401(k) Plans

19,318 topics in this forum

1. Excessive profit sharing

   By Dox3725, November 11, 2020
   • 10 replies
   • 1.9k views
   • 
   • RatherBeGolfing
   • November 12, 2020

2. Secure 2.0

   By ratherbereading, August 16, 2023
   • 10 replies
   • 1.1k views
   • 
   • Peter Gulia
   • August 17, 2023

3. Excluding Interns as a Class from 401(k) Plan Participation

   By coleboy, March 28, 2017
   • 10 replies
   • 9.1k views
   • 
   • jpod
   • April 4, 2017

4. Roth vs. Pre-Tax Snafu

   By austin3515, February 11, 2019
   • 10 replies
   • 2k views
   • 
   • jpod
   • February 13, 2019

5. Distributions in terminated plana

   By Guest ARuper, October 28, 2002
   • 10 replies
   • 2.1k views
   • 
   • mbozek
   • October 29, 2002

6. Compensation ratio test?

   By Guest welcomehome, February 18, 2005
   • 10 replies
   • 9.9k views
   • 
   • Tom Poje
   • March 22, 2005

7. Amend Use of Forfeiture

   By 12AX7, August 8, 2011
   • 10 replies
   • 2.7k views
   • 
   • GMK
   • August 8, 2011

8. Mandatory Cash-Out Question--Unresponsive Accounts Under $1000

   By TPAJake, October 19, 2016
   • 10 replies
   • 2.2k views
   • 
   • ESOP Guy
   • April 7, 2017

9. Fidelity Bond / Inflation Guard

   By austin3515, October 15, 2014
   • 10 replies
   • 4.5k views
   • 
   • Belgarath
   • November 9, 2017

10. safe harbor amendment

    By Gary, August 8, 2011
    • 10 replies
    • 2.5k views
    • 
    • Kevin C
    • January 13, 2012

11. EGTRRA Top Heavy Safe Harbor

    By kocak, August 3, 2001
    • 10 replies
    • 2.3k views
    • 
    • Guest
    • August 1, 2002

12. EAPs and 401(k)s

    By Guest qualified plan, September 22, 2004
    • 10 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • September 23, 2004

13. safe harbor - vesting on 5th and 6th%?

    By EGB, December 5, 2006
    • 10 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • December 8, 2006

14. Deferral / Safe Harbor Match on Bonuses

    By hch4cpa, April 3, 2019
    • 10 replies
    • 1.3k views
    • 
    • ratherbereading
    • April 8, 2019

15. How thoroughly are eviction notices researched submitted for a hardship withdraw?

    By Rod, May 21, 2017
    • 10 replies
    • 26.2k views
    • 
    • John Feldt ERPA CPC QPA
    • May 22, 2017

16. QJSA for ONE SOURCE ONLY

    By MoJo, May 16, 2018
    • 10 replies
    • 936 views
    • 
    • MoJo
    • May 17, 2018

17. One owner, 2 companies - prorate the $170,000 comp limit?

    By MR, March 23, 2001
    • 10 replies
    • 2.3k views
    • 
    • Everett Moreland
    • March 24, 2001

18. merger question

    By Earl, August 12, 2008
    • 10 replies
    • 3.2k views
    • 
    • Guest
    • August 13, 2008

19. Prohibited Transaction

    By Guest LTurner, August 25, 2003
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • August 26, 2003

20. Severance package to a terminated employee

    By ratherbereading, January 8, 2020
    • 10 replies
    • 1.5k views
    • 
    • DiamondJim76
    • January 15, 2020

21. 401(k) Notices

    By Guest Kabuki, August 7, 2002
    • 10 replies
    • 1.7k views
    • 
    • E as in ERISA
    • August 8, 2002

22. Safe harbor notice/dating

    By pmacduff, December 20, 2004
    • 10 replies
    • 1.8k views
    • 
    • Tom Poje
    • December 21, 2004

23. Staff Employer Contributions Sitting in Owner's Account

    By ratherbereading, May 17, 2018   

    • employer allocations
    • 10 replies
    • 819 views
    • 
    • Larry Starr
    • May 21, 2018

24. Secure Act - RMD Changes - Amendment Needed?

    By Stash026, January 9, 2020
    • 10 replies
    • 2k views
    • 
    • Mike Preston
    • January 10, 2020

25. Maximum Deductible Contribution - 2-person Plan

    By metsfan026, October 22, 2025
    • 10 replies
    • 893 views
    • 
    • CuseFan
    • October 23, 2025

26. 401(k) Plan Annual Audit

    By oriecat, July 16, 2007
    • 10 replies
    • 6k views
    • 
    • Guest
    • July 18, 2007

27. Removing safe harbor match mid-year

    By Guest IU1994, February 11, 2009
    • 10 replies
    • 3.8k views
    • 
    • R. Butler
    • March 6, 2009

28. Negative Elections ~ specified amount automatically contributed!

    By Guest Philip Simpkins, August 7, 2002
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • April 4, 2003

29. Aggregation of Plan for Top Heavy

    By Lori Foresz, February 11, 2009
    • 10 replies
    • 3.5k views
    • 
    • jpod
    • August 12, 2009

30. safe harbor 401k, top heavy, IRS opinion

    By Tom Poje, October 30, 2002
    • 10 replies
    • 2.7k views
    • 
    • Tom Poje
    • November 1, 2002

31. Leased Employee

    By Guest mol, October 14, 2004
    • 10 replies
    • 4.6k views
    • 
    • alanm
    • October 18, 2004

32. EAch person in won group Is permitted disparity possible?

    By Jim Chad, March 5, 2009
    • 10 replies
    • 1.4k views
    • 
    • austin3515
    • March 9, 2009

33. Non-qualified 401(k) Top Hat Plan.

    By Guest Bill55, January 2, 2000
    • 10 replies
    • 3.2k views
    • 
    • GBurns
    • January 6, 2000

34. Prohibited Transactions

    By Guest Fidu2, April 4, 2003
    • 10 replies
    • 1.7k views
    • 
    • Demosthenes
    • April 16, 2003

35. Service question

    By Guest qualified plan, October 29, 2003
    • 10 replies
    • 1.8k views
    • 
    • R. Butler
    • October 31, 2003

36. Years of Service

    By Guest jnewman, July 16, 2003
    • 10 replies
    • 3k views
    • 
    • RTK
    • July 17, 2003

37. Permissible Withdrawals under EACA and ADP/ACP

    By PMC, November 12, 2007
    • 10 replies
    • 2.7k views
    • 
    • Belgarath
    • November 15, 2007

38. Forfeitures to Fund QNECs for Missed Deferrals plus gains

    By legort69, April 22, 2021
    • 10 replies
    • 4.3k views
    • 
    • legort69
    • May 5, 2021

39. off calendar year ADP testing

    By EBDI, October 16, 2012
    • 10 replies
    • 3.8k views
    • 
    • Kevin C
    • October 22, 2012

40. Technical Advice Memorandum re Specifically-Named EEs?

    By Guest TaxedToDeath, July 14, 2014
    • 10 replies
    • 1.9k views
    • 
    • KJohnson
    • July 17, 2014

41. counterproductive

    By thepensionmaven, April 9, 2020
    • 10 replies
    • 878 views
    • 
    • ratherbereading
    • April 9, 2020

42. How does one calculate orphaned matching contributions (following retu

    By Guest pjb, February 28, 2003
    • 10 replies
    • 4.7k views
    • 
    • Guest
    • March 21, 2003

43. Written directions for a New Comparability allocation

    By ldr, September 22, 2020   

    • cross testing
    • new comparability
    • 10 replies
    • 1.4k views
    • 
    • ldr
    • September 23, 2020

44. 415 excess 415 Excess - Past Deadline - True Ups also due...

    By 401kology, May 8, 2025   

    • correction method
    • 10 replies
    • 1.2k views
    • 
    • Artie M
    • May 13, 2025

45. Forced Distribution Options

    By Guest Jules1, August 4, 2013
    • 10 replies
    • 8.6k views
    • 
    • cdavis25
    • August 6, 2013

46. Late Deposits as a Result of Investment Firm Error?

    By Leopurrd, October 31, 2005
    • 10 replies
    • 1.9k views
    • 
    • LANDO
    • January 16, 2013

47. 72(p) Question

    By Guest meeh3704, June 18, 2008
    • 10 replies
    • 3.1k views
    • 
    • Guest
    • June 23, 2008

48. 415 Excess Contribution with Employee Deferrals

    By TPA Bob, March 31, 2017
    • 10 replies
    • 2.5k views
    • 
    • imchipbrown
    • January 25, 2018

49. QNEC – Grasping at Straws

    By buckaroo, November 4, 2008
    • 10 replies
    • 2.7k views
    • 
    • fiona1
    • November 5, 2008

50. Figuring out Earnings

    By geunwyvar1978, October 27, 2016
    • 10 replies
    • 952 views
    • 
    • ESOP Guy
    • October 31, 2016