401(k) Plans

19,337 topics in this forum

1. First RMD for 4/2003 retiree, age 77; does 2004 distribution include 2003 income?

   By Guest Powers, December 19, 2003
   • 1 reply
   • 1k views
   • 
   • Tom Poje
   • December 19, 2003

2. Adding a subsidiary with no employees

   By Lori H, May 7, 2007
   • 1 reply
   • 2k views
   • 
   • austin3515
   • May 8, 2007

3. Elapsed Time for Eligibility - Medical Leave

   By Guest saotampa, December 5, 2007
   • 1 reply
   • 1.3k views
   • 
   • JanetM
   • December 5, 2007

4. Form 5330 for late deferral deposits

   By doombuggy, April 26, 2011
   • 1 reply
   • 1.6k views
   • 
   • ESOP Guy
   • April 26, 2011

5. Maximum deductible contribution limit

   By Guest Winkle, June 23, 2011
   • 1 reply
   • 1k views
   • 
   • J Simmons
   • June 23, 2011

6. Form 8955-SSA

   By Guest Achilles, October 5, 2011
   • 1 reply
   • 1.2k views
   • 
   • ESOP Guy
   • October 5, 2011

7. Hurricane Sandy Relief

   By 401_4_ever, November 19, 2012
   • 1 reply
   • 979 views
   • 
   • Bird
   • November 20, 2012

8. EACA mid-year percentage change

   By Belgarath, March 20, 2014
   • 1 reply
   • 2.2k views
   • 
   • BG5150
   • March 20, 2014

9. vesting schedule change is more strict

   By WCC, December 7, 2016
   • 1 reply
   • 736 views
   • 
   • Lou S.
   • December 7, 2016

10. Otherwise Excludables tested Separately

    By BLM, May 8, 2017
    • 1 reply
    • 469 views
    • 
    • Tom Poje
    • May 8, 2017

11. Employer Matching Contributions in a Controlled Group

    By AmandaJ, September 11, 2019
    • 1 reply
    • 446 views
    • 
    • CuseFan
    • September 11, 2019

12. Ineligible Employees allowed to Defer

    By 52626, December 20, 2019
    • 1 reply
    • 617 views
    • 
    • Luke Bailey
    • December 21, 2019

13. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 527 views
    • 
    • Lou S.
    • March 6, 2023

14. What needs ot be done to reinstate a 401K plan?

    By Guest Amy Severson, May 24, 2001
    • 1 reply
    • 1.4k views
    • 
    • RCK
    • May 24, 2001

15. 401k Plan Design

    By Guest Tracy C, July 31, 2001
    • 1 reply
    • 1.4k views
    • 
    • Jon Chambers
    • July 31, 2001

16. Diversifying out of employer stock

    By RCK, August 21, 2001
    • 1 reply
    • 1.5k views
    • 
    • BeckyMiller
    • August 27, 2001

17. Addition of 401k Safe Harbor to existing profit sharing language.

    By Guest Bucker, October 23, 2001
    • 1 reply
    • 1.4k views
    • 
    • rcline46
    • October 24, 2001

18. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13, 2025   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 519 views
    • 
    • justanotheradmin
    • August 14, 2025

19. Repaying a Deemed Loan

    By FundeK, February 23, 2004
    • 1 reply
    • 1.9k views
    • 
    • FundeK
    • February 23, 2004

20. Deferral of excess contributions that woud otherwise be returned after a failed test

    By Guest FAQ, August 26, 2004
    • 1 reply
    • 1.1k views
    • 
    • R. Butler
    • August 27, 2004

21. Benefits deductions for 2005

    By Guest reedjd, January 6, 2005
    • 1 reply
    • 1k views
    • 
    • rcline46
    • January 6, 2005

22. Net Unrealized Appreciation and Terminating Plan

    By Guest AEA, July 14, 2005
    • 1 reply
    • 1.4k views
    • 
    • mbozek
    • July 14, 2005

23. Discretionary Match on Bonus Deferrals

    By Guest Troy S., August 11, 2006
    • 1 reply
    • 1.6k views
    • 
    • mming
    • August 11, 2006

24. SCORP - Employee deferral/Employer contributions for 2007

    By Guest 401K_Help, January 12, 2008
    • 1 reply
    • 1.4k views
    • 
    • Bird
    • January 14, 2008

25. Deferrals for a deceased participant?

    By jkharvey, July 10, 2008
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • July 10, 2008

26. Asset Deal with grandfathered service

    By Guest Lee68, August 6, 2008
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • August 6, 2008

27. RMD for a 5% owner

    By Nassau, March 29, 2011
    • 1 reply
    • 1.5k views
    • 
    • ETA Consulting LLC
    • March 29, 2011

28. Add stated match to SH plan mid year?

    By BG5150, July 16, 2019
    • 1 reply
    • 889 views
    • 
    • BG5150
    • July 17, 2019

29. Safe Habor Notice

    By Hoard1, November 23, 1999
    • 1 reply
    • 1.5k views
    • 
    • thepensionmaven
    • December 5, 1999

30. When an employee passes an entry date while out on workmen's compensat

    By John A, March 9, 2000
    • 1 reply
    • 1.3k views
    • 
    • Alf
    • March 9, 2000

31. Beneficiary

    By Guest Earl Anthony, September 7, 2001
    • 1 reply
    • 1.6k views
    • 
    • david rigby
    • September 7, 2001

32. US Virgin Islands

    By Guest pjrieck, April 3, 2002
    • 1 reply
    • 1.8k views
    • 
    • mbozek
    • April 3, 2002

33. After tax that should have been pre tax

    By Guest mkelly, May 14, 2002
    • 1 reply
    • 1.7k views
    • 
    • mbozek
    • May 15, 2002

34. Summary Plan Description

    By Felicia, November 11, 2002
    • 1 reply
    • 1.3k views
    • 
    • Brian Gallagher
    • November 11, 2002

35. Hole in American Funds Menu = fiduciary breach = ?

    By Guest Happy Actuary, May 19, 2005
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • May 20, 2005

36. Match that increases as participant gets older?

    By jkharvey, October 5, 2006
    • 1 reply
    • 1.1k views
    • 
    • Dan
    • October 5, 2006

37. Top-Paid Election Merger

    By Guest m2b2, July 10, 2008
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • July 10, 2008

38. PS has no last day and no hours requirement

    By John Feldt ERPA CPC QPA, March 4, 2011
    • 1 reply
    • 860 views
    • 
    • 12AX7
    • March 4, 2011

39. PEO spin off plan - PEO and new plan Safe Harbor

    By cpc0506, March 22, 2019
    • 1 reply
    • 1.6k views
    • 
    • Kevin C
    • March 22, 2019

40. Fee for Safe-Harbor 401(k)

    By chris, August 9, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • August 11, 1999

41. Any effect of a break-in-service for a 100% vested employee who remain

    By John A, December 3, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • December 6, 1999

42. May a plan exclude an intern (even if she met LTPT conditions)?

    By Peter Gulia, October 4, 2024
    • 1 reply
    • 996 views
    • 
    • Paul I
    • October 4, 2024

43. Trustee EIN

    By Guest trojaninvestor, May 2, 2001
    • 1 reply
    • 1.6k views
    • 
    • rcline46
    • May 3, 2001

44. Participant becomes Excludable Employee

    By Guest jim williams, May 24, 2001
    • 1 reply
    • 1.9k views
    • 
    • R. Butler
    • May 24, 2001

45. Company Stock

    By fidu, April 24, 2002
    • 1 reply
    • 1.4k views
    • 
    • david rigby
    • April 24, 2002

46. Safe harbor hardship withdrawal standard

    By Guest Bud, June 24, 2002
    • 1 reply
    • 2.8k views
    • 
    • MWeddell
    • July 2, 2002

47. Key Employees

    By Guest SharonB, April 1, 2003
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • April 1, 2003

48. Limited-scope vs Full-scope audit

    By Brian Gallagher, August 4, 2004
    • 1 reply
    • 4k views
    • 
    • Guest
    • August 6, 2004

49. new job

    By Guest friskey, August 26, 2004
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • August 26, 2004

50. Vesting Question - Rehired after Partial Termination of Plan

    By Guest J&D, November 23, 2004
    • 1 reply
    • 1.3k views
    • 
    • Alf
    • November 23, 2004