401(k) Plans

19,337 topics in this forum

1. Valid Document or Not

   By cpc0506, November 5, 2012
   • 1 reply
   • 810 views
   • 
   • MoJo
   • November 5, 2012

2. 2 active plans in same plan year

   By cpc0506, October 13, 2022
   • 2 replies
   • 810 views
   • 
   • cpc0506
   • October 13, 2022

3. Removing Roth

   By jim241, June 12, 2018   

   • 401k roth
   • 401k
   • 1 reply
   • 810 views
   • 
   • Larry Starr
   • June 12, 2018

4. owner w/0 hrs, max pay

   By TPApril, March 2, 2018
   • 12 replies
   • 810 views
   • 
   • Patricia Neal Jensen
   • March 14, 2018

5. Differing Match Rates for NHCEs in QACA

   By Guest gaham, January 31, 2012
   • 0 replies
   • 810 views
   • 
   • Guest
   • January 31, 2012

6. Minimum Age

   By John Feldt ERPA CPC QPA, December 8, 2017   

   • fishing
   • age minimum
   • 9 replies
   • 809 views
   • 
   • Peter Gulia
   • December 11, 2017

7. controlled groups revisited

   By pmacduff, September 24, 2019
   • 3 replies
   • 809 views
   • 
   • Bill Presson
   • September 24, 2019

8. Guaranteed Annuity Contracts and "Insured"

   By jkharvey, June 19, 2012
   • 2 replies
   • 809 views
   • 
   • Guest
   • June 20, 2012

9. PS Contribution for Eligible Participant

   By Dazednconfused, April 7, 2010
   • 0 replies
   • 809 views
   • 
   • Dazednconfused
   • April 7, 2010

10. Short Plan Year

    By cdavis25, February 5, 2013
    • 1 reply
    • 808 views
    • 
    • rcline46
    • February 5, 2013

11. Investment Free for all?!

    By justanotheradmin, May 15, 2020
    • 6 replies
    • 808 views
    • 
    • Luke Bailey
    • May 18, 2020

12. allocation of deductions in partnership (LLC)

    By Guest nancy814, April 1, 2010
    • 0 replies
    • 808 views
    • 
    • Guest
    • April 1, 2010

13. Amend SH Plan now to exclude class?

    By BG5150, January 4, 2019
    • 3 replies
    • 808 views
    • 
    • BG5150
    • January 8, 2019

14. Amending from Plan Year Match to Per Payroll Mid-Year

    By Hayden Taylor, April 23, 2020
    • 2 replies
    • 808 views
    • 
    • MWeddell
    • September 15, 2020

15. Limits when replacing SIMPLE-IRA mid-year with a Safe Harbor 401(k)

    By Belgarath, July 8, 2024
    • 2 replies
    • 808 views
    • 
    • Belgarath
    • July 9, 2024

16. Affiliated Service Group

    By austin3515, February 17, 2020
    • 4 replies
    • 808 views
    • 
    • austin3515
    • February 18, 2020

17. Plan holds land as asset and sells timber

    By jkharvey, June 2, 2015
    • 2 replies
    • 807 views
    • 
    • masteff
    • June 4, 2015

18. Is 0% considered a deferral election?

    By Susan S., June 6, 2019
    • 2 replies
    • 807 views
    • 
    • Susan S.
    • June 7, 2019

19. Top Heavy Test - In-Service History after a participant terms

    By CLE401kGuy, May 30, 2014
    • 1 reply
    • 807 views
    • 
    • Lou S.
    • May 30, 2014

20. NHC employees given too much match

    By Pammie57, September 7, 2016
    • 2 replies
    • 807 views
    • 
    • My 2 cents
    • September 7, 2016

21. Two entities, Same ownership, Two different plan designs

    By TMcfall, July 14, 2021
    • 4 replies
    • 807 views
    • 
    • ESOP Guy
    • July 14, 2021

22. Overpayment recoupment after Notice 2024-77

    By FormsRstillmylife, November 20, 2024
    • 1 reply
    • 807 views
    • 
    • justanotheradmin
    • November 20, 2024

23. Scam "DOL" call regarding 408(b)(2) compliance?

    By AndrewZ, January 30, 2019
    • 2 replies
    • 807 views
    • 
    • Peter Gulia
    • January 30, 2019

24. Participant's deferral election and non cash compensation

    By TPA Bob, August 13, 2025
    • 3 replies
    • 807 views
    • 
    • TPA Bob
    • August 15, 2025

25. Multiple Employer Plan - Excess Contributions

    By metsfan026, February 4, 2022
    • 5 replies
    • 807 views
    • 
    • metsfan026
    • March 1, 2022

26. Safe Harbor Contribution Question

    By metsfan026, August 16, 2021
    • 3 replies
    • 806 views
    • 
    • Belgarath
    • August 16, 2021

27. SE-Tax for Canadian owner/participant

    By justanotheradmin, March 31, 2014
    • 0 replies
    • 806 views
    • 
    • justanotheradmin
    • March 31, 2014

28. Final 5500 after entire solo 401k rolled over into SEP IRA

    By NJ Harrington, February 24, 2022
    • 4 replies
    • 806 views
    • 
    • Bird
    • February 25, 2022

29. SECURE 2.0 Section 603 - another Roth catch-up question

    By WCC, January 28
    • 4 replies
    • 806 views
    • 
    • C. B. Zeller
    • January 30

30. Automatic Enrollment under SECURE 2.0

    By sb0828, July 24, 2024
    • 1 reply
    • 806 views
    • 
    • RatherBeGolfing
    • July 25, 2024

31. New Partner Eligibility to 401(k)

    By michael519, September 15, 2017
    • 3 replies
    • 805 views
    • 
    • michael519
    • November 20, 2017

32. A Real Problem

    By rblum50, January 13
    • 9 replies
    • 805 views
    • 
    • Tax ERISA Thoughts
    • January 14

33. Early deposits of employee deferrals

    By DLavigne, February 2, 2016
    • 2 replies
    • 805 views
    • 
    • Doghouse
    • February 2, 2016

34. safe harbor plan mid year acquisition

    By R. Butler, August 17, 2018
    • 2 replies
    • 805 views
    • 
    • Kevin C
    • August 21, 2018

35. Employer pays the deductible

    By austin3515, February 26, 2010
    • 0 replies
    • 804 views
    • 
    • austin3515
    • February 26, 2010

36. ACP test correction

    By SViola, January 14, 2021
    • 3 replies
    • 804 views
    • 
    • C. B. Zeller
    • January 19, 2021

37. Calculating K-1 earnings for 401(k) plan purposes

    By kwalified, September 10, 2012
    • 0 replies
    • 804 views
    • 
    • kwalified
    • September 10, 2012

38. Past SAR's to Lost Participant now found

    By Loves401(k), February 19, 2018
    • 2 replies
    • 804 views
    • 
    • ERISAAPPLE
    • February 19, 2018

39. User fee applies or not?

    By BG5150, April 15, 2010
    • 1 reply
    • 804 views
    • 
    • Belgarath
    • April 15, 2010

40. Affiliated Service Group and Testing

    By 52626, March 29, 2019
    • 1 reply
    • 803 views
    • 
    • C. B. Zeller
    • March 29, 2019

41. Life expectancy

    By GMK, February 4, 2015
    • 0 replies
    • 803 views
    • 
    • GMK
    • February 4, 2015

42. TWO 401(k) Plans

    By Sydney, May 15, 2018
    • 3 replies
    • 803 views
    • 
    • Larry Starr
    • May 15, 2018

43. 401(k) Successor rule applies to effective date or adoption date?

    By solo401kperson, December 15, 2023
    • 1 reply
    • 803 views
    • 
    • Luke Bailey
    • December 28, 2023

44. Safe Harbor Match True-Up

    By nerd-party-administrator, February 26, 2020
    • 2 replies
    • 803 views
    • 
    • nerd-party-administrator
    • February 27, 2020

45. coverge questions when controlled group includes Canadian Company

    By jkharvey, March 1, 2016
    • 1 reply
    • 803 views
    • 
    • ETA Consulting LLC
    • March 2, 2016

46. Ending Loan Program Mid Year

    By metsfan026, July 12, 2022
    • 2 replies
    • 803 views
    • 
    • metsfan026
    • July 12, 2022

47. Missed Deferral Opportunity

    By Lou81, May 13, 2022
    • 1 reply
    • 803 views
    • 
    • BeachBum
    • May 13, 2022

48. Participant Statements

    By Nassau, February 22, 2012
    • 1 reply
    • 803 views
    • 
    • GMK
    • February 22, 2012

49. 5500 Data Required for 401(k) and Pension Plans - are HCE and Key EEs lists requested

    By Scott A. Davis, September 15, 2021
    • 5 replies
    • 803 views
    • 
    • Scott A. Davis
    • September 17, 2021

50. Life Insurance Questions

    By Ron401k, June 15, 2017
    • 5 replies
    • 803 views
    • 
    • Bill Presson
    • June 16, 2017