401(k) Plans

19,275 topics in this forum

1. Adding profit Sharing provisions

   By Robin Wilson, January 24, 2021
   • 3 replies
   • 690 views
   • 
   • Robin Wilson
   • January 25, 2021

2. RMD Start date - checking

   By Jakyasar, March 26, 2024
   • 6 replies
   • 690 views
   • 
   • david rigby
   • March 27, 2024

3. TERMINATED employee recieved letter from SoCIAL Security re his 401k asset value

   By SSRRS, June 11, 2021
   • 3 replies
   • 689 views
   • 
   • SSRRS
   • June 11, 2021

4. Who can sign 401(k) documents?

   By Zach Hertz, December 31, 2019
   • 2 replies
   • 689 views
   • 
   • Zach Hertz
   • January 1, 2020

5. 401(k), SEP and 457 plan coordination of benefits limits

   By GregH, May 27, 2018
   • 1 reply
   • 689 views
   • 
   • ETA Consulting LLC
   • May 27, 2018

6. More Prevailing Wage/Davis Bacon Fun

   By justatester, June 22, 2020
   • 1 reply
   • 689 views
   • 
   • Lou S.
   • June 22, 2020

7. Is 100% of deferrals up to 6% SH match okay?

   By BG5150, May 11, 2017
   • 2 replies
   • 689 views
   • 
   • John Feldt ERPA CPC QPA
   • May 11, 2017

8. Successor plan - when can new plan start?

   By jmartin, September 18, 2020
   • 2 replies
   • 688 views
   • 
   • Bri
   • September 18, 2020

9. QACA Eligibility Can't Start for 2 Months?

   By Francis, November 13, 2020
   • 3 replies
   • 688 views
   • 
   • BG5150
   • November 16, 2020

10. Safe Harbor mid year

    By 401kay, December 3, 2022
    • 2 replies
    • 688 views
    • 
    • 401kology
    • December 5, 2022

11. Rehire Eligibility in a Multiple Employer Plan (MEP)

    By JenniferOhio, March 13
    • 2 replies
    • 688 views
    • 
    • JenniferOhio
    • March 18

12. 401(k) adoption, election - year confusion

    By Rachelk, February 3, 2021
    • 3 replies
    • 688 views
    • 
    • Rachelk
    • February 5, 2021

13. Inclusion of Ineligible Employees

    By CLE401kGuy, May 24, 2016
    • 2 replies
    • 688 views
    • 
    • CLE401kGuy
    • May 24, 2016

14. Withdraw 401k amount

    By ppht, October 6, 2021
    • 2 replies
    • 688 views
    • 
    • ppht
    • October 7, 2021

15. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 687 views
    • 
    • austin3515
    • March 2, 2016

16. Safe Harbor mid-year amendment to compensation definition - nonelective contribution plan

    By Belgarath, February 28, 2022
    • 0 replies
    • 687 views
    • 
    • Belgarath
    • February 28, 2022

17. Is the addition of an adopting employer (creates a MEP) allowed mid year for SH Plan

    By jkharvey, June 9, 2015
    • 3 replies
    • 687 views
    • 
    • QDROphile
    • June 9, 2015

18. Disowning an adult child

    By MAS, July 29, 2020
    • 3 replies
    • 687 views
    • 
    • CuseFan
    • July 30, 2020

19. Employer fails to start and or increase deferrals under an automatic deferral arrangement

    By Tom, September 6, 2023
    • 1 reply
    • 687 views
    • 
    • Paul I
    • September 6, 2023

20. Discretionary Match - Different Rates for Union and non Union

    By MarZDoates, November 7, 2018
    • 2 replies
    • 687 views
    • 
    • CuseFan
    • November 7, 2018

21. 401k - Employee excessively accelerating contributions (deferrals)

    By famoosemutt, February 7, 2022
    • 1 reply
    • 687 views
    • 
    • WCC
    • February 7, 2022

22. plan took 401k contribution on Bonus

    By JKW, January 7, 2016
    • 0 replies
    • 686 views
    • 
    • JKW
    • January 7, 2016

23. Retroactive Safe Harbor for 2020, plan was already a 3% Safe Harbor

    By John Feldt ERPA CPC QPA, February 24, 2021
    • 3 replies
    • 686 views
    • 
    • JustnERPA
    • February 24, 2021

24. PS Sharing vs CODA

    By justatester, September 26, 2022
    • 6 replies
    • 686 views
    • 
    • justatester
    • September 30, 2022

25. Plan investments

    By Chippy, February 5, 2016
    • 2 replies
    • 686 views
    • 
    • Peter Gulia
    • February 5, 2016

26. Leased employee?

    By RatherBeGolfing, November 7, 2022
    • 3 replies
    • 686 views
    • 
    • Luke Bailey
    • November 11, 2022

27. Advisor Access to Participant Transactions

    By LawnBoy, January 4, 2021
    • 5 replies
    • 685 views
    • 
    • Luke Bailey
    • January 6, 2021

28. Reporting of Late Deposits on form 5500

    By Nic Pospiech, August 25
    • 8 replies
    • 685 views
    • 
    • Nic Pospiech
    • August 26

29. top heavy safe harbor plan with different eligibility

    By K2retire, February 27, 2016
    • 1 reply
    • 685 views
    • 
    • Mike Preston
    • February 27, 2016

30. Plan Startup Credit

    By notapensiongeek, March 21, 2023
    • 2 replies
    • 685 views
    • 
    • notapensiongeek
    • March 22, 2023

31. Can Asset Seller Distribute Plan While Becoming ASG Member with Buyer?

    By Plan Doc, December 20, 2021
    • 2 replies
    • 685 views
    • 
    • Nate S
    • January 4, 2022

32. Removing Roth in a Safe Harbor Plan

    By cpc0506, July 24, 2020
    • 2 replies
    • 685 views
    • 
    • Gilmore
    • July 25, 2020

33. QACA for a restaurant group--Exclude tips under comp def?

    By TPAJake, June 30, 2016
    • 2 replies
    • 685 views
    • 
    • TPAJake
    • July 1, 2016

34. Do Roth 401(k) participants not get excused from before-death minimum distributions?

    By Peter Gulia, April 3, 2023
    • 5 replies
    • 685 views
    • 
    • Peter Gulia
    • April 4, 2023

35. Determination Letter Application

    By kcav2006, January 21, 2016
    • 1 reply
    • 685 views
    • 
    • spicerfam
    • January 21, 2016

36. safe harbor QACA Match

    By Robin Wilson, January 15, 2021
    • 1 reply
    • 685 views
    • 
    • Lou S.
    • January 15, 2021

37. quick mini-survey on bundled provider

    By truphao, November 11, 2024
    • 6 replies
    • 685 views
    • 
    • Paul I
    • November 15, 2024

38. Is my one-participant 401(k) out of compliance? I want to terminate it.

    By sify iway, May 23, 2023
    • 3 replies
    • 685 views
    • 
    • Bill Presson
    • May 24, 2023

39. Reverse Borrowing then Shifting-Permitted?

    By justatester, February 12, 2014
    • 0 replies
    • 684 views
    • 
    • justatester
    • February 12, 2014

40. 410b testing

    By Chippy, March 9, 2021
    • 2 replies
    • 684 views
    • 
    • Lou S.
    • March 9, 2021

41. Bad Asset - Correction

    By justanotheradmin, March 18, 2016
    • 4 replies
    • 684 views
    • 
    • justanotheradmin
    • March 18, 2016

42. HCE Determination - Acquisition

    By CBenefits, April 26, 2019
    • 1 reply
    • 684 views
    • 
    • justanotheradmin
    • April 29, 2019

43. Maximum Hardship distribution

    By rblum50, July 21, 2021
    • 2 replies
    • 684 views
    • 
    • David Schultz
    • July 26, 2021

44. 404 Tax Deductibility

    By Catch22PGM, May 1, 2020
    • 3 replies
    • 684 views
    • 
    • Catch22PGM
    • May 5, 2020

45. Tips and safe harbor 401(k) Plan -

    By 52626, April 20, 2020
    • 1 reply
    • 683 views
    • 
    • Kevin C
    • April 21, 2020

46. Client Leaving PEO 401k Plan

    By coleboy, March 4, 2019
    • 1 reply
    • 683 views
    • 
    • Kevin C
    • March 5, 2019

47. Pooled Employer Plan

    By TH 401k, November 25, 2024
    • 4 replies
    • 683 views
    • 
    • Peter Gulia
    • November 26, 2024

48. Compensation

    By PFranckowiak, December 29, 2015
    • 2 replies
    • 683 views
    • 
    • PFranckowiak
    • December 29, 2015

49. 1-person (+spouse) plan exceptions

    By TPApril, September 14, 2022
    • 2 replies
    • 682 views
    • 
    • Bird
    • September 14, 2022

50. Looking for a ERISA Forms and Letters Book

    By jeff77, October 22, 2018
    • 2 replies
    • 682 views
    • 
    • Larry Starr
    • October 23, 2018