401(k) Plans

19,317 topics in this forum

1. For 15% calculation purposes do you subtract deferrals before applying

   By R. Butler, April 9, 2001
   • 19 replies
   • 4.2k views
   • 
   • Guest
   • April 11, 2001

2. When is it better to make the 3% nonelective safe harbor contribution

   By chris, April 6, 2001
   • 4 replies
   • 1.7k views
   • 
   • Guest
   • May 11, 2001

3. Control Group Question

   By Guest Don J. Smith, April 6, 2001
   • 3 replies
   • 1.4k views
   • 
   • david rigby
   • April 6, 2001

4. Plan Expenses

   By Guest PTWIN, April 6, 2001
   • 1 reply
   • 1.5k views
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   • Bob R
   • April 9, 2001

5. Additional non-elective contributions in a safe harbor 401(k)

   By KateSmithPA, April 6, 2001
   • 3 replies
   • 1.7k views
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   • Richard Anderson
   • April 6, 2001

6. Simple 401(k)-exclusive plan requirement

   By AndyH, April 5, 2001
   • 9 replies
   • 2.7k views
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   • Appleby
   • April 9, 2001

7. Group Annuity Contracts in a 401k

   By Guest pon66, April 5, 2001
   • 9 replies
   • 11k views
   • 
   • KJohnson
   • September 24, 2002

8. Scrivener's error in safe harbor notice?

   By Guest Kelly Igel, April 4, 2001
   • 2 replies
   • 2.2k views
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   • rcline46
   • April 5, 2001

9. New investment company won't accept third party rollover check.

   By Guest James Osterhaus, April 4, 2001
   • 3 replies
   • 1.8k views
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   • Bill Berke
   • April 5, 2001

10. "Standardized" Adoption Agreement and Controlled Group

    By PMC, April 4, 2001
    • 5 replies
    • 3k views
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    • Bob R
    • April 11, 2001

11. As an employer making a company match on a 401(k) Plan, does the compa

    By Guest MaryP, April 4, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 4, 2001

12. Rollover from SEP to 401(k)

    By Guest Tracy H, April 3, 2001
    • 1 reply
    • 1.8k views
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    • Bill Berke
    • April 3, 2001

13. QTIP contains deceased spouses company. Is the ownership of the compa

    By Guest JEP, April 3, 2001
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • April 11, 2001

14. How to get your 401(k) plan changed

    By Guest Clifton Linton, April 3, 2001
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • April 3, 2001

15. Abusing the match safe harbor: Does low NHCE participation result in

    By Guest michaelv, April 2, 2001
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • April 2, 2001

16. Rationale as to why loans are not permitted to owner-employees

    By Guest Martha A. Hayner, April 2, 2001
    • 1 reply
    • 1.5k views
    • 
    • R. Butler
    • April 2, 2001

17. Safe harbor 401(k) plan for only part of a controlled group?

    By John A, April 2, 2001
    • 0 replies
    • 1.6k views
    • 
    • John A
    • April 2, 2001

18. Is there a problem where the trustee owns employer stock when it is al

    By Guest lawdawg, March 30, 2001
    • 4 replies
    • 1.6k views
    • 
    • Guest
    • April 24, 2001

19. May non-union members in "right to work" states be tested

    By Guest Jose Rosario, March 30, 2001
    • 2 replies
    • 1.3k views
    • 
    • KJohnson
    • April 2, 2001

20. Forfeitures used to reduce employer contribution.

    By Guest Giovanni, March 30, 2001
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • April 16, 2001

21. Layoff - vesting requirement under 401(k) Plan

    By Guest benefitsanalyst, March 30, 2001
    • 3 replies
    • 2.6k views
    • 
    • david rigby
    • March 30, 2001

22. Partnership 401(k)

    By jkharvey, March 30, 2001
    • 3 replies
    • 1.6k views
    • 
    • rcline46
    • March 31, 2001

23. Can match formula be independent of amount of deferral?

    By John A, March 30, 2001
    • 12 replies
    • 2.6k views
    • 
    • Guest
    • April 1, 2001

24. Would beneficiary witnessing signature invalidate designation?

    By Guest FREE401k, March 29, 2001
    • 16 replies
    • 7.9k views
    • 
    • Guest
    • April 6, 2001

25. plan loans for family members

    By Guest sheadan, March 29, 2001
    • 5 replies
    • 1.6k views
    • 
    • Guest
    • March 30, 2001

26. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

27. Is it discriminatory in a self-directed plan to offer an investment wi

    By Guest Tara Curran, March 28, 2001
    • 3 replies
    • 1.9k views
    • 
    • actuarysmith
    • April 2, 2001

28. Terminating a safe harbor 401(k) plan?

    By John A, March 28, 2001
    • 2 replies
    • 1.8k views
    • 
    • wmyer
    • March 29, 2001

29. Nonspousal Beneficiary distribution & QPSA/QJSA

    By Guest jim williams, March 28, 2001
    • 1 reply
    • 1.7k views
    • 
    • Bob R
    • March 29, 2001

30. 401(k) deferrals and SEP contributions in same year?

    By Guest C.R. Gravitt, March 28, 2001
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • March 28, 2001

31. Nonstandardized vs. Standardized

    By Guest Donna Hearn, March 28, 2001
    • 1 reply
    • 5.5k views
    • 
    • Bob R
    • March 29, 2001

32. Employer filed tax return. Can they amend return and make a P/S contri

    By Guest S FISCHER, March 27, 2001
    • 12 replies
    • 3.7k views
    • 
    • mbozek
    • September 16, 2002

33. Qualified Match vs Regular Match -Correction

    By Guest UKH, March 27, 2001
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • March 27, 2001

34. Safe Harbor and Plan Merger

    By PMC, March 27, 2001
    • 0 replies
    • 1.6k views
    • 
    • PMC
    • March 27, 2001

35. Conversion to Automatic Enrollment

    By Guest Una M, March 27, 2001
    • 17 replies
    • 3.6k views
    • 
    • RCK
    • April 19, 2001

36. Federal Truth and Lending disclosure

    By Guest xplan, March 27, 2001
    • 0 replies
    • 1.8k views
    • 
    • Guest
    • March 27, 2001

37. Can a participant purchase stock in his directed account of a company

    By Guest, March 27, 2001
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • April 3, 2001

38. Top Heavy Test on Aggregated Plans

    By Guest chant44, March 26, 2001
    • 4 replies
    • 2k views
    • 
    • Bob R
    • March 27, 2001

39. Notices defining "Employees Eligible to Defer" for Safe Harb

    By Guest Powers, March 26, 2001
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • March 26, 2001

40. 401K & Roth IRA in same year?

    By Guest Harrydoodl, March 25, 2001
    • 1 reply
    • 1.5k views
    • 
    • wmyer
    • March 25, 2001

41. Is employers 401k deduction calculated properly?

    By Guest davida, March 24, 2001
    • 9 replies
    • 30.6k views
    • 
    • rcline46
    • April 4, 2001

42. What is the status of "same desk" employees if their new emp

    By Guest Craig Smith, March 23, 2001
    • 5 replies
    • 2.1k views
    • 
    • Guest
    • April 9, 2001

43. How is ADP test w/ statutory exclusions administered?

    By Guest PLHart, March 23, 2001
    • 6 replies
    • 2.4k views
    • 
    • KJohnson
    • March 27, 2001

44. Changing Safe Harbor Match Formula Mid-Year?

    By Guest Gibson, March 23, 2001
    • 5 replies
    • 2.3k views
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    • Richard Anderson
    • April 2, 2001

45. One owner, 2 companies - prorate the $170,000 comp limit?

    By MR, March 23, 2001
    • 10 replies
    • 2.3k views
    • 
    • Everett Moreland
    • March 24, 2001

46. Is the maximum limit for a non-profit's employees 25% as opposed to us

    By Guest victor, March 23, 2001
    • 1 reply
    • 1.4k views
    • 
    • rcline46
    • March 23, 2001

47. Top heavy contribution required with LDOY requirement?

    By Guest Christie Banks, March 23, 2001
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • March 23, 2001

48. Safe Harbor Matching Contribution Forula Question

    By Guest Gibson, March 22, 2001
    • 4 replies
    • 1.6k views
    • 
    • MWeddell
    • March 23, 2001

49. How much notice must employees be given of 401(k) change?

    By Guest Attyinaz, March 21, 2001
    • 7 replies
    • 3.3k views
    • 
    • QDROphile
    • April 3, 2001

50. Postpone Start of Safe Harbor 401(k)??

    By chris, March 21, 2001
    • 2 replies
    • 1.4k views
    • 
    • Richard Anderson
    • March 23, 2001