401(k) Plans

19,337 topics in this forum

1. Top Heavy Allocation

   By KevinMc, March 10, 2012
   • 2 replies
   • 904 views
   • 
   • KevinMc
   • March 12, 2012

2. Participant owes Co Money but left

   By JKW, June 26, 2014
   • 2 replies
   • 994 views
   • 
   • Guest
   • July 3, 2014

3. Source Excluded From Loan

   By Stash026, October 29, 2015
   • 2 replies
   • 652 views
   • 
   • Bird
   • October 29, 2015

4. Brighthouse Financial

   By austin3515, August 23, 2018
   • 2 replies
   • 696 views
   • 
   • Larry Starr
   • August 23, 2018

5. Percentage of plans with 3(38) vs 3(21)?

   By Getholmes, January 30, 2019
   • 2 replies
   • 344 views
   • 
   • imchipbrown
   • January 31, 2019

6. 5500 Form / Contributions rec'd after PYE

   By Jean, March 2, 1999
   • 2 replies
   • 1.6k views
   • 
   • Guest
   • March 2, 1999

7. Any subsequent deadline for returning 402(g) excess if April 15 deadli

   By John A, December 3, 1999
   • 2 replies
   • 1.5k views
   • 
   • david rigby
   • December 4, 1999

8. Tips on surviving a 401(k) audit?

   By Guest Crystal, March 8, 2000
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • March 9, 2000

9. Can a Safe Harbor Non Elective Plan still be exempt from testing if they contribute more than 3%?

   By dragondon, May 19, 2023
   • 2 replies
   • 952 views
   • 
   • C. B. Zeller
   • May 20, 2023

10. Are "safe-harbor 401(k) plans" really 100% vested

    By Moe Howard, June 17, 2003
    • 2 replies
    • 2.1k views
    • 
    • Tom Poje
    • June 23, 2003

11. COMPANY B PURCHASES ONLY THE ASSETS OF COMPANY A. COMPANY A HAS A 401K PLAN COMPANY B DOES NOT HAS A PLAN. WHAT HAPPENS TO CO. A PLAN"?

    By Guest ROB VIDOVICH, September 20, 2004
    • 2 replies
    • 1.4k views
    • 
    • chris
    • September 20, 2004

12. Correcting ACP with ADP Shift

    By Below Ground, January 24, 2007
    • 2 replies
    • 3.5k views
    • 
    • Below Ground
    • January 28, 2007

13. Compensation and the ABT

    By buckaroo, November 20, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 21, 2008

14. Eliminating Safe Harbor Match

    By R. Butler, December 28, 2009
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • December 28, 2009

15. Amending Plan's Cash-Out From $1,000 to $5,000

    By 401 Chaos, May 19, 2015
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • May 19, 2015

16. fund change notice

    By Scuba 401, August 23, 2018
    • 2 replies
    • 1.4k views
    • 
    • Pam Shoup
    • August 23, 2018

17. Loan defaulted/deemed distributed as if terminated but still works PRN

    By Pammie57, May 11, 2020
    • 2 replies
    • 1.7k views
    • 
    • C. B. Zeller
    • May 11, 2020

18. CG Employer never adopted the plan, but participated

    By BG5150, December 28, 2020
    • 2 replies
    • 818 views
    • 
    • MWeddell
    • December 28, 2020

19. Supplemental Safe Harbor Nonelective

    By Scuba 401, February 10, 2021
    • 2 replies
    • 573 views
    • 
    • Scuba 401
    • February 11, 2021

20. Top Heavy Question

    By kocak, February 28, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 2, 1999

21. Missed Deferrals

    By MGOAdmin, October 2, 2023
    • 2 replies
    • 671 views
    • 
    • MGOAdmin
    • October 2, 2023

22. Participant Count

    By In House Counsel, December 3, 2024
    • 2 replies
    • 553 views
    • 
    • In House Counsel
    • December 3, 2024

23. Required Minimum Distributions

    By Guest terid, November 11, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 11, 2002

24. off shoring data processing

    By Guest Steve1213, August 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • August 11, 2006

25. Individual contribution, deferral limits

    By Gary, December 28, 2009
    • 2 replies
    • 1.3k views
    • 
    • Peter Gulia
    • December 30, 2009

26. RMD and Rollovers

    By goldtpa, November 8, 2011
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • November 9, 2011

27. Safe Harbor Match (Per Pay Period) in Partnership

    By Guest Holly Foster, April 12, 2012
    • 2 replies
    • 4.5k views
    • 
    • jpod
    • April 13, 2012

28. Participation of Union-Member/Owner

    By drakecohen, December 9, 2013
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • December 9, 2013

29. Rollover Funds

    By Safeharbor29, May 19, 2015   

    • 403(b)(7)
    • rollover
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • May 22, 2015

30. Delay in transferring assets from an orphaned SDA

    By mwagner003, April 11, 2016   

    • self-directed account
    • SDA
    • (and 1 more)

      Tagged with:

      • self-directed account
      • SDA
      • trading window
    • 2 replies
    • 1k views
    • 
    • BG5150
    • April 12, 2016

31. VFCP Notice to Interested Persons

    By ERISA11, August 9, 2016   

    • VFCP
    • Notice to Interested Persons
    • (and 5 more)

      Tagged with:

      • VFCP
      • Notice to Interested Persons
      • Interested Parties
      • Notice to Interested Parties
      • Interested Persons
      • Notice
      • VFCP Notice
    • 2 replies
    • 1.6k views
    • 
    • ERISA11
    • August 9, 2016

32. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 807 views
    • 
    • Peter Gulia
    • January 30, 2019

33. A nickel reappears.

    By imchipbrown, October 5, 2021
    • 2 replies
    • 748 views
    • 
    • CuseFan
    • October 6, 2021

34. 12(b)-1 fee Reimbursement

    By Guest Laura Millwood, February 15, 1999
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • March 4, 1999

35. How long can they float my 401(k) funds?

    By Guest MHerrick, August 5, 1999
    • 2 replies
    • 2k views
    • 
    • MoJo
    • August 11, 1999

36. 5500 filing

    By Guest ars, November 19, 1999
    • 2 replies
    • 1.5k views
    • 
    • thepensionmaven
    • December 5, 1999

37. How do you properly determine a participants vested percentage?

    By Guest Dan Kutzke, November 14, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 14, 2000

38. Plan loan question

    By Guest blaum8, September 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • david rigby
    • September 10, 2003

39. Spin Off Help.

    By Guest buxbaum2, October 9, 2004
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • October 11, 2004

40. Former 1099 Employee

    By DP, November 23, 2004
    • 2 replies
    • 2.1k views
    • 
    • DP
    • November 23, 2004

41. new Safe Harbor Plan

    By Guest p051, September 12, 2006
    • 2 replies
    • 1.3k views
    • 
    • SteveH
    • September 12, 2006

42. Auto enrollment immediate eligibility

    By Guest IRISH79, March 15, 2007
    • 2 replies
    • 2.5k views
    • 
    • JanetM
    • March 15, 2007

43. Auto enroll safe harbor

    By rlb64, December 5, 2007
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • December 6, 2007

44. Top Heavy Test and leased employees

    By emmetttrudy, April 26, 2011
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • April 26, 2011

45. 3% SHNEC excludes HCE's - 414s testing??

    By austin3515, March 23, 2015
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • March 26, 2015

46. Discretionary Match

    By Young Curmudgeon, July 17, 2015
    • 2 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • July 20, 2015

47. PS after Tax Return Filed but before Due Date

    By cheersmate, December 7, 2016   

    • Annual Additions
    • Deduction Carryover
    • (and 2 more)

      Tagged with:

      • Annual Additions
      • Deduction Carryover
      • Profit Sharing
      • Safe Harbor
    • 2 replies
    • 790 views
    • 
    • cheersmate
    • December 9, 2016

48. Individually designed 401(k) restatement?

    By kmhaab, October 29, 2019
    • 2 replies
    • 502 views
    • 
    • Luke Bailey
    • November 5, 2019

49. Top Heavy Plan no contributions on behalf on Key EE's

    By Guest ROB VIDOVICH, October 23, 2001
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • October 24, 2001

50. Resignation of Plan trustee

    By billfgrady, October 23, 2003
    • 2 replies
    • 5.2k views
    • 
    • Guest
    • October 24, 2003