401(k) Plans

19,319 topics in this forum

1. Fiscal Year Failed ADP and Catch Up

   By Vlad401k, June 13, 2018
   • 3 replies
   • 778 views
   • 
   • Larry Starr
   • June 14, 2018

2. Employee Who Sponsors Their Own Plan

   By Connor, February 4, 2025
   • 3 replies
   • 778 views
   • 
   • Connor
   • February 4, 2025

3. Fiduciary Responsibility Question

   By khn, June 21, 2018
   • 4 replies
   • 778 views
   • 
   • Luke Bailey
   • June 22, 2018

4. 401k <> safe harbor eligibilty

   By TPApril, May 16, 2023
   • 8 replies
   • 778 views
   • 
   • EBP
   • May 17, 2023

5. employee after tax contributions

   By K2retire, October 2, 2012
   • 1 reply
   • 778 views
   • 
   • ETA Consulting LLC
   • October 2, 2012

6. 402(g) or Excess 415 question on takeover document

   By Bob Demontigny, September 14, 2022
   • 3 replies
   • 777 views
   • 
   • Nate S
   • September 15, 2022

7. 401k Contribution Deposited but Never Deducted

   By emmetttrudy, October 28, 2016
   • 2 replies
   • 777 views
   • 
   • jpod
   • October 28, 2016

8. SoloK plan and Participating Employers

   By cpc0506, March 13, 2022
   • 3 replies
   • 777 views
   • 
   • Nate S
   • March 22, 2022

9. Account set up for mega back door Roth

   By Santo Gold, December 14, 2022
   • 7 replies
   • 777 views
   • 
   • CuseFan
   • December 16, 2022

10. HCE determination

    By R. Butler, February 1, 2016
    • 1 reply
    • 777 views
    • 
    • Lou S.
    • February 1, 2016

11. timing of deposits

    By thepensionmaven, February 27, 2018
    • 4 replies
    • 777 views
    • 
    • Luke Bailey
    • March 1, 2018

12. Plan Document Statements

    By Stash026, April 15, 2016
    • 2 replies
    • 776 views
    • 
    • Griswold
    • April 15, 2016

13. Coverage Testing Correction Methods

    By metsfan026, September 4, 2024
    • 4 replies
    • 776 views
    • 
    • Bill Presson
    • September 4, 2024

14. PPA notice of assets held by plan

    By Jim Chad, June 16, 2015
    • 1 reply
    • 776 views
    • 
    • Bird
    • June 16, 2015

15. Plan sponsor change (updated with form 5500 issue)

    By Bart, January 13, 2025
    • 1 reply
    • 776 views
    • 
    • justanotheradmin
    • January 14, 2025

16. Contributions

    By EP, June 7, 2018   

    • contributions
    • payroll
    • (and 1 more)

      Tagged with:

      • contributions
      • payroll
      • deferrals
    • 3 replies
    • 776 views
    • 
    • Larry Starr
    • June 8, 2018

17. owner's 401(k) deposits<>contribution - amend or late deposit

    By TPApril, June 26, 2020
    • 2 replies
    • 776 views
    • 
    • TPApril
    • June 26, 2020

18. Re-deposited distrib check--how to get back taxes?

    By BG5150, November 28, 2023
    • 1 reply
    • 776 views
    • 
    • Lou S.
    • November 28, 2023

19. controlled group

    By Lou81, September 8, 2020   

    • controlled group
    • 5 replies
    • 776 views
    • 
    • Belgarath
    • September 10, 2020

20. QSLOB Election - Who is the employer?

    By Trisports, July 30, 2020
    • 1 reply
    • 775 views
    • 
    • Bill Presson
    • July 31, 2020

21. Top-heavy minimum

    By austin3515, February 24, 2018
    • 3 replies
    • 775 views
    • 
    • PensionPro
    • February 26, 2018

22. Limits when replacing SIMPLE-IRA mid-year with a Safe Harbor 401(k)

    By Belgarath, July 8, 2024
    • 2 replies
    • 775 views
    • 
    • Belgarath
    • July 9, 2024

23. Company match

    By csanch11, June 26, 2019
    • 1 reply
    • 775 views
    • 
    • Lou S.
    • June 26, 2019

24. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 775 views
    • 
    • Luke Bailey
    • February 11, 2021

25. Conversion to VS Doc

    By Guest elang, April 18, 2012
    • 1 reply
    • 774 views
    • 
    • Bird
    • April 18, 2012

26. Titling s/d accts when co. name always changing

    By TPApril, February 15, 2022
    • 2 replies
    • 774 views
    • 
    • Bill Presson
    • February 15, 2022

27. Excluded Bargained Employees let into 401(k)

    By jsample, September 11, 2017
    • 4 replies
    • 774 views
    • 
    • jsample
    • September 12, 2017

28. US & Puerto Rico plans

    By Guest ppapdx, May 15, 2013
    • 0 replies
    • 774 views
    • 
    • Guest
    • May 15, 2013

29. Mid-Year Safe Harbor Change to Eligibility

    By AmyETPA, August 10, 2022
    • 2 replies
    • 774 views
    • 
    • AmyETPA
    • August 10, 2022

30. Can a Consultant Paid Via 1099 Start a 401(k)

    By metsfan026, October 15, 2022
    • 4 replies
    • 774 views
    • 
    • metsfan026
    • October 17, 2022

31. safe harbor when business commmenced 7/1

    By thepensionmaven, September 10, 2019
    • 4 replies
    • 774 views
    • 
    • Eve Sav
    • September 13, 2019

32. Permissive Service Credits Purchase

    By marco23, December 6, 2016
    • 0 replies
    • 774 views
    • 
    • marco23
    • December 6, 2016

33. Corrective QNEC's for Top Heavy Safe Harbor Plans

    By Leopurrd-401k, August 3, 2023
    • 4 replies
    • 774 views
    • 
    • Paul I
    • August 3, 2023

34. Normal Retirement Age DB/DC combo plan

    By wifrbr, May 15, 2018
    • 4 replies
    • 773 views
    • 
    • Calavera
    • May 16, 2018

35. In Plan Roth Rollover - After Tax Basis Recovery

    By Gruegen, August 6, 2019
    • 1 reply
    • 773 views
    • 
    • hr for me
    • August 7, 2019

36. Maximizing Catch Up

    By khn, September 7, 2016
    • 5 replies
    • 773 views
    • 
    • ETA Consulting LLC
    • September 9, 2016

37. Deposit deadline for employee deferrals

    By Belgarath, September 17, 2018
    • 3 replies
    • 773 views
    • 
    • K2
    • September 18, 2018

38. Prevailing Wages Issues

    By Senior Pension Admin, July 9, 2025
    • 2 replies
    • 773 views
    • 
    • CuseFan
    • July 9, 2025

39. Lifetime Income Illustrations

    By Belgarath, September 27, 2023
    • 3 replies
    • 773 views
    • 
    • Peter Gulia
    • September 27, 2023

40. Controlled Group or not?

    By AdKu, December 29, 2016   

    • Controlled Group or not?
    • 4 replies
    • 772 views
    • 
    • rocknrolls2
    • January 5, 2017

41. Plan adopted, no action - still effective?

    By TPApril, July 27, 2022
    • 4 replies
    • 772 views
    • 
    • TPApril
    • July 28, 2022

42. Missed Deferral Opportunity for Auto Enrollments

    By CelloFan, May 17, 2022
    • 1 reply
    • 772 views
    • 
    • C. B. Zeller
    • May 17, 2022

43. Coverage Testing - No wages paid during plan year.

    By 52626, March 15, 2022
    • 3 replies
    • 772 views
    • 
    • Nate S
    • March 16, 2022

44. Top Heavy - Initial Plan Year accrual not paid

    By legort69, August 3, 2017   

    • top heavy
    • initial plan year
    • (and 1 more)

      Tagged with:

      • top heavy
      • initial plan year
      • accrual
    • 2 replies
    • 772 views
    • 
    • RatherBeGolfing
    • August 4, 2017

45. Contribution Rules When Have More than one participating employer

    By arthurkagan, June 27, 2019
    • 1 reply
    • 772 views
    • 
    • Flyboyjohn
    • June 29, 2019

46. Delinquent or not? 5500-EZ

    By bjuneure, September 21, 2023
    • 4 replies
    • 772 views
    • 
    • David Schultz
    • September 22, 2023

47. Forms for ER Contributions as Roth - SECURE 2.0

    By justanotheradmin, January 29, 2024
    • 2 replies
    • 772 views
    • 
    • AllThingsForGood
    • January 9, 2025

48. Delayed Investment of Employee Deferrals

    By Guest Golden401k, May 12, 2015
    • 2 replies
    • 772 views
    • 
    • Mike Preston
    • May 12, 2015

49. 8955-SSA and 'gap year' for RMD

    By AlbanyConsultant, April 9, 2021
    • 5 replies
    • 771 views
    • 
    • AlbanyConsultant
    • April 9, 2021

50. deferral issue

    By Pammie57, July 12, 2017
    • 9 replies
    • 771 views
    • 
    • Pammie57
    • July 20, 2017