401(k) Plans

19,332 topics in this forum

1. 401k Deferral or Corrective Contribution or Unallocated Suspense account?

   By cheersmate, October 3, 2022   

   • safe harbor 401k
   • cross tested 401k
   • (and 1 more)

     Tagged with:

     • safe harbor 401k
     • cross tested 401k
     • w-2
   • 4 replies
   • 733 views
   • 
   • Nate S
   • October 7, 2022

2. Which States don't follow Roth tax treatment?

   By Peter Gulia, November 10, 2014   

   • Roth 401(k)
   • 0 replies
   • 733 views
   • 
   • Peter Gulia
   • November 10, 2014

3. Correcting Participant Theft from Plan

   By Dalai Pookah, October 28, 2019   

   • correction method
   • theft
   • 5 replies
   • 733 views
   • 
   • Luke Bailey
   • October 31, 2019

4. How far back would you go to correct late deposits?

   By BG5150, July 16, 2020
   • 5 replies
   • 732 views
   • 
   • BG5150
   • July 17, 2020

5. Received a rollover check after a company was sold in an asset sale

   By jsample, December 15, 2021
   • 3 replies
   • 732 views
   • 
   • JOH
   • December 16, 2021

6. What is the deferral limit

   By Jakyasar, June 7, 2023
   • 4 replies
   • 732 views
   • 
   • Jakyasar
   • June 7, 2023

7. ECPRS Filing Pending for Defauilted Loan

   By austin3515, March 1, 2016
   • 1 reply
   • 732 views
   • 
   • jpod
   • March 2, 2016

8. Investment structure change - protected benefit or not?

   By Tom, March 12, 2025
   • 2 replies
   • 732 views
   • 
   • Paul I
   • March 12, 2025

9. Pooled Employer Plan

   By TH 401k, November 25, 2024
   • 4 replies
   • 732 views
   • 
   • Peter Gulia
   • November 26, 2024

10. Plan Startup Credit

    By notapensiongeek, March 21, 2023
    • 2 replies
    • 731 views
    • 
    • notapensiongeek
    • March 22, 2023

11. Record keeping software question

    By Tom, April 23, 2024
    • 1 reply
    • 731 views
    • 
    • Bird
    • April 24, 2024

12. Catch-Up Contributions

    By Christopher Wilson, January 22, 2022
    • 2 replies
    • 731 views
    • 
    • BG5150
    • January 24, 2022

13. Investment Fiduciary

    By austin3515, August 15, 2025
    • 2 replies
    • 730 views
    • 
    • QDROphile
    • August 16, 2025

14. Hardship casualty losses

    By austin3515, May 10, 2018
    • 3 replies
    • 730 views
    • 
    • RatherBeGolfing
    • May 11, 2018

15. ASG vs. MEP

    By cerickson, July 25, 2019
    • 3 replies
    • 730 views
    • 
    • david rigby
    • July 26, 2019

16. failed adp test and statutory exclusions

    By Lou81, November 21, 2019
    • 2 replies
    • 730 views
    • 
    • Larry Starr
    • November 21, 2019

17. Auto-escalate mid plan year tied to salary increases?

    By Steamboat, January 25, 2021
    • 2 replies
    • 730 views
    • 
    • david rigby
    • January 28, 2021

18. Members of Excluded Class - Top Heavy Test

    By Vlad401k, June 6, 2018
    • 3 replies
    • 730 views
    • 
    • Luke Bailey
    • June 7, 2018

19. Under-contributed SH match for prior years

    By M Norton, September 21, 2018   

    • sh match
    • sh match formula
    • (and 1 more)

      Tagged with:

      • sh match
      • sh match formula
      • fix late sh match
    • 1 reply
    • 730 views
    • 
    • C. B. Zeller
    • September 21, 2018

20. S corp conversion and deferrals contributed prior to the conversion

    By Tom, June 7, 2023
    • 5 replies
    • 729 views
    • 
    • Tom
    • June 8, 2023

21. Once eligible always eligible for deferrals?

    By Bruce1, July 7, 2024
    • 2 replies
    • 729 views
    • 
    • Bruce1
    • July 8, 2024

22. Integrated with TWB

    By ratherbereading, May 11, 2020
    • 2 replies
    • 729 views
    • 
    • ratherbereading
    • May 11, 2020

23. Should a plan allow participants to self-certify other claims?

    By Peter Gulia, August 7, 2023
    • 4 replies
    • 729 views
    • 
    • Peter Gulia
    • August 8, 2023

24. Safe harbor, Top Heavy, multiple plans and a Union

    By Craig Garner, August 17, 2021
    • 0 replies
    • 728 views
    • 
    • Craig Garner
    • August 17, 2021

25. 401(k) Transitional Rule

    By 52626, October 30, 2023
    • 5 replies
    • 728 views
    • 
    • Luke Bailey
    • November 2, 2023

26. Employer fails to start and or increase deferrals under an automatic deferral arrangement

    By Tom, September 6, 2023
    • 1 reply
    • 728 views
    • 
    • Paul I
    • September 6, 2023

27. Adding profit Sharing provisions

    By Robin Wilson, January 24, 2021
    • 3 replies
    • 728 views
    • 
    • Robin Wilson
    • January 25, 2021

28. Timing of Discretionary match

    By bzorc, August 24, 2017
    • 2 replies
    • 728 views
    • 
    • Belgarath
    • August 25, 2017

29. How to predict date met eligibility

    By dragondon, November 10, 2022
    • 2 replies
    • 728 views
    • 
    • Belgarath
    • November 10, 2022

30. Amend 5500 to reduce profit sharing contribution

    By J King, October 9, 2023
    • 1 reply
    • 727 views
    • 
    • Bird
    • October 9, 2023

31. Correcting 415 Excess with Matched Deferrals

    By EBECatty, August 22, 2025
    • 3 replies
    • 727 views
    • 
    • EBECatty
    • August 25, 2025

32. Gains for late deposits included on the adp/acp test

    By ratherbereading, April 28, 2021   

    • late deposits; earnings; adp/acp test
    • 5 replies
    • 727 views
    • 
    • ratherbereading
    • April 28, 2021

33. Single Participant Plan and Vol Non-Elective Contributions

    By Earl, July 19, 2016
    • 6 replies
    • 727 views
    • 
    • UtahCPA-APA
    • July 21, 2016

34. Delayed deposit of employee deferral

    By rblum50, March 8, 2019
    • 2 replies
    • 727 views
    • 
    • justanotheradmin
    • March 11, 2019

35. 402(g) Excess with Off-Calendar Year Plan

    By Rose, December 16, 2020
    • 1 reply
    • 727 views
    • 
    • Lou S.
    • December 16, 2020

36. Non-Calendar Year SIMPLE 401(k) Plan

    By Michael B., May 15, 2020
    • 2 replies
    • 726 views
    • 
    • Doc Ument
    • May 15, 2020

37. A company with roth conversion of PRE tax contributions inside of its 401k ?

    By JamesS, July 4, 2022
    • 3 replies
    • 726 views
    • 
    • JOH
    • July 6, 2022

38. 1099r for a roth 401k

    By Beemer, January 9, 2016
    • 2 replies
    • 726 views
    • 
    • Beemer
    • January 11, 2016

39. QNECs funded for missed deferrals - Effect on ADP/ACP

    By Vlad401k, March 2, 2016
    • 0 replies
    • 726 views
    • 
    • Vlad401k
    • March 2, 2016

40. Auto Enroll Feature with Financial Institution Where They Track Hours and Determine Elig. But Not Bundled Plan

    By HarleyBabe, January 18, 2016
    • 2 replies
    • 726 views
    • 
    • HarleyBabe
    • January 19, 2016

41. ADP/ACP Test

    By Lou81, February 2, 2023   

    • statutory exclusions
    • 2 replies
    • 726 views
    • 
    • Lou81
    • February 2, 2023

42. Covered Comp Tables

    By austin3515, February 1, 2022
    • 5 replies
    • 726 views
    • 
    • Bri
    • February 1, 2022

43. Missed Deferral Opportunity- Safe Harbor Plan

    By Coleboy1, March 1, 2023
    • 4 replies
    • 726 views
    • 
    • RAH401(k)
    • March 2, 2023

44. EPCRS - Revenue Procedure 2019--19

    By Belgarath, May 21, 2019
    • 1 reply
    • 725 views
    • 
    • Doc Ument
    • May 23, 2019

45. Sale of goodwill?

    By jmartin, July 17, 2020
    • 3 replies
    • 725 views
    • 
    • Larry Starr
    • July 18, 2020

46. Interesting question re mid-year amendment to SH plan

    By Belgarath, September 25, 2019
    • 4 replies
    • 725 views
    • 
    • Larry Starr
    • September 25, 2019

47. Exceeded 402g limit - timing of return

    By cpc0506, December 20, 2018
    • 1 reply
    • 725 views
    • 
    • ETA Consulting LLC
    • December 20, 2018

48. 401(k), SEP and 457 plan coordination of benefits limits

    By GregH, May 27, 2018
    • 1 reply
    • 725 views
    • 
    • ETA Consulting LLC
    • May 27, 2018

49. Safe harbor nonelective plan - mid year amendment to exclude bonuses

    By Belgarath, January 23, 2024
    • 1 reply
    • 725 views
    • 
    • austin3515
    • January 24, 2024

50. One Person Plan

    By khn, October 24, 2023
    • 5 replies
    • 724 views
    • 
    • Bird
    • October 26, 2023