401(k) Plans

19,337 topics in this forum

1. W-2 Reporting of Regular (Non-Roth) After-Tax Contributions

   By 401 Chaos, December 13, 2018
   • 0 replies
   • 1.1k views
   • 
   • 401 Chaos
   • December 13, 2018

2. Terminate Safe Harbor Plan Mid Year

   By goldtpa, June 2, 2004
   • 2 replies
   • 1.1k views
   • 
   • goldtpa
   • June 2, 2004

3. Safe Harbor & Participation Comp

   By ERISAAPPLE, March 29, 2018
   • 4 replies
   • 1.1k views
   • 
   • ERISAAPPLE
   • April 4, 2018

4. What is penalty for long-term part-time failures?

   By Bobloblaw, June 16, 2023
   • 5 replies
   • 1.1k views
   • 
   • Paul I
   • June 16, 2023

5. 401k Roth refund - taxable portion < $100

   By legort69, February 29, 2008
   • 1 reply
   • 1.1k views
   • 
   • dcoderre
   • March 11, 2008

6. Catch-up and the short plan year

   By Guest PAL100759, September 9, 2004
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • September 9, 2004

7. Switch from ADP/ACP to SH

   By Guest SDPension, April 19, 2006
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • April 20, 2006

8. Permissively aggregating 403(b) Plan with a 401(a) Plan for top heavy testing of the 401(a) Plan?

   By Belgarath, August 4, 2022
   • 4 replies
   • 1.1k views
   • 
   • 401kology
   • August 9, 2022

9. Loan AFTER Hardship

   By Guest Twinky, May 30, 2008
   • 3 replies
   • 1.1k views
   • 
   • Guest
   • May 30, 2008

10. Amending plan....

    By K-t-F, April 26, 2004
    • 2 replies
    • 1.1k views
    • 
    • K-t-F
    • April 26, 2004

11. extra contribution for former DB participants

    By mariemonroe, September 29, 2008
    • 5 replies
    • 1.1k views
    • 
    • Jim Chad
    • October 1, 2008

12. Profit Sharing plan contributions

    By Guest Achilles, June 5, 2007
    • 2 replies
    • 1.1k views
    • 
    • 401_4_ever
    • June 5, 2007

13. Catch Up Question

    By Guest JHeller, March 3, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 3, 2011

14. What year is it taxable?

    By Guest A_Dude, March 25, 2013   

    • 401(k) refund after rollover
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • March 26, 2013

15. Safe Harbor Plan and Controlled Group

    By cpc0506, May 7, 2013
    • 0 replies
    • 1.1k views
    • 
    • cpc0506
    • May 7, 2013

16. Distribution and "Buy Back". How is Roth Handled?

    By buckaroo, June 13, 2013
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • June 13, 2013

17. Ability to Refund or Recharacterize '03 Defl Due to Failure of 401(a)(4) General Test

    By Guest Dash04, February 25, 2004
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • February 25, 2004

18. Partner Deferrals Not Received at Financial Institution

    By Spencer, May 2, 2011
    • 2 replies
    • 1.1k views
    • 
    • Spencer
    • May 3, 2011

19. Employer switched participants deferrals

    By khr, June 16, 2015
    • 6 replies
    • 1.1k views
    • 
    • austin3515
    • June 17, 2015

20. automatic enrollment & immediate eligibility

    By AlbanyConsultant, September 6, 2024
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • September 6, 2024

21. RMD + a little more--tax forms

    By BG5150, December 17, 2010
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • December 20, 2010

22. Safe Harbor Plans

    By Nassau, February 24, 2011
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • February 24, 2011

23. Canadian Benefits Question

    By Guest buxbaum2, August 22, 2004
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • August 23, 2004

24. refund checks

    By Guest josephr, August 31, 2007
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • September 1, 2007

25. Good wholistic books about retirement planning?

    By Mleech, April 3, 2025
    • 2 replies
    • 1.1k views
    • 
    • eRIZZa
    • May 1, 2025

26. Roth 401(k) Contributions

    By Guest Guy Incognito, March 18, 2009
    • 4 replies
    • 1.1k views
    • 
    • oriecat
    • April 2, 2009

27. New Diverstification Rules Under PPA 2006

    By Guest gaham, September 8, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 8, 2006

28. Simple IRA and 401(k)

    By Guest Tbrown, December 12, 2008
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • December 18, 2008

29. Missed PSP Contribution - plan previously terminated

    By Good401(k), March 13, 2018   

    • 401(a)
    • profit-sharing
    • (and 2 more)

      Tagged with:

      • 401(a)
      • profit-sharing
      • missed contribution
      • corrective contribution
    • 4 replies
    • 1.1k views
    • 
    • Bob the Swimmer
    • March 18, 2018

30. matching contribution last day of plan year retroactive decision

    By Guest sheTexasHammer, February 27, 2009
    • 3 replies
    • 1.1k views
    • 
    • Below Ground
    • February 28, 2009

31. ADP/ACP Testing

    By DTH, August 1, 2003
    • 1 reply
    • 1.1k views
    • 
    • MWeddell
    • August 4, 2003

32. Rollovers from employer plan to Roth IRAs

    By Nassau, May 30, 2012
    • 2 replies
    • 1.1k views
    • 
    • mbozek
    • May 31, 2012

33. Safe Harbor Weight for 401(k) Plan Contributons

    By Christopher Wilson, May 14, 2020
    • 9 replies
    • 1.1k views
    • 
    • Bird
    • May 15, 2020

34. 401k contribution-pro rata required if start program at end of year?

    By Guest donmartin, July 19, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • July 19, 2005

35. Safe Harbor/Top Heavy Plan

    By Guest LoloV, February 10, 2003
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 10, 2003

36. Safe Harbor & Integration

    By Guest Lisa Karlin, March 10, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 10, 2004

37. 1 Participant, 2 Seperate Plans Catch-Up in ADP

    By Guest RS182, March 27, 2009
    • 5 replies
    • 1.1k views
    • 
    • Guest
    • March 30, 2009

38. Is it allowable to have a match provided to only first year employees?

    By 401king, April 25, 2012
    • 3 replies
    • 1.1k views
    • 
    • GMK
    • April 25, 2012

39. Partner receiving K-1 income and guaranteed W2 then how to calculate plan compensation

    By swam, April 29, 2016   

    • k1
    • partner comp
    • (and 1 more)

      Tagged with:

      • k1
      • partner comp
      • w2
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • April 29, 2016

40. Deductibilty based on compensation of participants not deferring

    By dmb, December 8, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • January 31, 2008

41. Partners and ADP/ACP Testing

    By DTH, February 26, 2008
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 27, 2008

42. 401k loan

    By Guest melrse, February 3, 2007
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • February 3, 2007

43. Timing of Deposits for Partners (Relius article)

    By austin3515, January 6, 2014
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • January 7, 2014

44. Differing match and ps in plan without HCEs and Keys

    By ldr, July 1, 2021   

    • controlled group
    • discretionary match
    • (and 1 more)

      Tagged with:

      • controlled group
      • discretionary match
      • profit sharing contributions
    • 6 replies
    • 1.1k views
    • 
    • Susan L
    • July 7, 2021

45. Controled Group of Corporations

    By Guest Casey Russell, August 13, 2002
    • 2 replies
    • 1.1k views
    • 
    • E as in ERISA
    • August 14, 2002

46. Partnership Deferrals with Per Pay Match

    By kevind2010, August 14, 2015
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • August 15, 2015

47. 401K with voluntary

    By thepensionmaven, December 8, 2020
    • 10 replies
    • 1.1k views
    • 
    • thepensionmaven
    • December 14, 2020

48. Distribution Fees

    By Guest TPA Guy, April 21, 2006
    • 1 reply
    • 1.1k views
    • 
    • ERISAnut
    • April 26, 2006

49. Trustee role under a separate trust agreement/FDIC

    By Guest Mbrockway, April 2, 2004
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • April 2, 2004

50. Top Heavy Safe Harbor

    By Guest WWPDRC, September 2, 2006
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • September 5, 2006