401(k) Plans

19,275 topics in this forum

1. SIMPLE Roth Rollover

   By MGOAdmin, September 8
   • 1 reply
   • 736 views
   • 
   • G8Rs
   • September 10

2. Address Changes

   By 401Katie, September 9
   • 4 replies
   • 2.2k views
   • 
   • Paul I
   • September 10

3. SECURE 2.0 Act Section 603 Mandatory Roth Catch Up - ADP Testing

   By FishOn, September 9
   • 2 replies
   • 1.1k views
   • 
   • FishOn
   • September 9

4. Roth Conversion for ADP Catch-up Reclass

   By MGOAdmin, September 8
   • 4 replies
   • 2k views
   • 
   • FishOn
   • September 9

5. Adding 401(k) to Profit Sharing

   By ejohnke, September 9
   • 1 reply
   • 401 views
   • 
   • Lou S.
   • September 9

6. No Delays in Mandatory Roth Catch-ups, right?

   By austin3515, September 4
   • 12 replies
   • 3k views
   • 
   • ACK
   • September 9

7. Late Deposits (Small Plan vs Large Plan after new participant counting methodology)

   By 401k Conundrums, September 8
   • 2 replies
   • 1.8k views
   • 
   • 401k Conundrums
   • September 9

8. Forfeiture cases...

   By fmsinc, September 2
   • 5 replies
   • 2k views
   • 
   • CuseFan
   • September 4

9. rehire, eligiblity and entry

   By Lou81, September 2
   • 2 replies
   • 1.1k views
   • 
   • Lou81
   • September 3

10. Auto enrollment procedures

    By Santo Gold, August 11
    • 4 replies
    • 2.2k views
    • 
    • Peter Gulia
    • September 2

11. ACP Correction After Distribution

    By In House Counsel, August 29
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • September 2

12. Eligibility for A Participant Working Remotely Out of the US

    By metsfan026, August 29
    • 13 replies
    • 2.6k views
    • 
    • Artie M
    • September 2

13. True-ups

    By Belgarath, August 27
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • August 28

14. New plan under new audit participant count definition

    By John ATL, March 4, 2024
    • 4 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • August 27

15. plan merger

    By Tom, August 27
    • 2 replies
    • 1.1k views
    • 
    • Paul I
    • August 27

16. Permissive disaggregation and ineligible employees

    By t.haley, August 27
    • 0 replies
    • 909 views
    • 
    • t.haley
    • August 27

17. Husband & Wife Solo PS Allocation

    By Basically, August 26
    • 7 replies
    • 2.5k views
    • 
    • Jakyasar
    • August 26

18. Definition of Comp - Overtime and Tips Deduction

    By austin3515, August 24
    • 12 replies
    • 1.8k views
    • 
    • G8Rs
    • August 26

19. Mandatory Roth -- Deemed Roth Feature -- Timing Issue

    By Interested Party, August 26
    • 4 replies
    • 1.2k views
    • 
    • Interested Party
    • August 26

20. PEO plan for NHCE, not for HCE/Owners

    By justanotheradmin, August 26
    • 2 replies
    • 1.9k views
    • 
    • justanotheradmin
    • August 26

21. Reporting of Late Deposits on form 5500

    By Nic Pospiech, August 25
    • 8 replies
    • 684 views
    • 
    • Nic Pospiech
    • August 26

22. Timing of Mega Backdoor Roth

    By metsfan026, August 22
    • 4 replies
    • 2.5k views
    • 
    • Peter Gulia
    • August 26

23. EACA Mandate and QACA

    By MATRIX, June 30
    • 7 replies
    • 1.2k views
    • 
    • Lou S.
    • August 25

24. Correcting 415 Excess with Matched Deferrals

    By EBECatty, August 22
    • 3 replies
    • 639 views
    • 
    • EBECatty
    • August 25

25. Accredited Professional Corporation and SE Income

    By justanotheradmin, August 22
    • 2 replies
    • 2.9k views
    • 
    • CuseFan
    • August 25

26. Investment: LLC K-1 is negative

    By TPApril, August 22
    • 2 replies
    • 2.1k views
    • 
    • Peter Gulia
    • August 22

27. thoughts on HPI deferral elections?

    By AlbanyConsultant, August 21
    • 2 replies
    • 1.4k views
    • 
    • Peter Gulia
    • August 22

28. Long Term Part Time Employee - plan started 1/1/2023

    By MQS0413, August 21
    • 2 replies
    • 1.4k views
    • 
    • MQS0413
    • August 21

29. acquistion and plan freeze amendment

    By MATRIX, August 20
    • 1 reply
    • 2.6k views
    • 
    • CuseFan
    • August 21

30. 415 Compensation

    By KevinMc, August 19
    • 3 replies
    • 2.1k views
    • 
    • CuseFan
    • August 21

31. Mid-Year Acquisition - Comp for Testing, Top Heavy, & SH Allocation Calculations

    By OrderOfOps, August 19
    • 4 replies
    • 1.3k views
    • 
    • OrderOfOps
    • August 21

32. Tips

    By Kay K, August 15
    • 4 replies
    • 840 views
    • 
    • Peter Gulia
    • August 21

33. DFVC Filing Process

    By metsfan026, August 21
    • 3 replies
    • 924 views
    • 
    • RatherBeGolfing
    • August 21

34. FT William Plan Docs - Eligibility Expressed in Days

    By austin3515, August 20
    • 11 replies
    • 1.8k views
    • 
    • austin3515
    • August 21

35. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k, August 20
    • 3 replies
    • 427 views
    • 
    • Bri
    • August 21

36. 415(c) and Amended Tax Returns

    By Cephas, August 19
    • 2 replies
    • 518 views
    • 
    • Cephas
    • August 20

37. insurance paid by deferrals... PS-58 needed?

    By AlbanyConsultant, August 14
    • 5 replies
    • 2.2k views
    • 
    • AlbanyConsultant
    • August 19

38. Is this nondiscriminatory?

    By erisageek1978, August 15
    • 8 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 19

39. Investment Fiduciary

    By austin3515, August 15
    • 2 replies
    • 646 views
    • 
    • QDROphile
    • August 16

40. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia, August 15
    • 3 replies
    • 650 views
    • 
    • justanotheradmin
    • August 15

41. 401k participant deceased and beneficiary deceased before any distribution made

    By t.haley, August 13
    • 7 replies
    • 832 views
    • 
    • Albert F
    • August 15

42. Participant's deferral election and non cash compensation

    By TPA Bob, August 13
    • 3 replies
    • 590 views
    • 
    • TPA Bob
    • August 15

43. Super Catch-up for off-calendar plan year

    By pholosofizer, August 14
    • 2 replies
    • 638 views
    • 
    • RatherBeGolfing
    • August 15

44. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 376 views
    • 
    • justanotheradmin
    • August 14

45. Loan Basis after Deemed Distribution

    By GU, August 14
    • 0 replies
    • 183 views
    • 
    • GU
    • August 14

46. MEP

    By TH 401k, August 13
    • 1 reply
    • 303 views
    • 
    • Lou S.
    • August 13

47. Company Wants to Leave PEO Plan

    By 401kSteve, August 13
    • 0 replies
    • 296 views
    • 
    • 401kSteve
    • August 13

48. New safe harbor plan

    By PensionPro, August 12
    • 6 replies
    • 671 views
    • 
    • Lou S.
    • August 12

49. Wording of Merger effective date

    By austin3515, August 10
    • 25 replies
    • 2.6k views
    • 
    • MoJo
    • August 12

50. Missed Deferral Opportunity? - Controlled Group - $0 Deferral

    By Vlad401k, August 7
    • 3 replies
    • 758 views
    • 
    • CuseFan
    • August 7