401(k) Plans

19,275 topics in this forum

1. Missed Loan Payment

   By 52626, August 23, 2016
   • 1 reply
   • 796 views
   • 
   • Belgarath
   • August 24, 2016

2. 401k and TSP deferrals

   By mjf06241972, June 4, 2019
   • 2 replies
   • 796 views
   • 
   • mjf06241972
   • June 4, 2019

3. Former key - Required Beginning Date

   By Chippy, December 12, 2017
   • 3 replies
   • 796 views
   • 
   • Chippy
   • December 12, 2017

4. Top Heavy and Safe Harbor

   By justatester, February 25, 2022
   • 4 replies
   • 796 views
   • 
   • C. B. Zeller
   • February 25, 2022

5. deductible fees?

   By M Norton, June 20, 2019
   • 3 replies
   • 796 views
   • 
   • M Norton
   • June 27, 2019

6. Valid Document or Not

   By cpc0506, November 5, 2012
   • 1 reply
   • 796 views
   • 
   • MoJo
   • November 5, 2012

7. PS Alloc based on Years of Service

   By jmartin, March 23, 2020
   • 3 replies
   • 796 views
   • 
   • BG5150
   • March 24, 2020

8. 401(k) SH change prior to plan year

   By Guest AP914, December 19, 2012
   • 2 replies
   • 796 views
   • 
   • Guest
   • December 19, 2012

9. Retroactively amending for 4% safe harbor

   By BG5150, October 7, 2021
   • 2 replies
   • 795 views
   • 
   • BG5150
   • October 7, 2021

10. Short Plan Year

    By cdavis25, February 5, 2013
    • 1 reply
    • 795 views
    • 
    • rcline46
    • February 5, 2013

11. Loans and Bankrupcy

    By 52626, April 14, 2016
    • 2 replies
    • 795 views
    • 
    • Lou S.
    • April 14, 2016

12. Wrongly distributed 401K post death

    By Executor, October 10, 2024
    • 4 replies
    • 795 views
    • 
    • justanotheradmin
    • October 14, 2024

13. One-time irrevocable election not to participate

    By Rg, January 12, 2023
    • 3 replies
    • 795 views
    • 
    • Lou S.
    • January 19, 2023

14. Restrictions on After-tax contributions that are matched

    By Nassau, March 9, 2016
    • 1 reply
    • 795 views
    • 
    • Mike Preston
    • March 9, 2016

15. non-uniform match contribution

    By Santo Gold, February 20, 2023
    • 4 replies
    • 795 views
    • 
    • Patricia Neal Jensen
    • March 9, 2023

16. Eligible to Ineligible Category During Year - Safe Harbor

    By EBECatty, December 18, 2020
    • 2 replies
    • 795 views
    • 
    • EBECatty
    • December 18, 2020

17. Differing Match Rates for NHCEs in QACA

    By Guest gaham, January 31, 2012
    • 0 replies
    • 795 views
    • 
    • Guest
    • January 31, 2012

18. SE-Tax for Canadian owner/participant

    By justanotheradmin, March 31, 2014
    • 0 replies
    • 794 views
    • 
    • justanotheradmin
    • March 31, 2014

19. 401(a)(4)Testing

    By ratherbereading, February 27
    • 0 replies
    • 794 views
    • 
    • ratherbereading
    • February 27

20. Separate Trust Agreements

    By Stevo-PDX, July 27, 2012
    • 0 replies
    • 794 views
    • 
    • Stevo-PDX
    • July 27, 2012

21. EPCRS Missed Deferral Opportunity

    By austin3515, May 9, 2022
    • 8 replies
    • 794 views
    • 
    • Luke Bailey
    • May 11, 2022

22. DFVCP Available for One Year If DOL Notice Received for Another Year

    By ERISA11, May 1, 2024
    • 4 replies
    • 794 views
    • 
    • RatherBeGolfing
    • May 6, 2024

23. short plan year

    By Robin Wilson, March 17, 2021
    • 3 replies
    • 794 views
    • 
    • Gilmore
    • March 21, 2021

24. Schedule C, last year's ee cost

    By Bri, March 28, 2016   

    • self-employed
    • scehdule c.
    • 2 replies
    • 794 views
    • 
    • Bird
    • March 29, 2016

25. Starting new safe harbor plan

    By Jakyasar, August 21, 2022
    • 9 replies
    • 794 views
    • 
    • Jakyasar
    • August 23, 2022

26. 404a disclsure for brokerage account - Stocks?

    By Jim Chad, July 11, 2012
    • 0 replies
    • 794 views
    • 
    • Jim Chad
    • July 11, 2012

27. Incorrect beneficiary a non-exempt transaction?

    By JW, April 22, 2024
    • 3 replies
    • 793 views
    • 
    • Peter Gulia
    • April 22, 2024

28. Multiple Employer 401(k)

    By 52626, September 15, 2014
    • 1 reply
    • 793 views
    • 
    • QDROphile
    • September 15, 2014

29. Question 401k loan

    By Michaeldean, September 19, 2018
    • 4 replies
    • 793 views
    • 
    • Tom Poje
    • September 19, 2018

30. Key Employee definition

    By Tom, June 2
    • 1 reply
    • 793 views
    • 
    • RELUCTANT_LAWYER
    • June 3

31. overfunded match contributions

    By pmacduff, May 16, 2024
    • 2 replies
    • 793 views
    • 
    • Lou S.
    • May 16, 2024

32. Overpayments and Other Plan Errors

    By Madison71, October 9, 2018
    • 5 replies
    • 793 views
    • 
    • Kevin C
    • October 9, 2018

33. Annual Match Calculation Excluding Comp Prior to When they first contributed

    By austin3515, February 14, 2024
    • 12 replies
    • 792 views
    • 
    • austin3515
    • February 15, 2024

34. Relius users - 410b Coverage is including Terminated Participants with <500 hours as eligible

    By Megandps, July 1, 2021
    • 5 replies
    • 792 views
    • 
    • BG5150
    • July 9, 2021

35. Guaranteed Annuity Contracts and "Insured"

    By jkharvey, June 19, 2012
    • 2 replies
    • 792 views
    • 
    • Guest
    • June 20, 2012

36. PS Contribution for Eligible Participant

    By Dazednconfused, April 7, 2010
    • 0 replies
    • 792 views
    • 
    • Dazednconfused
    • April 7, 2010

37. User fee applies or not?

    By BG5150, April 15, 2010
    • 1 reply
    • 792 views
    • 
    • Belgarath
    • April 15, 2010

38. 5500 audit requirement first year

    By Tom, October 3
    • 9 replies
    • 792 views
    • 
    • ESOP Guy
    • October 6

39. Safe Harbor Match

    By thepensionmaven, July 25, 2017   

    • elapsed time calculation
    • 6 replies
    • 791 views
    • 
    • thepensionmaven
    • July 30, 2017

40. Another LTPT Inquiry

    By thepensionmaven, June 27
    • 8 replies
    • 791 views
    • 
    • RatherBeGolfing
    • June 30

41. Is $150,000 the limit on 2025 FICA wages before a participant must make 2026 age-based-catch-up elective deferrals as Roth contributions?

    By Peter Gulia, July 31
    • 1 reply
    • 791 views
    • 
    • Peter Gulia
    • August 1

42. Service Based Match Rate Fails BRF Test

    By Earl, May 17, 2019
    • 2 replies
    • 791 views
    • 
    • Earl
    • May 17, 2019

43. Employer pays the deductible

    By austin3515, February 26, 2010
    • 0 replies
    • 790 views
    • 
    • austin3515
    • February 26, 2010

44. 125 PLAN

    By Guest BCCFLEX, September 7, 2011
    • 0 replies
    • 790 views
    • 
    • Guest
    • September 7, 2011

45. Hardship - 401k Re-start

    By MGOAdmin, September 10, 2018   

    • hardship
    • 401k
    • (and 1 more)

      Tagged with:

      • hardship
      • 401k
      • deferral
    • 5 replies
    • 790 views
    • 
    • jashendorf
    • September 13, 2018

46. merger of off calendar year safe harbor into calendar year safe harbor and transition period

    By 30Rock, March 30, 2022
    • 6 replies
    • 790 views
    • 
    • 30Rock
    • March 30, 2022

47. Plan holds land as asset and sells timber

    By jkharvey, June 2, 2015
    • 2 replies
    • 789 views
    • 
    • masteff
    • June 4, 2015

48. Plan Termination and Employer Contributions

    By Chippy, February 21, 2019
    • 2 replies
    • 789 views
    • 
    • Tom Poje
    • February 22, 2019

49. Early deposits of employee deferrals

    By DLavigne, February 2, 2016
    • 2 replies
    • 789 views
    • 
    • Doghouse
    • February 2, 2016

50. Aggregate Testing for 401(k) Plans under same employer

    By Senior Pension Admin, July 7
    • 8 replies
    • 789 views
    • 
    • John Feldt ERPA CPC QPA
    • July 8