401(k) Plans

19,319 topics in this forum

1. Hurricane Relief Distribution and Loan Documentation

   By khn, November 7, 2017
   • 1 reply
   • 721 views
   • 
   • PAiPal
   • November 9, 2017

2. Delayed deposit of employee deferral

   By rblum50, March 8, 2019
   • 2 replies
   • 721 views
   • 
   • justanotheradmin
   • March 11, 2019

3. Plan Startup Credit

   By notapensiongeek, March 21, 2023
   • 2 replies
   • 720 views
   • 
   • notapensiongeek
   • March 22, 2023

4. Is a default rollover divided into Roth and non-Roth subaccounts?

   By Peter Gulia, October 21, 2025
   • 3 replies
   • 720 views
   • 
   • Paul I
   • October 21, 2025

5. Interesting question re mid-year amendment to SH plan

   By Belgarath, September 25, 2019
   • 4 replies
   • 720 views
   • 
   • Larry Starr
   • September 25, 2019

6. Safe Harbor mid year

   By 401kay, December 3, 2022
   • 2 replies
   • 720 views
   • 
   • 401kology
   • December 5, 2022

7. failed adp test and statutory exclusions

   By Lou81, November 21, 2019
   • 2 replies
   • 720 views
   • 
   • Larry Starr
   • November 21, 2019

8. Members of Excluded Class - Top Heavy Test

   By Vlad401k, June 6, 2018
   • 3 replies
   • 720 views
   • 
   • Luke Bailey
   • June 7, 2018

9. QMAC

   By dmb, December 16, 2020
   • 1 reply
   • 720 views
   • 
   • Bri
   • December 17, 2020

10. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 720 views
    • 
    • RAH401(k)
    • March 2, 2023

11. ADP Contribution amount used for testing

    By Transplant, October 3, 2025
    • 5 replies
    • 720 views
    • 
    • Peter Gulia
    • October 6, 2025

12. Employer fails to start and or increase deferrals under an automatic deferral arrangement

    By Tom, September 6, 2023
    • 1 reply
    • 719 views
    • 
    • Paul I
    • September 6, 2023

13. Auto-escalate mid plan year tied to salary increases?

    By Steamboat, January 25, 2021
    • 2 replies
    • 719 views
    • 
    • david rigby
    • January 28, 2021

14. 402g Excess - Withholding Requirement on Small excess

    By Gilmore, March 18, 2022
    • 3 replies
    • 719 views
    • 
    • Gilmore
    • March 21, 2022

15. Special Participation Date- PS Eligibility

    By Coleboy1, December 21, 2022
    • 7 replies
    • 719 views
    • 
    • Bill Presson
    • December 21, 2022

16. Integrated with TWB

    By ratherbereading, May 11, 2020
    • 2 replies
    • 719 views
    • 
    • ratherbereading
    • May 11, 2020

17. Non-Calendar Year SIMPLE 401(k) Plan

    By Michael B., May 15, 2020
    • 2 replies
    • 718 views
    • 
    • Doc Ument
    • May 15, 2020

18. Correcting 415 Excess with Matched Deferrals

    By EBECatty, August 22, 2025
    • 3 replies
    • 718 views
    • 
    • EBECatty
    • August 25, 2025

19. Received a rollover check after a company was sold in an asset sale

    By jsample, December 15, 2021
    • 3 replies
    • 718 views
    • 
    • JOH
    • December 16, 2021

20. new payroll company forgot to withhold 401k

    By Old Reliable, February 23, 2022
    • 2 replies
    • 718 views
    • 
    • EBP
    • February 24, 2022

21. Gains for late deposits included on the adp/acp test

    By ratherbereading, April 28, 2021   

    • late deposits; earnings; adp/acp test
    • 5 replies
    • 718 views
    • 
    • ratherbereading
    • April 28, 2021

22. Unpaid military intern

    By pensionam, April 14, 2020
    • 1 reply
    • 718 views
    • 
    • Larry Starr
    • April 14, 2020

23. Roth mandate and off calendar year plan

    By MATRIX, October 30, 2025
    • 5 replies
    • 718 views
    • 
    • 30Rock
    • November 6, 2025

24. Adding profit Sharing provisions

    By Robin Wilson, January 24, 2021
    • 3 replies
    • 718 views
    • 
    • Robin Wilson
    • January 25, 2021

25. 402(g) Excess with Off-Calendar Year Plan

    By Rose, December 16, 2020
    • 1 reply
    • 718 views
    • 
    • Lou S.
    • December 16, 2020

26. EPCRS - Revenue Procedure 2019--19

    By Belgarath, May 21, 2019
    • 1 reply
    • 717 views
    • 
    • Doc Ument
    • May 23, 2019

27. Addition of investment alternative - advance notice requirement?

    By Belgarath, January 12, 2023
    • 3 replies
    • 717 views
    • 
    • Peter Gulia
    • February 7, 2023

28. hardship distributions and spousal consent

    By Beemer, July 8, 2016
    • 0 replies
    • 717 views
    • 
    • Beemer
    • July 8, 2016

29. Single Participant Plan and Vol Non-Elective Contributions

    By Earl, July 19, 2016
    • 6 replies
    • 717 views
    • 
    • UtahCPA-APA
    • July 21, 2016

30. Meeting a safe harbor using several plans

    By Peter Gulia, March 23, 2016   

    • safe harbor; controlled group
    • 4 replies
    • 716 views
    • 
    • Peter Gulia
    • March 23, 2016

31. Safe harbor nonelective contribution - employee meets eligibility requirements mid year

    By gdlfa, July 6, 2016
    • 1 reply
    • 715 views
    • 
    • Bill Presson
    • July 6, 2016

32. 401(k), SEP and 457 plan coordination of benefits limits

    By GregH, May 27, 2018
    • 1 reply
    • 715 views
    • 
    • ETA Consulting LLC
    • May 27, 2018

33. Catchup due to failed ADP vs. top heavy - chicken or egg?

    By AlbanyConsultant, November 14, 2016
    • 1 reply
    • 715 views
    • 
    • Tom Poje
    • November 14, 2016

34. ACP Safe Harbor Plan

    By austin3515, January 24, 2025
    • 7 replies
    • 715 views
    • 
    • austin3515
    • January 25, 2025

35. Safe harbor nonelective plan - mid year amendment to exclude bonuses

    By Belgarath, January 23, 2024
    • 1 reply
    • 715 views
    • 
    • austin3515
    • January 24, 2024

36. 401(k) + 457 Contributions

    By metsfan026, October 19, 2022
    • 4 replies
    • 715 views
    • 
    • Slider
    • October 20, 2022

37. How to predict date met eligibility

    By dragondon, November 10, 2022
    • 2 replies
    • 715 views
    • 
    • Belgarath
    • November 10, 2022

38. Do we have a problem with different subsidiaries administering Catch-Ups differently?

    By ERISA-Bubs, August 10, 2023
    • 6 replies
    • 714 views
    • 
    • ERISA-Bubs
    • August 11, 2023

39. Sale of goodwill?

    By jmartin, July 17, 2020
    • 3 replies
    • 714 views
    • 
    • Larry Starr
    • July 18, 2020

40. possible change to safe harbor plans

    By Tom Poje, October 31, 2018
    • 3 replies
    • 714 views
    • 
    • RatherBeGolfing
    • October 31, 2018

41. Improper distribution of Excess Contributions

    By SEllis, November 25, 2019
    • 2 replies
    • 714 views
    • 
    • Bri
    • November 26, 2019

42. Technical Amendment Due To Mistake At Plan Setup

    By metsfan026, November 24, 2025
    • 6 replies
    • 714 views
    • 
    • justanotheradmin
    • November 26, 2025

43. Terminating plan with forfeitures

    By RatherBeGolfing, August 23, 2022
    • 6 replies
    • 714 views
    • 
    • Nate S
    • August 25, 2022

44. Barely a participant - Top Heavy Minimum

    By TPApril, May 18, 2023
    • 3 replies
    • 714 views
    • 
    • CuseFan
    • May 23, 2023

45. Secure 2.0 Question

    By KevinMc, October 23, 2024
    • 2 replies
    • 713 views
    • 
    • justanotheradmin
    • October 28, 2024

46. Controlled Group Coverage Testing for Employees of Both Members

    By Plan Doc, March 5, 2024
    • 3 replies
    • 713 views
    • 
    • Plan Doc
    • March 6, 2024

47. Disc Testing/Acquisition

    By Nancy Pritz, January 18, 2018   

    • discrimination
    • acquisition
    • (and 1 more)

      Tagged with:

      • discrimination
      • acquisition
      • free-pass
    • 2 replies
    • 713 views
    • 
    • Nancy Pritz
    • January 22, 2018

48. Rehire and no records to tell if they had a vested account balance

    By Loves401(k), January 31, 2018
    • 2 replies
    • 712 views
    • 
    • CuseFan
    • February 1, 2018

49. A company with roth conversion of PRE tax contributions inside of its 401k ?

    By JamesS, July 4, 2022
    • 3 replies
    • 712 views
    • 
    • JOH
    • July 6, 2022

50. Record keeping software question

    By Tom, April 23, 2024
    • 1 reply
    • 712 views
    • 
    • Bird
    • April 24, 2024