1213, August 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • August 11, 2006

14. Individual contribution, deferral limits

    By Gary, December 28, 2009
    • 2 replies
    • 1.3k views
    • 
    • Peter Gulia
    • December 30, 2009

15. RMD and Rollovers

    By goldtpa, November 8, 2011
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • November 9, 2011

16. Safe Harbor Match (Per Pay Period) in Partnership

    By Guest Holly Foster, April 12, 2012
    • 2 replies
    • 4.5k views
    • 
    • jpod
    • April 13, 2012

17. Participation of Union-Member/Owner

    By drakecohen, December 9, 2013
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • December 9, 2013

18. Rollover Funds

    By Safeharbor29, May 19, 2015   

    • 403(b)(7)
    • rollover
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • May 22, 2015

19. Delay in transferring assets from an orphaned SDA

    By mwagner003, April 11, 2016   

    • self-directed account
    • SDA
    • (and 1 more)

      Tagged with:

      • self-directed account
      • SDA
      • trading window
    • 2 replies
    • 1k views
    • 
    • BG5150
    • April 12, 2016

20. VFCP Notice to Interested Persons

    By ERISA11, August 9, 2016   

    • VFCP
    • Notice to Interested Persons
    • (and 5 more)

      Tagged with:

      • VFCP
      • Notice to Interested Persons
      • Interested Parties
      • Notice to Interested Parties
      • Interested Persons
      • Notice
      • VFCP Notice
    • 2 replies
    • 1.6k views
    • 
    • ERISA11
    • August 9, 2016

21. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 791 views
    • 
    • Peter Gulia
    • January 30, 2019

22. A nickel reappears.

    By imchipbrown, October 5, 2021
    • 2 replies
    • 735 views
    • 
    • CuseFan
    • October 6, 2021

23. 12(b)-1 fee Reimbursement

    By Guest Laura Millwood, February 15, 1999
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • March 4, 1999

24. How long can they float my 401(k) funds?

    By Guest MHerrick, August 5, 1999
    • 2 replies
    • 2k views
    • 
    • MoJo
    • August 11, 1999

25. 5500 filing

    By Guest ars, November 19, 1999
    • 2 replies
    • 1.5k views
    • 
    • thepensionmaven
    • December 5, 1999

26. How do you properly determine a participants vested percentage?

    By Guest Dan Kutzke, November 14, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 14, 2000

27. Plan loan question

    By Guest blaum8, September 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • david rigby
    • September 10, 2003

28. Spin Off Help.

    By Guest buxbaum2, October 9, 2004
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • October 11, 2004

29. Former 1099 Employee

    By DP, November 23, 2004
    • 2 replies
    • 2.1k views
    • 
    • DP
    • November 23, 2004

30. new Safe Harbor Plan

    By Guest p051, September 12, 2006
    • 2 replies
    • 1.3k views
    • 
    • SteveH
    • September 12, 2006

31. Auto enrollment immediate eligibility

    By Guest IRISH79, March 15, 2007
    • 2 replies
    • 2.5k views
    • 
    • JanetM
    • March 15, 2007

32. Auto enroll safe harbor

    By rlb64, December 5, 2007
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • December 6, 2007

33. Top Heavy Test and leased employees

    By emmetttrudy, April 26, 2011
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • April 26, 2011

34. 3% SHNEC excludes HCE's - 414s testing??

    By austin3515, March 23, 2015
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • March 26, 2015

35. Discretionary Match

    By Young Curmudgeon, July 17, 2015
    • 2 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 20, 2015

36. PS after Tax Return Filed but before Due Date

    By cheersmate, December 7, 2016   

    • Annual Additions
    • Deduction Carryover
    • (and 2 more)

      Tagged with:

      • Annual Additions
      • Deduction Carryover
      • Profit Sharing
      • Safe Harbor
    • 2 replies
    • 790 views
    • 
    • cheersmate
    • December 9, 2016

37. Individually designed 401(k) restatement?

    By kmhaab, October 29, 2019
    • 2 replies
    • 495 views
    • 
    • Luke Bailey
    • November 5, 2019

38. Top Heavy Plan no contributions on behalf on Key EE's

    By Guest ROB VIDOVICH, October 23, 2001
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • October 24, 2001

39. Resignation of Plan trustee

    By billfgrady, October 23, 2003
    • 2 replies
    • 5.2k views
    • 
    • Guest
    • October 24, 2003

40. Affiliated Service Group

    By Guest cxs, December 15, 2004
    • 2 replies
    • 1.2k views
    • 
    • Ron Snyder
    • December 15, 2004

41. Compensation - S distributions

    By k man, February 13, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 13, 2006

42. Deferrals not withheld

    By Bird, February 14, 2008
    • 2 replies
    • 1.7k views
    • 
    • Bird
    • February 18, 2008

43. 401(k) questions

    By bamma, March 15, 2008
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • March 18, 2008

44. Roth 401(k) question

    By Guest ArkansasChris, June 10, 2009
    • 2 replies
    • 944 views
    • 
    • Appleby
    • June 11, 2009

45. Is this match ok, or is additional testing needed

    By jkharvey, March 11, 2012
    • 2 replies
    • 890 views
    • 
    • movedon
    • March 13, 2012

46. Quarterly Match, Last Day of Quarter, and True-Up

    By Steve Waddo, January 28, 2015
    • 2 replies
    • 1.7k views
    • 
    • ESOP Guy
    • January 28, 2015

47. Plan Merger (Safe Harbor)

    By MGOAdmin, August 10, 2021
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • August 10, 2021

48. Is Interest On Late Contributions Needed?

    By metsfan026, November 9, 2022
    • 2 replies
    • 851 views
    • 
    • Belgarath
    • November 10, 2022

49. ACP Test

    By Guest AJR, January 8, 2003
    • 2 replies
    • 1.6k views
    • 
    • austin3515
    • January 10, 2003

50. 50+ catch-up questions

    By Guest devonlucy, July 14, 2005
    • 2 replies
    • 1.4k views
    • 
    • Bird
    • July 15, 2005