401(k) Plans

19,319 topics in this forum

1. coverge questions when controlled group includes Canadian Company

   By jkharvey, March 1, 2016
   • 1 reply
   • 796 views
   • 
   • ETA Consulting LLC
   • March 2, 2016

2. May a plan provide an automatic-contribution arrangement for some employees, but not others?

   By Peter Gulia, October 28, 2021   

   • automatic-contribution arrangement
   • 3 replies
   • 796 views
   • 
   • MWeddell
   • November 2, 2021

3. Two Entities - same Key Employee for TH Test?

   By Guest YvetteW, September 26, 2013
   • 0 replies
   • 796 views
   • 
   • Guest
   • September 26, 2013

4. ADP failure refund for takeover plan

   By leighl, March 7, 2017
   • 5 replies
   • 796 views
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   • ESOP Guy
   • March 7, 2017

5. SEP/IRA

   By Nassau, April 21, 2011
   • 0 replies
   • 796 views
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   • Nassau
   • April 21, 2011

6. Affiliated Service Group

   By austin3515, February 17, 2020
   • 4 replies
   • 796 views
   • 
   • austin3515
   • February 18, 2020

7. credit service after termination? (strange question)

   By WCC, June 24, 2016
   • 3 replies
   • 795 views
   • 
   • Kevin C
   • June 24, 2016

8. Is 0% considered a deferral election?

   By Susan S., June 6, 2019
   • 2 replies
   • 795 views
   • 
   • Susan S.
   • June 7, 2019

9. SIMPLE Roth Rollover

   By MGOAdmin, September 8, 2025
   • 1 reply
   • 795 views
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   • G8Rs
   • September 10, 2025

10. Working with Nationwide

    By drakecohen, September 23, 2022
    • 4 replies
    • 795 views
    • 
    • hr for me
    • September 27, 2022

11. 401(k) Contributions made with Stock (Not Employer's)

    By Guest Jim_Mauro9, April 7, 2010
    • 0 replies
    • 795 views
    • 
    • Guest
    • April 7, 2010

12. IRS Article on What Went Wrong With Retirement Plans

    By austin3515, January 28, 2016
    • 2 replies
    • 795 views
    • 
    • austin3515
    • January 29, 2016

13. Missed Deferral Opportunity - Spans many years

    By Pam S., January 11, 2018
    • 2 replies
    • 795 views
    • 
    • Pam S.
    • January 11, 2018

14. Minimum Age

    By John Feldt ERPA CPC QPA, December 8, 2017   

    • fishing
    • age minimum
    • 9 replies
    • 794 views
    • 
    • Peter Gulia
    • December 11, 2017

15. Missed Deferral Opportunity

    By Lou81, May 13, 2022
    • 1 reply
    • 794 views
    • 
    • BeachBum
    • May 13, 2022

16. Avoiding the Top-Heavy Mininum - Cash Flow Constraints

    By austin3515, March 19, 2025
    • 2 replies
    • 794 views
    • 
    • austin3515
    • March 19, 2025

17. Life Insurance Questions

    By Ron401k, June 15, 2017
    • 5 replies
    • 794 views
    • 
    • Bill Presson
    • June 16, 2017

18. Employers with 2 Plans

    By FT Retire, September 27, 2024
    • 1 reply
    • 794 views
    • 
    • C. B. Zeller
    • September 27, 2024

19. New plan, former HCE now under 500 hours, is he in?

    By JWRB, July 22, 2015
    • 1 reply
    • 793 views
    • 
    • Tom Poje
    • July 22, 2015

20. Ending Loan Program Mid Year

    By metsfan026, July 12, 2022
    • 2 replies
    • 793 views
    • 
    • metsfan026
    • July 12, 2022

21. Top Heavy Minimum and New Comparability Calc

    By lisan1025, January 3, 2024
    • 5 replies
    • 793 views
    • 
    • BG5150
    • January 5, 2024

22. Basic QJSA Info

    By Guest Dee401kLady, June 23, 2014
    • 0 replies
    • 793 views
    • 
    • Guest
    • June 23, 2014

23. Amending Form 5500

    By metsfan026, October 1, 2021
    • 4 replies
    • 793 views
    • 
    • BG5150
    • October 1, 2021

24. Safe Harbor Contribution Question

    By metsfan026, August 16, 2021
    • 3 replies
    • 792 views
    • 
    • Belgarath
    • August 16, 2021

25. ACP test correction

    By SViola, January 14, 2021
    • 3 replies
    • 792 views
    • 
    • C. B. Zeller
    • January 19, 2021

26. owner w/0 hrs, max pay

    By TPApril, March 2, 2018
    • 12 replies
    • 792 views
    • 
    • Patricia Neal Jensen
    • March 14, 2018

27. New plan with mid-year effective date for deferrals

    By cathyw, September 27, 2018
    • 5 replies
    • 792 views
    • 
    • MarZDoates
    • October 1, 2018

28. Overpayment recoupment after Notice 2024-77

    By FormsRstillmylife, November 20, 2024
    • 1 reply
    • 792 views
    • 
    • justanotheradmin
    • November 20, 2024

29. Re-Hire Prohibition - How Long

    By LSU2020, May 20, 2022
    • 4 replies
    • 791 views
    • 
    • LSU2020
    • July 15, 2022

30. Missed Deferrals and Confirmation of Corrections

    By 30Rock, March 6, 2018
    • 0 replies
    • 791 views
    • 
    • 30Rock
    • March 6, 2018

31. TWO 401(k) Plans

    By Sydney, May 15, 2018
    • 3 replies
    • 790 views
    • 
    • Larry Starr
    • May 15, 2018

32. Schedule D-Form 5500

    By ratherbereading, June 3, 2019
    • 2 replies
    • 790 views
    • 
    • ratherbereading
    • June 4, 2019

33. Recordkeepers and 5558 filings

    By Chomper, June 6, 2018   

    • 5558
    • 4 replies
    • 790 views
    • 
    • RatherBeGolfing
    • June 8, 2018

34. Eligibility Description

    By Good401(k), September 25, 2017   

    • eligibility
    • 3 replies
    • 790 views
    • 
    • Good401(k)
    • September 26, 2017

35. Discretionary Matching Contribution Question

    By metsfan026, March 29, 2025
    • 4 replies
    • 790 views
    • 
    • metsfan026
    • April 1, 2025

36. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 790 views
    • 
    • Peter Gulia
    • January 30, 2019

37. Multiple Employer Plan - Excess Contributions

    By metsfan026, February 4, 2022
    • 5 replies
    • 790 views
    • 
    • metsfan026
    • March 1, 2022

38. Participant Benefit Statements

    By alwaysaquestion, September 9, 2024
    • 4 replies
    • 789 views
    • 
    • C. B. Zeller
    • September 11, 2024

39. 2023 retroactivity due to improper company match

    By Kikka, June 6, 2025
    • 3 replies
    • 789 views
    • 
    • Lou S.
    • June 11, 2025

40. Top Heavy Minimum When Key Defers less than 3%

    By lcollins300, March 1, 2018
    • 4 replies
    • 789 views
    • 
    • Kac1214
    • March 5, 2018

41. 401(k) adn SEP IRA

    By justatester, November 19, 2009
    • 0 replies
    • 789 views
    • 
    • justatester
    • November 19, 2009

42. Definition Compensation for HCE

    By justatester, February 22, 2016
    • 5 replies
    • 788 views
    • 
    • justatester
    • February 23, 2016

43. EACA Mid-year Amendment

    By dmwe, April 3, 2019
    • 0 replies
    • 788 views
    • 
    • dmwe
    • April 3, 2019

44. S-Corp comp

    By TPApril, June 18, 2021
    • 2 replies
    • 788 views
    • 
    • C. B. Zeller
    • June 21, 2021

45. Death Distribution - 4 beneficiaries 25% each

    By BLM, October 27, 2017
    • 6 replies
    • 788 views
    • 
    • acm_acm
    • November 1, 2017

46. Past SAR's to Lost Participant now found

    By Loves401(k), February 19, 2018
    • 2 replies
    • 788 views
    • 
    • ERISAAPPLE
    • February 19, 2018

47. Lost earnings on 401k for late pay?

    By TPApril, July 31, 2017
    • 1 reply
    • 788 views
    • 
    • RatherBeGolfing
    • July 31, 2017

48. failure to implement auto escalation

    By K2retire, April 18, 2018
    • 0 replies
    • 788 views
    • 
    • K2retire
    • April 18, 2018

49. Are there any concerns that never use forfeiture account?

    By Sarah73, November 14, 2022
    • 3 replies
    • 787 views
    • 
    • hr for me
    • November 14, 2022

50. Removing Roth Option

    By RestAssured, February 24, 2022
    • 7 replies
    • 787 views
    • 
    • #toomanyrules
    • March 18, 2022