401(k) Plans

19,319 topics in this forum

1. ADP Testing - Mandatory Aggregation

   By 415 Limit, March 1, 2024
   • 1 reply
   • 819 views
   • 
   • CuseFan
   • March 4, 2024

2. Another Ineligible 401(k) Contribution Question

   By 401kAllTheWay, September 8, 2023   

   • correction method
   • 8 replies
   • 819 views
   • 
   • 401kAllTheWay
   • September 8, 2023

3. Schedule C, last year's ee cost

   By Bri, March 28, 2016   

   • self-employed
   • scehdule c.
   • 2 replies
   • 819 views
   • 
   • Bird
   • March 29, 2016

4. Controlled Group or not

   By cpc0506, December 27, 2010
   • 1 reply
   • 819 views
   • 
   • Tom Poje
   • December 27, 2010

5. Compensation as a Participant

   By Pension45, February 8, 2019
   • 9 replies
   • 818 views
   • 
   • Bird
   • February 12, 2019

6. 2023 RMD expectancy tables

   By FT Retire, February 1, 2023
   • 2 replies
   • 818 views
   • 
   • Jeff Hartmann
   • February 3, 2023

7. Payroll Deduction IRA and 401(k) Plan under same employer

   By Rai401k, November 24, 2015
   • 1 reply
   • 818 views
   • 
   • 401king
   • November 24, 2015

8. 403(b) deferral test/refund

   By mlp0816, June 4, 2014
   • 1 reply
   • 818 views
   • 
   • austin3515
   • June 5, 2014

9. Late deferrals interest for people who left a long time ago

   By BG5150, March 12, 2020
   • 5 replies
   • 818 views
   • 
   • BG5150
   • March 16, 2020

10. When is someone a participant (again)

    By BG5150, August 21, 2012
    • 1 reply
    • 818 views
    • 
    • ETA Consulting LLC
    • August 21, 2012

11. Stock attribution question after death

    By Lou S., January 30, 2014
    • 2 replies
    • 818 views
    • 
    • Lou S.
    • January 31, 2014

12. Retroactively amending for 4% safe harbor

    By BG5150, October 7, 2021
    • 2 replies
    • 817 views
    • 
    • BG5150
    • October 7, 2021

13. Post Severance Comp

    By austin3515, March 24, 2014
    • 1 reply
    • 817 views
    • 
    • austin3515
    • March 24, 2014

14. Missed Opportunity to Defer with Safe Harbor Match

    By Cobras59, June 28, 2022
    • 3 replies
    • 817 views
    • 
    • MWeddell
    • July 8, 2022

15. Safe harbor 401(k)

    By Guest Salvador A Mander, October 17, 2011
    • 0 replies
    • 817 views
    • 
    • Guest
    • October 17, 2011

16. Secure Act adding SH NEC

    By justatester, June 17, 2020
    • 3 replies
    • 817 views
    • 
    • C. B. Zeller
    • June 17, 2020

17. Should I file a Sched H or 5500-SF? - Count of BOY participants

    By Bruddah Kimo, March 23, 2016
    • 7 replies
    • 817 views
    • 
    • My 2 cents
    • March 24, 2016

18. PS Alloc based on Years of Service

    By jmartin, March 23, 2020
    • 3 replies
    • 817 views
    • 
    • BG5150
    • March 24, 2020

19. Suspending SH Election, Adopt 3% Nonelective by Year-End Under SECURE

    By Danny CPA, March 31, 2020
    • 5 replies
    • 817 views
    • 
    • Gilmore
    • April 1, 2020

20. Removing Auto Enrollment Feature

    By kpickering, July 26, 2019
    • 0 replies
    • 816 views
    • 
    • kpickering
    • July 26, 2019

21. Coverage test with allocation condition

    By TH 401k, October 29, 2025
    • 6 replies
    • 816 views
    • 
    • TH 401k
    • October 30, 2025

22. |Cash vs 401k

    By 52626, August 16, 2023
    • 8 replies
    • 815 views
    • 
    • Roycal
    • August 18, 2023

23. single entry date - how does it work?

    By AlbanyConsultant, August 13, 2024
    • 5 replies
    • 815 views
    • 
    • Gina Alsdorf
    • August 22, 2024

24. Controlled Group - Husband & Wife

    By metsfan026, September 15, 2022
    • 3 replies
    • 815 views
    • 
    • Bill Presson
    • September 15, 2022

25. 401(a)(4)Testing

    By ratherbereading, February 27, 2025
    • 0 replies
    • 815 views
    • 
    • ratherbereading
    • February 27, 2025

26. Former key - Required Beginning Date

    By Chippy, December 12, 2017
    • 3 replies
    • 815 views
    • 
    • Chippy
    • December 12, 2017

27. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 815 views
    • 
    • C. B. Zeller
    • February 25, 2022

28. Incorrect beneficiary a non-exempt transaction?

    By JW, April 22, 2024
    • 3 replies
    • 815 views
    • 
    • Peter Gulia
    • April 22, 2024

29. Safe Harbor Mid Year Retroactive Amendment

    By susieQ, June 12, 2019
    • 1 reply
    • 815 views
    • 
    • Kevin C
    • June 13, 2019

30. deductible fees?

    By M Norton, June 20, 2019
    • 3 replies
    • 815 views
    • 
    • M Norton
    • June 27, 2019

31. Roll IRA Into 401(k) Plan

    By Scott50, April 23, 2019
    • 2 replies
    • 815 views
    • 
    • C. B. Zeller
    • April 24, 2019

32. 401a4 Testing Question

    By Nic Pospiech, February 16, 2021
    • 2 replies
    • 814 views
    • 
    • MWeddell
    • February 17, 2021

33. Profit Sharing Contributions - Deadline

    By Nassau, February 12, 2013
    • 0 replies
    • 814 views
    • 
    • Nassau
    • February 12, 2013

34. Roth 401k

    By Guest jim williams, October 5, 2010
    • 1 reply
    • 814 views
    • 
    • Guest
    • October 5, 2010

35. $300,000 fine 5500ez

    By flowersarenice, September 28, 2021
    • 2 replies
    • 814 views
    • 
    • flowersarenice
    • September 29, 2021

36. Do Statutory Employees who get a W-2 count as employees for auto enrollment purposes

    By Will.I.Am, October 9, 2024
    • 3 replies
    • 813 views
    • 
    • Lou S.
    • October 10, 2024

37. Paycheck Protection Program (2019 Contributions?)

    By Gilmore, April 24, 2020
    • 6 replies
    • 813 views
    • 
    • duckthing
    • April 28, 2020

38. Maximum Loan Amount

    By DTH, November 9, 2012
    • 1 reply
    • 813 views
    • 
    • ETA Consulting LLC
    • November 9, 2012

39. 404a disclsure for brokerage account - Stocks?

    By Jim Chad, July 11, 2012
    • 0 replies
    • 813 views
    • 
    • Jim Chad
    • July 11, 2012

40. Amending a Maybe Safe Harbor Plan

    By kgr12, May 27, 2015
    • 1 reply
    • 812 views
    • 
    • Lou S.
    • May 27, 2015

41. Terminate plan with "ponzi'd assets"

    By Guest JPIngold, June 13, 2013
    • 0 replies
    • 812 views
    • 
    • Guest
    • June 13, 2013

42. Last date to change SH Match to SH Nonelective

    By ConnieStorer, December 29, 2025
    • 12 replies
    • 812 views
    • 
    • austin3515
    • January 5

43. QACA - who gets their deferral rate increased?

    By Guest Achilles, December 1, 2011
    • 1 reply
    • 812 views
    • 
    • K2retire
    • December 1, 2011

44. Eligible to Ineligible Category During Year - Safe Harbor

    By EBECatty, December 18, 2020
    • 2 replies
    • 812 views
    • 
    • EBECatty
    • December 18, 2020

45. Disadvantage of ADP Refunds

    By austin3515, March 10, 2017
    • 10 replies
    • 812 views
    • 
    • austin3515
    • March 10, 2017

46. compensation

    By cdavis25, January 31, 2018
    • 1 reply
    • 811 views
    • 
    • Luke Bailey
    • February 1, 2018

47. In-house payroll system programmed to allow catchup capped at $7500

    By campy, December 12, 2024
    • 2 replies
    • 811 views
    • 
    • campy
    • December 13, 2024

48. QDIA notice

    By gregburst, December 1, 2011
    • 0 replies
    • 811 views
    • 
    • gregburst
    • December 1, 2011

49. Converting SIMPLE IRA to 401k - Notice REquirement

    By austin3515, May 23, 2025
    • 2 replies
    • 811 views
    • 
    • austin3515
    • May 23, 2025

50. K-1 Compensation

    By PFranckowiak, March 14, 2016
    • 1 reply
    • 811 views
    • 
    • Bird
    • March 14, 2016