401(k) Plans

19,275 topics in this forum

1. HCE's

   By coleboy, February 25, 2019
   • 5 replies
   • 672 views
   • 
   • coleboy
   • February 26, 2019

2. Enrollment Statistics on SH Match vs SH Nonelective

   By EJS_TPA, January 10   

   • help
   • 6 replies
   • 672 views
   • 
   • R Griffith
   • January 28

3. Excise Tax paid on Form 5330

   By AJ North, June 12, 2020
   • 2 replies
   • 672 views
   • 
   • AJ North
   • June 15, 2020

4. Excess Roth

   By thepensionmaven, October 8, 2020
   • 4 replies
   • 672 views
   • 
   • Luke Bailey
   • October 8, 2020

5. Master trust for DC plans

   By formeractuary, November 29, 2016
   • 2 replies
   • 672 views
   • 
   • formeractuary
   • November 30, 2016

6. Employer incorrectly capped my contributions

   By HL, December 17, 2019
   • 3 replies
   • 672 views
   • 
   • Old Lawyer
   • December 19, 2019

7. Loan Eraser

   By austin3515, November 28, 2017
   • 4 replies
   • 672 views
   • 
   • Peter Gulia
   • November 28, 2017

8. When to pay excise tax on refunds

   By dragondon, April 5, 2024
   • 1 reply
   • 671 views
   • 
   • CuseFan
   • April 5, 2024

9. timely deposit of deferrals to 'plan holding account', but not to participant accounts

   By AlbanyConsultant, July 14, 2021
   • 7 replies
   • 671 views
   • 
   • Bill Presson
   • July 15, 2021

10. Adding Target-Date Funds as QDIA- Committee Procedures

    By kshawbenefits, November 11, 2018   

    • target-date funds
    • investment committee
    • 5 replies
    • 671 views
    • 
    • kshawbenefits
    • November 13, 2018

11. 401k Interim Valuation

    By Ballangen, March 27, 2020   

    • 401k
    • interim
    • (and 1 more)

      Tagged with:

      • 401k
      • interim
      • valuation
    • 2 replies
    • 671 views
    • 
    • JackS
    • March 30, 2020

12. Related employers, Safe Harbor/Profit Sharing allocation, 414s test

    By MLML, March 13, 2018
    • 1 reply
    • 671 views
    • 
    • Kevin C
    • March 13, 2018

13. New safe harbor plan

    By PensionPro, August 12
    • 6 replies
    • 671 views
    • 
    • Lou S.
    • August 12

14. Fixed Match Mistakenly Retained When SH Match Adopted

    By Plan Doc, February 14, 2024
    • 3 replies
    • 670 views
    • 
    • Lou S.
    • February 15, 2024

15. 401k Safe Harbor Question

    By RTChief, February 3, 2017   

    • 401k
    • 3 replies
    • 670 views
    • 
    • RTChief
    • February 3, 2017

16. Merger - Testing & 5500

    By John K, September 13, 2024
    • 1 reply
    • 670 views
    • 
    • Lou S.
    • September 13, 2024

17. SMM Required for change from Integrated to Cross-tested

    By Brandon1997, December 11, 2019
    • 2 replies
    • 670 views
    • 
    • Larry Starr
    • December 11, 2019

18. MSc Dissertation Survey Help Please!

    By Guest pli03, August 28, 2014
    • 0 replies
    • 669 views
    • 
    • Guest
    • August 28, 2014

19. Access Old IRS "Retirement News for Employers" Newsletter

    By EmpbAF, January 23, 2021
    • 2 replies
    • 669 views
    • 
    • EmpbAF
    • January 25, 2021

20. safe harbor match - compensation period

    By Tom, December 12, 2022
    • 3 replies
    • 669 views
    • 
    • Luke Bailey
    • December 20, 2022

21. Resources for Independent Valuations

    By HCE, February 6
    • 2 replies
    • 669 views
    • 
    • Paul I
    • February 6

22. Ineligible Participant with Contributions and Investment

    By FishOn, May 6, 2024
    • 1 reply
    • 668 views
    • 
    • Lou S.
    • May 6, 2024

23. Investment structure change - protected benefit or not?

    By Tom, March 12
    • 2 replies
    • 667 views
    • 
    • Paul I
    • March 12

24. non-elective deposited each payroll

    By Chippy, February 28, 2018
    • 2 replies
    • 667 views
    • 
    • Luke Bailey
    • March 1, 2018

25. Are the 2021 SH amounts included in 2022 testing?

    By Jakyasar, December 19, 2022
    • 4 replies
    • 667 views
    • 
    • CuseFan
    • December 20, 2022

26. 401k loan repayment question

    By Schlegdog13, December 4, 2017
    • 2 replies
    • 667 views
    • 
    • ESOP Guy
    • December 4, 2017

27. New Company Eligibility PS Grant

    By cheersmate, September 19, 2019   

    • eligibility waiver 401k eligibility,
    • eligibility service waiver
    • (and 1 more)

      Tagged with:

      • eligibility waiver 401k eligibility,
      • eligibility service waiver
      • past service grant
    • 6 replies
    • 666 views
    • 
    • Kevin C
    • September 23, 2019

28. Cares Act Distribution and interaction with 1 year wait after termination

    By Purplemandinga, May 21, 2020
    • 2 replies
    • 666 views
    • 
    • Luke Bailey
    • May 22, 2020

29. ACP Safe Harbor Plan

    By austin3515, January 24
    • 7 replies
    • 666 views
    • 
    • austin3515
    • January 25

30. Need help on 5500-SF Count

    By stephen20, May 19, 2021
    • 3 replies
    • 666 views
    • 
    • pmacduff
    • May 19, 2021

31. Off Calendar Plans and Roth Catchup 2.0 Requirement

    By justatester, July 21, 2023
    • 3 replies
    • 666 views
    • 
    • Gilmore
    • July 24, 2023

32. Does measuring period for break in service change upon rehire

    By Jim Chad, December 6, 2017
    • 2 replies
    • 665 views
    • 
    • My 2 cents
    • December 6, 2017

33. Top Heavy Minimum

    By TH 401k, June 10
    • 4 replies
    • 665 views
    • 
    • Lou S.
    • June 11

34. SNHEC with Match and PS?

    By Janie Kaminski, May 7, 2019
    • 2 replies
    • 665 views
    • 
    • Below Ground
    • May 7, 2019

35. Overfunded contributions

    By 401kallday, September 27, 2021
    • 3 replies
    • 665 views
    • 
    • Bird
    • September 29, 2021

36. Require all participants to make catch-up contributions on Roth basis?

    By ECSmith, August 8, 2023
    • 2 replies
    • 665 views
    • 
    • C. B. Zeller
    • August 8, 2023

37. Stacked Match with 3-month CODA

    By Brenda Wren, May 9, 2018
    • 3 replies
    • 664 views
    • 
    • Luke Bailey
    • May 14, 2018

38. Non QJSA 401(k) spousal waiver for beneficiary

    By Jim Chad, December 13, 2016
    • 2 replies
    • 664 views
    • 
    • GMK
    • December 13, 2016

39. top heavy prior year correction

    By Tom, September 3, 2017
    • 1 reply
    • 664 views
    • 
    • RatherBeGolfing
    • September 3, 2017

40. A company with roth conversion of PRE tax contributions inside of its 401k ?

    By JamesS, July 4, 2022
    • 3 replies
    • 664 views
    • 
    • JOH
    • July 6, 2022

41. From an LLP to a PC

    By ratherbereading, March 6, 2018
    • 3 replies
    • 664 views
    • 
    • Larry Starr
    • March 7, 2018

42. 414s fails in a SHM plan

    By AlbanyConsultant, March 4
    • 2 replies
    • 663 views
    • 
    • AlbanyConsultant
    • March 10

43. MEPs, PEPs, and exchanges

    By ESI2015, September 24, 2020
    • 1 reply
    • 663 views
    • 
    • WCC
    • September 24, 2020

44. Missed opportunity in a EACA plan

    By cpc0506, May 30, 2017
    • 1 reply
    • 663 views
    • 
    • BG5150
    • May 30, 2017

45. Profit Sharing Contribution allocation

    By Chippy, July 8, 2021
    • 2 replies
    • 663 views
    • 
    • C. B. Zeller
    • July 8, 2021

46. Top Heavy and Multiple Employer

    By cdavis25, July 27, 2018
    • 1 reply
    • 663 views
    • 
    • ETA Consulting LLC
    • July 27, 2018

47. Mandatory Auto Enrollment

    By FishOn, January 15
    • 1 reply
    • 663 views
    • 
    • Paul I
    • January 15

48. Lost 401K Company Match

    By Millie, December 16, 2020
    • 3 replies
    • 663 views
    • 
    • Patricia Neal Jensen
    • December 17, 2020

49. Safe Harbor Coverage/exclusion

    By Bruce1, December 13, 2024
    • 1 reply
    • 662 views
    • 
    • Bill Presson
    • December 13, 2024

50. Hiring someone during the year with large salary and immediate entry

    By Jakyasar, August 20, 2021
    • 7 replies
    • 662 views
    • 
    • Lou S.
    • August 23, 2021