401(k) Plans

19,319 topics in this forum

1. Early Entry

   By Inquiring Mind, January 17, 2023
   • 3 replies
   • 704 views
   • 
   • Bri
   • January 20, 2023

2. PS Sharing vs CODA

   By justatester, September 26, 2022
   • 6 replies
   • 704 views
   • 
   • justatester
   • September 30, 2022

3. Access Old IRS "Retirement News for Employers" Newsletter

   By EmpbAF, January 23, 2021
   • 2 replies
   • 704 views
   • 
   • EmpbAF
   • January 25, 2021

4. Adding Target-Date Funds as QDIA- Committee Procedures

   By kshawbenefits, November 11, 2018   

   • target-date funds
   • investment committee
   • 5 replies
   • 704 views
   • 
   • kshawbenefits
   • November 13, 2018

5. Stacked Match with 3-month CODA

   By Brenda Wren, May 9, 2018
   • 3 replies
   • 703 views
   • 
   • Luke Bailey
   • May 14, 2018

6. Removing Roth in a Safe Harbor Plan

   By cpc0506, July 24, 2020
   • 2 replies
   • 703 views
   • 
   • Gilmore
   • July 25, 2020

7. Safe Harbor mid-year amendment to compensation definition - nonelective contribution plan

   By Belgarath, February 28, 2022
   • 0 replies
   • 703 views
   • 
   • Belgarath
   • February 28, 2022

8. Tips and safe harbor 401(k) Plan -

   By 52626, April 20, 2020
   • 1 reply
   • 703 views
   • 
   • Kevin C
   • April 21, 2020

9. HCE Determination - Acquisition

   By CBenefits, April 26, 2019
   • 1 reply
   • 703 views
   • 
   • justanotheradmin
   • April 29, 2019

10. Posting Integrated PS contrib for SHNEC plan in Relius

    By MNO, August 21, 2017
    • 1 reply
    • 703 views
    • 
    • Tom Poje
    • August 21, 2017

11. Employer incorrectly capped my contributions

    By HL, December 17, 2019
    • 3 replies
    • 703 views
    • 
    • Old Lawyer
    • December 19, 2019

12. In-plan Roth conversion

    By Tom, August 7, 2023
    • 2 replies
    • 703 views
    • 
    • CuseFan
    • August 8, 2023

13. EPCRS Interpretation

    By Mr Bagwell, March 28, 2019
    • 2 replies
    • 702 views
    • 
    • Mr Bagwell
    • March 29, 2019

14. 1-person (+spouse) plan exceptions

    By TPApril, September 14, 2022
    • 2 replies
    • 702 views
    • 
    • Bird
    • September 14, 2022

15. Basic, Supplement, & Roth

    By ciscokidyo, September 12, 2018
    • 4 replies
    • 702 views
    • 
    • chc93
    • September 12, 2018

16. Hardship Eligiblity

    By Stash026, November 7, 2018
    • 3 replies
    • 702 views
    • 
    • dmwe
    • November 8, 2018

17. Electronic Signatures for Loans

    By jim241, April 18, 2017   

    • 401k
    • loans
    • (and 2 more)

      Tagged with:

      • 401k
      • loans
      • electronic sigature
      • e-sign
    • 1 reply
    • 702 views
    • 
    • TPAJake
    • April 18, 2017

18. Retroactive Safe Harbor for 2020, plan was already a 3% Safe Harbor

    By John Feldt ERPA CPC QPA, February 24, 2021
    • 3 replies
    • 701 views
    • 
    • JustnERPA
    • February 24, 2021

19. Off Calendar Plans and Roth Catchup 2.0 Requirement

    By justatester, July 21, 2023
    • 3 replies
    • 701 views
    • 
    • Gilmore
    • July 24, 2023

20. Secure 2.0 - Document / Qualification Issues after 1/1/25?

    By Leopurrd-401k, September 24, 2024
    • 3 replies
    • 701 views
    • 
    • Ecianas
    • September 28, 2024

21. providing participant statements to participants in brokerage accounts

    By AlbanyConsultant, August 4, 2021
    • 4 replies
    • 701 views
    • 
    • Bird
    • August 5, 2021

22. Inadvertent Error on 404(a)(5) Notice

    By Molgilny89, September 9, 2020
    • 1 reply
    • 700 views
    • 
    • Lou S.
    • September 9, 2020

23. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia, August 15, 2025
    • 3 replies
    • 700 views
    • 
    • justanotheradmin
    • August 15, 2025

24. Can Asset Seller Distribute Plan While Becoming ASG Member with Buyer?

    By Plan Doc, December 20, 2021
    • 2 replies
    • 700 views
    • 
    • Nate S
    • January 4, 2022

25. Contribution Withdrawal

    By TH 401k, January 12, 2025
    • 6 replies
    • 700 views
    • 
    • 401king
    • January 14, 2025

26. Mandatory Auto Enrollment

    By FishOn, January 15, 2025
    • 1 reply
    • 700 views
    • 
    • Paul I
    • January 15, 2025

27. Does measuring period for break in service change upon rehire

    By Jim Chad, December 6, 2017
    • 2 replies
    • 699 views
    • 
    • My 2 cents
    • December 6, 2017

28. Can Plan just disappear?

    By TPApril, December 16, 2025
    • 12 replies
    • 699 views
    • 
    • Lou S.
    • January 9

29. Is this considered an Affiliated Service Group?

    By pj20, December 12, 2017   

    • affiliated service group
    • 1 reply
    • 699 views
    • 
    • ETA Consulting LLC
    • December 12, 2017

30. Compensation for Profit Share Allocation

    By coleboy, September 10, 2018
    • 6 replies
    • 699 views
    • 
    • coleboy
    • September 13, 2018

31. Rehire eligibility question – Brain Bubble

    By MaryMcConnell, January 5, 2022
    • 3 replies
    • 699 views
    • 
    • MaryMcConnell
    • January 6, 2022

32. True-up Question - Safe Harbor Match

    By metsfan026, September 23, 2024
    • 4 replies
    • 699 views
    • 
    • austin3515
    • September 24, 2024

33. SECURE2.0 TH change - optional?

    By AlbanyConsultant, February 25, 2025
    • 2 replies
    • 698 views
    • 
    • Leopurrd-401k
    • February 26, 2025

34. Cares Act Distribution and interaction with 1 year wait after termination

    By Purplemandinga, May 21, 2020
    • 2 replies
    • 698 views
    • 
    • Luke Bailey
    • May 22, 2020

35. Is the addition of an adopting employer (creates a MEP) allowed mid year for SH Plan

    By jkharvey, June 9, 2015
    • 3 replies
    • 698 views
    • 
    • QDROphile
    • June 9, 2015

36. Determination Letter Application

    By kcav2006, January 21, 2016
    • 1 reply
    • 698 views
    • 
    • spicerfam
    • January 21, 2016

37. Client Leaving PEO 401k Plan

    By coleboy, March 4, 2019
    • 1 reply
    • 698 views
    • 
    • Kevin C
    • March 5, 2019

38. Plan investments

    By Chippy, February 5, 2016
    • 2 replies
    • 698 views
    • 
    • Peter Gulia
    • February 5, 2016

39. Inclusion of Ineligible Employees

    By CLE401kGuy, May 24, 2016
    • 2 replies
    • 698 views
    • 
    • CLE401kGuy
    • May 24, 2016

40. Terminated participant 2018 RMD required or not

    By DDB BN, May 12, 2020
    • 3 replies
    • 697 views
    • 
    • DDB BN
    • May 13, 2020

41. plan took 401k contribution on Bonus

    By JKW, January 7, 2016
    • 0 replies
    • 696 views
    • 
    • JKW
    • January 7, 2016

42. Reverse Borrowing then Shifting-Permitted?

    By justatester, February 12, 2014
    • 0 replies
    • 696 views
    • 
    • justatester
    • February 12, 2014

43. QACA for a restaurant group--Exclude tips under comp def?

    By TPAJake, June 30, 2016
    • 2 replies
    • 696 views
    • 
    • TPAJake
    • July 1, 2016

44. Strange question re ADP testing

    By Belgarath, March 8, 2024
    • 3 replies
    • 696 views
    • 
    • CuseFan
    • March 11, 2024

45. Suspension Period under Proposed Hardship Regulations

    By Gruegen, December 3, 2018
    • 1 reply
    • 696 views
    • 
    • Luke Bailey
    • December 5, 2018

46. Safe Harbor and Plan Sponsor Acquistion

    By cpc0506, December 6, 2017
    • 2 replies
    • 695 views
    • 
    • EBECatty
    • December 9, 2017

47. top heavy safe harbor plan with different eligibility

    By K2retire, February 27, 2016
    • 1 reply
    • 695 views
    • 
    • Mike Preston
    • February 27, 2016

48. Hardships and Rehire

    By 52626, March 30, 2017
    • 2 replies
    • 695 views
    • 
    • 52626
    • March 30, 2017

49. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 695 views
    • 
    • austin3515
    • March 2, 2016

50. HCE's

    By coleboy, February 25, 2019
    • 5 replies
    • 695 views
    • 
    • coleboy
    • February 26, 2019