401(k) Plans

19,275 topics in this forum

1. Roth Profit Sharing Plans?

   By DPSRich, December 15, 2018
   • 11 replies
   • 3.7k views
   • 
   • AndyH
   • December 20, 2018

2. 401k 3% safe harbor qnec

   By Guest Susan M., October 3, 2012
   • 10 replies
   • 3.7k views
   • 
   • 12AX7
   • October 4, 2012

3. interim valuation

   By Jim Chad, May 16, 2016
   • 22 replies
   • 3.7k views
   • 
   • hr for me
   • May 25, 2016

4. 1 year of Service

   By wifrbr, April 4, 2018
   • 14 replies
   • 3.7k views
   • 
   • Doc Ument
   • April 10, 2018

5. 401k profitshare allocation in an unequal partnership

   By N. Wood, February 23, 2016   

   • 401k
   • solo401k
   • (and 2 more)

     Tagged with:

     • 401k
     • solo401k
     • partnership
     • profit sharing
   • 22 replies
   • 3.7k views
   • 
   • Bird
   • February 24, 2016

6. Employer filed tax return. Can they amend return and make a P/S contri

   By Guest S FISCHER, March 27, 2001
   • 12 replies
   • 3.7k views
   • 
   • mbozek
   • September 16, 2002

7. Leaving MEP to start own plan

   By cpc0506, January 23, 2019
   • 5 replies
   • 3.7k views
   • 
   • thepensionmaven
   • January 28, 2019

8. New Gateway Rules

   By Guest Karen Szy, March 7, 2001
   • 11 replies
   • 3.7k views
   • 
   • Guest
   • November 9, 2001

9. Fringe Benefits Include Sick Pay?

   By austin3515, August 3, 2012
   • 3 replies
   • 3.7k views
   • 
   • masteff
   • August 6, 2012

10. 401k Matching True-Up Question

    By PensionPete, April 16
    • 6 replies
    • 3.7k views
    • 
    • PensionPete
    • April 17

11. 401(ik) elective deferral - contribution deadline

    By retbenser, March 22, 2011
    • 4 replies
    • 3.7k views
    • 
    • K2retire
    • March 25, 2011

12. 3508 Direct Sellers

    By ldr, March 31, 2020   

    • compensation
    • participation
    • (and 1 more)

      Tagged with:

      • compensation
      • participation
      • deferrals
    • 12 replies
    • 3.7k views
    • 
    • ldr
    • April 7, 2020

13. restatement date vs signature date

    By WCC, October 1, 2014
    • 16 replies
    • 3.7k views
    • 
    • MJ Hartman
    • October 9, 2014

14. Short Plan Year - 1st year of Safe Harbor

    By nancy, December 1, 2000
    • 5 replies
    • 3.7k views
    • 
    • nancy
    • December 1, 2000

15. TPA Signing the 5500 as Plan Administrator

    By CLE401kGuy, November 4, 2021
    • 12 replies
    • 3.7k views
    • 
    • RatherBeGolfing
    • November 8, 2021

16. HCE determination and comp limits for 2009

    By buckaroo, August 7, 2009
    • 5 replies
    • 3.7k views
    • 
    • buckaroo
    • August 10, 2009

17. Pro Rata QNEC and Bottom Up QNEC

    By austin3515, January 9, 2013
    • 6 replies
    • 3.7k views
    • 
    • MoShawn
    • January 11, 2013

18. Discretionary tiered match and benefits rights and features testing.

    By KJohnson, January 15, 2001
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • January 16, 2001

19. Bankruptcy protection qualified plan versus IRA

    By ldr, May 4, 2018   

    • banrkuptcy
    • protection
    • (and 3 more)

      Tagged with:

      • banrkuptcy
      • protection
      • solo 401(k)
      • ira
      • creditor
    • 23 replies
    • 3.7k views
    • 
    • spiritrider
    • May 9, 2018

20. Short Plan Year and ADP/ACP Testing

    By J. Bringhurst, October 28, 2002
    • 4 replies
    • 3.7k views
    • 
    • J. Bringhurst
    • October 30, 2002

21. Who gets the SH match?

    By shERPA, April 1, 2015   

    • different eligibility
    • 2 replies
    • 3.7k views
    • 
    • Tom Poje
    • April 1, 2015

22. 100% deferral, limited to 90% by payroll provider??

    By Craig Garner, October 14, 2015
    • 7 replies
    • 3.7k views
    • 
    • hr for me
    • October 15, 2015

23. Help with Summary Annual Report requirements!

    By Guest lkramer, February 6, 2002
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • February 6, 2002

24. no longer a business and retired

    By mehmgo, June 21, 2019
    • 16 replies
    • 3.7k views
    • 
    • loserson
    • June 26, 2019

25. Loan Defualt due to Employer Error

    By Guest lavander30, April 18, 2002
    • 6 replies
    • 3.7k views
    • 
    • Belgarath
    • April 23, 2002

26. Loan Refinancing

    By MarZDoates, September 24, 2002
    • 6 replies
    • 3.7k views
    • 
    • MarZDoates
    • September 24, 2002

27. Minimus Bal. EE Doesn't have to process RMD

    By MWeddell, December 29, 1998
    • 1 reply
    • 3.7k views
    • 
    • Guest
    • December 29, 1998

28. Top Heavy Vesting

    By New2EB, October 29, 2015
    • 14 replies
    • 3.7k views
    • 
    • Belgarath
    • November 10, 2015

29. Withholding on under $200 Distribution

    By Stash026, October 26, 2018
    • 2 replies
    • 3.7k views
    • 
    • Stash026
    • October 26, 2018

30. ADP/ACP Testing for two 401(k) Plans in single controlled group

    By 7806akp, September 15, 2010
    • 10 replies
    • 3.7k views
    • 
    • QDROphile
    • April 8, 2011

31. Start Date/Term Date

    By 401Kerfuffle, January 26, 2018
    • 10 replies
    • 3.7k views
    • 
    • XTitan
    • January 31, 2018

32. Can payments made after termination of employment (severance, disabili

    By EGB, February 23, 2000
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • April 16, 2001

33. Deferring on Commissions

    By ratherbereading, July 20, 2015   

    • 401k
    • commissions
    • (and 1 more)

      Tagged with:

      • 401k
      • commissions
      • deferrals
    • 7 replies
    • 3.7k views
    • 
    • rcline46
    • July 21, 2015

34. 415 Limit - Compensation Definition

    By richard, May 22, 1999
    • 6 replies
    • 3.7k views
    • 
    • Guest
    • May 27, 1999

35. 401k- Withdrawal & Hardship

    By Guest vivian918, February 15, 2001
    • 1 reply
    • 3.7k views
    • 
    • RCK
    • February 15, 2001

36. Individual self directed subaccounts restricted to a specified minimum

    By Guest Joe Twidwell, February 25, 2003
    • 22 replies
    • 3.7k views
    • 
    • mbozek
    • April 26, 2003

37. Restitution from an embezzler

    By Guest JPIngold, February 4, 2013
    • 7 replies
    • 3.7k views
    • 
    • Guest
    • February 8, 2013

38. Overpayment - 1099-R Question

    By ERISA25, December 30, 2013
    • 1 reply
    • 3.7k views
    • 
    • BG5150
    • December 30, 2013

39. Borrowing from ADP to ACP

    By jaemmons, February 4, 2004
    • 6 replies
    • 3.7k views
    • 
    • R. Butler
    • February 6, 2004

40. 402(g) violation and related match contribution

    By buckaroo, January 24, 2012
    • 2 replies
    • 3.7k views
    • 
    • PLAN MAN
    • May 10, 2013

41. Timing of Forfeiture of related match on ADP corrective conts.

    By buckaroo, December 11, 2008
    • 2 replies
    • 3.7k views
    • 
    • buckaroo
    • December 16, 2008

42. Discretionary Matching

    By SwimmingInBowelsOfERISA, April 8, 2014
    • 10 replies
    • 3.7k views
    • 
    • Tom Poje
    • April 9, 2014

43. discriminatory compensation

    By cpc0506, July 20, 2010
    • 15 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • July 21, 2010

44. 401(k) Hardship Safe Harbor - Post Secondary Education

    By Guest jlucc, September 17, 2002
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • September 26, 2002

45. 401k recordkeepers

    By LAHurricane, May 7
    • 2 replies
    • 3.7k views
    • 
    • jsample
    • May 8

46. Distribution from pooled 401k

    By Guest Bagwhan, June 9, 2014
    • 4 replies
    • 3.7k views
    • 
    • Guest
    • June 9, 2014

47. Using Negative Contributions to Correct Excess Deferrals

    By 401 Chaos, November 19, 2018
    • 7 replies
    • 3.7k views
    • 
    • CJ Allen
    • November 20, 2018

48. RMDs and Rollovers by Term'd Participant

    By ratherbereading, October 3, 2017   

    • rmds rollovers terminations
    • 17 replies
    • 3.7k views
    • 
    • My 2 cents
    • October 9, 2017

49. Allocation of Forfeitures

    By anspai, March 26, 2009
    • 7 replies
    • 3.7k views
    • 
    • BG5150
    • March 27, 2009

50. Early Participation and Otherwise Excludable

    By Guest LLHarlow, August 14, 2014   

    • ADP Test Exclusions
    • 5 replies
    • 3.7k views
    • 
    • MWeddell
    • August 15, 2014